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All Journal Jurnal Pendidikan Seni Rupa E-Dimas: Jurnal Pengabdian kepada Masyarakat EDUKATIF : JURNAL ILMU PENDIDIKAN GERVASI: Jurnal Pengabdian kepada Masyarakat Jurnal Pengabdian kepada Masyarakat Nusantara Jurnal Mandala Pengabdian Masyarakat INVEST : Jurnal Inovasi Bisnis dan Akuntansi Innovative: Journal Of Social Science Research Jurnal Pengabdian Kepada Masyarakat SEWAGATI
I Made Sudiksa
Universitas Pendidikan Nasional
Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

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LITERASI KEUANGAN DIGITAL: MENANGKAL JERATAN PINJAMAN ONLINE I Made Sudiksa; I Nyoman Sunarta; Gusi Putu Lestara Permana; I Made Suidarma; Ketut Elly Sutrisni; Ni Kadek Ayu Trisnadewi; I Gede K. Ananta Yoga
Sewagati Vol. 4 No. 1 (2025): Sewagati
Publisher : Fakultas Teknik dan Informatika Universitas PGRI Mahadewa Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59819/sewagati.v4i1.4848

Abstract

The rapid development of digital technology has led to the emergence of financial technology lending (fintech lending), including online loan services that offer convenience and accessibility. However, these conveniences often come with hidden risks, particularly for individuals with low financial literacy. This community service program was conducted in Sumerta Village, East Denpasar, Bali, aiming to increase public awareness and understanding of personal financial management and the dangers of illegal online loans. The program implemented an interactive educational approach through public seminars, direct discussions, and the use of printed and digital media such as posters and stickers. The activities successfully raised community awareness regarding how to identify legal and illegal loan platforms and how to manage personal finances more responsibly. The initiative also empowered local residents to become financial literacy advocates within their communities. Overall, this program demonstrates the importance of strengthening digital financial literacy at the grassroots level to protect communities from predatory lending practices and to build sustainable financial behavior.
OPTIMALISASI PENGGUNAAN MEDIA DIGITAL DALAM PENINGKATAN KAPASITAS ANGGOTA KOPERASI I Made Sudiksa; I Nyoman Sunarta; I Made Suidarma; Ketut Elly Sutrisni
Sewagati Vol. 4 No. 2 (2025): SEWAGATI
Publisher : Fakultas Teknik dan Informatika Universitas PGRI Mahadewa Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59819/sewagati.v4i2.6044

Abstract

Cooperatives play an important role in supporting the people’s economy; however, most cooperative management in Bali remains conventional and has not yet fully utilized digital media. The purpose of this community service activity was to enhance the capacity of the management and members of the Kami Jaya Sejahtera Savings and Loans Cooperative (KSP), Denpasar, in utilizing digital media. The method used in this activity involved digital literacy training and hands-on practice in creating promotional content using simple applications. The evaluation results showed a significant increase in participants’ knowledge and skills, from an average of 15% on the pre-test to 85% on the post-test, with an average improvement of 83%. Participants were able to understand the benefits of social media for promotion, create educational content, and independently operate financial-recording applications. In addition to producing promotional content and a standard operating procedure (SOP) for the cooperative’s social media management, this activity also encouraged the implementation of more transparent and accountable digital financial record-keeping.
Co-Authors , I Nyoman Sunarta Adie Wahyudi Oktavia Gama Agus Sudarmawan Arta, Kadek Ananda Dwi Pebri Ayu Trisnadewi, Ni Kadek Drs.Mursal . Gusi Putu Lestara Permana I Gede K. Ananta Yoga I Gusti Ngurah Darma Paramartha I Made Suidarma I Made Wirya Darma I Nyoman Sunarta Kelvin Cahya Utomo Ketut Elly Sutrisni Ketut Yudiantara Laksmana, Komang Agus Rudi Indra Ni Kadek Trisnadewi Ni Ketut Elly Sutrisni, Ni Ketut Elly ni made yudhaningsih, ni made Partiwi Dwi Astuti Putu Purnama Dewi Sanistyawati, Sang Ayu Putu Suparna, I Putu Suputra, Komang Yudi Yoga, I Gede K Ananta