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Journal : COCOS

FAKTOR-FAKTOR YANG MEMPENGARUHI ALIH FUNGSI LAHAN PERTANIAN DI KABUPATEN MINAHASA SELATAN Vinny I. Lagarense; Gene H.M. Kapantow; Ribka M. Kumaat; Lorraine W. Th. Sondak
COCOS Vol. 6 No. 3 (2015)
Publisher : Universitas Sam Ratulangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35791/cocos.v6i3.6919

Abstract

ABSTRAKThis study aimed to analyze the factors that affect the conversion of agriculturalland to non-agricultural in South Minahasa Regency. In particular, this study analyzed the effectof population, GRDP per capita, and number of industry to the change of the area of agriculturalland.This study was conducted using secondary data obtained from the office of BPS (CentralBureau of Statistics) South Minahasa. The data was then analyzed using multiple linearregression analysis.The results showed that only GRDP per capita which significantly affectedthe areaagricultural land in South Minahasa Regency. If GRDP per capita increased, the area ofagricultural land would decrease. This was an indication that when the people income increased,the land requirement for non-agricultural activities such as housing, offices, and otherinfrastructure would also increase. The required land tended to be converted from agriculturalland.
KAJIAN PENYALURAN KREDIT USAHA RAKYAT (KUR) PERTANIAN PADA BANK BRI KANTOR CABANG TONDANO Praiselia Amanda; Ribka M. Kumaat; Celsius Talumingan; Tommy F. Lolowang
COCOS Vol. 6 No. 6 (2015)
Publisher : Universitas Sam Ratulangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35791/cocos.v6i6.8076

Abstract

ABSTACT The objective of this research in to observe the realization of chanelling KUR Agriculture at Bank BRI Tondano Branch Offices. The research was conducted with data collecting taken from Bank BRI Tondano Branch Offices. The data is processed qualitative research methods presented in the form of charts and tables.  The Research result indicate that the study of KUR Agricultural field at Bank BRI Tondano Branch Offices showed excellent improvement, but the socialization of KUR financing to farmers in rural areas is still lacking, so there are many farmers who are less familiar with the financing programmed government since 2007.
VALUASI EKONOMI HUTAN MANGROVE DI DESA TIWOHO KECAMATAN WORI KABUPATEN MINAHASA UTARA Winda D. Kalitouw; Ribka M. Kumaat; Lyndon R.J. Pangemanan; Paulus A. Pangemanan
COCOS Vol. 6 No. 8 (2015)
Publisher : Universitas Sam Ratulangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35791/cocos.v6i8.8113

Abstract

ABSTRACT WINDA DESITHA KALITOUW. Economic Valuation of Mangrove Forets in the Tiwoho Village, Wori District, North Minahasa Regency. Under guidance of  Ribka M. Kumaat. , Lyndon R. J. Pangemanan and Paulus A. Pangemanan. This study aims to determine how big the value of the total economic benefits of mangrove forest in the Tiwoho Village of Wori District North Minahasa Regency, by using the concept of economic valuation to calculate the value of the benefits of natural resources which exist. The research was conducted in January to March 2015, by conducting field observations and interviews directly to the community and local government. Based on the results obtained that indicate the area of mangrove forest ecosystems Tiwoho Village with a broad ±62,502 ha, have total value of economic benefits amounted Rp. 2.316.961.823/year with the largest contributor to the value of benefits is from the value of indirect benefits that is the value of the benefits of mangrove forests as a buffer abrasion or sea water waves. The total value of economic benefits can be used as a reference or basic comparison for the community and the government in determining the policy management and utilization of existing mangrove forests.   Keyword : valuation economic, mangrove forest ecosystems, benefits value
Analisis Finansial Home Industry Roti Toris di Kelurahan Taratara Satu Kota Tomohon Chyntia L.N. Rumampuk; Oktavianus Porajouw; Ribka M. Kumaat; Lyndon R.J. Pangemanan
COCOS Vol. 6 No. 8 (2015)
Publisher : Universitas Sam Ratulangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35791/cocos.v6i8.8148

Abstract

ABSTRACT The objective of this research is to identify the costs, to analyze the advantages and financial feasibility of “Toris” Bread home industry in Taratara SatuVillage, Tomohon Manucipality.The data were obtained by direct interviews with business owners, then analyzed by descriptive quantitativelyused calculation of Profit Analysis, Net Present Value (NPV), Internal Rate of Return (IRR), Net B/C Ratio, Payback Period (PP), and Break Even Point (BEP). The results showed net profit of “Toris” Bread home industry was Rp 35,173,875 / year, it means Toris Bread home industry was profitable and feasible to be run. It is based on the financial feasibility analysis obtained by the value of the Net Present Value (NPV) obtained greater than zero, the Internal Rate of Return (IRR) is greater than the prevailing lending rate, the Net Benefit Cost Ratio (Net B/C ratio) isgreater than one, and the Payback Period (PP) founded that the returning of capitalduring 4 years 14 days, less than maximum target for 5 years. Keyword : Toris Bread home industry, Net Present Value (NPV)