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Lemiyana
Universitas Islam Negeri Raden Fatah Palembang
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Social Sciences Other

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Pengaruh Soft Skill, Praktik Pengalaman Lapangan (Magang) Dan Motivasi Kerja Terhadap Kesiapan Kerja Mahasiswa Di Bank Syariah Nurjannah, Nurjannah; Walian , Armansyah; Lemiyana, Lemiyana
Jurnal Ekonomika Dan Bisnis (JEBS) Vol. 4 No. 6 (2024): November - Desember
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jebs.v4i6.2193

Abstract

This research aims to determine the influence of soft skills, practical field experience or internships and work motivation on student work readiness at Sharia Bank. The data collection technique was carried out using a questionnaire data collection method using a Likert scale. The population in this study was 501 sharia banking students at UIN Raden Fatah Palembang, class of 2020-2021. Sample collection in this study was carried out using a non-probability sampling technique, using a purposive sampling method. The sample in this study consisted of 125 students. Data analysis uses descriptive analysis and multiple linear regression analysis with the help of the IBM SPSS version 26 analysis program. Based on the research results, it can be concluded that: (1) soft skills have a positive and significant effect on students' work readiness in sharia banks, (2) Field experience practice (internships) have a positive and significant effect on students' work readiness in sharia banks, (3) Work motivation has an effect positive and significant impact on students' work readiness in sharia banks and (4) simultaneously soft skills, practical field experience (internships) and work motivation have a joint effect on students' work readiness in sharia banks.
How Do Digital Literacy Affect Millennial Investment in Sharia Capital Markets? The Role of Lifestyle Lemiyana, Lemiyana; Rusdi, Muhammad; Al Maraghy, Muhammad
IKONOMIKA Vol 9, No 2 (2024)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/ijebi.v9i2.23757

Abstract

The capital market in this technological era is often promoted by the government through the Indonesia Stock Exchange (IDX). This encourages the growth of investors, especially millennial investors. By conducting an empirical investigation into the mediating function of lifestyle between digital literacy and investment. Data was collected from 130 millennial investor in Palembang city. The data were analyzed using PLS-SEM analysis. The research results indicate that digital literacy  influences investment and lifestyle also affects investment. This study also shows lifestyle mediates the influence of digital literacy on investment.
MEMBANGUN LOYALITAS NASABAH MELALUI PENGUATAN DIGITALISASI DI INDONESIA Zahra, Nadya Az; Lemiyana, Lemiyana; Bayumi, Muhamad Rahman
Yurisprudentia: Jurnal Hukum Ekonomi Vol 9, No 2 (2023)
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/yurisprudentia.v9i2.8588

Abstract

Kepuasan dan loyalitas merupakan faktor penting dan menjadi tujuan setiap perusahaan tak terkecuali perbankan. Layanan mobile banking di era teknologi menjadi pilihan bagi nasabah, oleh karena itu E-Service Quality serta E-Trust perlu dibangun demi mencapai loyalitas dan kepuasan nasabah. Mengetahui pengaruh dari E-Service Quality dan E-Trust terhadap loyalitas nasabah Bank Syariah Indonesia KCP Palembang Merdeka yang dimediasi oleh Kepuasan Nasabah adalah tujuan dari penelitian. Metode pengumpulan data adalah melalui kuesioner menggunakan skala likert. Populasinya berjumlah 2.100 nasabah, sampelnya berjumlah 95 responden dengan menggunakan teknik purposive sampling. Pengaruh positif dan signifikan ditunjukkan oleh Path Coeficient mengenai E-Service Quality dan E-Trust pada loyalitas nasabah. Selain itu, pengaruh positif signifikan juga diberikan oleh E-Service Quality dan E-Trust pada kepuasan nasabahnya. Kepuasan nasabah dapat memediasi hubungan E-Service Quality dan E-Trust terhadap loyalitas nasabah.
Pengaruh Kelengkapan Fitur, Kemudahan Transaksi dan Keamanan Aplikasi terhadap Kepuasan Nasabah Byond By BSI Di Era Transformasi Digital Jannah, Dea Miftahul; Bayumi, Muhammad Rahman; Lemiyana, Lemiyana
PELITA JURNAL PENELITIAN DAN KARYA ILMIAH Vol 26 No 2 (2026): Pelita : Jurnal Penelitian dan Karya Ilmiah [Juli - Desember]
Publisher : UNIVERSITAS ISLAM SYEKH - YUSUF TANGERANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33592/pelita.v26i2.8507

