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All Journal Al-Musthofa: Journal of Sharia Economics ESA Jurnal Impresi Indonesia Journal of Business Economics and Management Menulis: Jurnal Penelitian Nusantara
Nurul Setianingrum
Universitas Islam Negeri Kiai Haji Achmad Siddiq Jember
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Model Inovasi Penggalian Sumber Pendapatan Non-Akademik dalam Mendukung Kemandirian Keuangan PTKIN Badan Layanan Umum Nurul Setianingrum; Fatimatuzzahro; Risanda A. Budiantoro
Al-Musthofa: Journal of Sharia Economics Vol. 9 No. 1 (2026): Al-Musthofa: Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/al-musthofa.v1i9.4971

Abstract

This study aims to analyze the management of non-academic revenue sources in State Islamic Higher Education Institutions with Public Service Agency status (PTKIN BLU), identify the challenges and opportunities for their development, and formulate a sustainable revenue innovation model. This research employed a qualitative approach using field research methods through in-depth interviews, observations, and documentation studies. The objectives of this study are to analyze the management and exploration of non-academic revenue sources in PTKIN BLU, identify challenges and opportunities in optimizing non-academic revenue sources, and identify innovation models that can be developed to sustainably increase non-academic revenue in PTKIN BLU. The findings indicate that the management of non-academic revenue has evolved toward a more professional and adaptive governance system, although it still faces institutional, human resource, and financial digitalization challenges. This study proposes the Integration and Accountability Model (I²A), which consists of structural innovation through strengthening business unit governance, collaborative innovation through strategic partnerships with industries and Islamic financial institutions, and sustainable innovation oriented toward economic, social, and spiritual sustainability to support the financial independence of PTKIN BLU based on transparency and Islamic values.
The Influence of Brand Image, and Sharia Label on Savings Decisions of Customers at PT Bank Syariah Indonesia Tbk KCP Jember Gajah Mada Ludita Cosa Arlian; Siti Masrohatin; Nurul Setianingrum; Hersa Farida Qoriani; Moch. Chotib
Jurnal Impresi Indonesia Vol. 3 No. 10 (2024): Jurnal Impresi Indonesia
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jii.v3i10.5646

Abstract

This study aims to analyze the effect of brand image and sharia label on saving decisions on customers of PT Bank Syariah Indonesia Tbk KCP Jember Gajah Mada. Bank Syariah Indonesia is one of the largest Islamic financial institutions in Indonesia that provides banking products and services according to sharia principles. Factors such as brand image and the existe    nce of sharia labels are considered to have an important role in influencing customer decisions to save at Islamic banks. The research method used is quantitative with data collection techniques through questionnaires distributed to Bank Syariah Indonesia customers at KCP Jember Gajah Mada. The data obtained were analyzed using multiple linear regression to determine the effect of each independent variable on saving decisions. The results showed that brand image, and sharia label simultaneously and partially had a significant effect on customer saving decisions. Brand image has a positive and significant effect, which shows that the positive image of Islamic banks can increase customer interest in saving. In addition, the sharia label, which shows compliance with sharia principles, also makes a significant contribution in influencing customer decisions. In conclusion, brand image, and sharia label are important factors that influence customer decisions in saving at Bank Syariah Indonesia. Therefore, the bank is expected to continue to strengthen the brand image, provide education about sharia products, and maintain the integrity of the sharia label to increase customer loyalty and trust.
Gaya Kepemimpinan Dalam Membentuk Kepercayaan Dan Loyalitas Karyawan Coffee Shop Majuma 575 Alfian Tiko Supangat; Mukarromatul Fitriah; Sukaesih Intan Nuraini; Amilia Fateha; Nurul Setianingrum
Journal of Business Economics and Management | E-ISSN : 3063-8968 Vol. 1 No. 4 (2025): April - Juni
Publisher : GLOBAL SCIENTS PUBLISHER

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Abstract

This community service aims to build employee trust and loyalty at Majuma 575 Coffee Shop as an effort to improve the quality of service in the local community. The topic selection was motivated by the need for an effective leadership model in the food and beverage service small and medium enterprise sector that contributes to community economic empowerment. The service method uses a participatory qualitative approach through in-depth interviews, participatory observation, and focus group discussions with owners and employees. The results show that the integration of transformational, participative and bureaucratic leadership styles has succeeded in increasing employees' sense of trust, job satisfaction and affective loyalty through the implementation of SOPs, reward systems and regular discussion forums. This success emphasizes the importance of empowering human resources in developing community businesses and supporting the sustainability of outlet operations.
Efektivitas Program Pelatihan Dan Pengembangan Sumber Daya Manusia Pada Lembaga Kursus Dan Pelatihan Kinarya Mandiri Jember Diana Lulita; Siti Zaidatul Khasanah; Nilam Adelia; Fahim Dhiya Ulhaq; Nurul Setianingrum
Journal of Business Economics and Management | E-ISSN : 3063-8968 Vol. 1 No. 4 (2025): April - Juni
Publisher : GLOBAL SCIENTS PUBLISHER

