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Pemberian Kredit Telepon Seluler Menggunakan Metode Topsis Pada Mars Phone Cell Tasikmalaya Rian Ardianto; Asti Herliana; Annisa Risqi Sulistya Kusuma Wardhani; Tb. Dedy Fuady; Dasril Aldo
JURSIMA (Jurnal Sistem Informasi dan Manajemen) Vol 10 No 1 (2022): Jursima Vol. 10 No. 1, April Tahun 2022
Publisher : INSTITUT TEKNOLOGI DAN BISNIS INDOBARU NASIONAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47024/js.v10i1.458

Adanya ide baru dalam strategi penjualan gadget sangat diperlukan untuk dapat memenuhi kebutuhan segmentasi masyarakat tersebut dengan memberikan kemudahan dan keringanan secara persyaratan dan prosedur membeli handphone secara kredit. Dengan semakin mudahnya sistem jual beli secara kredit sehingga menarik perhatian masyarakat untuk lebih mudah lagi dalam memiliki telepon seluler dengan keringanan pembayaran yang diberikan secara diangsur. Opsi terakhir yang disarankan diperoleh dengan menggabungkan alternatif statis dengan nilai bobot terbesar untuk setiap kriteria berfungsi mengidentifikasi debitur yang layak mendapatkan kredit ponsel. Jarak euclidean digunakan untuk mengukur seberapa dekat suatu alternatif dengan solusi ideal dalam metode TOPSIS, yang merupakan proses pengambilan keputusan multi kriteria. Alternatif yang dipilih harus, dari sudut pandang geometris, menjadi yang paling dekat dengan solusi ideal positif dan terjauh dari solusi ideal negatif. Keluaran sistem dapat menawarkan saran peringkat tergantung pada bobot yang paling signifikan. Dengan penggunaan pendekatan ini, kreditur dapat memilih debitur yang memenuhi syarat untuk kredit.

Pemberian Kredit Telepon Seluler Menggunakan Metode Topsis Pada Mars Phone Cell Tasikmalaya Rian Ardianto; Asti Herliana; Annisa Risqi Sulistya Kusuma Wardhani; Tb. Dedy Fuady; Dasril Aldo
JURSIMA (Jurnal Sistem Informasi dan Manajemen) Vol 10 No 1 (2022): Jursima Vol. 10 No. 1, April Tahun 2022
Publisher : INSTITUT TEKNOLOGI DAN BISNIS INDOBARU NASIONAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47024/js.v10i1.458

Adanya ide baru dalam strategi penjualan gadget sangat diperlukan untuk dapat memenuhi kebutuhan segmentasi masyarakat tersebut dengan memberikan kemudahan dan keringanan secara persyaratan dan prosedur membeli handphone secara kredit. Dengan semakin mudahnya sistem jual beli secara kredit sehingga menarik perhatian masyarakat untuk lebih mudah lagi dalam memiliki telepon seluler dengan keringanan pembayaran yang diberikan secara diangsur. Opsi terakhir yang disarankan diperoleh dengan menggabungkan alternatif statis dengan nilai bobot terbesar untuk setiap kriteria berfungsi mengidentifikasi debitur yang layak mendapatkan kredit ponsel. Jarak euclidean digunakan untuk mengukur seberapa dekat suatu alternatif dengan solusi ideal dalam metode TOPSIS, yang merupakan proses pengambilan keputusan multi kriteria. Alternatif yang dipilih harus, dari sudut pandang geometris, menjadi yang paling dekat dengan solusi ideal positif dan terjauh dari solusi ideal negatif. Keluaran sistem dapat menawarkan saran peringkat tergantung pada bobot yang paling signifikan. Dengan penggunaan pendekatan ini, kreditur dapat memilih debitur yang memenuhi syarat untuk kredit.

