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Opening an Online Wadiah Savings Account in Sharia Banking Hardiati, Neni; F, Fitriani; Nugroho, Wahyu
Madani: Jurnal Ilmiah Multidisiplin Vol 2, No 8 (2024): Vol. 2, No. 8, 2024
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.13488123

Abstract

The development of the all-digital era today saving can be through online wadiah savings are savings issued by Islamic banks, where this savings carry the concept of sharia based on the principle of wadiah. The concept of wadiah itself has developed since the time of the Prophet. This article uses qualitative research methods with literature studies sourced from previous scientific works and through Islamic banking websites. Views and opinions on the concept of wadiah were introduced by maliki, Hanafi and syafei. Wadiah savings itself are divided into two types according to their use, namely the trust wadiah contract and the dhamanah wadiah contract. For the terms and conditions in opening wadiah savings at Sharia Banks, you must follow the principles and conditions of the wadiah contract.
Kedudukan Akad Dalam Perspektif Ekonomi Islam Hardiati, Neni; F, Fitriani; Wahyuni, Eka
Madani: Jurnal Ilmiah Multidisiplin Vol 2, No 3 (2024): Madani, Vol. 2, No. 3 2024
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.11204633

Abstract

Contracts are of various kinds of tasharruf, namely "everything that comes out of a human being with his will and the syara' stipulates some of his rights". In muamalah activities, the contract is an inseparable part of a series of transactions or agreements on the contract itself. The most important aspect of muamalat fiqh in contracting with Islamic economics is transaction law (law) which includes general contract principles and specific provisions for various specific contracts. One aspect of the general contract is about the pillars and terms of the contract as an element of forming the contract. In the practice of buying and selling muamalat, there are pillars and conditions that make a sale and purchase valid including 3 (three) things, namely; the contract, the contract (the existence of goods), and the prayers of the people in the contract.
Hukum Riba dan Relevansinya terhadap Bunga Bank Perspektif Hukum Ekonomi Islam Hardiati, Neni; Ibrahim, Ahmad Zaki; F, Fitriani
Madani: Jurnal Ilmiah Multidisiplin Vol 2, No 7 (2024): Madani, Vol 2. No. 7, 2024
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.12798354

Abstract

Riba is a transaction that is prohibited in Islamic economic activities. This study aims to look at the views of the previous to contemporary scholars regarding usury and gharar. The method used is a literature study, which is carried out by collecting, studying and reviewing books, scientific magazines and related documents such as theses and scientific journals. is still a debate among classical and contemporary scholars. Classical scholars still adhere to the Qur'anic texts that usury is haram, but contemporary scholars such as Fazlur Rahman view usury on bank interest as permissible as long as it does not harm others for moral reasons, but the Indonesian Ulema Council mentions in its fatwa that bank interest includes usury. jahiliyah. Then the MUI stated that bank interest included usury. KHES prohibits activities that contain elements of usury and gharar
Implementasi Pinjaman Online: Membedah Regulasi Utang dalam Dunia Digital di Indonesia Hardiati, Neni; Latifah, Ida; F, Fitriani
Madani: Jurnal Ilmiah Multidisiplin Vol 2, No 7 (2024): Madani, Vol 2. No. 7, 2024
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.12798322

Abstract

This research aims to look at debt and receivable regulations. Debts and Receivables are an agreement in which one party provides a loan (creditor) and the other party has an obligation to pay back the money and interest within a certain period of time. Online loans are financial services to bring together lenders and borrowers to carry out loan and borrowing agreements through an electronic system. Also known as fintech lending, peer to peer lending, online loans and technology-based money lending and borrowing services (lpmubt). This research method uses literature studies and trusted news media documents in the case of online loans. If this online loan is linked to the provisions of Article 1754 of the Civil Code, this online debt and receivable agreement still gives rise to rights and obligations in the form of giving certain goods and returning the goods for the same amount. Then, there are rules contained in POJK regulation no. 77/POJK.01/2016 this regulation is the legal basis for the implementation of information technology-based money lending and borrowing services. This regulation also regulates various aspects, including licensing, governance and supervision of fintech companies. The main aim of this regulation is to ensure that online loan services are carried out transparently and fairly, as well as to protect consumers from detrimental business practices.
Sosialiasi Penjatuhan Pidana Penjara Bagi Pelaku Kekerasan Dalam Rumah Tangga Yang Telah Melakukan Mediasi F, Fitriani
Nanggroe: Jurnal Pengabdian Cendikia Vol 3, No 4 (2024): Juli
Publisher : Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.12759779

