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All Journal NUSANTARA : Jurnal Ilmu Pengetahuan Sosial Edumaspul: Jurnal Pendidikan ProBisnis : Jurnal Manajemen Journal of Innovation Research and Knowledge Innovative: Journal Of Social Science Research Jurnal Ilmu Ekonomi E-Amal: Jurnal Pengabdian Kepada Masyarakat Mu'amalatuna: Jurnal Ekonomi Syariah J-CEKI
Mawardi Mawardi
Muhammadiyah University Of Lampung
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Economics, Econometrics & Finance Education Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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ANALISIS IMPLEMENTASI PEMBIAYAAN KPR SYARIAH DENGAN AKAD MURABAHAH PADA BANK SYARIAH INDONESIA KC. BANDAR LAMPUNG KEDATON Nadia Safitri; Mawardi Mawardi; Nina Ramadani W
Mu'amalatuna: Jurnal Ekonomi Syariah Vol 5, No 1 (2022): Mu'amalatuna: Jurnal Ekonomi Syariah
Publisher : Universitas Muhammadiyah Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36269/muamalatuna.v5i1.1087

Abstract

ABSTRACT The house is a part of one of the basic needs of one person that must be owned, high enthusiasm is shown by someone to own a house in order to provide a house price. This results in a continuous increase in house prices. By providing house prices that continue to increase, it is difficult for many people to own a house in cash, therefore some people decide to buy a house in installments or in installments.a sharia manner in. How is the problem of financing Syari'ah mortgages through murabahah at BSI Syari'ah KC Bandar Lampung Kedaton The type of research used is field research or field researchwith data collection techniques using field observations, interviews and documentation. While the data analysis technique in this study used a qualitative descriptive with an inductive nature of research. The results showed that the implementation of Sharia mortgage financing with a murabahah at BSI Syari'ah KC Bandar Lampung Kedaton which was carried out in accordance with DSN-MUI Number 04/ DSN-MUI/IV/2000 regarding murabahah. Buying and selling transactions or mortgage financing are also in accordance with Sharia principles, even though there are some home purchases using wakalah , even though it is legal considering that even though the purchase is represented, the goods purchased are on behalf of BSI Sharia so that the goods explicitly belong to BSI Sharia and factors that affect the financing of Sharia mortgages through murabahah contracts. Keywords: Implementation of Financing Implementation, Shari'ah KPR, Murabahah ABSTRAK Rumah merupakan suatu bagian dari satu kebutuhan pokok dari salah satu seseorang yang harus dimiliki, antusias yang tinggi di perlihatkan oleh seseorang untuk memiliki rumah agar dapat memberikan harga rumah. Hal ini membuat kenaikan harga rumah secara terus menerus. Dengan memberikan harga rumah yang terus mengalami kenaikan menyebabkan banyak orang sulit untuk memiliki rumah dengan cara tunai oleh karna itu sebagian orang memutuskan untuk membeli rumah dengan cara dicicil atau di angsur. Untuk itu menjembatani hal ini bank Syari’ah juga dapat menyediakan fasilitas pembiayaan rumah dengan sistem Kredit Kepemilikan Rumah (KPR) yang dilakukan secara syariah.Bagaimanakah implementasi pembiayaan KPR Syari’ah dengan akad murabahah pada BSI Syari’ah KC Bandar Lampung Kedaton. Bagaimanakah permasalahan pembiayaan KPR Syari’ah melalui akad murabahah pada BSI Syari’ah KC Bandar Lampung Kedaton Jenis penelitian yang digunakan adalah penelitian lapangan atau field research¸dengan teknik pengumpulan data menggunakan observasi lapangan, wawancara dan dokumentasi. Sedangkan teknik analisis data dalam penelitian ini menggunakan deskriptif kualitatif dengan sifat penelitian induktif.Hasil penelitian menunjukkan bahwa pelaksanaan dalam implementasi pembiayaan KPR Syari’ah dengan akad murabahah pada BSI Syari’ah KC Bandar Lampung Kedaton yang diamana sudah dilaksanakan sesuai denganDSN-MUI Nomor 04/DSN- MUI/IV/2000 tentang murabahah. Transaksi jual beli atau pembiayaan KPR juga sesuai dengan prinsip Syari’ah walaupaun ada sebagaian pembelian rumah menggunakan akan wakalah walaupun demikian itu sah mengingat walaupun pembelian di wakilkan namun barang yang dibeli atas nama BSI Syari’ah sehingga secara eksplisit barang tersebut milik dari BSI Syariah serta faktor yang mempengaruhi pembiayaan KPR Syari’ah melalui akad murabahah. Kata Kunci: Implementasi Pelaksanaan Pembiayaan, KPR Syari’ah, Murabaha
Analisis Dampak Masjid Terhadap Kesejahteraan Masyarakat Amelia Anggeraini; Ulil Albab; Heri Sutopo; Mawardi
J-CEKI : Jurnal Cendekia Ilmiah Vol. 3 No. 6: Oktober 2024
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v3i6.5788

Abstract

This study focuses on analyzing the social and economic impact of the Thoriqul Khoir mosque in Tanjung Karang Barat district on the welfare of the local community during the period May, June and July 2024. This mosque was chosen because it is the oldest mosque in the region and has a strategic location that is easily accessible, so it becomes the center of religious and social activities of the community. The approach used in this study is qualitative with descriptive methods. Data collection was conducted through in-depth interviews with mosque administrators, pilgrims, local communities, and small businesses in the mosque area. In addition, direct observation is also applied to observe the activities in the mosque and the interaction of the surrounding community. The results showed that the Thoriqul Khoir mosque has a significant positive impact on the economic and social aspects of the community. In terms of economy, this mosque is a center for the development of various MSMEs owned by the surrounding community. Pilgrims who come every day provide opportunities for residents to open businesses such as food stalls and shops for worship supplies, which has an impact on increasing residents ' income. In terms of social, the mosque is not only a place of worship, but also as a center of education and community empowerment activities. Regular recitation and study programs involving many participants, including 200 santriwan and santriwati, strengthened the religious education and spirituality of the community. In addition, social activities and celebrations of Islamic holidays organized by the mosque also play an important role in building social solidarity among the community, by involving volunteers and active support from the surrounding community. Overall, this study confirms that the Thoriqul Khoir Mosque not only serves as a place of worship, but also as a major catalyst for the economic and social well-being of the surrounding community
Co-Authors Abdurohim Abdurohim Abizar Abizar Abizar Akbar Akbar Amelia Anggeraini Dian Rokhmawati Endang Fatmawati Fida Abdurrofi Heri Sutopo I Nyoman Tri Sutaguna Nadia Safitri Nina Ramadani W Nina Ramadhani Wulandari Nofan Refaldi Nur Khalifah Putri Owen De Pinto Simanjuntak Pipit Susanti Rizka Elvira P Rosa Zulfikhar Ruslaini Ruslaini Seli Agustiara Sri Choiriyati Supiati Supiati Syamsu Rijal Uli Wildan Nuryanto Ulil Albab Wildoms Sahusilawane