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Peningkatan Softskill Pengusaha Usaha Mikro Kecil Menengah Dan Pengurus Koperasi Suci Etri Jayanti. S; Sri Winda Hardiyanti Damanik; Rapat Piter Sony Hutauruk; Rakhmawati Purba; Rumiris Siahaan; Abednego Ketaren; Ayu Zurlaini Damanik
BERNAS: Jurnal Pengabdian Kepada Masyarakat Vol. 4 No. 1 (2023)
Publisher : Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (273.047 KB) | DOI: 10.31949/jb.v4i1.4046

Abstract

A problem at this time, there are Micro, Small and Medium Enterprises who only rely on the products they sell without seeing and knowing the soft skills that must be owned, as well as cooperative management in the KSP KOPDIT CU New Life Cooperative, Kampung Pon Branch, Serdang Bedagai Regency which still has relatively minimal soft skills, so this can hinder progress in interacting with members and customers, including such as; communicate friendly, manage time well, have high motivation for members and customers, and have good emotional intelligence in dealing with any situation. The purpose of carrying out this community service activity is to implement the Tri Dharma of Higher Education, especially Community Service, provide insight into Cooperative and MSME management strategies, motivate in the development of Micro, Small and Medium Enterprises in terms of management and management (soft skills). The method used in this service activity is to use the lecture method, presenting related materials relevant to this activity. The results show great enthusiasm for the progress of Micro, Small and Medium Enterprises and the Progress of Cooperatives in the future.
Pengaruh Pendidikan, Pendapatan Per Kapita Dan Pengangguran Terhadap Kemiskinan Di Kepulauan Nias Murbanto Sinaga; Sri Winda Hardiyanti Damanik; Rika Surianto Zalukhu; Rapat Piter Sony Hutauruk; Daniel Collyn
Jurnal Ekuilnomi Vol. 5 No. 1 (2023): Jurnal Ekuilnomi Vol 5 No 1 Mei 2023
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekononomi Universitas Simalungun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36985/ekuilnomi.v5i1.699

Abstract

Tingkat kemiskinan di Kepulauan Nias masih sangat tinggi. Oleh karena itu, penelitian ini dilakukan dengan tujuan untuk menganalisis pengaruh pendidikan, pendapatan per kapita dan pengangguran terhadap kemiskinan di Kepulauan Nias. Penelitian dilakukan pada lima kabupaten/kota di Kepulauan Nias, yaitu kabupaten Nias, kabupaten Nias Selatan, kabupaten Nias Utara, kabupaten Nias Barat dan kota Gunungsitoli. Penelitian ini menggunakan data panel (pool data) yang diakses secara online pada laman Badan Pusat Statistik Provinsi Sumatera Utara. Metode analisis data menggunakan metode analisis regresi data panel dengan pendekatan Random Effects Model (REM). Hasil analisis menunjukkan bahwa pendidikan berpengaruh negatif tidak signifikan terhadap kemiskinan di Kepulauan Nias. Selanjutnya, pendapatan per kapita berpengaruh negatif signifikan terhadap kemiskinan di Kepulauan Nias. Sedangkan pengangguran berpengaruh positif signifikan terhadap kemiskinan di Kepulauan Nias. Pengujian simultan menunjukkan bahwa pendidikan, pendapatan per kapita dan pengangguran secara simultan berpengaruh signifikan terhadap kemiskinan di Kepulauan Nias.
Pengaruh Pendidikan, Pendapatan Per Kapita Dan Pengangguran Terhadap Kemiskinan Di Kepulauan Nias Murbanto Sinaga; Sri Winda Hardiyanti Damanik; Rika Surianto Zalukhu; Rapat Piter Sony Hutauruk; Daniel Collyn
Jurnal Ekuilnomi Vol. 5 No. 1 (2023): Ekuilnomi Vol 5(1) Mei 2023
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekononomi Universitas Simalungun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36985/a4tg4s88

