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Journal : CONSEN: Indonesian Journal of Community Services and Engagement

Transformation of Village Entrepreneurship: Financial Literacy as a Driver of Economic Independence for Borrowers of BUMDesa Bersama in Serang Regency: Transformasi Kewirausahaan Desa: Literasi Keuangan sebagai Pendorong Kemandirian Ekonomi Bagi Debitur BUMDesa Bersama di Kabupaten Serang Raharjo, Taufik; Suhendra, Maman; Yudanto, Ambang Aries; Setiya, Tanda; Arianty, Erny
CONSEN: Indonesian Journal of Community Services and Engagement Vol. 5 No. 2 (2025): Consen: Indonesian Journal of Community Services and Engagement (In Press)
Publisher : Institut Riset dan Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57152/consen.v5i2.2034

Abstract

The aim of this community service (PKM) initiative is to facilitate the improvement of financial literacy among debtors of BUMDesma LKD across Serang Regency. The execution of this PKM activity was conducted in three phases: Planning, Implementation, and Evaluation to attain best outcomes. During the planning phase, the team formulated the PKM activity idea, which consists of three primary steps: assessing the financial management attributes of the borrowers, delivering financial management training to the debtors, and offering post-training mentorship. In the implementation phase, debtor characteristics were discerned through observations and interviews of 22 debtors from 18 BUMDesma LKD throughout 17 sub-districts in Serang Regency. The second stage entailed administering financial management instruction for the debtors utilizing a practical financial management methodology known as "GoDisKo." The concluding phase of the implementation emphasized post-training mentorship. The evaluation, as the last activity, demonstrated that the beginning phase substantially facilitated the following training phase, allowing for successful and efficient training execution. Nevertheless, the mentoring phase was suboptimal owing to the inherent preferences of the debtors, who exhibited a diminished propensity to engage with online media for mentoring purposes.
Towards Sustainable Development: Formulating SDGs-Based Village RPJM in Bandung Village, Pandeglang: Menuju Pembangunan Berkelanjutan: Penyusunan RPJM Desa Berbasis SDGs di Desa Bandung, Pandeglang Raharjo, Taufik; Hadiwibowo, Yuniato; Setiya, Tanda; Kustiani, Nur Aisyah
CONSEN: Indonesian Journal of Community Services and Engagement Vol. 5 No. 2 (2025): Consen: Indonesian Journal of Community Services and Engagement (In Press)
Publisher : Institut Riset dan Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57152/consen.v5i2.2035

Abstract

The purpose of this community service activity (PKM) is to assist in preparing the Village Medium-Term Development Plan (RPJM Desa) based on the SDGs of Bandung Village, Pandeglang. To achieve optimal results, this PKM activity is carried out in three stages, namely planning, implementation, and evaluation. The planning stage uses the Focus Group Discussion (FGD) approach with partners, to identify targets, objectives, expected outputs, and activity implementation schedules by calculating the use of appropriate resources, preparing implementation schedules, and designing other actions needed to achieve goals, including the division of tasks between the community service and partners. In the planning, the PKM implementation method is determined using a mentoring approach to the Bandung Village government. Mentoring is carried out by inviting several parties, from village officials to community leaders to prepare a Village Development roadmap based on the Village SDGs first. Evaluation is the last activity of this PKM. In the evaluation, it was found that the village government did not have complete data to be used in preparing the Village RPJM or the Village Development roadmap based on the SDGs. So the team had difficulty compiling the RPJM files and Village Development Roadmap. One solution is the need to input the lack of SDGs data in the Village SDGs application owned by the Ministry of Villages, Disadvantaged Regions, and Transmigration. However, until the end of this community service activity, the Village Government had not finished inputting the data in question, because of other activities such as preparing the Bandung village tourist location which will be opened at the end of 2023.