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All Journal SRIWIJAYA INTERNATIONAL JOURNAL OF DYNAMIC ECONOMICS AND BUSINESS JCES (Journal of Character Education Society) Jurnal Kajian Pendidikan Ekonomi Jurnal Pembangunan Nagari GUYUB: Journal of Community Engagement Al-bank: Journal of Islamic Banking and Finance Ikhtisar: Jurnal Pengetahuan Islam JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (JHSSB) Jurnal Iqtisaduna Indonesian Journal of Islamic Economics and Finance Transformasi: Journal of Economics and Business Management Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen Journal of Management and Creative Business e-Jurnal Apresiasi Ekonomi Jurnal Al-Karim : Jurnal Pendidikan, Psikologi dan Studi Islam At Tasyri'i Jurnal Prodi Perbankan Syariah Al-bank: Journal of Islamic Banking and Finance Risalah Iqtisadiyah: Journal of Sharia Economics
Fajar Budiman
STAI YAPTIP Pasaman Barat, Indonesia
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Analisis Faktor-Faktor dalam Meningkatkan Kinerja Karyawan pada Koperasi Perkebunan Sawit (KPS) Maju Pirbun Pasaman Barat Riyana Octavalia; Fajar Budiman; Maisarah Leli
Transformasi: Journal of Economics and Business Management Vol. 3 No. 4 (2024): Desember : Journal of Economics and Business Management
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/transformasi.v3i4.2232

Abstract

Every company, whether public or corporate, is established to achieve certain goals. To achieve success, the foundation of competence needs to be considered. Factors are useful to help organizations improve performance. To support the performance of an employee, employees are needed who have performance factors in accordance with the needs needed in a company. This study aims to determine the factors of employee performance seen from indicators of performance knowledge, motivation, organizational culture of the performance of employees of the advanced palm oil plantation cooperative Pirbun West Pasaman in carrying out their duties or work. The research motede used is a qualitative method, data collection techniques are interviews, observations, and document studies. The results of this study obtained the conclusion that the performance factors of employees in the advanced palm oil plantation cooperative (KPS) advanced pirbun pasaman barat are adequate. This can be seen based on indicators put forward by Spencer, namely performance knowledge, motivation, employee performance organizational culture. each of these indicators has been fulfilled in the employees of the advanced palm oil plantation cooperative (KPS) pirbun west pasaman.
Analisis Pengaruh Pengetahuan dan Status Sosial terhadap Persepsi Masyarakat pada Perbankan Syariah Sari, Reci Puspita; Budiman, Fajar; Eriawati, Yossi; Elfadhli, Elfadhli
Jurnal Pembangunan Nagari Vol 9 No 2 (2024)
Publisher : Badan Penelitian and Pengembangan (Balitbang), Padang, West Sumatra, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30559/jpn.v9i2.482

Abstract

Studi ini melihat bagaimana pengetahuan dan status sosial mempengaruhi cara masyarakat melihat perbankan syariah. Sejak tahun 1990-an, perbankan syariah di Indonesia telah berkembang pesat, tetapi orang masih jarang menggunakannya, terutama di daerah pedesaan dan kelompok berpenghasilan rendah. Sementara itu, persepsi masyarakat tentang bank syariah sangat memengaruhi keputusan mereka untuk menggunakan layanan ini. Penelitian ini menggunakan pendekatan kuantitatif dengan teknik analisis multiple linear regression, dan 177 orang berpatisipasi sebagai respoden penelitian. Disamping itu analisis deskriptif juga dilakukan untuk mengetahui persepsi masyarakat terhadap perbankan syariah. Hasil penelitian menunjukkan bahwa persepsi masyarakat tentang perbankan syariah secara signifikan dipengaruhi oleh status sosial mereka dan pengetahuan mereka tentang subjek tersebut. Orang-orang yang lebih berpengetahuan dan memiliki status sosial yang lebih baik cenderung memiliki persepsi yang lebih baik tentang perbankan syariah. Selain itu, perspektif masyarakat juga dipengaruhi oleh komponen risiko dan keuntungan. Penelitian ini menunjukkan bahwa peningkatan literasi keuangan dan pengembangan layanan perbankan syariah sangat penting untuk memperluas jangkauan dan meningkatkan kepercayaan masyarakat, terutama di kalangan masyarakat ekonomi bawah. Hasilnya memberikan rekomendasi untuk pengembangan kebijakan yang lebih responsif dan inklusif yang membantu pertumbuhan ekonomi yang lebih merata dan berkelanjutan.
Strategi Pemasaran Produk Gadai Emas Pada PT. Pegadaian Simpang Empat Pasaman Barat Manik Santia; Fajar Budiman; Yossi Eriawati
Inisiatif: Jurnal Ekonomi, Akuntansi dan Manajemen Vol. 2 No. 4 (2023): Oktober: Inisiatif: Jurnal Ekonomi, Akuntansi dan Manajemen
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/inisiatif.v2i4.1563

