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All Journal Indonesian Journal of Business and Entrepreneurship (IJBE) Binus Business Review Jurnal Ilmiah Binary STMIK Bina Nusantara Jaya Jurnal Ilmiah Akuntansi dan Bisnis Jurnal Bisnis dan Kewirausahaan (Journal of Business and Entrepreneurship) Jurnal Manajemen Bisnis Milestone: Journal of Strategic Management Journal of Business, Management and Social Studies Journal of Mutidisciplinary Issues Siber International Journal of Digital Business
Desman Hidayat, Desman
Bina Nusantara University
Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Journal : Jurnal Ilmiah Akuntansi dan Bisnis

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Financial Satisfaction of Students in Serang City: The Importance of Financial Literacy and Financial Management Behavior Sunandi, Among; Hidayat, Desman
Jurnal Ilmiah Akuntansi & Bisnis Vol 8 No 2 (2023)
Publisher : Universitas Pendidikan Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38043/jiab.v8i2.4625

Abstract

Financial difficulties are not always caused by the influence of income, but are also influenced by mistakes in financial management, such as not planning a financial plan, consumer living and various other problems. Especially students in the teenage age group, who still need the ability to manage their own finances to achieve financial satisfaction. Apart from that, students are also a group that has a big impact on the economy. There is a research gap which suggests that financial literacy has a significant effect on financial satisfaction and vice versa. Therefore, there is a need for mediating variables to increase financial satisfaction significantly. So, researchers want to conduct research with the aim of finding out the effect of financial literacy on financial satisfaction, by considering financial management behavior as an intervening variable. This is to find out the extent to which a person's level of financial literacy influences their financial management behavior, and whether this financial management behavior plays a role in linking financial literacy with financial satisfaction. Based on the discussion and hypothesis testing using the partial least squares (PLS) analysis method, it can be concluded that financial literacy influences the financial management behavior of female students on campuses in the Serang city area, meaning that the better the financial literacy of a person or group, the better the behavior. managing one's finances. Financial literacy does not directly influence the financial satisfaction of female students in the city of Serang. This means that as a person's level of Financial Literacy increases, their Financial Management Behavior can improve. So, it is very important to mediate Financial Management Behavior on the Financial Satisfaction of female students in the city of Serang.
Co-Authors Agustinus, Michael Alexander, Jonathan Alfaizah, Muhamad Agung Amalia, Veradilla Andhi Bharata, Andhi Andrew, Ferdinand William Angelina Permatasari Apriani Kurnia Suci, Apriani Kurnia Aziz, Ahmad Ghaffar Basri, Amelia Ruwaida Buana, Yud Chandra, Jessen Christian Dedy Syamsuar Hapzi Ali Hartato, Hartato Heryatno, Roni Kusumaningtyas, Ary Wijayati Manise Hendrawaty, Manise Pangestu Wonohardjo, Eduard Pratiwi, Chairani Putri Prayogi, Budi R. Sapto Hendri Boedi Soesatyo Ramadhani, Dea Nuraini Ramadhanty, Kirana Aulia Ramadhanty Rumangkit, Stefanus Saliha, Gita Khadijatu Santoso, Alvin Selviana Setya, Kevin Ganda Setyohadi, Medy Adam Singgih, Danu Rahardja Sugiyanto, Michael Putra Sunandi, Among Vendy, Vendy Wardana, Peicha Pangestu