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All Journal Jurnal Keuangan dan Perbankan Jurnal Media Wahana Ekonomika Dinamisia: Jurnal Pengabdian Kepada Masyarakat Dinasti International Journal of Education Management and Social Science Journal of Innovation Research and Knowledge Jurnal AGRISEP: Kajian Masalah Sosial Ekonomi Pertanian dan Agribisnis JEM : Jurnal Equilibrium Manajemen
Muhammad Zalviwan
Universitas Panca Bhakti
Agriculture, Biological Sciences & Forestry Humanities Economics, Econometrics & Finance Education Health Professions Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Investors psychology on the biased investment decision: The mediating effect of extra-motivation to invest Muhammad Zalviwan; Tulus Haryono; Hunik Sri Runing Sawitri
Jurnal Keuangan dan Perbankan Vol 24, No 4 (2020): October 2020
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jkdp.v24i4.4837

Abstract

This study aims to prove that individual investors' psychology consisting of positive attitude, affective-self affinity, familiarity, trust, and nationalism affects investment decisions mediated by the extra motivation to invest. The data collected through questionnaires were processed and tested for the validity and reliability of the construct. Respondents in this study are individual investors who use psychological considerations as more motivation to make decisions and 404 questionnaires distributed to individual investors. This study uses Partial Least Square (PLS). It passes the fit and quality indices model criteria to determine the strength of this study's structural model before the hypothesis testing is carried out. We found four psychological variables of individual investors (positive attitude, familiarity, trust, and nationalism) that directly affect investment decisions and indirectly with the mediator of extra motivation to invest. Extra incentive to invest is not influenced by affective-self affinity and does not mediate its relationship with investment decisions. We also found that investors with psychological considerations tend to make biased decisions. Investors show behaviour that is overreaction, overconfidence, and risk tolerance (low risk with high return). JEL Classification: F52, G11, G41DOI: https://doi.org/10.26905/jkdp.v24i4.4837
DEVELOPMENT POLICIES OF THE MICRO, SMALL, AND MEDIUM ENTERPRISES (SMEs) FOR IMPROVING REGIONAL COMPETITIVENESS Sartono Sartono; M. Zalviwan; Dina Octaviani; Angga Hendharsa; Ali Afif; Sigit Sugiardi
Jurnal AGRISEP JURNAL AGRISEP VOL 23 NO 01 2024 (MARCH)
Publisher : Badan Penerbitan Fakultas Pertanian, Universitas Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31186/jagrisep.23.01.111-128

Abstract

This study explores the importance of developing Micro, Small and Medium Enterprises (SMEs) and the creative economy, as well as their position as the main drivers of economic growth. Focusing on North Kayong District, West Kalimantan, Indonesia, this research highlights the resilience and innovation demonstrated by SMEs in overcoming challenges. Government initiatives target the mitigation of barriers, with an emphasis on developing local superior products to increase regional competitiveness. The main objective is to utilize local potential to create sustainable opportunities for economic expansion and poverty alleviation. Qualitative research methods, through observation, focus group discussions (FGD), and questionnaires, as well as data analysis techniques including difference tests and SWOT analysis. The research results show that there are significant differences between government policies and the expectations of SMEs, while the results of the SWOT analysis show that SMEs have strengths to be developed such as the availability of local raw materials and market uptake, but have challenges such as limited access to funding, infrastructure, training and promotion. product. The position of SMEs is in quadrant two, the most appropriate diversification strategy, including product, market and place diversification. Government mitigation to support the development of SMEs, through policies developing road and transportation infrastructure to facilitate access to products and markets, providing markets for sales of superior products, training facilities for SMEs. The impact on local communities is as a provider of raw materials, developing SMEs and the creative economy, as well as increasing the economy and regional competitiveness.
PENGARUH KUALITAS WEBSITE TERHADAP KEPUTUSAN PEMBELIAN PRODUK ONLINE SHOP SHOPEE DI KOTA PONTIANAK Windi Pratiwi; Arweni Arweni; Dina Octaviani; Ricola Dewi Rawa; M. Zalviwan
Journal of Innovation Research and Knowledge Vol. 4 No. 3: Agustus 2024
Publisher : Bajang Institute