Abstract

The background of this research is in Jorong Simpang Empat, Pasaman District, West Pasaman Regency. The main problem in this study is related to the Marketing Strategy for Pawn Gold Products at PT. Simpang Empat Pawnshop West Pasaman. Furthermore, the problem is divided into several formulations, namely: 1) What is the Marketing Strategy for Pawn Gold Products at PT. Pegadaian Simpang Empat Pasaman Barat, 2) What is the Strategy for Maintaining the Number of Customers at PT. West Pasaman Simpang Empat Pawnshop. This study aims to gain an understanding of how the marketing strategy for gold pawning products is theoretically or practically applied by PT. Pegadaian Simpang Empat West Pasaman and know more about how the development of gold pawning at PT. West Pasaman Simpang Empat Pawnshop. This study uses field research methods (field research), the type of approach is qualitative. The data sources for this research are the leaders and employees of PT. West Pasaman Simpang Empat Pawnshop. The data collected in this study are primary data and secondary data. This primary data was obtained through interviews with informants, namely PT. Pegadaian is the head of PT Pegadaian Simpang Empat, West Pasaman. The results showed that the strategy carried out by PT Pegadaian Simpang Empat Pasaman Barat in increasing the number of its customers was carried out with the 4P strategy, namely product strategy, price strategy, place strategy, and strategy in the field of promotion (promotion). While the strategy to maintain customer levels is carried out by providing good service, namely providing discounts or promos, providing excellent service, digital pawnshops, and extraordinary seminars.
Efektivitas Pemanfaatan Dana Desa Dalam Menunjang Perekonomian Masyarakat Di Kecamatan Gunung Tuleh (Studi Kasus Nagari Rabijonggor): (Studi Kasus Nagari Rabijonggor) Anggian Anggian; Fajar Budiman; Fawza Rahmat
Journal of Management and Creative Business Vol. 1 No. 4 (2023): Oktober : Journal of Management and Creative Business
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/jmcbus.v1i4.1611

Abstract

Facts on the ground, when channeling funds there are requirements that are not well understood so employee performance is slow in the distribution process and human resources are still not good. The formulation of the problem in this research is the effectiveness of the utilization of Village funds in supporting the economy of the community in Gunung Tuleh Sub-District (case study of Nagari Rabi Jonggor). Jonggor). The theory used in this study is a theory related to effectiveness, village funds, the economy, and nagari. Effectiveness is a key element to achieve the goals or objectives that have been determined in every organization, activity or program. It is called effective if the goal or target is achieved as it has been found. The type of research used is descriptive qualitative research. Sources of data used in this research are primary data and secondary data. Data collection techniques used are observation, interviews, and documentation. The data analysis used in this research is data reduction, data presentation and conclusion. The results of the study show effectiveness at the level of achieving goals, a business can be said to be effective if the effort is achieved ideally, effectiveness can be said with relatively certain measures of the use of village funds that have been realized properly such as the work program of Nagari Rabi Jonggor in the fields of health, economy, and the social field. The effectiveness of the use of village funds can be said to be effective because seen from the priorities for the use of village funds it is in accordance with the Permendes (Regulation of the village minister. development of underdeveloped areas, and transmigration
Memahami Peran Karakteristik Bisnis dalam Menghadapi Tantangan Global Zainudin, Zainudin; Wahyuni, Ema; Mustaqim, Mustaqim; Septiani, Risma; Budiman, Fajar
Risalah Iqtishadiyah Vol 3 No 1 (2024): January - June 2024
Publisher : Risalah Iqtisadiyah: Journal of Sharia Economics, Sharia Economics Study Program, STEI Ar Risalah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59107/ri.v3i1.72

