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All Journal Jurnal Ilmiah Ekonomi Islam Shirkah: Journal of Economics and Business International Journal of Islamic Business and Economics (IJIBEC) International Journal of Economics, Business and Accounting Research (IJEBAR) Budimas : Jurnal Pengabdian Masyarakat Jurnal Disrupsi Bisnis Journal Of Sharia Banking Jurnal Studi Islam dan Sosial
Iin Emy Prastiwi, Iin Emy
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Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Pengaruh Pendapatan, Literasi Keuangan, dan Pengetahuan Investasi terhadap Minat Investasi Syariah di Kecamatan Kartasura Sukoharjo Annisa Marshanda Rahmawati; Prastiwi, Iin Emy; Agus Marimin
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 02 (2025): JIEI : Vol. 11, No. 02, 2025
Publisher : ITB AAS INDONESIA Surakarta

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Abstract

This research aims to determine the influence of income, financial literacy, and investment knowledge on interest in sharia investment in Kartasura District. This research is quantitative research that uses primary data with data collection techniques using questionnaires distributed randomly to 100 respondents. This research uses a descriptive statistical data analysis method with the help of IBM SPSS Statistics version 23 software and hypothesis testing is carried out using a partial test (t test) with a significance level of 5%. The results obtained from the partial test (t test) are that income has no significant effect on interest in sharia investment in Kartasura District. Meanwhile, financial literacy and investment knowledge have a partially significant effect on interest in sharia investment in Kartasura District.
ANALISA KINERJA KEUANGAN PADA KOPERASI SIMPAN PINJAM DAN PEMBIAYAAN SYARIAH ”USAHA BAROKAH” JATIPURNO (Studi Kasus Syariah KSPPS Usaha Barokah Jatipurno Tri Nur Setiawati; Prastiwi, Iin Emy; Indra Lila Kusuma
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 03 (2025): JIEI : Vol. 11, No. 03, 2025
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v11i03.17159

Abstract

This study aims to analyze the financial performance of the cooperative by using various financial ratios as outlined in the Decree of the Minister of Cooperatives and Small and Medium Enterprises No. 35.3/Per/M.KUKM/X/2007. The analysis of financial reports is also intended to serve as a reference for the new cooperative management, as the term of the previous management has ended. Data collection techniques include documentation, observation, and interviews. Financial Performance Analysis of KSPPS Usaha Barokah Jatipurno Wonogiri (based on the Ministerial Decree No. 35.3/Per/M.KUKM/X/2007): Equity to Total Capital Ratio Score: 4.50 (2023) and 5.00 (2024) out of 5.00 Category: healthy. Indicates that the cooperative has a strong equity position compared to its total capital. Efficiency Score: 3.00 (2023 and 2024) out of 4.00 Category: moderately efficient. Reflects that the cooperative's asset utilization in serving members is adequate but still has room for improvement. Fixed Assets to Total Assets Ratio Score: 4.00 (2023 and 2024) out of 4.00 Category: good. Shows that the proportion of fixed assets to total assets is well-balanced. Liquidity Score: 7.50 (2023 and 2024) out of 10.00 Category: moderately liquid. Indicates that the cooperative is fairly capable of meeting its short-term obligations. Asset Profitability (Return on Assets) Score: 0.75 (2023 and 2024) out of 3.00 Category: low. Shows that the cooperative’s ability to generate profit from its total assets is still lacking. Equity Profitability (Return on Equity) Score: 3.00 (2022 and 2023) out of 3.00 Category: high. Demonstrates that the cooperative is highly effective in generating profit from its own capital. Despite some strong indicators, the findings highlight the need to increase equity, improve service delivery, optimize fund management, and evaluate that can’t declining performance areas.
ANALISIS FAKTOR YANG MEMPENGARUHI KEPUASAN NASABAH DI KSUS “KARYA BAROKAH” Rachma, Agni Andhita; Tho’in, Muhammad; Prastiwi, Iin Emy
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 1 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i1.19120

