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Training Bilingual Inquiry-Based Mathematics Games for Teachers and Students at SDN 1 Taji Malang Rahayu, Widya Adhariyanty; Subekti, Puji; Nuryana, Ida
Jurnal Pengabdian Masyarakat Vol. 6 No. 2 (2025): Jurnal Pengabdian Masyarakat
Publisher : Institut Teknologi dan Bisnis Asia Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32815/jpm.v6i2.2818

Abstract

Purpose: This community service program aimed to improve the quality of mathematics ang English learning at SDN 1 Taji, a rural elementary school in Malang Regency with limited access to technology and innovative media. The intervention addressed low teacher capacity in applying inquiry-based methods and low student motivation in learning mathematics and English. Method: The program involved training teachers, mentoring in lesson plan design, and implementing an inquiry-based bilingual mathematics board game in classrooms. Data were collected through observation, interviews, questionnaires, and documentation, and analyzed using descriptive qualitative and quantitative approaches. Practical Applications: The results indicated that teachers became more motivated and skilled in interactive instruction, while students showed greater enthusiasm, active participation, and improved conceptual understanding. The bilingual elements also supported contextual English literacy. Conclusion: The program provided a resource-efficient, replicable, and sustainable model for enhancing mathematics and English learning in rural schools, contributing to educational innovation in under-resourced contexts.
Assessment Of Investment Strategy With A Utility-Based Approach Nuryana, Ida
International Journal of Science, Technology & Management Vol. 3 No. 2 (2022): March 2022
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v3i2.475

Abstract

The purpose of this study is to analyze the assessment of investment strategies with a utility-based approach. The rise of investment at this time has the aim of increasing welfare in the present and in the future. Investing is expected to have the best investment strategy and be supported by investment knowledge. Investment strategy requires consideration of economic factors, business intuition, experience. Approaching retirement age, investments are made more determined by psychological factors, therefore, it is necessary to manage the financial portfolio of retirement income with the right strategy. How to manage investments in a retirement portfolio. People who have entered retirement age always want to get the maximum utility from the pension money they have earned so far. When money has been invested in certain assets, under which conditions are formed: (1) the safest investment withdrawal rate (2) can be used in the possibility of running out of money which is considered to have failed to plan as the main measure of investment performance in a pension fund portfolio.
PENILAIAN STRATEGI INVESTASI DENGAN PENDEKATAN BERBASIS UTILITAS Nuryana, Ida
Jurnal Manajemen dan Profesional Vol. 6 No. 3 (2025): Jurnal JPRO
Publisher : Program Studi Manajemen Institut Teknologi dan Bisnis Asia Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32815/jpro.v6i3.2805

Abstract

The purpose of this study is to analyze investment strategies based on the utility approach from journal reviews (Tomlinson, 2012). The current boom in investment aims to improve current and future well-being. Investing is expected to yield returns at a specific time, which requires consideration of economic factors, business intuition, and experience. As retirement approaches, this expectation can be achieved. Monte Carlo analysis is used. Investment is largely determined by psychological factors; therefore, financial management and the selection of a retirement income portfolio with the right strategy are necessary. Individuals who have reached the MPP age always want to obtain maximum utility from the pension funds they have earned. When money has been invested in certain assets, the following points are determined: (1) the safest investment withdrawal rate (2) the likelihood of running out of funds, which is considered a failure to plan, and (3) a measure of investment performance in a pension fund portfolio. The results show the characteristics of individual loss aversion in determining asset allocation strategies
Perkembangan Industri Perbankan di Era Digital Nuryana, Ida
Jurnal Manajemen dan Keuangan Vol 13 No 2 (2024): JURNAL MANAJEMEN DAN KEUANGAN
Publisher : Program Studi Manajemen Fakultas Ekonomi Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jmk.v13i2.11555

Abstract

Perbankan digital di Indonesia gacorqq mengalami pertumbuhan pesat antara 2020 hingga 2024, yang mendorong penelitian ini untuk mengeksplorasi faktor-faktor yang mempengaruhi adopsi dan tantangan dalam sektor ini. Tujuan penelitian adalah untuk menganalisis perkembangan layanan perbankan digital, mengidentifikasi preferensi pengguna, serta mengevaluasi tantangan yang dihadapi dalam implementasinya. Metodologi yang digunakan mencakup gacorqq pendekatan kualitatif dan kuantitatif, dengan pengumpulan data melalui survei terhadap pengguna layanan perbankan digital dan analisis literatur terkait. Hasil penelitian menunjukkan bahwa mobile banking menjadi layanan paling populer, namun tantangan utama seperti keamanan data, kesulitan akses aplikasi, dan kurangnya literasi digital masih menghambat adopsi yang lebih luas. Kesimpulan dari studi ini menekankan pentingnya peran regulator dalam menciptakan ekosistem yang mendukung pertumbuhan perbankan digital yang inklusif dan berkelanjutan, serta perlunya upaya edukasi untuk meningkatkan literasi digital masyarakat. Penelitian ini memberikan kontribusi signifikan terhadap pemahaman tentang dinamika perbankan digital dan implikasinya bagi inklusi keuangan di Indonesia, serta membuka arah untuk penelitian lebih lanjut mengenai strategi mitigasi risiko dalam adopsi teknologi finansial.