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Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh kualitas website terhadap keputusan pembelian produk di shopee. Bentuk penelitian ini adalah survey. Populasi dalam penelitian yaitu pengguna shopee di Kota Pontianak. Sampel penelitian ini ditentukan dengan menggunakan pendekatan jumlah indikator dari variable penelitian. Hair et al. (2010) jumlah sampel minimum setidaknya 5 kali dari jumlah variable atau indicator variable penelitian, sehingga jumlah sampel penelitian ini sebanyak n (indicator yang diestimasi) x 5 yaitu 125 (25 x 5). Metode pengambilan sampel menggunakan non probability sampling dengan purposive sampling. Adapun kriteria sampel dalam penelitian ini yaitu konsumen berbelanja menggunakan aplikasi shopee lebih dari 1 tahun dan minimal telah melakukan transaksi sebanyak 12 kali. Teknik pengumpulan data menggunakan observasi, kuesioner dan studi literatur. Teknik analisis data menggunakan analisis regresi berganda dengan IBM SPSS 23. Hasil penelitian menunjukan bahwa variabel Usability dan Service Interaction Quality berpengaruh terhadap keputusan pembelian produk online shop shopee di Kota Pontianak dengan masing-masing nilai signifikansi (0,000 < 0,05), t hitung (4,011) dan (3,725) > t tabel (1,657). Sedangkan variabel Information Quality tidak berpengaruh terhadap keputusan pembelian produk online shop shopee di Kota Pontianak dengan nilai signifikansi (0,608 > 0,05) dan t hitung (0,514 < t tabel 1,657)
Analisis Kompetensi Pegawai Pada Kantor Camat Kecamatan Sebangki Kabupaten Landak Muhammad Zalviwan; SUMIATI
Jurnal Equilibrium Manajemen Fakultas Ekonomi Universitas Panca Bhakti Vol 7 No 1 (2021): Jurnal Equilibrium Manajemen (JEM)
Publisher : Prodi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Panca Bhakti

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Abstract

This study aims to see how the performance of employees in the subdistrict head office of Sebangki District, Landak Regency by looking at the quality of service to the community. The method used in this research is descriptive qualitative method. The number of respondents used in this study were 31 respondents. To facilitate the measurement of qualitative data, a Likert scale is used. In this study, the variables that became the benchmarks for the writer to analyze the problems in this study were the variables of knowledge, expertise, quality, and cooperation. If seen from the results of the study, the competency analysis of employees at the head office of the sub-district of Sebangki, Hedgehog district, based on the respondents' responses, falls into the good category value.
ANALISIS KEBIJAKAN PEMASARAN (7P) SEPEDA MOTOR YAMAHA PADA DEALER UTAMA JAYA MOTOR SIANTAN Muhammad Zalviwan; Petronela
Jurnal Equilibrium Manajemen Fakultas Ekonomi Universitas Panca Bhakti Vol 7 No 1 (2021): Jurnal Equilibrium Manajemen (JEM)
Publisher : Prodi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Panca Bhakti

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Abstract

This study aims to determine the marketing policy (7P) of Yamaha motorbikes at the Jaya Motor Siantan Main dealer. The research method that I use in this research is survey research which takes a sample of a population using a questionnaire as the main data collection tool. The population in this study were all consumers and communities around the main dealer Jaya motor Siantan, North Pontianak, the sample was taken as many as 100 respondents using the incidental sampling technique. The results of research on the marketing policies carried out by the Utama Jaya Motor Siantan dealership show that: the product aspect with an average of 4.24 is in the very good category. The price aspect is in the good category with an average of 4.06. The place aspect (location) with an average of 3.66 in the category is quite good. The aspect of promotion (promotion) with an average of 3.97 in the good category. Aspects of the people (people) with an average of 4.00 in the good category. The process aspect with an average of 4.10 in the good category and the physical evidence aspect with an average of 3.24 in the very bad category.
PENGARUH PROFITABILITAS LIKUIDITAS DAN KEBIJAKAN DIVIDEN TERHADAP HARGA SAHAM PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA Ariko Beni; Muhammad Zalviwan
Jurnal Equilibrium Manajemen Fakultas Ekonomi Universitas Panca Bhakti Vol 8 No 2 (2022): Vol 8 No 2 (2022): Jurnal Equilibrium Manajemen (JEM)
Publisher : Prodi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Panca Bhakti

