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Analysis of the Influence of Syariah Bank Financing on Indonesia's Economic Growth in 2019 - 2023 Rizky, Dimas; Kornitasari, Yenny
Islamic Economics and finance in Focus Vol. 4 No. 1 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff. 2025.04.1.14

Abstract

This research aims to see the influence of Islamic bank financing variables including Sharia Working Capital Financing, Sharia Investment Financing and Sharia Consumptive Financing on Indonesia's economic growth. The research uses a quantitative approach. The type of data used is quantitative data and the data source is secondary data. The ap-proach method used in this research is multiple linear regression analysis. The estimation results show that the Sharia Working Capital Financing variable has a negative effect on Economic Growth, Sharia Investment Financing and Sharia Consumptive Financing have a positive effect on Economic Growth.
How cybercrime sentiment shapes mobile banking adoption in Islamic banking Kornitasari, Yenny; Sura, Langlang Jati; Dewi, Dita Nurul Aini Mustika
Jurnal Ekonomi & Keuangan Islam Volume 10 No. 2, July 2024
Publisher : Faculty of Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/JEKI.vol10.iss2.art6

Abstract

Purpose – This study aims to identify the factors influencing the adoption of mobile banking in the context of cybercrime issues in digital banking services by focusing on a case study of Bank Syariah Indonesia (BSI) customers.Methodology – This study examined five independent variables as mediators: cybercrime issue sentiment, security perceptions, convenience, digital literacy, cybersecurity awareness, and trust. It involves 100 BSI customer respondents and is analyzed using the SEM-PLS method.Findings – The findings indicate that Cybercrime issue sentiment and perceived security positively impact trust. However, this trust does not influence mobile banking adoption, suggesting that other factors may dominate adoption decision-making. Convenience and cybersecurity awareness affect mobile banking adoption, whereas digital literacy does not.Implications – Cybercrime is a crucial aspect of mobile banking usage, making customer awareness essential. To increase customer trust, BSI needs to strengthen and enhance digital security and educate customers about cybersecurity risks. Improving the convenience of mobile banking services is crucial to attracting more users. Cybersecurity awareness is also essential; therefore, BSI needs to conduct educational programs and campaigns to improve digital literacy and reduce the negative impact of cybercrime.Originality – The implications provide insights for banks, especially BSI, in maintaining customer trust and increasing mobile banking adoption. The results are expected to assist customers and BSI in focusing on cybersecurity, protecting personal data, and enhancing user convenience. Understanding the factors influencing mobile banking adoption in the continually evolving digital banking environment can help banks take relevant action and focus on customer needs.
Edukasi Dan Literasi Keuangan Rumah Tangga Untuk Meminimalisir Peran Pinjol Di Era New Normal Di Kelurahan Bunulrejo, Kecamatan Blimbing Kota Malang Kornitasari, Yenny
AMMA : Jurnal Pengabdian Masyarakat Vol. 2 No. 4 (2023): AMMA : Jurnal Pengabdian Masyarakat
Publisher : CV. Multi Kreasi Media

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Abstract

The goal to be achieved in this Abdhi Dharma service is to implement the financial literacy movement for economically vulnerable people; provide an understanding of the importance of financial management to the public through assistance in managing simple financial records; Knowing effective methods to minimize people's habits to borrow money from loan sharks both offline and online with creative and productive assistance. Partners in this community service activity are PKK mothers, the majority of whom are housewives with PKK coordinator-based problems, namely the low source of income for the head of the family, financial management skills and low financial literacy, which are very vulnerable to getting income quickly through loans (online loans). ) which is illegal because of its convenience. The reason for choosing this service partner was PKK mothers, because based on information from partners, most of the PKK members had been caught in illegal loans. The results of this dedication knowledge after the program was held, our PKK partners regarding financial literacy and online credit have increased and have the potential to increase income due to a significant increase in creative entrepreneurship knowledge. With this program, partners can become more productive so that they can increase the income of the head of the family
PENINGKATAN KUALITAS PELAYANAN PUBLIK PADA ORGANISASI PERANGKAT DAERAH MELALUI PENYEDIA PELAYANAN DASAR DI KABUPATEN BONDOWOSO Arif, Moh. Erfan; Noermijati, Noermijati; Kornitasari, Yenny; Fitriasari, Rizka; Rahmasari, Siti
BULETIN ILMIAH NAGARI MEMBANGUN Vol. 7 No. 3 (2024)
Publisher : LPPM (Institute for Research and Community Services) Universitas Andalas Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25077/bina.v7i3.672

Abstract

Basic services are the primary needs of the community which must be provided by the government to meet the basic needs of citizens. These basic services can be in the form of health services, education, clean water, economics, electricity, transportation and its support. Quality services provided by the public service organizer unit or the Regional Development Organization (OPD) are a right to be accepted by the community. The purpose of this programme is to know and improve the quality of public service in the basic service providers in Bondowoso Regency. The public service is being evaluated by the Department of Social Affairs, the Regional General Hospital (RSUD) Dr. Koesnadi, the Department of Integrated Capital Services One Door and Labour, the Civil Occupation and Registration Department, the Health Department, and the Department of Education. The method of assessing the quality of public services is carried out using a self-evaluation approach with intense direction and assistance from facilitators and using a 0-5 Likert scale. Indicators for assessing the quality of public services are based on Permenpan RB Number 5 of 2023 concerning Monitoring and Evaluation of the Performance of Public Service Delivery which consists of six aspects and thirty indicators. The results of public service performance by the OPD providing basic services are the Department of Social Service (Excellent Service), the Regional General Hospital (RSUD) dr. Koesnadi (Excellent Service), the Department of Integrated Capital Services One Door and Labour (Good), Population and Civil Registration Service (Good), Health Service (Good with Records), and Education Service (Fair). Overall, the public service performance of several basic public service units falls into the good category (B). This assessment should be carried out regularly at least once a year to maintain the quality of public services so that the public obtains excellent satisfaction.