Claim Missing Document
Check
Articles

Found 18 Documents
Search

Analisis Manajemen Keuangan Syariah Pada Usaha Coffe Janji Jiwa Kota Jambi Meisy Risna Yeni; Miftah Miftah; Efni Anita
MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Vol. 2 No. 2 (2024): April : Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis
Publisher : LP3M INSTITUT KH YAZID KARIMULLAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59246/muqaddimah.v2i2.762

Abstract

This study aims to analyze Islamic Financial Management in the Promise Jiwa Coffee Business in Simpang IV Sipin Village, Jambi City. Sources of data used in this study are primary data through direct informants from the place to be studied, secondary data through documentation, interviews, and literature. While the technique of collecting through observation, interviews and documentation. The approach used is a qualitative approach.Based on the results of this study indicate that financial management that is applied to increase income is Planning which plans a strategic and spacious place for a sense of comfort to consumers, as well as opening many branches, especially in the city of Jambi, Organizing at Promise Jiwa coffee only wants a simple but strong organization, in increasing cooperation and optimizing income, Leading which is seen as friendly and firm to every employee, and finally Controlling which is strong enough to supervise every time facing problems that occur in the business place. The obstacles that affect financial management during the COVID-19 pandemic are the lack of reserve funds, increasingly fierce business competition, as well as the prolonged covid 19 and can experience losses in the life promise coffee business. And also as for the impact of income on the coffee business, this promise of the soul of the city of Jambi resulted in delays in employee salaries and reductions in employees. For this reason, one of the efforts of the Promise Jiwa coffee owner is to keep trying and praying and correcting mistakes that are not good in terms of financial management that have not been maximized.
Pengaruh Modal Kerja Dan Kebijakan Dividen Pada Perusahaan Jakarta Islamic Index (JII) Periode 2020-2024 Siti Asifah; Efni Anita; Saijun Saijun
Community Engagement and Emergence Journal (CEEJ) Vol. 7 No. 2 (2026): Community Engagement & Emergence Journal (CEEJ)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ceej.v7i2.11607

Abstract

Penelitian ini bertujuan untuk menganalisis Pengaruh Modal Kerja dan Kebijakan Dividen terhadap Nilai Perusahaan yang terdaftar di Jakarta islamic Index (JII) periode 2020-2024. Nilai perusahaan merupakan indikator penting yang mencerminkan tingkat kesejahteraan pemegang saham serta persepsi investor terhadap prospek perusahaan. Penelitian ini menggunakan pendekatan deskriptif kuantitatif dengan data sekunder yang diperoleh dari laporan keuangan tahunan perusahaan yang terdaftar di Jakarta Islamic Index, serta data modal kerja dan dividen yang bersumber dari publikasi resmi. Metode analisis yang digunakan adalah regresi data panel, dengan nilai perusahaan yang diukur dengan Price to Book Value (PBV). Hasil penelitian menunjukkan bahwa secara parsial modal kerja dan kebijakan dividen berpengaruh signifikan terhadap nilai perusahaan, serta secara simultan berpengaruh signifikan terhadap nilai perusahaan yang terdaftar di Jakarta Islamic Index (JII) periode 2020-2024. Hasil koefisien determinasi (Adjusted R-Square) sebesar 0,722712 menunjukkan bahwa sebesar 72,27% variasi nilai perusahaan dapat dijelaskan oleh modal kerja dan kebijakan dividen. Sedangkan sisanya sebesar 27,73% dipengaruhi oleh variabel lain di luar penelitian.
Pengaruh Literasi Keuangan Syariah Dan Kepercayaan Terhadap Minat Menjadi Nasabah Bank Aladin Syariah Di Kota Jambi Salsa Andin Pratama Putri; Efni Anita; Rabiyatul Alawiyah
Science and Education Journal (SICEDU) Vol 5 No 2 (2026): Science and Education Journal 2026
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/sicedu.v5i2.766