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Abstract

This research aims to determine the influence of return on asset (ROA), cash ratio (CR), and dividend payout ratio (DPR) variables on the stock price (SP) variable at the company banking which is listed in the Indonesia Stock Exchange (BEI) with 3-yearsresearch period in 2019-2021. The population used in this research is 46 banking companys which is listed in Indonesia Stock Exchange (BEI). The Sampling technique used purposive sampling. Pursuant to technique of taking purposive sampling data obtained sample of 12 firms banking which is listed in Indonesia stock Exchange (BEI). The data in the research used in the form of secondary data are financial statements of banking companies which is listed in Indonesia Stock Exchange (BEI) and processed with using SPSS (Statistical Product and Service Solution) software. The results showed that the return on assets (ROA) positive and significant to the stock prices, cash ratio (CR) negative and not significant to the stock prices, dividend payout ratio (DPR) positive and significant to the stock prices.
FAKTOR YANG MEMPENGARUHI DISIPLIN KERJA DENGAN FINGERPRINT SEBAGAI PEMODERASI PADA DINAS PEMBERDAYAAN MASYARAKAT DAN DESA PROVINSI KALBAR Angga Yoga; Muhammad Zalviwan
Jurnal Equilibrium Manajemen Fakultas Ekonomi Universitas Panca Bhakti Vol 9 No 2 (2023): Vol 9 No 2 (2023): Jurnal Equilibrium Manajemen (JEM)
Publisher : Prodi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Panca Bhakti

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Abstract

The current technological developments are no longer in doubt, even today technology has become a necessity in the sector of human life. Fingerprint is the only attendance tool that can meet data needs using only fingerprint verification. According to Hasibuan (2006194-198) good discipline reflects the magnitude of a person's sense of responsibility for the tasks assigned to him. In conducting research, an analytical method is needed related to the problems in this study. This study uses quantitative analysis with two variables using fingerprint and work discipline. According to Sugiyono (2012: 92) the results of data analysis were collected through distributing questionnaires formed through a measuring scale. Based on the research, it shows that the objective and ability variables significantly influence work discipline: It is known that the tcount value of the objective and ability variable is -2.205 while the ttable value is 2.02439. This means tcount -2.205 ttable 2.02439, so it can be concluded that the objective and ability variables significantly influence work discipline. In the X validity test (factors of work discipline) it is declared valid because it is seen from the r count r table (0.263), the validity test (fingerprint/moderation system) is declared valid because it is seen from the r count r table (0.263), and the Y variable test ( work discipline) is declared valid because it can be seen from the r count r table (0.263).
Menggali Hubungan Kecerdasan Emosional, Kecerdasan Spiritual dan Keputusan Investasi Uray, Andrey Indra Maulana; Muhammad Zalviwan; Muchammad Ariffin; Nur Hidayat
Jurnal Media Wahana Ekonomika Vol. 21 No. 3 (2024): Jurnal Media Wahana Ekonomika, Oktober 2024
Publisher : Universitas PGRI Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31851/jmwe.v21i3.14808