Abstract

Law Number 23 of 2004 concerning the Elimination of Domestic Violence provides a strong legal basis that makes domestic violence, which was originally a household matter, a State matter. For this reason, the idea arose of using penal mediation by seeking a win-win solution so that imprisonment must be avoided for the perpetrator so that the objectives of Article 4 letter d are achieved. Based on this, the problem in this paper can be formulated as: what is the basis for the judge's consideration of imposing a prison sentence on perpetrators of domestic violence who have been mediated in Decision Number 19/PID.SUS/2019/PN Sim? The research method used in this writing is the normative juridical research method or library research method. The results of the research show that imposing a prison sentence of 22 days on the perpetrator is very inappropriate. The opportunity to reconcile domestic violence cases in the District Court is open. The Criminal Procedure Code has provided an opportunity for judges to keep perpetrators out of prison. There are two provisions in the Criminal Procedure Code which can be used as a legal basis for the implementation of penal mediation, namely Article 14A and Article 14 C. By using Article 14A, judges can prevent domestic violence perpetrators from prison sanctions by only giving a suspended sentence of under one year that does not need to be served. And Article 14C requires perpetrators to cure violent behavior by undergoing counseling.
Jual Beli Emas Secara Kredit Perspektif Hukum Ekonomi Islam Hardiati, Neni; Latifah, Ida; F, Fitriani
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 2, No 3 (2024): Oktober
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.13980976

Abstract

This study discusses the law of buying and selling gold on credit from the perspective of Islamic economics law. Gold has a special status in fiqh muamalah, especially because of its nature as a currency and commodity. In buying and selling transactions, certain conditions must be met, especially related to regulations or sharia principles regarding buying and selling related to usurious goods such as gold. Credit transactions, which allow payments to be made in installments or postponed, are controversial due to concerns about usury. This study will explore the views of scholars and Islamic financial institutions on this transaction, as well as recommendations for gold buying and selling practices in accordance with sharia principles. Buying and selling gold on credit is a contract for the transfer of assets such as gold from one person to another which is carried out through credit. This study aims to describe activities regarding buying and selling carried out through credit. This study uses a descriptive qualitative research type, through a study of various literature and criticizing the problems found in the field if the sale contract. Sales carried out on credit in the context of gold as currency. Furthermore, sales on the law of gold buying and selling should only be able to trade gold when the contract is in cash and the value is the same, but if the status of gold is a commodity, then buying and selling gold on credit is permissible. 
Implementasi Sewa Jasa Endorsment Dalam Meningkatkan Penjualan Produk Dalam Perspektif Hukum Ekonomi Islam Hardiati, Neni; Latifah, Ida; F, Fitriani
Media Hukum Indonesia (MHI) Vol 2, No 4 (2024): December
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14055945

