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Cash Waqf Fundrising: The Glaring Gap in Marketing Communication Practice of BWI (Indonesian Waqf Board) Anna Sardiana
Jurnal Ilmu Manajemen & Ekonomika Vol 11, No 2 (2019): Jurnal Ilmu Manajemen dan Ekonomika, Vol. 11, No.2, June 2019
Publisher : Indonesia Banking School

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (283.806 KB) | DOI: 10.35384/jime.v11i2.146

Abstract

The purpose of this paper is to analyze and discuss what is missing in cash waqf interest of Indonesian Muslim society. The study reveals several factors that affect less of cash waqf revenue including lack of information, less knowledge and media promotions factors. The paper outlines some of the communication pattern (promotion) that should be manifested in a waqf fund manager, particularly BWI such as being more proactive, approaching society through Islamic lecture, and do more advertisement. Finally, the paper highlights some of the communication issues that seem to be common between managing cash waqf and other business organizations such as marketing communication, promoting waqf fund manager GCGs, identifying potential waqif, or do more advertising. Descriptive, analytical, and qualitative analyses are used as methodology. The paper provides insights into management of cash waqf for Waqf boards or waqf fund managers and volunteers, enabling them to work more effectively to reach the target of cash waqf revenue by evaluating their communication pattern
PENGARUH PEMBIAYAAN FINTECH SYARIAH TERHADAP MODAL KERJA, OMZET PENJUALAN, DAN LABA BERSIH UKM (STUDI PADA ALAMI SHARIA) Nauvalsev Abdul Purba; Anna Sardiana
PARADIGMA : JURNAL ILMU PENGETAHUAN AGAMA, DAN BUDAYA Vol 18 No 2 (2021): PARADIGMA Journal of Science, Religion and Culture Studies
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/paradigma.v18i2.2924

Abstract

The presence of a number of fintech companies contributes to the development of Small and Medium Enterprises (UKM) in meeting their business capital needs. This answered an opinion which stated that SMEs have problems in accessing finance, one of which is the lack of access to formal sources of funds, either due to the absence of banks in remote areas or the unavailability of adequate information. There is so much potential for Islamic fintech financing that it deserves attention, but to this day there are still few scientific papers published to see whether Islamic fintech has a role in developing the financial performance of SMEs. Data analysis techniques and hypothesis testing in this study used the SmartPLS program. There is sufficient evidence that financing measures can improve the financial performance of SMEs in terms of working capital performance and sales turnover, while for net income it takes time to see the positive trend of PT Alami Fintek Sharia financing.
PENGARUH KINERJA KEUANGAN DAN FIRM SIZE TERHADAP HARGA SAHAM PADA INDEX SAHAM SYARIAH Renny Harianti; Anna Sardiana
PARADIGMA : JURNAL ILMU PENGETAHUAN AGAMA, DAN BUDAYA Vol 19 No 2 (2022): PARADIGMA Journal of Science, Religion and Culture Studies
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/paradigma.v19i2.4572

Abstract

The Islamic capital market in Indonesia continues to grow, especially in the List of Sharia Securities (DES). Each year the DES on the stock effect continues to increase in the number of issuers. In Islamic stocks there are several stock indices, one of which is the Jakarta Islamic Index (JII). The JII index has decreased and increased in the 2014-2017 period. Usually, investors will analyze before buying shares, one of them is by doing a fundamental analysis or looking at the company's financial performance, so that investors will get information about the profit opportunities that they will get. Therefore this study aims to analyze and provide empirical evidence of the effect of Net Profit Margin (NPM), Return on Equity (ROE), Earning per Share (EPS), Debt Equity Ratio (DER) and Firm Size on the stock price of companies listed in JII. The samples used in this study were 18 company stock prices with the 2014-2017 time period. Based on the results of testing using EViews 10 software, simultaneously NPM, ROE, EPS, DER, and Firm Size have a significant effect on stock prices. While partially only the ROE and EPS variables have a significant effect on stock prices. Other variables, NPM, DER, and Firm Size have no significant effect on stock prices.
IMPLEMENTASI LITERASI KEUANGAN SYARIAH PADA ALOKASI DANA ZISWAF MASYARAKAT ANNA SARDIANA; ZULFISON ZULFISON
Maqdis: Jurnal Kajian Ekonomi Islam Vol 3, No 2 (2018): Juli - Desember 2018
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/maqdis.v3i2.189