Abstract

This study examines the critical role of business characteristics in addressing the complexity of global challenges. The main objective is to identify and analyze key business characteristics that enhance resilience and adaptability in the face of international markets, technological advancements, and socio-political changes. Using a literature review method approach, this study seeks to further examine the critical role of business characteristics in addressing the complexity of its global challenges. The results of the analysis indicate that businesses that emphasize innovation, strategic planning errors, and strong stakeholder engagement are better equipped to manage global business. In addition, this study highlights the importance of cultural competence and sustainability practices as critical factors contributing to long-term success. These insights provide valuable guidance for businesses seeking to strengthen their competitive advantage and resilience in an increasingly connected world.
UPAYA UNTUK MENINGKATKAN KETERSEDIAN AIR BERSIH DAN SANITASI LAYAK Fajar Budiman
Jurnal Al-Karim : Jurnal Pendidikan, Psikologi dan Studi Islam Vol. 7 No. 2 (2022): Jurnal Al Karim : September 2022
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat (LP2M) Institut Agama Islam YAPTIP Chadijah Ismail Pasaman Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (276.339 KB) | DOI: 10.70820/staiyaptippasamanbarat.v7i2.22

Abstract

Air bersih dan sanitasi merupakan salah satu persoalan yang belum tuntasterselesaikan di Indonesia. Tingkat ketercapaian peningkatan aksesnya masih rendah dan dibawah rata-rata ketercapaian secara umum. Pada tahun 2019 Sumatera Barat baru memilikikemampuan akses sanitasi layak 63,98 %. Artinya, masih ada sekitar 36,12% lagi daripopulasi penduduk yang belum menunjukkan memiliki kemampuan untuk mendapat sanitasisecara layak. Tersedianya akses air bersih dan sanitasi yang layak bagi masyarakat adalahmenjadi tujuan pemerintah jangka menegah. Namun, tingkat ketercapaian program masihpenuh tantangan. Sejumlah faktor disinyalir ikut berperan memperlambat ketercapaianprogram tersebut. Dimana diantaranya adalah persoalan kemiskinan dan tingkat pendidikandan pengetahuan masyarakat. Sehubungan sejumlah langkah dapat dilakukan, diantaranyamelalui pemberdayaan masyarakat dengan jalan meningkatkan pengetahuan mereka tentangair bersih dan sanitasi layak.
HUBUNGAN NILAI, NORMA DAN SANKSI Yumita Dewi; Enni Enni; Elva Aslinda; Syofrianisda Syofrianisda; Fajar Budiman
Jurnal Al-Karim : Jurnal Pendidikan, Psikologi dan Studi Islam Vol. 8 No. 2 (2023): Jurnal Al Karim : September 2023
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat (LP2M) Institut Agama Islam YAPTIP Chadijah Ismail Pasaman Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70820/staiyaptippasamanbarat.v8i2.244

Abstract

Penelitian ini membahas interkoneksi antara nilai, norma, dan sanksi dalam konteks sosial. Nilai sebagai prinsip-prinsip yang dianggap penting oleh individu atau masyarakat, memberikan dasar bagi pembentukan norma, yaitu aturan-aturan yang mengatur perilaku. Norma-norma ini, jika dilanggar, dapat mengakibatkan sanksi, baik dalam bentuk positif maupun negatif. Studi ini menganalisis bagaimana nilai-nilai yang dianut oleh suatu kelompok mempengaruhi pembentukan norma-norma, serta bagaimana pelanggaran terhadap norma-norma ini dapat menghasilkan sanksi. Adanya keseimbangan dan keselarasan antara nilai, norma, dan sanksi menjadi krusial untuk memahami dinamika sosial dan memelihara stabilitas dalam suatu masyarakat. Hasil penelitian ini dapat memberikan wawasan yang lebih baik tentang bagaimana nilai-nilai yang dianut oleh individu atau kelompok dapat memengaruhi norma-norma yang diterapkan, serta dampak sanksi sebagai alat kontrol sosial. Implikasi dari hubungan kompleks antara nilai, norma, dan sanksi ini dapat membantu merancang strategi intervensi sosial yang lebih efektif untuk membentuk perilaku yang diinginkan dalam masyarakat.
Inclusive Islamic Financing for Advancing Sustainable Intensification among Oil Palm Smallholders Fajar Budiman; Hari Candra
SRIWIJAYA INTERNATIONAL JOURNAL OF DYNAMIC ECONOMICS AND BUSINESS SIJDEB, Vol. 10, No. 1, March 2026
Publisher : Faculty of Economics, Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29259/sijdeb.v10i1.37-58