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Literasi Keuangan Syariah dan Kepercayaan terhadap Minat Menjadi Nasabah Bank Aladin Syariah di Kota Jambi. Penelitian ini menggunakan pendekatan kuantitatif dengan teknik  pengambilan sampel stratified sampling. Sampel penelitian berjumlah 100  responden yang merupakan nasabah Bank Aladin Syariah di Kota Jambi. Data dikumpulkan melalui penyebaran kuesioner dan dianalisis menggunakan SPSS  versi 25 dengan metode analisis regresi linear berganda. Hasil penelitian  menunjukkan bahwa secara parsial Literasi Keuangan Syariah tidak berpengaruh  signifikan terhadap Minat Menjadi Nasabah Bank Aladin Syariah di Kota Jambi. Hal ini dibuktikan dengan nilai signifikansi sebesar 0,206 > 0,05. Sementara itu, Kepercayaan berpengaruh positif dan signifikan terhadap Minat Menjadi Nasabah Bank Aladin Syariah dengan nilai signifikansi sebesar 0,000 < 0,05. Secara simultan, Literasi Keuangan Syariah dan Kepercayaan berpengaruh signifikan terhadap Minat Menjadi Nasabah Bank Aladin Syariah dengan nilai signifikansi  sebesar 0,000 < 0,05. Nilai Adjusted R Square sebesar 0,699 menunjukkan bahwa  kedua variabel mampu menjelaskan 69,9% variasi minat menjadi nasabah, sedangkan 30,1% sisanya dipengaruhi oleh variabel lain di luar penelitian.   
ANALISIS KINERJA PENGELOLAAN ZAKAT DALAM ASPEK MANAJEMEN SYARIAH: Pada BAZNAS Kabupaten Tebo Deni Yulia Citra; Efni Anita; Aztyara Ismadharliani
Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi Vol. 5 No. 1 (2025): MARET : Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimea.v5i1.877

Abstract

This study investigates the performance of zakat management at the National Zakat Amil Agency (BAZNAS) in Tebo Regency, with a focus on alignment with sharia management principles. This research identifies several important factors that contribute to suboptimal management of zakat funds, including a lack of public awareness about BAZNAS, low public participation in zakat distribution, and significant geographic challenges that hinder access to zakat services. Interviews with key stakeholders revealed that many individuals prefer to give zakat directly to recipients, which undermines BAZNAS' effectiveness in managing these funds. This study highlights the need for increased outreach and educational initiatives to increase awareness and encourage community involvement in zakat programs. Additionally, this underlines the importance of establishing regional regulations to promote zakat contributions through BAZNAS. The findings show that overcoming these challenges is critical to improving zakat management and maximizing its benefits to society.
Analisis Manajemen Keuangan Syariah Pada Koperasi Syariah Studi Kasus Bmt Al Ishlah Tahun 2021-2022 Kota Jambi Nurwiji Asih; Efni Anita; Victor Diwantara
Jurnal Publikasi Ilmu Manajemen Vol. 2 No. 2 (2023): Juni: Jurnal Publikasi Ilmu Manajemen
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jupiman.v2i2.1673

Abstract

This study aims to find out how the Islamic financial management system is at the BMT Al Iishlah Sharia Cooperative, Jambi City, what are the constraints faced in managing Islamic finance at the BMT Al Iishlah Sharia Cooperative, Jambi City.This research is a type of field research that uses a qualitative descriptive approach. Data collection methods used in this research are observation, interviews, and documentation. The data analysis technique used is data reduction, data presentation, verification, and drawing conclusions.Based on the results of research on the manager or managers of BMT Al-Iishlah Jambi City and members of the financing, it shows that the borrower is incompetent, the management is not good or neat, the financial reports are incomplete, the use of funds is not in accordance with planning. , planning is immature, and funds are not sufficient, efforts to anticipate the causes of problematic financing of BMT Al-Ishlah are quite good. The BMT Al-Ishlah Cooperative complies with Islamic guidelines, and complies with the provisions of the Kopeirasii and Peirleimei laws. The management system at BMT Al-Ishlah uses a profit sharing system or mudharabah ratio at the end of each month, so that its financial management activities do not contain elements of usury.
Analisis Pengelolaan Keuangan Syariah Pedagang Sayur Wanita di Pasar Muara Tembesi Dilla Pinanti; Efni Anita; Rohana Rohana
Jurnal Publikasi Ilmu Manajemen Vol. 4 No. 3 (2025): September: Jurnal Publikasi Ilmu Manajemen
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jupiman.v3i1.3308