Abstract

One pattern of welfare equality can be done through the distribution of wealth that allocated from the assets of individuals who have adequate economic ability through the distribution of Zakat, Infaq, Shadaqah and Endowments (ZISWAF). Islamic financial literacy in this study measures the level of knowledge, abilities and attitudes of individuals in their decision to allocate funds to the ZISWAF. This research is limited to people who allocate their ZISWAF funds through the Dompet Dhuafa Amil Zakat Institution and LAZ Al-Azhar. The method used is descriptive with a quantitative approach. Data collection done by using questionnaires, interviews and observations and indepth interviews. The results of this study indicate that there is an influence of Islamic financial literacy on the allocation of public funds to Ziswaf.
THE IMPLEMENTATION OF POJK 45/2015 ON THE BANKING FINANCIAL PERFORMANCE IN INDONESIA : AN ANALYSIS ANNA SARDIANA; ALVIEN NUR AMALIA
Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan Vol 3, No 1 (2018): Januari - Juni 2018
Publisher : Prodi Manaj. Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam – UIN Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/al-masraf.v3i1.162

Abstract

Otoritas Jasa Keuangan (OJK) as Financial Services Authority (FSA) in 2015, issued new regulations regarding the administration of the Remuneration Governance for Banks. With this rule, the remuneration policy applied by the Bank to Employees, Directors and Commissioners should be adjusted to follow the rules and principles set out in POJK No.45 /POJK.03/2015. Issuance of this Regulation as part of the implementation of Basel II, particularly Pillar 3 (Market Discipline), which the Bank is required to disclose information that is more transparent to the public and market participants, particularly related to remuneration to encourage discipline and allow the stakeholders to give a fair assessment. Failure to follow these rules can result in a downgrade of the factors of good corporate governance of the Bank concerned. Implementation of POJK 45 starts per 1 January 2016 for Commercial Bank Operations Group (BUKU) 3 and 4 as well as foreign banks. This study aimed to analyze the implementation of POJK 45/2015 on the financial performance of banking in Indonesia. The data which are used in this study were obtained from the Indonesian Banking Directory quarterly and look at the first kuartal of 2016 only. Samples were selected by purposive sampling method and finally obtained 27 banking companies that fulfill the criteria. Data were analyzed using financial ratios that LDR, ROA and CAR then described using qualitative description method. The results showed that the implementation of POJK 45 gives the significant positive effects on the bank performance in Indonesia.
ANALISIS PENGETAHUAN DAN KRITERIA PEMILIHAN BANK SYARIAH ANNA SARDIANA
Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan Vol 4, No 2 (2019): Juli - Desember 2019
Publisher : Prodi Manaj. Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam – UIN Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/al-masraf.v4i2.218

Abstract

This study aims to analyze the selection criteria considered by students in choosing a Sharia bank; know the level of student knowledge of Islamic banking products; and analyzing consumer attitudes towards Islamic banks. The research subjects were students who used the services of Islamic banks or those who did not use Islamic banks in Jakarta. Data analysis methods are statistical descriptive and factor analysis. The analysis concluded that there were six factors that were considered by students in choosing a Sharia bank, including: perception and process, physical condition, price, human resources, relationships and location factors. Consumer perception is the most influential factor on consumer decisions in choosing a Sharia bank. In general, the majority of respondents have limited knowledge about Islamic banking. Religion is not the main reason for students to choose a Sharia bank. Students consider Sharia bank service friendliness more than other factors.
PERAN DIGITALISASI PENDIDIKAN TERHADAP PROSES PEMBELAJARAN SISWA DI MASA PANDEMI COVID-19 Anna Sardiana; Aditama Setyo Moekti
DEVOSI Vol 3 No 2 (2022): Devosi Jurnal Pengabdian Masyarakat
Publisher : LPPM Universitas Islam 45 Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/devosi.v3i2.4581