Abstract

This study develops an Islamic financing model designed for the independent oil palm smallholders in West Pasaman, Indonesia that supports sustainable intensification. Using the Research and Development (R&D) approach of design science, combining survey and interview data from 187 farmers and 15 expert informants respectively. The findings demonstrate that the economically viable sustainable intensification of oil palm smallholders in West Pasaman is challenged by a lack of adequate planting material, poor financing, and limited technical capabilities coupled with fragmented institutional coordination. However, there is considerable potential in the region for oil palm-cattle integration and for intercropping. The study proposes a financing model that integrates Islamic commercial and social finance with technical support andinstitutional collaboration. This study contributes to existing financing literature by asserting that Islamic finance is a source of capital collaboration mechanism for oil palm smallholders to shift toward more sustainable in farming intensification systems.
Sustainable Stingless Beekeeping for Rural Socioeconomic Transformation An Asset-Based Community Approach Fajar Budiman; Novi Aldi; Farida Aini; Nar Fizan
GUYUB: Journal of Community Engagement Vol 7, No 1 (2026): Maret
Publisher : Universitas Nurul Jadid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/guyub.v7i1.13923

Abstract

Rural poverty in agricultural regions is often exacerbated by limited livelihood diversification and the underutilization of abundant local natural resources. This program addresses the urgent need for sustainable economic alternatives by enhancing community capacity through stingless bee (kelulut) cultivation using the Asset-Based Community Development (ABCD) approach. The methodology followed a structured four-stage process: asset mapping, technical training in beekeeping, continuous mentoring, and the institutionalization of community business groups. Results indicate a significant improvement in technical proficiency among participants, particularly in colony management and hygienic harvesting techniques. The program successfully established independent business groups and achieved measurable income diversification, with honey and its derivatives providing a new, stable value-added revenue stream for households. Beyond economic gains, the initiative resulted in a 45.7% increase in environmental awareness regarding pollination services. Ultimately, this program provides a replicable model for green economic development and sustainable rural transformation through the strategic mobilization of local biodiversity and social capital.
PENGARUH MOTIVASI MENGHINDARI RIBA DAN PENGETAHUAN PRODUK PERBANKAN SYARI’AH TERHADAP KEPUTUSAN NASABAH DI BANK SYARI’AH INDONESIA KCP. PADANG ULAK KARANG Primus Aditya S; Fajar Budiman; Yossi Eriawati
At Tasyri'i : Jurnal Program Studi Perbankan Syariah Vol. 6 No. 1 (2023): Jurnal At Tasyr'i : Januari-Juni 2023
Publisher : STAI YAPTIP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70820/attasyrii.v6i1.235

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh motivasi menghindari riba dan pengetahuan produk perbankan syari’ah terhadap keputusan nasabah. Pendekatan yang digunakan dalam penelitian ini adalah pendekatan deskriptif kuantitatif. Jumlah sampel yang digunakan adalah 100 dari 1.332 Nasabah pada Bank Syari’ah Indonesia KCP. Padang Ulak Karang. Teknik pengumpulan data penelitian melalui kuesioner dengan menggunakan skala likert. Teknik analisis data pada penelitian ini adalah analisis regresi linear berganda. Hasil dari penelitian ini menunjukkan bahwa motivasi menghindari riba dan pengetahuan produk perbankan syari’ah berpengaruh positif dan signifikan terhadap keputusan nasabah pada Bank Syari’ah Indonesia KCP. Padang Ulak Karang.
Co-Authors AGUS IRIANTO Aini, Farida Anggian Anggian Aulia, mesyha Suswita Bonavido, Nabil Desi Wulandari Dewi Manda Angraini Elfadhli Elfadhli, Elfadhli Elva Aslinda Enni Enni Eriawati, Yossi Farida Aini Fawza Rahmat Fawza Rahmat Hari Candra Kurniawan, Fiki Lasman Azis Maisarah Leli Maisarah Leli Manik Santia Muhammad Fauzi Mustaqim Mustaqim, Mustaqim Nar Fizan Ningsih, Vivi Kurnia Novi Aldi Primus Aditya S Raihani, Hulfa Riyana Octavalia Sari, Reci Puspita Septiani, Risma Siswanto, Irvan Sriwardona, Sriwardona Supiani Supiani Syofrianisda, Syofrianisda Wahyuni, Ema Yumita Dewi Zainudin Zainudin