Article Per Year (5 Year)
p-Index From 2021 - 2026
1.978
P-Index
This Author published in this journals
All Journal Jurnal Ilmiah Mahasiswa FEB International Journal of Local Economic Governance Jurnal Ekonomi & Studi Pembangunan ANALISIS - SCIENTIFIC JOURNAL OF ECONOMICS, MANAGEMENT, BUSINESS, AND ACCOUNTING Prima Abdika: Jurnal Pengabdian Masyarakat Jurnal Ketenagakerjaan Asia Pacific Journal of Management and Education Neo Journal of economy and social humanities Economics, Business, Accounting & Society Review Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Journal of Development Economic and Social Studies (JDESS) Digital Theory, Culture & Society
Axellina Muara Setyanti, Axellina Muara
Unknown Affiliation
Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

Published : 12 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 12 Documents
Search

 1   2 
The Role of Public Policy and Digital Connectivity in Driving Gdp Growth: A Cross-Country Study of Emerging Economies Sakti, Rachmad Kresna; Mubarak, Muhammad Faraz; Setyanti, Axellina Muara; Prestianawati, Silvi Asna
Economics, Business, Accounting & Society Review Vol. 5 No. 1 (2026): Economics, Business, Accounting & Society Review
Publisher : International Ecsis Association

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study examines how digital connectivity and public policy influence economic growth in developing countries, utilizing data from 21 nations spanning the years 2018 to 2023. The study focuses on internet adoption rates, internet speed, government policies, and GDP growth rates, employing a composite index and Panel-Corrected Standard Errors (PCSE) regression method. The findings indicate that higher internet penetration, faster internet speed, and enhanced internet security are positively associated with per capita GDP growth, highlighting the importance of digital connectivity in fostering economic development. In contrast, reliance on basic cellular connections shows a negative impact on per capita GDP, potentially due to lower productivity associated with basic mobile usage. The study also emphasizes the crucial role of public policy performance, which demonstrates a strong positive correlation with economic growth, suggesting that effective governance and well-implemented policies are essential for maximizing the benefits of digital infrastructure in driving economic progress. The study's integration of both digital connectivity variables and public policy provides new insights into the synergies between technology and governance, offering a comprehensive view of how these factors together influence economic outcomes. This approach adds valuable contributions to development economics, particularly in understanding the roles of modern digital infrastructure and policy frameworks in supporting sustainable growth in developing countries.
Rethinking Financial Inclusion in the Digital Age: Determinants of Fintech Adoption in Indonesian Households Setyanti, Axellina Muara; Khoiruddin, M. Afif; Finuliyah, Firdaus
Neo Journal of economy and social humanities Vol 4 No 2 (2025): Neo Journal of Economy and Social Humanities
Publisher : International Publisher (YAPENBI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56403/nejesh.v4i2.261

Abstract

This study examines the determinants of fintech adoption among Indonesian households using nationally representative microdata from SUSENAS 2022 and binary logistic regression analysis. The findings reveal that fintech adoption remains limited, with only 5.48% of households reporting the use of digital financial services such as mobile banking. Among the determinants, savings ownership emerges as the strongest predictor, associated with a 12% higher probability of adopting fintech, underscoring the importance of prior financial engagement. Other significant factors include educational attainment, ICT experience, and formal employment. The analysis also highlights notable geographic variation. Education increases the probability of fintech use by 1.37% in urban areas but only 0.27% in rural areas. Similarly, ICT experience is associated with a 4.72% increase in adoption probability in urban areas, compared to 1.28% in rural settings, reflecting unequal returns to human capital across region. Formal employment and land ownership play a more influential role in rural areas. In contrast, participation in government assistance programs such as PKH and BPNT is negatively associated with fintech use across both settings, indicating that digital transfers alone are insufficient to foster sustained financial inclusion. These results highlight the urgency of designing context-sensitive fintech policies that address digital literacy, institutional trust, and inclusive program integration.
Co-Authors Azzahro, Septin Bahtiar Fitanto Bintoro, Nugroho Suryo Finuliyah, Firdaus Kadafi, M. Amin Khoiruddin, M. Afif Khoiruddin, Muhammad Afif Khusnul Ashar Larasati, Dorothea Bening Mubarak, Muhammad Faraz Rachmad Kresna Sakti Samudra, Ribka Widayati Silvi Asna Prestianawati Susilo Susilo Wildan Syafitri