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ANALISIS PERBANDINGAN EFISIENSI BANK UMUM SYARIAH (BUS) DAN UNIT USAHA SYARIAH (UUS) DENGAN METODE STOCHASTIC FRONTIER ANALYSIS (SFA) (Periode 2010-2013) Haqiqi, Teuku Muhammad; Muharam, Harjum
Diponegoro Journal of Management Volume 4, Nomor 4, Tahun 2015
Publisher : Faculty of Economics and Business Diponegoro University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (165.316 KB)

Abstract

Efficiency is one of parameter used for measuring banking performance. The purpose of this research is to analyze the efficiency of Islamic banking in Indonesia, particularly the Sharia Commercial Banks (BUS) and the Sharia Business Unit (UUS). There are 11 Islamic banks used as the sample of this research and divided into two groups of banks respectively 6 BUS and 5 UUS.This research uses Stochastic Frontier Analysis (SFA) methods with production function item as the measurement tools for Islamic banking efficiency level on BUS and UUS in Indonesian. Results of this SFA method appears in numeric score 0-1 form, the closer the result with score 1 the more Islamic banking approaches the perfect efficiency level. Input variables in this research are total deposits of third parties, total other operating expenses, and employee or labor cost. The output variable is total financing as the main product of Islamic banking. Variables were chosen based on intermediation approach. The independent sample t-test is used to find out the difference of efficiency level between each group of bank (BUS and UUS).The results of this research using SFA method shows that Islamic banking’s efficiency is increasing in every period between 2010-2013. The average efficiency on BUS and UUS respectively are 0,90098 and 0,901823. This suggests that UUS in Indonesian better than BUS during 2010-2013. Regarding the result of hypothesis testing panel about the influence of input variables toward BUS and UUS output variable, total deposits of third parties has positive and significant influence to the total financing, total other operating expenses has positive and insignificant influence to the total financing, and the employee or labor cost has negative and insignificant influence toward total financing. Independent sample t-test is used to gain the results of this different test hypothesis testing and it shows no difference in efficiency level between BUS and UUS.
Pengaruh Harga dan Lokasi Terhadap Keputusan Pembelian Rumah pada PT. Raden Jaya Firmansyah; Teuku Muhammad Haqiqi
REMIK: Riset dan E-Jurnal Manajemen Informatika Komputer Vol. 6 No. 4 (2022): Volume 6 No 4 Oktober 2022
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/remik.v6i4.11881

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh harga dan lokasi baik secara sendiri-sendiri (parsial) maupun secara bersama-sama (simultan) terhadap keputusan pembelian rumah pada PT. Raden Jaya Wilayah Palembang. Sampel yang diambil dalam penelitian ini adalah sebesar 10 persen dari jumlah populasi yaitu 53 Responden. Untuk mengetahui pengaruh harga dan lokasi secara baik secara sendiri-sendiri (parsial) maupun secara bersama-sama (simultan) terhadap keputusan pembelian rumah pada PT. Raden Jaya Wilayah Palembang digunakan persamaan Regresi Linier berganda. Berdasarkan analisis regresi diperoleh nilai t-hitung hasilnya nilai variabel Harga (X1) dan nilai variabel lokasi (X2) lebih kecil dari nilai alfa, maka dapat dikatakan bahwa terdapat pengaruh yang signifikan secara parsial variabel harga dan lokasi terhadap keputusan membeli (Y). Pengujian secara simultan atau uji F dapat diketahui bahwa nilai Fhitung lebih kecil dari nilai alfa, maka dapat dikatakan bahwa terdapat pengaruh yang signifikan secara simultan variabel harga dan lokasi terhadap keputusan membeli (Y). Kesimpulan menunjukan harga dan lokasi pengaruh baik secara sendiri-sendiri (parsial) maupun secara bersama-sama (simultan) terhadap keputusan pembelian rumah pada PT. Raden Jaya Wilayah Palembang.
Dampak Produk, Harga dan Lokasi Terhadap Keputusan Pembelian Konsumen di Pasar Tradisional Dewinta Sari; Rikkie Dekas; Teuku Muhammad Haqiqi
Journal of Management and Bussines (JOMB) Vol 5 No 2 (2023): Journal of Management and Bussines (JOMB)
Publisher : IPM2KPE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/jomb.v5i2.6899