Abstract

This study aims to analyze the influence of feature completeness, ease of transactions, and application security on Byond By BSI customer satisfaction in the era of digital transformation. This study used a quantitative approach with a purposive sampling technique. The sample consisted of 100 respondents, who were customers of Bank Syariah Indonesia at the Palembang Demang branch, ranging in age from teenagers to productive age. Data were collected through distributed questionnaires using paper questionnaires and distributed Google Form links.The results showed that feature completeness had a significant and positive direct effect on customer satisfaction. Conversely, ease of transactions had a significant and positive effect on customer satisfaction, and application security also had a significant and positive effect on customer satisfaction. The third variable, namely feature completeness, ease of transactions, and application security, had a positive and significant effect on Byond By BSI customer satisfaction in the era of digital transformation.
PENGARUH LITERASI KEUANGAN, TEKNOLOGI FINANSIAL SYARIAH (FINTECH SYARIAH), DAN TINGKAT PEMBIAYAAN TERHADAP KINERJA UMKM KOTA PALEMBANG Susanto, Muhammad Habibi; Lemiyana, Lemiyana; Pamuji, Pamuji
PELITA JURNAL PENELITIAN DAN KARYA ILMIAH Vol 26 No 2 (2026): Pelita : Jurnal Penelitian dan Karya Ilmiah [Juli - Desember]
Publisher : UNIVERSITAS ISLAM SYEKH - YUSUF TANGERANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33592/pelita.v26i2.8628

Abstract

This study aims to examine the influence of financial literacy, Islamic financial technology (Islamic fintech), and the level of financing on the performance of MSMEs in Palembang City. This research employs a quantitative research method. The data used in this study are primary data obtained through the distribution of 96 questionnaires using the Lemeshow sampling technique. The analytical method applied is multiple linear regression analysis, with data processing conducted using SPSS version 26. The results of the study show that, partially, financial literacy has a positive and significant influence on the performance of MSMEs in Palembang City. Islamic financial technology (Islamic fintech) has a negative and insignificant influence on the performance of MSMEs in Palembang City. The level of financing also has a negative and insignificant influence on the performance of MSMEs in Palembang City. However, simultaneously, the three variables financial literacy, Islamic financial technology (Islamic fintech), and the level of financing have a positive and significant influence on the performance of MSMEs in Palembang City.
PENGARUH JENIS LAYANAN DAN KEMUDAHAN MENGGUNAKAN FITUR TERHADAP LOYALITAS NASABAH PADA BSI KCP PALEMBANG OPI JAKABARING Ariani Budiman; Hilda; Lemiyana
Lentera Jurnal Manajemen Vol. 4 No. 2 (2026): Lentera Jurnal Manajemen
Publisher : Lentera Ilmu Madani

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Perkembangan teknologi digital mendorong industri perbankan syariah untuk terus meningkatkan kualitas layanan digital guna mempertahankan loyalitas pelanggan. Bank Syariah Indonesia (BSI), melalui aplikasi BSI Mobile, menawarkan berbagai layanan transaksi yang terintegrasi dengan nilai-nilai Islam, sehingga memberikan kemudahan bagi pelanggan dalam melakukan aktivitas perbankan. Studi ini bertujuan untuk menganalisis pengaruh jenis layanan dan kemudahan penggunaan fitur terhadap loyalitas pelanggan di BSI KCP Palembang OPI Jakabaring. Studi ini menggunakan pendekatan kuantitatif dengan data primer yang diperoleh melalui penyebaran kuesioner kepada 100 responden yang dipilih menggunakan teknik purposive sampling dari populasi 18.703 pelanggan. Analisis data dilakukan menggunakan regresi linier berganda dengan bantuan IBM SPSS Statistics versi 26. Hasil penelitian menunjukkan bahwa jenis layanan memiliki pengaruh positif dan signifikan terhadap loyalitas pelanggan. Kemudahan penggunaan fitur juga memiliki pengaruh positif dan signifikan terhadap loyalitas pelanggan. Secara simultan, kedua variabel independen tersebut mampu menjelaskan pengaruh yang signifikan terhadap loyalitas pelanggan. Temuan ini menunjukkan bahwa peningkatan variasi layanan dan kemudahan penggunaan fitur digital merupakan strategi penting bagi Bank Syariah Indonesia dalam mempertahankan loyalitas pelanggan dan meningkatkan daya saing perbankan syariah di era digital.
PENGARUH LITERASI KEUANGAN DAN GAYA HIDUP HEDONIS TERHADAP PERILAKU KONSUMTIF SISWA (STUDI KASUS PADA SMA MUHAMMADYAH 1 PALEMBANG) Hilda; Lemiyana; Putri Septiriani
Lentera Jurnal Manajemen Vol. 4 No. 2 (2026): Lentera Jurnal Manajemen
Publisher : Lentera Ilmu Madani

