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PENGARUH MAQASHID SYARIAH DAN ISLAMIC SOCIAL REPORTING TERHADAP PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA Syurmita, Syurmita; Kurniawan, Rizky Fernanda; Rahmi, Asri Noer; Welkom, Syahfitri Suryaningsi; Rachman, M. Emil
AGROTEKSOS, Jurnal Ilmiah Ilmu Pertanian Vol 34 No 3 (2024): Jurnal Agroteksos Desember 2024
Publisher : Fakultas Pertanian Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/agroteksos.v34i3.1226

Abstract

This research is motivated by the rapid growth of Islamic banking, which necessitates that Islamic banks enhance profitability to operate in a sound and efficient manner in line with Sharia principles. In their operations, Islamic banks focus not only on financial aspects but also on non-financial aspects, such as Maqashid Shariah and Islamic Social Reporting (ISR). This study aims to examine the impact of Maqashid Shariah and ISR on the profitability of Islamic banks. A quantitative method is used, with a population of Islamic commercial banks in Indonesia from 2018 to 2022. The sample was selected using purposive sampling, resulting in data from 55 annual reports of Islamic banks. The analytical technique used is multiple linear regression to measure the influence of each variable. The findings show that Maqashid Shariah has a significant negative effect on profitability (t-value of -4.468 and a significance value < 0.001). This result aligns with the concept of Maqashid Shariah in banking, where the primary goal of Islamic banks is not short-term profit but rather social welfare. On the other hand, ISR has a significant positive effect on profitability (t-value of 4.308 and a significance value < 0.001). ISR plays an important role in strengthening the image, reputation, and public trust in Islamic banks. This study provides insight into the importance of non-financial aspects in supporting the sustainability of Islamic banks.
Analisis Faktor-faktor yang Mempengaruhi Permintaan Kopi Indonesia Aristy, Yogi; Muhamad Emil Rachman
EKONOMIKA45 :  Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan Vol. 11 No. 1 (2023): Desember : Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan
Publisher : Fakultas Ekonomi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/ekonomika45.v11i1.982

Abstract

In Indonesia, coffee is one of the primary goods in the plantation sub-sector which plays a large role. Coffee farmers and other economic actors involved in processing and marketing use this function as a source of income, employment and foreign exchange. This study aims to study the factors that influence the demand for Indonesian coffee in Indonesia. The data analyzed is time series data for 2010-2020, the analysis tool uses multiple linear regression models estimated using the Ordinary Least Square (OLS) method using SPSS 25. Based on the results of data analysis, the factors influencing demand for Indonesian coffee. The researcher concludes that the price of Indonesian coffee, the price of Indonesian tea and Indonesia's GDP can well explain the equation for Indonesian coffee demand, but individually only the price of Indonesian tea and Indonesia's GDP have a significant effect on explaining the equation for Indonesian coffee demand.
Analisis Pengaruh Kualitas Pelayanan, dan Promosi Terhadap Penjualan Pada Toko Thrift Shop Sandang 69 Bandar Lampung Muhamad Robel Akbar Ya’cub; M. Emil Rachman
EKONOMIKA45 :  Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan Vol. 11 No. 1 (2023): Desember : Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan
Publisher : Fakultas Ekonomi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/ekonomika45.v11i1.1021

Abstract

This study aims to determine the effect of service quality and promotion on sales at Thrift Shop Clothing 69 Bandar Lampung. This research is associative in nature which aims to determine the relationship between two or more variables that function to explain, predict, and control phenomena. Respondents in this study were customers of thrift shop Sadang 69, totaling 50 respondents. The data analysis technique in this study used multiple linear regression analysis. The data testing process is assisted by the SPSS 25.0 application program. According to the partial test results, service quality has a positive and significant effect on sales, promotion has a positive and significant effect on sales, and simultaneous testing shows that service quality and promotion have a positive and significant effect on sales at the Thrift Shop Clothing Store 69 Bandar Lampung.
ANALISIS BIAYA TRANSAKSI USAHA BUDIDAYA UDANG VANAME DI KECAMATAN KETAPANG, KABUPATEN LAMPUNG SELATAN Fitri, Annisa; Saty, Fadila Marga; Luhur, Estu Sri; Rachman, Muhamad Emil
Mimbar Agribisnis : Jurnal Pemikiran Masyarakat Ilmiah Berwawasan Agribisnis Vol 9, No 2 (2023): Juli 2023
Publisher : Universitas Galuh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25157/ma.v9i2.11096