Abstract

This study aims to determine the impact of production, price and location on consumer purchasing decisions at the Sukajadi traditional market, Banyuasin Regency. Data collection using a questionnaire (Questionnaire). The results of the research show that the Validation Test of product variables, price variables, location variables and purchasing decision variables has a critical value for the sample at a significant level of 5%. indicates that all items of product variable questions, price variables, location variables and purchasing decision variables are valid. Thus the measuring instrument used in this study is suitable for measuring product variables, price variables, location variables and purchasing decision variables. Reliability test for product variable, price variable, location variable and purchase decision variable shows that all variables are reliable. Conclusion, Product variable Validation Test, Price variable, Location Variable and Purchasing Decision variable at the critical value for the sample at a significant level of 5% is 0.361. Keywords: Price, Purchase Decision, Location, Product
The Influence of the Marketing Mix on the Interests of Customers Using Murabahah's Financing Products Riri Hanifa; Teuku Muhammad Haqiqi
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 9 No 2 (2024): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Februari 20
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/isbank.v9i2.1064

Abstract

This study is intended to analyze the effect of product, price, location, and promotion on customer interest in utilizing murabahah financing at Bank Syariah Indonesia KCP Sungai Lilin. This research is a quantitative research method, and data dissemination is done by distributing questionnaires. The sample in this study was 100 respondents, so this questionnaire was distributed to 100 respondents. The technique of collecting data in this study used an accidental random sampling technique, namely the technique of determining the sample by selecting respondents randomly but with certain criteria that must represent the population to be studied. As for the collection of primary data used by researchers, it was obtained from questionnaires distributed to respondents. Furthermore, the collected data were analyzed using multiple regression analysis with the help of the SPSS version 26. The results of this study indicate that product and price partially have a positive and significant effect on customer interest, while location and, promotion do not have a positive and significant effect on customer interest. Simultaneously, the product, price, location and promotion variables together have a positive and significant influence on customer interest in utilizing murabahah financing at Bank Syariah Indonesia KCP Sungai Lilin. Keywords : Product, Price, Location, Promotion, Customer Interest
The effect of financial literacy on student financial behavior at the Sumatera Selatan University Teuku Muhammad Haqiqi; Santi Oktavianti; Jabarti Jabarti; Muhammad Shalahuddin; Henny Oktaviyani
Jurnal Mantik Vol. 7 No. 4 (2024): February: Manajemen, Teknologi Informatika dan Komunikasi (Mantik)
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/mantik.v7i4.4716

Abstract

Financial literacy is the skill to separate financial problems and financial alternatives. Managing money is very necessary in everyday life, and the ability to financial behavior that is owned independently without supervision and control from parents. The research study analyzed the characteristics of the population at the University of South Sumatra students using population sampling, probability sampling, and accidental sampling techniques. Data sources include primary and secondary, and sampling techniques include questionnaires and Likert. The findings inform future research and policy decisions, examining sociological phenomena and their impact on the population. The significant value in the regression test of the estimated r value was higher than the r table value, demonstrating that financial literacy has a beneficial influence on students' financial behavior in the Management Study Program at the University of South Sumatra. Therefore, the H1 hypothesis is accepted and it can be said that there is a strong influence between financial literacy (X) on financial behavior (Y) in students of the university of South Sumatra, Faculty of Economics, Management study program. Research limitations on data collection time. This research is expected to be able to provide references for future researchers.
The effect of return on assets (ROA), return on equity (ROE), debt to equity ratio (DER) on stock prices in property companies listed on the indonesia stock exchange Oktavianti, Santi; Mesra, Mesra; Haqiqi, Teuku Muhammad; Shalahuddin, M.; Rahmania, Vanesha; Oktaviyani, Henny
Jurnal Mantik Vol. 8 No. 2 (2024): August: Manajemen, Teknologi Informatika dan Komunikasi (Mantik)
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/mantik.v8i2.5351

Abstract

This study aims to determine the effect of return on assets (ROA), return on equity (ROE) and Debt to equity (DER) on stock prices of property stocks in Indonesia for a period of 4 years (2019-2022). This research is quantitative research. The data used in this research is secondary data. Sampling in this study used a purposive sampling technique in order to obtain 32 companies as research samples. Data taken from financial reports listed on the Indonesia Stock Exchange (IDX). Data analysis using panel data analysis with the selected regression model is the fixed effect model. The results showed that partially the ROA variable had a positive and insignificant effect on stock prices, ROE had a negative and insignificant effect on stock prices, DER had and a negative and significant effect on stock prices
The Effect of Investment Motivation and Knowledge on Student Investment Interest in the Capital Market Zainal, Rabin Ibnu; Lianda, Okta; Oktavianti, Santi; Haqiqi, Teuku Muhammad
International Journal of Finance Research Vol. 5 No. 2 (2024): International Journal of Finance Research
Publisher : Training & Research Institute - Jeramba Ilmu Sukses (TRI-JIS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47747/ijfr.v5i2.1961