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk mengetahui Pengaruh Literasi Keuangan dan Gaya Hidup Hedonis Terhadap Perilaku Konsumtif Siswa (Studi Kasus Pada SMA Muhammadyah 1 Palembang). Perilaku Konsumtif adalah proses berperilaku oleh individu secara langsung tanpa adanya pertimbangan yang masuk akal dan dalam memenuhi kebutuhan tidak didasarkan pada faktor kebutuhan. Metode pengumpulan data dalam penelitian ini menggunakan metode kuantitatif dengan menggunakan data primer yang dihasilkan dari data kuesioner dari responden. Teknik pengambilan sampel dalam penelitian ini menggunakan metode purposive sampling, sehingga sampel penelitian yang diperoleh sebanyak 70 responden. Pengujian data bantuan hipotesis menggunakan metode statistik dengan program SPSS 26. Hasil penelitian menunjukkan bahwa H1 menyatakan literasi keuangan tidak berpengaruh signifikan terhadap perilaku konsumtif siswa SMA Muhammadyah 1 Palembang, H2 menyatakan gaya hidup hedonis berpengaruh signifikan terhadap perilaku konsumtif siswa SMA Muhammadyah 1 Palembang, H3 menyatakan bahwa literasi keuangan dan gaya hidup hedonis berpengaruh signifikan terhadap perilaku konsumtif siswa SMA Muhammadyah 1 Palembang.
Pengaruh Kualitas Pelayanan Dan Fasilitas Terhadap Kepuasan Nasabah Dan Keputusan Sebagai Variabel Intervening Pada Bank Syariah Indonesia KCP Palembang Simpang Patal Vineilia Dwi Ariantika; Lemiyana; Citra Lestari
Jurnal Akuntansi Keuangan dan Bisnis Vol. 2 No. 1 (2024): April - Juni
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62379/jakbs.v2i1.978

Abstract

Customer satisfaction is an important factor that is used as a goal by companies, including the banking world. Customer satisfaction is very valuable for a bank or company. In customer satisfaction, there are several factors that influence it, including the quality of service and facilities. Customers who are satisfied with a service or product provided and the facilities are good and adequate tend to use the service again in the future. Before using services or products at a bank, customers will make a decision to use a bank's products and services. In this case, individuals will have their own perceptions, with individuals looking for information about bank services and products that suit their needs. This research aims to determine the influence of service quality and facilities on customer satisfaction where decisions are an intervening variable at Bank Syariah Indonesia KCP Palembang Simpang Patal. The method used in collecting data is through a questionnaire using a Likert scale. The population was 19,639 total customers from 2020 and the sample used was 99 respondents using a purposive sampling technique. Data processing uses the SmartPLS application version 4.0. The path coefficient shows that the quality of service and facilities has a significant effect on customer satisfaction. Decisions cannot mediate service quality on customer satisfaction. But decisions can mediate facilities on customer satisfaction
Pengaruh Gaya Hidup Dan Personality Traits Terhadap Keputusan Berinvestasi Di Pasar Modal Pada Generasi Z Kota Palembang Putri Sabrina; Maya Panorama; Lemiyana
Jurnal Akuntansi Keuangan dan Bisnis Vol. 2 No. 2 (2024): Juli - September
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62379/jakbs.v2i2.1513

Abstract

Co-Authors Al Maraghy, Muhammad Ariani Budiman Armansyah Walian Aziz Septiatin Bayumi, Muhammad Rahman Chici Rima Putri Pratama Citra Lestari Echa Lestari Emi Yulia siska Hilda Jannah, Dea Miftahul juniawati , Mutmainah Lestari , Echa Mawardi Mawardi Maya Panorama Muftifiandi Muftifiandi, Muftifiandi Muhamad Rahman Bayumi Muhammad Rizka Sya'ban Muhammad Rusdi Muhammad Rusdi Nur Sabella, Rizka Andini Nurjannah Nurjannah Pamuji Pamuji, Pamuji Putri Sabrina Putri Septiriani Rika Lidyah Risky . Ritha Yolanda Siti Nur Muthiah Susanto, Muhammad Habibi Vineilia Dwi Ariantika Walian , Armansyah Widya Endang Lestari Zahra, Nadya Az