Sistem Pendukung Keputusan Pemilihan Kartu Internet Smartphone Menggunakan Metode MOORA dan WASPAS Sulistya Kusuma Wardhani, Annisa Risqi; Yahya, Sitti Rachmawati; Tanwir, Tanwir; S, Usanto; Ahyuna, A
Building of Informatics, Technology and Science (BITS) Vol 4 No 4 (2023): March 2023
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/bits.v4i4.3039

Currently the internet is the most widely used source of information among the public to find the information needed. The use of the internet can meet the needs of information sources that are fast, easy, precise, accurate and inexpensive. Through the internet can access a variety of information and knowledge according to relevant needs. The internet also has several advantages that are not shared by other conventional sources of information, access to information can be done with restrictions on distance, time and space which is part of the advantages of the internet. Making it possible to get the source of the information obtained. Thus, based on the results of a survey conducted by the previous author, involving 30 respondents who had used internet service packages before, the result was that 90% of respondents had difficulty making the right choice, according to the criteria they wanted. With a decision support system using the MOORA and WASPAS methods, it will be easier to find a solution to the problem of choosing an internet package based on the conditions offered by the various internet operators themselves. These criteria include speed, signal, internet quota, active period and price. Based on the calculations of these two methods, the best smartphone internet card title is alternative A1 with the name Telkomsel with a value for the MOORA method, which is 0.437, while the WASPAS method is 0.942 as the best alternative. So that people don't need to worry about choosing an internet card for smartphones that are good and have good access speeds

Analysis of the Influence of Agents' Credibility Through Digital Media and Digital Promotions on Purchase Decisions Toward Insurance Products Sudirjo, Frans; Adhi Pramono, Susatyo; Arief, Ilham; Nana Hermana, Asep; Sulistya Kusuma Wardhani, Annisa Risqi
Jurnal Informasi dan Teknologi 2024, Vol. 6, No. 1
Publisher : SEULANGA SYSTEM PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60083/jidt.v6i1.514

This research aims to see the influence of interpersonal communication by insurance agents on customers' decisions to purchase products and whether the agent's credibility impacts customers' purchasing decisions regarding insurance service products. This type of research is quantitative. Data collection using questionnaires. The method used in taking this sample was simple random sampling. The sample in this study was 100. The data analysis technique used was multiple regression analysis. The analysis found that interpersonal communication and the credibility of insurance agents significantly influence customers' purchasing decisions when purchasing insurance service products. The study's results also show that the hypothesis proposed in this research has been proven: interpersonal communication and insurance agent credibility significantly influence customer purchasing decisions. Thus, insurance companies need to pay attention to and improve interpersonal communication strategies and strengthen the credibility of insurance agents to enhance customer purchasing decisions and their sales performance.

IMPLEMENTATION OF A CLOUD-BASED ACCOUNTING INFORMATION SYSTEM TO IMPROVE FINANCIAL TRANSPARENCY OF MSMES IN TANGERANG REGENCY Sapriyadi; Abu Naim; Purwani Husodo; Annisa Risqi Sulistya Kusuma Wardhani; Siti Fatimatul Zuhro; Rina Ambarwati; Ervina Yennie Permanningrum; Andika Mugi Gumilang; Fery Updi; Adam Zulfahmi
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 4 No. 11 (2025): OCTOBER
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v4i11.1269