Abstract

One of the human activities in meeting daily needs requires a market as a means of support. The market will progress if financial management runs well, but on the other hand, if management does not run well it will result in losses, both in the market and for its partners. This article aims to analyze the knowledge of Vegetable Trader entrepreneurs and how they practice Sharia financial management in the businesses they run. This research was carried out at the Muara Tembesi Market directly and freely using descriptive qualitative research, namely direct interviews conducted in a relaxed manner, without complicating the informants, and the questions asked were not of an interrogative nature but only to obtain the data needed to complete and complete the writing in this research. The research results show Sharia financial management. Using a phenomenological approach, this research observed 15 informants who were vegetable traders at Muara Tembesi Market. The results of this research prove that all informants have knowledge of the concept of Islamic or Sharia financial management. Entrepreneurs have also implemented Islamic financial management through allocating budgets for zakat, infaq and alms. Apart from that, business actors also have savings and investment funds for their businesses. However, the majority of entrepreneurs still implement simple financial management. Regarding budgeting, financial reports and cash management have not been implemented in a structured manner.
Pengaruh Return on Asset (RoA), Return on Equity (RoE), Net Profit Margin (NPM) Terhadap Harga Saham (Studi Kasus Perusahaan yang Terdaftar di Jakarta Islamic Index Periode 2021–2025) Atiah Atiah; Elyanti Rosmanidar; Efni Anita
Abdi Cendekia : Jurnal Pengabdian Masyarakat Vol 5 No 4 (2026): Desember (In Press)
Publisher : Yayasan Zia Salsabila

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61253/abdicendekia.v5i4.1374

Abstract

Penelitian ini bertujuan mengetahui pengaruh Return on Asset (RoA), Return on Equity (RoE), dan Net Profit Margin(NPM) terhadap harga saham perusahaan yang terdaftar di Jakarta Islamic Index (JII) periode 2021–2025. Penelitian menggunakan metode kuantitatif dengan pendekatan deskriptif. Sampel ditentukan melalui teknik purposive samplingdan diperoleh 11 perusahaan dengan 55 observasi. Data sekunder berupa laporan keuangan tahunan dan harga saham dianalisis dengan regresi linear berganda, uji t, dan uji F. Hasil penelitian menunjukkan bahwa ROA tidak berpengaruh signifikan terhadap harga saham (Sig. 0,993) dan ROE juga tidak berpengaruh signifikan (Sig. 0,685), sedangkan NPM berpengaruh positif dan signifikan (Sig. 0,043). Secara simultan, ROA, ROE, dan NPM tidak berpengaruh signifikan terhadap harga saham (F hitung 1,598; Sig. 0,201) dengan koefisien determinasi sebesar 0,086. Dengan demikian, NPM menjadi satu-satunya rasio profitabilitas yang berpengaruh secara parsial terhadap harga saham emiten JII selama periode pengamatan.
Pengaruh Pertumbuhan Laba dan Current Ratio terhadap Kualitas Laba Perusahaan Sub Sektor Migas yang Terdaftar di ISSI Periode 2021–2023 Abdul Halim Saputra; Efni Anita; Saijun Saijun
Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 7 No. 2 (2026): Al Fiddhoh: Journal of Banking, Insurance, and Finance
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/99f7rt97

Abstract

The development of the Islamic capital market in Indonesia encourages companies to produce financial reports that prioritize not only profitability but also comply with halal and ethical principles. In this context, earnings quality is a crucial indicator for investors in assessing the credibility of financial reports, particularly for oil and gas companies facing fluctuating energy prices and high operational costs. This study aims to analyze the effect of profit growth and the current ratio on earnings quality in oil and gas companies listed on the Indonesian Sharia Stock Index (ISSI) for the 2021–2023 period. Data were obtained from annual financial reports and analyzed using panel regression. The results show that profit growth and the current ratio simultaneously have a significant effect on earnings quality. Partially, both variables also contribute positively, indicating that companies with increasing profits and healthy liquidity are able to produce reliable financial reports. This finding aligns with agency theory and signaling theory, which emphasize that profitability and financial health provide signals to the market about a company's actual performance.