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Abstract

This study aims to determine the extent to which the human resource training and development program run by the Kinaria Mandiri Jember Course and Training Institute (LKP) is able to provide real impacts for participants. Through a descriptive approach with a combination of quantitative and qualitative methods, data were collected from questionnaires, interviews, and direct observations. The results of the study indicate that the training provided is quite effective in improving the skills and work readiness of participants. Relevant materials, competent instructors, and adequate facilities are the main supporting factors. However, this program still has room for improvement, especially in terms of post-training outcome evaluation and follow-up to alumni. Overall, this program has made a positive contribution to the development of local human resources, and is expected to continue to be developed so that its benefits are wider and more sustainable.
EVOLUSI PEMIKIRAN EKONOMI ISLAM DI INDONESIA: DARI TRADISI KE MODERNISASI Ulfanianatul Hasanah; Nurlaila Madinatul; Nurul Setianingrum; Retna Anggitaningsih
ESA Vol 7 No 1 (2025): FEBRUARI
Publisher : SEKOLAH TINGGI ILMU SYARIAH ABU ZAIRI BONDOWOSO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58293/esa.v7i1.122

Abstract

This study explores the evolution of Islamic economic thought in Indonesia, from traditional practices to modernized systems. The scope includes tracing significant transformations in Islamic economics and its adoption in the financial and social sectors. The purpose of the study is to analyze how traditional Islamic economic principles have adapted to contemporary economic demands. Using a qualitative descriptive approach, this research employs library research to gather insights from academic works and historical documents. The findings reveal three major phases in the development of Islamic economic thought in Indonesia: the traditional phase, the modern phase marked by the establishment of Islamic financial institutions, and the contemporary phase, where Islamic finance has become more integrated into the national economy. The study concludes that, despite modernization, Islamic economics in Indonesia remains grounded in core principles of social justice, economic freedom, and responsibility. This evolution underscores the potential of Islamic economics to offer sustainable economic solutions aligned with both religious values and modern needs.
Implementasi PPN Perdagangan Mell Sistem Elektronik Pada Transaksi E-commerce: Implikasi Pada Penerima Negara Ahmad Zukhal; Nurul Setianingrum
Menulis: Jurnal Penelitian Nusantara Vol. 2 No. 8 (2026): Menulis - Agustus
Publisher : PT. Padang Tekno Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59435/menulis.v2i8.1523

Abstract

Perkembangan perdagangan melalui sistem elektronik (e-commerce) mendorong pemerintah Indonesia menerapkan kebijakan Pajak Pertambahan Nilai (PPN) Perdagangan Melalui Sistem Elektronik (PMSE) sebagai upaya memperluas basis perpajakan dan mengoptimalkan penerimaan negara dari sektor ekonomi digital. Penelitian ini bertujuan untuk menganalisis implementasi PPN PMSE pada transaksi e-commerce serta mengkaji implikasinya terhadap penerimaan negara di Indonesia. Penelitian menggunakan metode studi literatur dengan mengkaji berbagai peraturan perundang-undangan, laporan resmi Direktorat Jenderal Pajak (DJP), serta artikel ilmiah yang relevan. Hasil penelitian menunjukkan bahwa implementasi PPN PMSE memberikan kontribusi positif terhadap peningkatan penerimaan negara yang ditandai dengan meningkatnya jumlah pelaku usaha digital yang ditunjuk sebagai pemungut PPN serta tren kenaikan penerimaan PPN PMSE dari tahun ke tahun yang ditandai dengan peningkatan penerimaan PPN PMSE dari Rp731 miliar pada tahun 2020 menjadi Rp32,32 triliun pada awal tahun 2025. Meskipun demikian, implementasi kebijakan masih menghadapi berbagai tantangan, antara lain rendahnya tingkat kepatuhan sebagian wajib pajak, keterbatasan pengawasan transaksi digital lintas negara, kesiapan infrastruktur teknologi, serta perlunya peningkatan literasi perpajakan. Oleh karena itu, penguatan regulasi, sistem administrasi perpajakan digital, dan koordinasi antar pemangku kepentingan perlu terus dilakukan agar implementasi PPN PMSE semakin optimal dalam mendukung penerimaan negara.
Implementasi Coretax Administration System Digitalisasi Administrasi Perpajakan Nofi Putra; Ryan Aditya Pratama; Nurul Setianingrum
Menulis: Jurnal Penelitian Nusantara Vol. 2 No. 9 (2026): Menulis - September
Publisher : PT. Padang Tekno Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59435/menulis.v2i9.1533

Abstract

Digitalisasi administrasi perpajakan melalui Coretax Administration System merupakan upaya pemerintah untuk meningkatkan efektivitas dan kualitas pelayanan perpajakan. Penelitian ini bertujuan menganalisis implementasi Coretax serta kendala dalam penerapannya. Penelitian menggunakan pendekatan kualitatif deskriptif dengan teknik wawancara, observasi, dan dokumentasi. Analisis menggunakan teori implementasi kebijakan George C. Edwards III yang meliputi komunikasi, sumber daya, disposisi, dan struktur birokrasi. Penelitian ini diharapkan memberikan gambaran mengenai implementasi Coretax dan menjadi masukan bagi peningkatan efektivitas digitalisasi administrasi perpajakan.
Co-Authors Ahmad Zukhal Alfian Tiko Supangat Amilia Fateha Diana Lulita Fahim Dhiya Ulhaq Fatimatuzzahro Ludita Cosa Arlian Moch. Chotib Mukarromatul Fitriah Nilam Adelia Nofi Putra Nurlaila Madinatul Qoriani, Hersa Farida Retna Anggitaningsih Risanda A. Budiantoro Ryan Aditya Pratama Siti Masrohatin Siti Zaidatul Khasanah Sukaesih Intan Nuraini Ulfanianatul Hasanah