Abstract

The purpose of this study was to determine the effect of tangible factors on customer satisfaction at KSUS Karya Barokah. To determine the effect of responsiveness factors on customer satisfaction at KSUS Karya Barokah. To determine the effect of reliability factors on customer satisfaction at KSUS Karya Barokah. To determine the effect of assurance factors on customer satisfaction at KSUS Karya Barokah. This study was conducted at KSUS Karya Barokah Purwantoro, Wonogiri City. The sample in this study was 100 respondents. Data collection techniques using questionnaires. Data analysis techniques using multiple linear regression analysis. The results of the study showed that tangible, responsiveness, reliability, assurance, and empathy had a simultaneous and significant effect on customer satisfaction at KSU Karya Barokah. Tangible had a positive and significant effect on customer satisfaction at KSU Karya Barokah. Responsiveness had a positive and significant effect on customer satisfaction at KSU Karya Barokah. Reliability had a positive and significant effect on customer satisfaction at KSU Karya Barokah. Assurance had a positive and significant effect on customer satisfaction at KSU Karya Barokah. Empathy had a positive and significant effect on customer satisfaction at KSU Karya Barokah.
Perkembangan Ekonomi Syariah di Ranting Muhammadiyah Gading Indri Wulandari; Prastiwi, Iin Emy; Agus Marimin
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 1 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i1.19117

Abstract

This study aims to describe and analyze the development of Islamic economics at the grassroots level through the case of Ranting Muhammadiyah Gading, a local branch of the Muhammadiyah organization located in a rural communit. Ranting Muhammadiyah Gading exemplifies this shift by initiating and managing various sharia-based economic activities, including the establishment of Islamic cooperatives, the operation of local Baitul Maal wat Tamwil (BMT), development of community-based micro-enterprises, and the facilitation of Islamic entrepreneurship training. This research uses a qualitative descriptive approach with a case study method. Data were collected through in-depth interviews with local leaders and economic actors, field observations, and documentation of economic programs initiated by the ranting. The findings reveal that the development of Islamic economics in Ranting Muhammadiyah Gading is driven by a combination of strong visionary leadership, active community participation, institutional support from Muhammadiyah's charitable arms (such as local mosques and schools), and collaboration with external Islamic financial institutions. These factors contribute significantly to the growth of local sharia-compliant economic institutions that prioritize justice, mutual benefit, and ethical business conduct. The economic programs have not only improved the economic resilience of the local community but have also strengthened social cohesion and religious awareness among its members. However, the development process is not without challenges, including limited capital, inadequate managerial skills, and uneven levels of Islamic financial literacy among members. In conclusion, the case of Ranting Muhammadiyah Gading demonstrates that grassroots Islamic economic initiatives can serve as effective instruments for community-based economic empowerment.  The experience of this local Muhammadiyah branch offers valuable insights into how faith-based organizations can play a transformative role in developing a sustainable and ethical economic system. This study recommends the enhancement of institutional capacity, continuous education in Islamic economic principles, and expanded cooperation with regional and national sharia financial institutions to further strengthen the impact of Islamic economic practices at the local level.
Co-Authors Abdul Haris Romdhoni, Abdul Haris Agus Marimin, Agus Anik Anik, Anik Anisatul Farida Annisa Marshanda Rahmawati Az-Zahra, Azizah Putri Cindy Madiyaningsih Dewi, Nila Ayu Rusmala Diffa Aryatna Ulim Pradana Dilla Andreani Kusuma Dewi Enggar Priska Pratiwi Fany Nur Zabrina Farit Naditya Listyawan Hadi Samanto, Hadi Hana Susilawati Hariyanto, Sidiq Husna, Ovilia Indra Lila Kusuma Indri Wulandari Khosiah, Sulatin Kurniawan Madaniah, Mutiara Najmi Marimin , Merliana Dewi Astuti Merliana Dewi Hastuti Moh Abdul Kholiq Hasan Muhammad Tho'in Muhammad Tho’in Mutia Azizah Nuriana Nita Cahyani Nurhana, Inka Ayu Nuriana, Mutia Azizah Rachma, Agni Andhita Rahmawati, Dinda Maulid Rizka Fadhilah Amaliah Sanusi, Makhda Intan Sintya Larasati Siti Rokhmah Subarkah, Johny SUMADI SUMADI Supaporn Akkapin Suprihati Suprihati - Tho'in, Muhammad Tho'in, Muhammad Tho’in, Muhammad Tri Nur Setiawati Triono, Dwi Condro Widiastuti, Rini Yuwita Ariessa Pravasanti, Yuwita Ariessa Zulfa Annida