Abstract

Tingkat kemiskinan di Kepulauan Nias masih sangat tinggi. Oleh karena itu, penelitian ini dilakukan dengan tujuan untuk menganalisis pengaruh pendidikan, pendapatan per kapita dan pengangguran terhadap kemiskinan di Kepulauan Nias. Penelitian dilakukan pada lima kabupaten/kota di Kepulauan Nias, yaitu kabupaten Nias, kabupaten Nias Selatan, kabupaten Nias Utara, kabupaten Nias Barat dan kota Gunungsitoli. Penelitian ini menggunakan data panel (pool data) yang diakses secara online pada laman Badan Pusat Statistik Provinsi Sumatera Utara. Metode analisis data menggunakan metode analisis regresi data panel dengan pendekatan Random Effects Model (REM). Hasil analisis menunjukkan bahwa pendidikan berpengaruh negatif tidak signifikan terhadap kemiskinan di Kepulauan Nias. Selanjutnya, pendapatan per kapita berpengaruh negatif signifikan terhadap kemiskinan di Kepulauan Nias. Sedangkan pengangguran berpengaruh positif signifikan terhadap kemiskinan di Kepulauan Nias. Pengujian simultan menunjukkan bahwa pendidikan, pendapatan per kapita dan pengangguran secara simultan berpengaruh signifikan terhadap kemiskinan di Kepulauan Nias
Peningkatan Softskill Pengusaha Usaha Mikro Kecil Menengah Dan Pengurus Koperasi Suci Etri Jayanti. S; Sri Winda Hardiyanti Damanik; Rapat Piter Sony Hutauruk; Rakhmawati Purba; Rumiris Siahaan; Abednego Ketaren; Ayu Zurlaini Damanik
BERNAS: Jurnal Pengabdian Kepada Masyarakat Vol. 4 No. 1 (2023)
Publisher : Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/jb.v4i1.4046

Abstract

A problem at this time, there are Micro, Small and Medium Enterprises who only rely on the products they sell without seeing and knowing the soft skills that must be owned, as well as cooperative management in the KSP KOPDIT CU New Life Cooperative, Kampung Pon Branch, Serdang Bedagai Regency which still has relatively minimal soft skills, so this can hinder progress in interacting with members and customers, including such as; communicate friendly, manage time well, have high motivation for members and customers, and have good emotional intelligence in dealing with any situation. The purpose of carrying out this community service activity is to implement the Tri Dharma of Higher Education, especially Community Service, provide insight into Cooperative and MSME management strategies, motivate in the development of Micro, Small and Medium Enterprises in terms of management and management (soft skills). The method used in this service activity is to use the lecture method, presenting related materials relevant to this activity. The results show great enthusiasm for the progress of Micro, Small and Medium Enterprises and the Progress of Cooperatives in the future.
STRATEGI MANAJEMEN KEUANGAN UNTUK PENGEMBANGAN USAHA TERNAK LELE DI DESA KUTA BARU KEC. TEBING TINGGI KAB. SERDANG BEDAGAI Gansar Mayang Sari; Carnelius Ricardo Manurung; Andy Wijaya Hasibuan; Japenton Sihaloho; Sa'i Fadila; Christinna Chen; Andry Syahputra; Suwadi Suwadi; Rumiris Siahaan; Rapat Piter Sony Hutauruk; Cia Cai Cen; Suci Etry Jayanti
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 5 No. 6 (2024): Vol. 5 No. 6 Tahun 2024
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v5i6.40415

