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Digital Financial Strategies in Managing SMEs to Maximize Profitability Alamsyah, Wahyu; Yulianti, Rahmah; Khairuna, Khairuna; Nurhayati, Rasyedia; Masyitah, Masyitah
IC-ITECHS Vol 5 No 1 (2024): IC-ITECHS
Publisher : LPPM STIKI Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32664/ic-itechs.v5i1.1607

Abstract

Micro, Small, and Medium Enterprises (MSMEs) are the backbone of the Indonesian economy. However, they continue to face significant challenges in financial management. Key issues include a lack of financial literacy, manual record-keeping prone to errors, limited access to formal financial services, and minimal adoption of digital technology. These obstacles often lead to operational inefficiencies, data-less decision-making, and low market competitiveness. Digital financial solutions emerge as innovative tools to address these challenges. By leveraging digital technology, MSMEs can enhance operational efficiency, accelerate transactions, support strategic decision-making, and improve access to formal financial services. This article explores various benefits of digital financial solutions, ranging from financial transparency and cost savings to the potential for significantly increasing profitability. Additionally, the article presents practical and relevant digitalization strategies for MSMEs, including step-by-step adoption approaches and case studies of successful MSMEs that have embraced technology. Through the use of illustrations such as graphics, flowcharts, and real-world examples, this article aims to provide actionable and inspiring insights for MSME players in optimizing digital finance. By doing so, MSMEs can achieve sustainable business practices and improve competitiveness in the digital economy era.
Layanan Konseling Online Sebagai Upaya Untuk Memfasilitasi Remaja Korban Bullying Hasanah, Amalia; Ardiansyah, Anas; Aziz, Abdul; Fathan R, Faris; Wardah, Nadya Naqia; Al Batawi, Saiful Bahri; Bahrin, Sitirahma; Alamsyah, Wahyu
Diversity: Jurnal Ilmiah Pascasarjana Vol. 4 No. 1 (2024): Diversity: Jurnal Ilmiah Pascasarjana
Publisher : Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/djip-uika.v4i1.16417

Abstract

Bullying is a behaviour that abuses power by hurting someone either physically or emotionally. However, what is very unfortunate and what is more concerning is that there are still many acts of bullying that occur in the school environment. In comparison, schools should be a safe environment for children to play and learn. The level of bullying is most often found at the adolescent level because adolescence is a transitional period when changes occur in the physical, spiritual, or physical, emotional, social, and personal aspects so that changes in adolescent behaviour also occur related to challenges, and what they are facing. The purpose of this research is to facilitate young victims of bullying to safely report the events they experience without any fear of their identity being known. The method used in this paper is literature review which is a systematic, explicit and reproducible method for identifying, evaluating and synthesizing research works and ideas that have been produced by researchers and practitioners. The implementation of guidance and counselling (BK) services is carried out online by utilizing technology as a means to support guidance and counselling. So from the results of this study, we hope to be able to overcome the problems experienced by adolescent (junior high school) victims of bullying that occur in society
Pengembangan bahan ajar Pendidikan Agama Islam sub tema zakat, infak, sedekah dan hadiah fase C sekolah dasar Alamsyah, Wahyu; Tanjung, Hendri; Ibdalsyah
TAWAZUN: Jurnal Pendidikan Islam Vol 18 No 3 (2025)
Publisher : Program Studi Magister Pendidikan Islam,Sekolah Pascasarjana Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/tawazun.v18i3.21304

Abstract

Zakat, infaq, sedekah, and gifts are learning outcomes of Islamic Religious Education phase C of Elementary School with the implementation of 4 hours of study time every week. In the process of teaching and learning activities, the topic of zakat, infaq, sedekah, and gifts is difficult material for students as evidenced by the results of daily test scores. The minimal use of teaching materials is a challenge that must be faced and found a solution. This study aims to analyze the need for development of teaching materials, create teaching materials, determine the level of feasibility and effectiveness of teaching materials on zakat, infaq, sedekah, and gifts. The method used is the ADDIE RnD model. The results showed that 78% of students at SDN Harjamukti 1 and 64% of students at SDN Curug 2 agreed to the development of teaching materials on zakat, infaq, alms, and gifts. The feasibility of teaching materials on zakat, infaq, alms, and gifts in phase C of Elementary School was measured through a validation test. The validation results of material experts 3.8 are presented as 95%, the validation results of media experts 3.8 are presented as 95%, the validation results of language experts 3.7 are presented as 94%. The validation test results of material experts, media experts and language experts of teaching materials are classified as very feasible. The effectiveness of the use of teaching materials for zakat, infaq, alms and gifts at SDN Harjamukti 1 is classified as moderate with an N-Gain result of 0.68, while at SDN Curug 2 it is classified as high with an N-Gain result of 0.71. Abstrak Zakat, infak, sedekah dan hadiah adalah capaian pembelajaran Pendidikan Agama Islam fase C Sekolah Dasar dengan penerapan jam belajar 4 jam per pekan. Dalam proses kegiatan belajar mengajar, topik zakat, infak sedekah dan hadiah adalah materi yang sulit bagi peserta didik dibuktikan dengan hasil nilai tes ulangan harian. Minimnya pemanfaatan bahan ajar merupakan tantang yang harus dihadapi dan dicarikan solusinya. Penelitian ini bertujuan menganalisis kebutuhan pengembangan bahan ajar, membuat bahan ajar, mengetahui tingkat kelayakan dan efektivitas bahan ajar zakat, infak, sedekah dan hadiah. Metode yang digunakan ialah RnD model ADDIE. Hasil penelitian menunjukkan 78% siswa SDN Harjamukti 1 dan 64% siswa SDN Curug 2 setuju adanya pengembangan bahan ajar zakat, infak, sedekah dan hadiah. Kelayakan bahan ajar zakat, infak, sedekah dan hadiah fase C Sekolah Dasar diukur melalui uji validasi. Hasil validasi ahli materi 3.8 dipersentasekan menjadi 95%, hasil validasi ahli media 3.8 dipersentasekan menjadi 95%, hasil validasi ahli bahasa 3.7 dipersentasekan menjadi 94%. Hasil uji validasi ahli materi, ahli media dan ahli bahasa bahan ajar tergolong sangat layak. Efektivitas penggunaan bahan ajar zakat, infak, sedekah dan hadiah di SDN Harjamukti 1 tergolong sedang dengan hasil N-Gain 0.68, sedangkan di SDN Curug 2 tergolong tinggi dengan hasil N-Gain 0.71.