Abstract

This study aims to analyze the Islamic economic law review of the implementation of endorsement service rental as one of the marketing strategies in increasing product sales. Endorsement is a form of cooperation between a company or product owner and an influential individual, such as a celebrity or influencer, to promote the product to a wider audience. This study uses a qualitative method with a literature study approach to understand how Islamic economic law views the practice of endorsement. Based on the analysis conducted, the implementation of endorsement service rental from an Islamic legal perspective must meet the requirements in accordance with sharia principles, such as a clear contract between the two parties, no elements of gharar (uncertainty), usury, and maisir (gambling). In addition, the advertised product must be halal and in accordance with sharia ethics. The results of the study indicate that endorsement can be a legitimate and effective strategy in increasing product sales as long as it meets the basic principles of Islamic economic law. The conclusion of this study is that endorsement service rental is a form of transaction that is permitted in Islamic law as long as the contract used is clear, the product being promoted is halal, and there is no element of fraud or uncertainty in the agreement.
Pengembangan Bahan Ajar Bahasa Arab Untuk Madrasah Ibtidaiyah F, Fitriani; Hamzah, Andi Abdul
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 2, No 6 (2025): January
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to provide a comprehensive explanation related to the development of Arabic language teaching materials that are in accordance with the needs of students at Madrasah Ibtidaiyah. To obtain the results of this study, the researcher used a qualitative research type using a literature review approach. The results of the study indicate that the teaching materials developed based on contextual and interactive are able to increase students learning motivation and understanding of Arabic. Validation from material and media experts shows that these teaching materials are very suitable for use, with a high average score. The implementation of teaching materials in the classroom also shows positive results on students ability to understand vocabulary, grammer, and Arabic language skills as a whole. This study recommends the integration of these teacing materials more widely in the learning process of Madrasah Ibtidaiyah to support the improvement of the quality and achievement of Arabic language, further research is recommended to explore the integration of digital technology in teaching materials for more interactive learning.
Sosialisasi Terhadap Undang-Undang Nomor 24 Tahun 2011 Tentang Peran Hukum Kesehatan Dalam Melindungi Peserta Program Badan Penyelenggara Jaminan Sosial Kesehatan F, Fitriani; Siahaan, Ade Yuliany; Batubara, Sonya Airini
Nanggroe: Jurnal Pengabdian Cendikia Vol 4, No 10 (2025): Januari
Publisher : Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14709148

Abstract

Law Number 24 of 2011 has a very important role in health law in ensuring the protection of participants in the National Health Insurance program (BPJS Kesehatan). The purpose of this research is to find out the protection of the Rights of BPJS Participants Based on Law No. 24 of 2011 and the Law Enforcement Mechanism in Protecting the Rights of BPJS Participants. This research uses a normative juridical approach. The data used in the study is secondary data. Secondary data is obtained by studying documents by reading, studying and analyzing literature in the form of laws and regulations, books and other sources related to this research. In the study, this law provides a legal basis for the implementation of the national health insurance program, which aims to promote public welfare by providing equal access to quality health services. The health law serves to protect the rights of BPJS participants by ensuring that they receive health services that meet the set standards without discrimination. Furthermore, this law mandates the state to provide comprehensive and inclusive health insurance. Through the role of BPJS Kesehatan, health laws also regulate the supervision and enforcement of accountability from health service providers, both in terms of service quality and financial management.
Sosialisasi Terhadap Undang-Undang Nomor 24 Tahun 2011 Tentang Peran Hukum Kesehatan Dalam Melindungi Peserta Program Badan Penyelenggara Jaminan Sosial Kesehatan F, Fitriani; Siahaan, Ade Yuliany; Batubara, Sonya Airini
Nanggroe: Jurnal Pengabdian Cendikia Vol 4, No 10 (2025): Januari
Publisher : Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14709148

Abstract

Law Number 24 of 2011 has a very important role in health law in ensuring the protection of participants in the National Health Insurance program (BPJS Kesehatan). The purpose of this research is to find out the protection of the Rights of BPJS Participants Based on Law No. 24 of 2011 and the Law Enforcement Mechanism in Protecting the Rights of BPJS Participants. This research uses a normative juridical approach. The data used in the study is secondary data. Secondary data is obtained by studying documents by reading, studying and analyzing literature in the form of laws and regulations, books and other sources related to this research. In the study, this law provides a legal basis for the implementation of the national health insurance program, which aims to promote public welfare by providing equal access to quality health services. The health law serves to protect the rights of BPJS participants by ensuring that they receive health services that meet the set standards without discrimination. Furthermore, this law mandates the state to provide comprehensive and inclusive health insurance. Through the role of BPJS Kesehatan, health laws also regulate the supervision and enforcement of accountability from health service providers, both in terms of service quality and financial management.