Abstract

Manajemen keuangan yang baik adalah elemen penting untuk keberhasilan dan kelangsungan suatu usaha. Manajemen keuangan yang tepat dapat membantu: Mengelola anggaran bisnis dengan baik, Memastikan perusahaan beroperasi dengan cara yang paling menguntungkan, Mengurangi biaya dan meningkatkan efisiensi, Meminimalkan risiko kebangkrutan, Menghindari masalah likuiditas dan utang yang tidak terkelola. Budidaya ikan lele telah menjadi salah satu usaha utama masyarakat Desa Kuta Baru. Namun, masih banyak peternak yang mengalami kendala dalam manajemen keuangan usaha mereka. Dengan memperkuat keterampilan manajemen keuangan, para peternak dapat lebih efisien dalam mengelola usaha, mengurangi risiko kerugian, dan meningkatkan keuntungan. Program ini bertujuan untuk memberikan pengetahuan dasar mengenai manajemen keuangan, termasuk pencatatan keuangan, pengelolaan arus kas, dan perencanaan keuangan yang lebih baik.
Pengaruh Earning Per Share (EPS), Return On Equity (ROE), Dan Net Profit Margin (NPM) Terhadap Harga Saham: Studi Pada Perusahaan dalam Indeks LQ45 periode Agustus 2018 hingga Januari 2019 Rika Surianto Zalukhu; Rapat Piter Sony Hutauruk; Daniel Colyn; Gugum Mukdas Sudarjah
Accounting Progress Vol. 2 No. 2 (2023): Accounting Progress Edisi Desember 2023
Publisher : Sekolah Tinggi Ilmu Ekonomi Bina Karya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70021/ap.v2i2.113

Abstract

The purpose of this study is to analyze the effect of earnings per share (EPS), return on equity (ROE), and net profit margin (NPM) on stock prices. The dependent variable of the study is the stock price while the independent variables of the study are EPS, ROE and NPM. The study was conducted on LQ45 index companies listed on the Indonesia Stock Exchange (IDX) for the period from August 2018 to January 2019. The study population consisted of 45 companies, and the sampling technique used was saturated sampling. This study uses secondary data. The data was analyzed using multiple linear regression analysis methods. The results of the analysis show that earnings per share and return on equity have a partially positive and significant effect on stock prices. While Net Profit Margin has a negative and insignificant effect on stock prices. Earning per share, return on equity and net profit margin simultaneously have a significant effect on stock prices.
Analisis Pengaruh Kepadatan Penduduk dan Pendidikan Terhadap Inklusi Keuangan di Indonesia Daniel Collyn; Rika Surianto Zalukhu; Rapat Piter Sony Hutauruk; Murbanto Sinaga
Accounting Progress Vol. 3 No. 1 (2024): Accounting Progress Edisi Juni 2024
Publisher : Sekolah Tinggi Ilmu Ekonomi Bina Karya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70021/ap.v3i1.163

Abstract

The financial inclusion index of the Indonesian population has increased; however, there is a gap in financial inclusion and education between urban and rural areas. Therefore, this study aims to determine the influence of population density and education on financial inclusion in Indonesia, both partially and simultaneously. This research was conducted across 34 provinces in Indonesia. The study uses secondary data. The data used includes the financial inclusion index for 2022, obtained online from the Financial Services Authority (OJK) website at https://www.ojk.go.id/id/Default.aspx, as well as literacy rates and population density data for 2022, accessed online from the Central Statistics Agency (BPS) website at https://www.bps.go.id/id. The research data were then analyzed using multiple linear regression analysis methods. The analysis results show that population density has a positive and significant effect on financial inclusion in Indonesia. Meanwhile, education has a positive but not significant effect on financial inclusion in Indonesia. Population density and education simultaneously have a significant effect on financial inclusion in Indonesia. The results of this study imply that policies to enhance financial inclusion need to focus on the development of financial infrastructure in densely populated areas and adopt a comprehensive approach that involves more than just improving education.
Pengaruh Literasi Keuangan, Inklusi Keuangan dan Gender Terhadap Perilaku Pengelolaan Keuangan Pelaku UMKM di Kota Medan Rapat Piter Sony Hutauruk; Rika Surianto Zalukhu; Daniel Collyn; Suci Etri Jayanti; Murbanto Sinaga; Sri Winda Hardiyanti Damanik
Accounting Progress Vol. 3 No. 1 (2024): Accounting Progress Edisi Juni 2024
Publisher : Sekolah Tinggi Ilmu Ekonomi Bina Karya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70021/ap.v3i1.164

