Article Per Year (5 Year)
p-Index From 2021 - 2026
5.041
P-Index
This Author published in this journals
All Journal Jurnal Manajemen Bisnis Sains: Jurnal Manajemen dan Bisnis Journal of Accounting and Investment Jurnal Ekonomi Pembangunan STIE Muhammadiyah Palopo BERDIKARI : Jurnal Inovasi dan Penerapan Ipteks Agregat: Jurnal Ekonomi dan Bisnis Jurnal Analisis Bisnis Ekonomi MATAPPA: Jurnal Pengabdian Kepada Masyarakat SENTRALISASI Martabe : Jurnal Pengabdian Kepada Masyarakat CAM JOURNAL: Change Agent For Management Journal Penentuan harga obligasi dan teori tingkat bunga Jurnal Ilmiah Edunomika (JIE) Reswara: Jurnal Pengabdian Kepada Masyarakat Entrepreneurship Bisnis Manajemen Akuntansi (E-BISMA) Journal of Islamic Economic and Business Research Arus Jurnal Sosial dan Humaniora Universitas Muhammadiyah Yogyakarta Undergraduate Conference Proceeding International Journal of Management Science and Information Technology (IJMSIT) Society: Jurnal Pengabdian Masyarakat Journal Of World Science Prosiding Seminar Nasional Program Pengabdian Masyarakat PUBLICA: Jurnal Pengabdian Masyarakat Nusantara Technology and Engineering Review Jurnal Analisis Bisnis Ekonomi
Kusumawati, Rita
Universitas Muhammadiyah Yogyakarta
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Automotive Engineering Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Public Health Social Sciences Other

Published : 58 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search
Journal : sentralisasi

 1 
Does Dividend Policy Moderate the Influence of Financial Performance on Firm Value ? Kusumawati, Rita; Hadiyanto , Achmad Faisal
SENTRALISASI Vol. 13 No. 1 (2024): Sentralisasi
Publisher : Universitas Muhammadiyah Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33506/sl.v13i1.2620

Abstract

This study tries to demonstrate the elements impacting firm value for manufacturing companies listed on the Indonesia Stock Exchange. Leverage, profitability, and firm size are the variables that were examined in this study. Manufacturing firms registered on the Indonesia Stock Exchange (IDX) for the years 2017–2021 make up the study’s population. Purposive sampling was used to gather the data, and 246 samples were gathered as a result. Multivariate regression analysis (MRA) or interaction tests are used in the study methodology. According to the findings of the hypothesis test, leverage, profitability, and company size all have a positive impact on firm value. The dividend policy can then be used to control the connection between leverage and profitability for firm value.
From Financial Literacy to Financial Behavior: The Mediating Role of Behavioral Intention Among Generation Z University Students Rita Kusumawati; Nabilah Cahya Ningrum
SENTRALISASI Vol. 15 No. 2 (2026): May
Publisher : Universitas Muhammadiyah Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33506/sl.v15i2.5452

Abstract

This study aims to analyze the effect of financial literacy and financial attitudes on financial behavior, mediated by behavioral intentions, among Management students at Muhammadiyah University Yogyakarta. The subjects in this study were active students enrolled in the Management program at Muhammadiyah University Yogyakarta. In this study, the sample consisted of 340 respondents selected through purposive sampling. The analysis tool used was SmartPLS 4.1.1.4 software. Based on the analysis, it was found that financial literacy and financial attitudes had a positive and significant effect on financial behavior. Behavioral intention significantly mediated the effect of financial literacy and financial attitudes on financial behavior. 
Determinants of Saving Behavior in Higher Education: Evidence from Indonesian University Students Rita Kusumawati; Ahma Zainuri
SENTRALISASI Vol. 15 No. 3 (2026): September
Publisher : Universitas Muhammadiyah Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33506/sl.v15i3.5891

Abstract

Despite the rapid expansion of digital financial services, improved access to financial products does not automatically foster responsible saving behaviour among young adults. This paradox highlights the need to examine saving behaviour through a more integrative theoretical lens that combines cognitive, structural, social and psychological determinants. Drawing upon the financial capability frameworks and behavioural control perspective, this study investigates the role of financial literacy, financial inclusion, peer influence and self-control in shaping students' saving behaviour. This study employed a quantitative approach by collecting survey data from undergraduate students at Universitas Muhammadiyah Yogyakarta. A total of 323 valid responses were analysed using Partial Least Squares Structural Equation Modelling (PLS-SEM). Financial literacy and financial inclusion represent the cognitive and structural dimensions of financial capability, while peer influence captures social normative pressures, and self-control reflects internal behavioural regulation. The findings indicate that all four variables significantly and positively influence saving behaviour. Importantly, the results demonstrate that financial knowledge and access alone are insufficient; social interaction and self-regulatory capacity play a crucial role in transforming financial capability into actual saving practices.  
Co-Authors A'zizah, Laila Osiana Fitria Agus Tri Basuki Ahma Zainuri Akhbar, Taufik Akmalia, Alien Almi, Nuraisyah Ayumi Anggun Widyawati Aprilianti, Poppy Asyilah, Nurul Hilmi Azhar Fitriyani Azizah, Wardah Ma’rifatul Bagaskara Dwitya Bima Asmara Bukhori, Iskandar Candra Kusuma Wardana, Candra Kusuma Condro Prakoso, Dwi Nur Dwi Nur Condro Prakoso Ernanda, M. Ricki Bagus Fadila Rizka Afifi Fahmi Hanif Faradila Puteri Findasari Fathurrohman, Rofi Ghiffara, Mustafad Hadiyanto , Achmad Faisal Hanif, Malik Herbenita, Herzalina Hidayat, Qoori Hiola, Maryam Anggun Jaboob, Mohammed Mian, Margareta Angelina Muchamad Imam Bintoro Muchamad Imam Bintoro Muhammad Rizki Kadapi Muhammad Thoriq Kamal Munandar, Bambang Tri Munandar, Bambang Tri Nabilah Cahya Ningrum Nadia, Linda Putri Nandita, Asna Narafraz Oktabella Natasha, Fira Novel Idris Abas Nuning Kriesnawati Nurafiati, Lasty Nurfadni Ramailis Prasetya, Gede Guruh Puspaningrum, Rosita Putra, M. Rahman Alin Reisady Birnanitta Ridho Wahyu Hidayat Rita Kusumawati Rizki Ramadhan Rosady, Irham Rosady, Irham Selvia Putri Yasmara Susilowati, Firti Susilowati Susilowati, Firti Susilowati Syahro Fitriyah, Nursaadah Taufik Akbar Wijayanti, Asti Fadhila Wina Melani