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Journal : Al Itmamiy : Jurnal Hukum Ekonomi Syariah

TINJAUAN HUKUM EKONOMI SYARIAH TERHADAP BAGI HASIL PRODUK SIMPANAN MUDHARABAH BERJANGKA : STUDI KASUS PADA BMT MASLAHAH LILUMMAH CABANG SUKOWONOS KABUPATEN JEMBER Bachrul Ulum; Roki Ardinsyah Saputra; Mohammad Rusdi
Al Itmamiy Jurnal Hukum Ekonomi Syariah (Muamalah) Vol. 5 No. 1 (2023): Al Itmamiy : Jurnal Hukum Ekonomi Syariah
Publisher : Sekolah Tinggi Ilmu Syariah Nurul Qarnain Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ai.v5i1.693

Abstract

This research aims to find out about how the implementation of profit sharing mudharabah futures savings products at BMT Maslahah Lilummah Sukowono Branch and find out how Islamic law views the implementation of profit sharing mudharabah futures savings at BMT Maslahah Lilummah Sukowono Branch this research uses descriptive qualitative methods where this research is carried out at BMT Maslahah Lilummah Sukowono Branch. Data collection techniques in the form of interviews, observations and interviews the results of the study indicate that the implementation of product profit sharing at BMT Maslahah Lil Ummah Sukowono branch the contract carried out uses a mudharabah muthlaqah contract and the rules are in accordance with the rules of sharia economic law. with the rules of sharia economic law.
TINJAUAN HUKUM EKONOMI SYARIAH TERHADAP PENGELOLAAN DANA TABUNGAN LEBARAN: Studi Kasus Di Desa Sumber Pandan Kecamatan Grujugan Kabupaten Bondowoso Bachrul Ulum; Mohammad Shopyan
Al Itmamiy Jurnal Hukum Ekonomi Syariah (Muamalah) Vol. 5 No. 2 (2023): Al Itmamiy : Jurnal Hukum Ekonomi Syariah
Publisher : Sekolah Tinggi Ilmu Syariah Nurul Qarnain Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ai.v5i2.708

Abstract

This research aims to determine the practice of managing savings funds for Eid packages in Sumber Pandan Village, Grujugan District, Bondowoso Regency. This research uses a qualitative approach. This type of research is in the form of field research. The location of this research is in Sumber Pandan Village, Grujugan District, Bondowoso Regency. Determination of informants using purposive. Data collection techniques use observation, semi-structured interviews and documentation. The data analysis uses descriptive data. Meanwhile, the validity of the data uses Validity, Reliability, Extended Observations, Triangulation, and Reference Materials. The results of the research show that the practice of managing savings funds for Eid packages in Sumber Pandan Village, Grujugan District, Bondowoso Regency, is that the management of savings funds is clearly carried out in matters related to good transactions and is managed by taking into account the profits that will be obtained later. Some savers believe that they don't know directly what their savings are used for. Most of them don't feel comfortable asking this because it is sensitive and private. Judging from sharia economic law, the implementation of Eid savings fund management according to Wahbah Zuhaili is halal for the manager (service provider) and according to Imam Abu Hanifah, he believes that the profit is shodaqoh. From this opinion, the researcher concluded that the Eid savings fund management transaction was permissible because the essence of Eid savings fund management was appropriate and fulfilled the elements of the wadiah yad dhamanah contract.