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Digital Financial Strategies in Managing SMEs to Maximize Profitability Alamsyah, Wahyu; Yulianti, Rahmah; Khairuna, Khairuna; Nurhayati, Rasyedia; Masyitah, Masyitah
IC-ITECHS Vol 5 No 1 (2024): IC-ITECHS
Publisher : LPPM STIKI Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32664/ic-itechs.v5i1.1607

Abstract

Micro, Small, and Medium Enterprises (MSMEs) are the backbone of the Indonesian economy. However, they continue to face significant challenges in financial management. Key issues include a lack of financial literacy, manual record-keeping prone to errors, limited access to formal financial services, and minimal adoption of digital technology. These obstacles often lead to operational inefficiencies, data-less decision-making, and low market competitiveness. Digital financial solutions emerge as innovative tools to address these challenges. By leveraging digital technology, MSMEs can enhance operational efficiency, accelerate transactions, support strategic decision-making, and improve access to formal financial services. This article explores various benefits of digital financial solutions, ranging from financial transparency and cost savings to the potential for significantly increasing profitability. Additionally, the article presents practical and relevant digitalization strategies for MSMEs, including step-by-step adoption approaches and case studies of successful MSMEs that have embraced technology. Through the use of illustrations such as graphics, flowcharts, and real-world examples, this article aims to provide actionable and inspiring insights for MSME players in optimizing digital finance. By doing so, MSMEs can achieve sustainable business practices and improve competitiveness in the digital economy era.
Layanan Konseling Online Sebagai Upaya Untuk Memfasilitasi Remaja Korban Bullying Hasanah, Amalia; Ardiansyah, Anas; Aziz, Abdul; Fathan R, Faris; Wardah, Nadya Naqia; Al Batawi, Saiful Bahri; Bahrin, Sitirahma; Alamsyah, Wahyu
Diversity: Jurnal Ilmiah Pascasarjana Vol. 4 No. 1 (2024): Diversity: Jurnal Ilmiah Pascasarjana
Publisher : Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/djip-uika.v4i1.16417

Abstract

Bullying is a behaviour that abuses power by hurting someone either physically or emotionally. However, what is very unfortunate and what is more concerning is that there are still many acts of bullying that occur in the school environment. In comparison, schools should be a safe environment for children to play and learn. The level of bullying is most often found at the adolescent level because adolescence is a transitional period when changes occur in the physical, spiritual, or physical, emotional, social, and personal aspects so that changes in adolescent behaviour also occur related to challenges, and what they are facing. The purpose of this research is to facilitate young victims of bullying to safely report the events they experience without any fear of their identity being known. The method used in this paper is literature review which is a systematic, explicit and reproducible method for identifying, evaluating and synthesizing research works and ideas that have been produced by researchers and practitioners. The implementation of guidance and counselling (BK) services is carried out online by utilizing technology as a means to support guidance and counselling. So from the results of this study, we hope to be able to overcome the problems experienced by adolescent (junior high school) victims of bullying that occur in society