Abstract

This research, with practical implications for the field of finance and economics, aims to determine the influence of investment motivation and knowledge on student investment interest in the capital market. The population in the study was 565 students from the Faculty of Economics, Universitas Sumatera Selatan, with samples taken using the Slovin formula, so 85 respondents were involved in this research. The data collected used a questionnaire, and this research technique used a purposive sampling technique. This research used Multiple linear regression analysis to analyze data. The findings of this research show that partial investment motivation and interest have a positive and significant influence. There is a positive and significant influence between investment knowledge partially on investment interest, and there is motivation and investment knowledge simultaneously on investment interest
Financial literacy and financial education on financial behavior in college students: the mediating effect on investment motivation Haqiqi, Teuku Muhammad; Hanifa, Riri; Bela, Iglima Anisa; Erdiyanto, Rico; Paiza, Ela
Jurnal Mantik Vol. 8 No. 3 (2024): November: Manajemen, Teknologi Informatika dan Komunikasi (Mantik)
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/mantik.v8i3.5626

Abstract

This study aims to test empirically how the influence of financial literacy, financial education on financial behavior. Then to see how much that all influence financial behavior mediates by investment motivation at students.  This study employs a quantitative research design and a population of 6,350 students. The sampling technique was proportional stratified random, and the Slovin formula was used to determine the requisite number of respondents, which was established to be 376 students. The findings in this study are that all variables have a significant and positive relationship in accordance with the hypothesis
Analysis of Good Governance Implementation on Village Financial Management Sari, Djuwita; Rabin Ibnu, Zainal; Haqiqi, Teuku Muhammad
International Journal of Business, Management and Economics Vol. 5 No. 1 (2024): International Journal of Business, Management and Economics
Publisher : Training & Research Institute - Jeramba Ilmu Sukses (TRI-JIS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47747/ijbme.v5i1.1668

Abstract

The principle of good governance also controls the village government to carry out good governance and avoid fraud during the village financial management process. This type of research is a quantitative descriptive study using primary data and data collection techniques using questionnaires. This study uses the analysis of the validity test, reliability test, simple linear regression test, coefficient of determination, and hypothesis test. The study concluded that implementing good governance positively and significantly affected village financial management. In this study, it is hoped that the village government will be able to provide the community with correct information about village financial management and easy access for people who need information.
Pengolahan dan Pemanfaatan Limbah Warung Makan Beserta Ampas Kelapa Parut Dengan Budidaya Hermatia Illucens Haqiqi, Teuku Muhammad; Lestari, Siti; Riswan, Riswan
Jurnal Pengabdian Magister Pendidikan IPA Vol 7 No 1 (2024): Januari - Maret
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jpmpi.v7i1.6882

Abstract

Indonesia memiliki sebanyak 44% timbunan sampah dari sampah makanan. Indonesia juga diklaim berada di posisi kedua dengan negara penyumbang sampah terbesar didunia, estimasi sampah yang disumbangkan mencapai 300 kilogram per kapita per tahun. Selanjutnya timbulan Food Loss Waste Indonesia pada tahun 2000-2019 yaitu 115-184 kg/kapita/tahun. Maka timbulan Food Loss Waste akan diestimasikan pada tahun 2045 dapat mencapai 344 kg/kapita/tahun di Indonesia. Salah satu cara mengatasinya yaitu dengan biokonversi pada budidaya maggot BSF. Tujuannya yaitu menganalisis potensi ekonomi dari pengolahan limbah organik pada budidaya maggot, sehingga menjadi produk yang inovatif; mengaplikasikan pengolahan limbah organik sehingga menjadi subtrat yang cocok untuk budidaya maggot; mengaplikasikan nutrisi dan kondisi lingkungan yang cocok bagi perkembangan dan pertumbuhan maggot; memahami perbandingan kualitas dan nilai nutrisi produk maggot dengan menggunakan pembanding lainnya. Metode pokok bahasan Pengolahan dan pemanfaatan limbah organik untuk media budidaya BSF dibagi menjadi dua yaitu materi pendahuluan dan materi inti. bagian pertama tentang bagaimana meningkatkan suatu nilai yang tidak berharga menjadi nilai ekonomis termasuk diantaranya pada pengolahan dan pemanfaatan limbah organik sebagai media substrat pembudidaya maggot. Bagian kedua mengenai potensi maggot sebagai sumber protein hewani dan bahan pakan alternatif. Pembudidaya menerima dan mempraktekkan teori yang telah disampaikan oleh narasumber dengan baik. Pembudidaya sudah melakukan pemilahan sampah organik dan non-organik pada media yang akan gunakan sebagai substratnya, sudah melakukan penambahan probiotik untuk meningkatkan nilai nutrisi yang terkandung, sudah melakukan melakukan pengaturan suhu dan kelembapan pada media pembesaran maggot, sudah melakukan pencatatan siklus pada maggot BSF, dan sedang menganalisis potensi-potensi nilai tambah pada hasil budidaya maggot.