Abstract

The financial literacy and financial inclusion index of the Indonesian population has increased; however, most MSME actors still practice substandard financial management. In fact, financial management is vital for the development of MSMEs. Therefore, this study aims to analyze the influence of financial literacy, financial inclusion, and gender on the financial management behavior of MSME actors, both partially and simultaneously. This study examines three independent variables: financial literacy, financial inclusion, and gender, and one dependent variable: financial management behavior. The research was conducted on MSME actors in Medan City. The research sample consisted of 100 people, selected using a simple random sampling technique. This study used primary data. The research data were obtained through questionnaires distributed to respondents. The data obtained were then analyzed using multiple linear regression analysis methods. The analysis results show that financial literacy, financial inclusion, and gender have a positive and significant effect on the financial management behavior of MSME actors, both partially and simultaneously. The implication of this study is the need to develop inclusive and comprehensive financial education programs, increase access to financial services, and reduce the gender gap in financial access and literacy to improve the quality of financial management of MSMEs.
Pengaruh Tingkat Pendidikan, Faktor Usia dan Gender Terhadap Literasi Keuangan Pelaku UMKM di Kota Medan Rika Surianto Zalukhu; Rapat Piter Sony Hutauruk; Daniel Collyn; Suci Etri Jayanti S.; Murbanto Sinaga; Sri Winda Hardiyanti Damanik
Accounting Progress Vol. 3 No. 1 (2024): Accounting Progress Edisi Juni 2024
Publisher : Sekolah Tinggi Ilmu Ekonomi Bina Karya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70021/ap.v3i1.166

Abstract

The financial literacy index of the Indonesian population has increased, but on the other hand, the number of cases of illegal online loan scams and online trading fraud due to low financial literacy remains very high. Therefore, efforts are needed to improve the financial literacy of MSMEs based on a deep understanding of the factors influencing financial literacy itself. This study aims to determine the effect of education level, age, and gender on the financial literacy of MSME actors, both partially and simultaneously. The research was conducted on MSME actors in Medan City. The research sample consisted of 100 people. The sampling technique used was simple random sampling. This study used primary data sources. Data were obtained through questionnaires distributed to respondents. The research data were then analyzed using multiple linear regression analysis methods. The analysis results show that the education level has a positive and significant effect on the financial literacy of MSME actors in Medan City. Age has a negative and significant effect on the financial literacy of MSME actors in Medan City. Gender also has a negative and significant effect on the financial literacy of MSME actors in Medan City. Furthermore, education level, age, and gender simultaneously have a significant effect on the financial literacy of MSME actors in Medan City. The direct implication of this study is the need for the development of holistic and inclusive financial education and training programs for MSME actors.
Pengaruh Foreign Direct Investment (FDI), Cost of Production (COP), Dan Inflasi Terhadap Daya Saing Ekspor: Tinjauan Literatur Murbanto Sinaga; Rika Surianto Zalukhu; Daniel Collyn; Rapat Piter Sony Hutauruk; Harbain Harbain
Jurnal Ekuilnomi Vol. 7 No. 2 (2025): Ekuilnomi Vol 7(2), Mei 2025
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekononomi Universitas Simalungun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36985/djgwy866

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Foreign Direct Investment (FDI), Cost of Production (COP), dan inflasi terhadap daya saing ekspor. Jenis data yang digunakan adalah data sekunder, meliputi berbagai literatur berupa buku akademik, jurnal ilmiah, laporan penelitian, dan artikel yang diterbitkan oleh lembaga terpercaya. Sumber utama mencakup publikasi dari jurnal internasional serta penelitian terkait yang membahas FDI, COP, inflasi dan ekspor. Penelitian ini menggunakan metode kajian literatur. Hasil analisis menunjukkan bahwa FDI, biaya produksi, dan inflasi secara kolektif memengaruhi kinerja ekspor. FDI berkontribusi positif dalam meningkatkan kapasitas produksi dan akses pasar internasional, sementara biaya produksi yang kompetitif dan inflasi yang terkendali memainkan peran penting dalam menjaga daya saing ekspor. Implikasi penelitian ini menekankan pentingnya kebijakan yang berfokus pada pengurangan biaya dan peningkatan kualitas produk untuk memperkuat posisi ekspor suatu negara di pasar global