Abstract

Vaname shrimp is a commodity that has high economic value so that it is widely cultivated by Indonesian people. Apart from the production costs incurred, there are also transaction costs that are often not taken into account by cultivators. The purpose of this study was to identify components and calculate transaction costs and analyze the economic efficiency of vannamei shrimp farming in Ketapang District based on transaction costs incurred. This study uses secondary and primary data with samples selected by cluster proportional simple random sampling. The selected respondents were vannamei shrimp cultivators from six vannamei shrimp pond center villages with traditional, semi-intensive and intensive technology as many as 30 people. The data analysis method used is descriptive quantitative and qualitative. The data obtained is then analyzed by transaction cost analysis. The results showed that the components of the transaction costs of the vannamei shrimp farming business and their ratios consisted of market information costs (0.02), input and output costs (0.01), implementation costs (0.19), licensing fees (0.23) , and levy fees (0.55). The economic efficiency of aquaculture can be seen from the ratio of transaction costs to production costs and revenues of 0.08 and 0.04 respectively.
THE INFLUENCE OF MOTIVATION AND WORK DISCIPLINE IN THE FRAMEWORK OF ISLAMIC ECONOMIC EMPOWERMENT ON THE PERFORMANCE OF COMPANY EMPLOYEES Kaipa, Muhammad Akmal; Rachman, Muhamad Emil
Ijtimaiyya: Jurnal Pengembangan Masyarakat Islam Vol. 17 No. 1 (2024): Ijtimaiyya: Jurnal Pengembangan Masyarakat Islam
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/ijpmi.v17i1.22645

Abstract

In the era of globalization and increasingly fierce competition, companies are required to improve the performance of their employees to survive and thrive. PT. Pegadaian (Persero), one of the largest financial companies in Indonesia, faces similar challenges in its efforts to maintain a strategic position in the market. One strategy that can be used to improve employee performance is through increased motivation and work discipline. This study aims to analyze the effect of Work Motivation, Work Discipline, and Employee Performance at PT. Pegadaian (Persero) Kedaton Branch Bandar Lampung, a saturated sample was used to select 40 employees of PT. Pegadaian Kedaton branch. The analysis method uses multiple linear regression models, the coefficient of determination then hypothesis testing using the t-test and F test. The results showed that the t-test (partial) stated that work motivation had a positive and significant effect on the performance of PT. Pegadaian Kedaton employees, work discipline did not affect work productivity. While the F test has simultaneous results that work motivation and work discipline, significantly affect employee work productivity. The coefficient of determination analysis explains that motivation, discipline, and performance affect work productivity. this research not only has a direct impact on improving the performance of PT. Pegadaian (Persero) employees also make a significant contribution to the overall development of Islamic society. The application of the results of this study can be a catalyst for positive change in the business world and society, making Islamic values a strong foundation for sustainable and meaningful economic development.
Pengaruh Literasi Keuangan dan Gaya Hidup Pada Perilaku Keuangan Mahasiswa Fakultas Ekonomi dan Bisnis Universitas Bandar Lampung Aprila, Ely Sabeth San; Amna, Luke Suciyati; Habiburrahman, Habiburrahman; Rachman, M. Emil
eCo-Buss Vol. 8 No. 1 (2025): eCo-Buss
Publisher : Komunitas Dosen Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32877/eb.v8i1.2083

Abstract

Penelitian ini bermaksud menyelidiki apakah perilaku keuangan mahasiswa fakultas ekonomi bisnis universitas bandar lampung dikontribusii oleh literasi keuangn dan gaya hidup. Studi ini melibatkan mahasiswa Fakultas Ekonomi dan Bisnis di Universitas Bandar Lampung. Studi berikut, dilakukan secara kuantitatif menggunakan kuesioner sebagai alat penelitian, dengan 91 responden yang terlibat dalam penelitian. Data dianalisis menggunakan SPSS versi 26, dengan berbagai uji yang mencakup statistic deskriptif, validitas, reabilitas, asumsi klasik, regresi linier berganda, uji t, uji f, dan uji koefisien determinasi. Dengan nilai efesian determinasi 0,466. Variabel literasi keuangan dan gaya hidup dapat memkontribusii perilaku keuangan sebesar 46,6 persen. Jika berdasarkan uji simultan, memperoleh nilai Fhitung sebanyak 38.452 yang lebih besar dari Ftabel 3.099. Dengan demikian, dapat disimpulkan bahwa kedua variabel ini berkorelasi satu sama lain dan berkontribusi sebesar 45,4% pada perilaku keuangan. Mahasiswa yang paham dengan literasi keuangan akan lebih bijak dalam penggunaan keuangan yang mereka miliki. Hasil penelitian ini menunjukan bahwa literasi keuangan dan gaya hidup memengaruhi perbuatan keuangan mahasiswa. Dengan adanya penelitian ini dapat menambah wawasan dan menambah pengertian mereka agar dapat mengatur keuangan mereka dengan baik dan teratur dengan memahami keuangan mereka dan berusaha untuk mengurangi gaya hidup yang berlebihan.