Abstract

Kecerdasan emosional dan spiritual dapat memengaruhi cara individu membuat keputusan, termasuk didalam konteks investasi. Dalam konteks investasi, penelitian ini mengksplorasi bagaimana kedua jenis kecerdasan ini memengaruhi proses pengambilan keputusan. Secara hipotesis dapat dikatakan bahwa investor dengan tingkat kecerdasan emosional dan spiritual lebih tinggi akan membuat keputusan investasi yang lebih baik dibandingkan dengan mereka yang memiliki tingkat kecerdasan emosional dan spiritual yang lebih rendah. Penelitian ini bertujuan untuk menggali hubungan antara kecerdasan emosional, kecerdasan spiritual dan keputusan investasi. Populasi dalam penelitian ini adalah generasi milenial di Kota Pontianak dan teknik pengambilan sampel menggunkan metode purposive sampling didapatkan jumlah sampel sebanyak 283 responden. Teknik analisis data menggunakan regresi linier berganda dengan alat analisis smartPLS 3.0. Hasil penelitian ini mengemukakan bahawa kecerdasan emosional dan kecerdasan spiritual memiliki pengaruh positif dan signifikan terhadap keputusan investasi. Dapat disimpulkan dari berbagai faktor yang dapat mempengaruhi keputusan investasi seseorang, didapatkan sebesar 59,9% dipengaruhi oleh kecerdasan emosional dan kecerdasan spiritual.
Investment Management and Capital Markets Training for Students State Vocational School 1 Pontianak: Pelatihan Manajemen Investasi dan Pasar Modal Bagi Siswa/i SMK Negeri 1 Pontianak Windi Pratiwi*; Aisyah Aisyah; Rianti Ardana Reswari; Naiyun Untung Utama; Muhammad Zalviwan
Dinamisia : Jurnal Pengabdian Kepada Masyarakat Vol. 8 No. 4 (2024): Dinamisia: Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Lancang Kuning

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31849/dinamisia.v8i4.19245

Abstract

SMK Negeri 1 Pontianak is one of the vocational schools in Pontianak City that has not applied investment management knowledge in the capital market so students cannot understand the concept of capital markets in the business world. Apart from that, students' knowledge about capital markets is also very minimal due to the low level of literature and practice related to capital markets. It is hoped that this activity will trigger awareness, interest, and knowledge from the younger generation to invest in the capital market. Apart from that, this training also aims to introduce students to investment mechanisms in the Capital Market. This training starts from the preparation stage, namely surveying, determining target locations, preparing facilities and infrastructure for activities, and preparing training materials, including modules for training activities. The stages of implementing the activities are the presentation of material and investment training with simulations using the Motion Trade application.
Evaluation of MSME Performance in Pontianak: An Institutional Perspective Zalviwan, Muhammad; Pratiwi, Windi; Maulana, Uray Andrey Indra
Dinasti International Journal of Education Management And Social Science Vol. 6 No. 4 (2025): Dinasti International Journal of Education Management and Social Science (April
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijemss.v6i4.4494

Abstract

Micro, Small, and Medium Enterprises (MSMEs) constitute a crucial pillar of the Indonesian economy. While the city of Pontianak possesses substantial potential for MSME development, several challenges persist, notably within the institutional framework. This study aims to evaluate the performance of MSMEs in Pontianak, specifically from an institutional perspective. Employing a big data approach, this research analyzes MSME performance across various dimensions, including productivity, efficiency, innovation, and competitiveness. Prior research indicates that MSME performance in Pontianak is not yet optimal, which is attributed to factors such as the low quality of human resources, limited access to financing, and regulatory impediments. This study adopts a quantitative methodology utilizing a survey-based approach. The population for this study comprises 1,840 MSME operators in Pontianak. A sample of 185 respondents was selected for data collection. Data analysis was conducted using Partial Least Squares Structural Equation Modeling (PLS-SEM) via SmartPLS software. Path analysis was primarily employed to examine the comparative strength of direct and indirect relationships between variables. The results demonstrate that external factors significantly impact innovation (p < 0.001). Internal factors also exhibit a significant effect on innovation (p < 0.05). External factors have a significant negative impact on performance (p < 0.001), whereas the effect of internal factors on performance is not statistically significant (p > 0.05). Furthermore, innovation mediates the effect of external factors on performance (p < 0.001), and also mediates the effect of internal factors on performance (p < 0.05). Innovation itself also significantly impacts performance (p < 0.001).
Co-Authors Aisyah Aisyah Ali Afif Angga Yoga Anggra Hendharsa Ariko Beni Arweni, Arweni Dina Octaviani Hunik Sri Runing Sawitri Muchammad Ariffin Naiyun Untung Utama Nur Hidayat Petronela Pratiwi, Windi Rianti Ardana Reswari Ricola Dewi Rawa Sartono Sartono Sigit Sugiardi SUMIATI Tulus Haryono Uray Andrey Indra Maulana Windi Pratiwi Windi Pratiwi*