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All Journal Lontar Komputer: Jurnal Ilmiah Teknologi Informasi Jurnal Informatika INVOTEK: Jurnal Inovasi Vokasional dan Teknologi ILKOM Jurnal Ilmiah Martabe : Jurnal Pengabdian Kepada Masyarakat Jurnal Sains dan Informatika : Research of Science and Informatic Ensiklopedia of Journal JOISIE (Journal Of Information Systems And Informatics Engineering) Technologia: Jurnal Ilmiah Jurnal Manajemen Informatika dan Sistem Informasi bit-Tech Jurnal Sains Teknologi dan Sistem Informasi JSK (Jurnal Sistem Informasi dan Komputerisasi Akuntansi) Jurnal PADI (Pengabdian mAsyarakat Dosen Indonesia) Indonesian Journal of Community Services Cel The Indonesian Journal of Computer Science Indonesia Bergerak: Jurnal Hasil Kegiatan Pengabdian Masyarakat SMART : Jurnal Teknologi Informasi dan Komputer
Ilfa Stephane
Universitas Metamedia
Agriculture, Biological Sciences & Forestry Arts Humanities Automotive Engineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences Transportation Other

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Journal : bit-Tech

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Development of Digital Information Systems for Operational Efficiency of Savings and Loan Cooperatives Saputra, Heru; Stephane, Ilfa; Putri, Nency Extise; Edison, Elisa Daniati; Yanto, Gusrino
bit-Tech Vol. 8 No. 1 (2025): bit-Tech
Publisher : Komunitas Dosen Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32877/bt.v8i1.2931

Abstract

Savings and loan cooperatives are essential for advancing financial inclusion, especially in rural communities. However, many cooperatives still rely on manual or semi digital systems such as spreadsheets to manage member data and financial transactions. This condition results in low efficiency, delayed reporting, limited transparency, and frequent recording errors. This study aims to design and implement a web based cooperative information system to address operational inefficiencies at Korong Gadang Cooperative in West Sumatra, Indonesia, which serves over 120 active members. The system was developed using the Rapid Application Development (RAD) method, which emphasizes iterative prototyping and user involvement to accelerate development. The process consisted of three stages: requirements planning, system design and construction, and implementation. Modules include member management, savings and loan transactions, financial reporting, and an interactive dashboard. Black Box Testing was used to validate functionality, and user feedback was collected from 12 cooperative staff through questionnaires. The results show significant improvements in performance. Report preparation time decreased from 3–5 days to just 1 day. The system also enhanced data accuracy and transparency, enabling members and staff to access transaction information in real time. In conclusion, the web based cooperative information system developed with the RAD method has proven effective in improving efficiency and accountability. The system can be adopted by similar small-scale cooperatives with basic digital infrastructure. Future development may include mobile access, integration with payment systems, and analytical features to support data driven decisions.
Co-Authors Ade Irma Suryani Ade Titin Sumarni Ade Titin Surmani Aditya Pratama Marta Alhaj, Nasrudin Amuharnis Andrew Kurniawan Vadreas arman arman Bahri, Aulia Hidayatul Bebby Ilham Aresta Daniati Edison, Elisa Darwas, Rahmadini Efendi Mardiono Elisa Daniati Edison Elizamiharti Extise Putri, Nency Fadil Firdian Fitratul Azimah Heru Saputra Indradewa, Rhian Jelita, Silis Karfindo, Karfindo Lakry Maltaf Liranti Rahmelina M. Dahniel Meta, Monanda Rio Muammar Fadli Muhammad Alfarel Nasrudin Alhaj Nency Extise Putri Putra, Lakry Maltaf Rajab Rajab, Rajab Roza, Silvia Sefrida Yanti Silis Jelita Tri A Sundara Tri Sundara, Tri Trianda, Mulia Wahyudi Wahyudi Yanto, Gusrino Yolanda, Vonny Lisafri