The rapid advancement of information technology has significantly influenced the business landscape, including the Micro, Small, and Medium Enterprises (MSME) sector in Tangerang Regency. As key contributors to regional economic growth, MSMEs face the urgent need to adopt digital transformation, particularly in financial management. However, many MSMEs continue to rely on manual or spreadsheet-based systems, which hinder financial transparency, accuracy, and efficiency. This study aims to analyse the implementation of cloud-based accounting information systems (AIS) and their impact on improving MSMEs’ financial transparency in Tangerang Regency. The research employs a quantitative descriptive method, using questionnaires distributed to 100 MSME owners and financial staff who have implemented cloud-based accounting systems. Data were analysed through simple linear regression using SPSS 26 to determine the relationship between the implementation of cloud-based AIS (independent variable) and financial transparency (dependent variable). The results indicate that the implementation of cloud-based AIS has not significantly improved financial transparency among MSMEs in Tangerang Regency, with an R-squared value of 0.003 and a significance level of 0.624 (>0.05). This suggests that only 0.3% of financial transparency variation is explained by the use of cloud-based systems, while 99.7% is influenced by other factors such as digital literacy, infrastructure readiness, and managerial support. Despite the weak statistical correlation, the findings highlight the strategic potential of cloud-based accounting systems to enhance operational efficiency, data accessibility, and stakeholder trust. The study concludes that the success of digital transformation among MSMEs requires not only technological adoption but also government facilitation, training in digital literacy, and policy support to maximise transparency and accountability in financial management.

MENUMBUHKAN KARAKTER DI SEKOLAH DASAR MELALUI PEMBELAJARAN KEWARGANEGARAAN, BAHASA INDONESIA DAN TEKNOLOGI Intansari, Ilfi; Gustianti, Arita; Annisa Risqi Sulistya Kusuma Wardhani; Lulu Fatihatul Uyun; Nabila Rahma Qadrsih
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 10 No. 01 (2025): Volume 10 Nomor 1, Maret 2025
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v10i01.21955

This study was conducted to increase students' awareness of character education, literacy, and digitalization in elementary school learning. The research took place at SDIT La Tahzaan Citra Raya with 20 students as participants. Data were obtained from Pre-Test and Post-Test assessments conducted before and after the counseling session. Based on the collected data, the results showed an improvement in students' perceptions of character education, literacy, and technology. This study is expected to serve as an initial step to encourage further actions in enhancing character education, literacy, and technology-based learning for elementary school students.

THE INFLUENCE OF ACCOUNTING INFORMATION SYSTEM IMPLEMENTATION, FINANCIAL LITERACY, AND INTERNAL CONTROL ON THE QUALITY OF FINANCIAL STATEMENTS OF TANGERANG REGENCY MSMES Ervina Yennie Permananingrum; Abu Naim; Annisa Risqi Sulistya Kusuma Wardhani; Fachmi Al Faroqi; Andika Mugi Gumilang; Nor Fatah Ulinnuha; Sapriyadi; Ahmad Pauji
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 5 No. 1 (2025): DECEMBER
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v5i1.1407

MSMEs, or micro, small, and medium-sized enterprises, are essential to Tangerang Regency's economic growth. However, a lot of MSME owners still struggle to produce high-quality financial statements because of poor internal control, low accounting awareness, incomplete technology utilisation, and inaccurate records. Their capacity to evaluate business situations, control cash flow, and develop long-term strategies is impacted by this circumstance. Thus, the purpose of this study is to examine how internal control, financial literacy, and the use of Accounting Information Systems (AIS) affect the quality of MSMEs' financial statements in Tangerang Regency. Purposive sampling was used to identify 200 MSME respondents for this quantitative study. A standardised Likert-scale questionnaire was used to gather the data, and SPSS was used for analysis, which included multiple linear regression and traditional assumption tests. The model is suitable for additional study when classical assumption testing reveals that the data satisfy the conditions for autocorrelation, heteroscedasticity, multicollinearity, and normality. According to the regression results, the quality of financial statements is positively and significantly impacted by AIS adoption (β = 0.315; Sig. = 0.000), financial literacy (β = 0.291; Sig. = 0.000), and internal control (β = 0.348; Sig. = 0.000). The biggest predictor is internal control, suggesting that regular assessments, job segregation, and monitoring systems are essential to guaranteeing the dependability and correctness of MSME financial reporting. Additionally, the F-test shows that all three variables have an impact on financial statement quality at the same time (Sig. = 0.000). The three variables account for 53.9% of the variation in financial statement quality, whereas other factors not included in the model account for 46.1%, according to the coefficient of determination (R² = 0.539).

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