Abstract

Education is the third pillar after health and economics, so traditional education must be able to answer the latest challenges by changing learning models, both elementary, junior high, high school, and university students. So far, education is still using traditional face-to-face methods, and distance learning (PJJ) is being implemented. Distance learning (PJJ) is applied based on the current situation and conditions, in accordance with the recommendation of the Government of the Republic of Indonesia that carrying out activities of working from home, learning from home, and worship from home. These things underlie the change in the learning process from traditional methods to modern methods or what is called the Digitalization of Education. The purpose of digitizing education is to make it easier for students to learning from home and teachers to teach from home and the knowledge gained remains effective, so that it is also in accordance with the recommendation of the Government of the Republic of Indonesia.
A Short Review of Customer Satisfaction on Mobile Banking Service Quality of Islamic Banks Vahrul Rozie; Anna Sardiana; Puspita Puspita
PARADIGMA : JURNAL ILMU PENGETAHUAN AGAMA, DAN BUDAYA Vol 20 No 1 (2023): PARADIGMA Journal of Science, Religion and Culture Studies
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/paradigma.v20i1.5934

Abstract

Customer satisfaction is important for services company. The study aims to look out issues that need to be concern of Islamic bank as implications related to the quality of mobile banking services which can increase customer satisfaction of Islamic banks. This article reviews some previous study of customer satisfaction on mobile banking service quality of Islamic Bank. As a result, Islamic banks need to make improvements in online information system quality, where Islamic banks must be able to provide the quality of information presented in their mobile banking applications, form and manage qualified human resources, who understand in the fields of Islamic economics and banking as well as information technology and use sophisticated IT systems in their mobile banking products to compete with conventional banks.
PENGARUH BRAND IMAGE, REFERENCE GROUP, DAN RELIGIOSITY TERHADAP PURCHASE INTENTION (MAHASISWA) DALAM MENGGUNAKAN JASA PERBANKAN SYARIAH DI WILAYAH JAKARTA SELATAN ANNA SARDIANA; PRILIADHITA AYU PERMATA SARI
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 4, No 2 (2019): Juli - Desember
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jebi.v4i2.820

Abstract

Kontribusi Fintech Syariah dalam Pengembangan UMKM di Masa Pandemi COVID 19 Anna Sardiana Ali
Tabsyir: Jurnal Dakwah dan Sosial Humaniora Vol. 3 No. 4 (2022): Oktober : Jurnal Dakwah dan Sosial Humaniora
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/tabsyir.v3i4.14

Abstract

The obstruction of several business activities caused by the pandemic has led to the need for institutions that can manage and develop MSMEs in the midst of this outbreak. One of the institutions that is being developed is Sharia fintech. This research uses a literature study method where in this method the researcher uses several sources that present topics related to the research. This research also uses secondary sources where the source presents data related to Sharia fintech and MSMEs. The research technique used in this study is descriptive statistics by examining patterns to develop MSMEs using Sharia-based fintech. The results of this study revealed that currently the total assets of Sharia fintech reached 50 billion in IDR with a growth 8.32 %, which shows a significant figure compared to February 2020. Since the development of Sharia fintech, there have been 13 Sharia financial technology and there’re six companies engaged in financing 65 to develop MSMEs. The pattern used in developing MSEs that have a Sharia basis can use the role of fintech institutions not only providing financial assistance in the form of money but also providing assistance in the form of companions in developing their businesses related to MSME marketing..