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PENGARUH PERSEPSI KEMUDAHAN PENGGUNAAN (EASE OF USE), KENYAMANAN (CONVENIENCE), KEPERCAYAAN (TRUST) DAN KETERSEDIAAN FITUR (FEATURE AVAILABILITY) TERHADAP MINAT NASABAH DALAM MENGGUNAKAN INTERNET BANKING KLIKBCA (STUDI KASUS PADA NASABAH PT BANK CENTRAL A Harianto, Herry; Tri Setyo Mulyani, Hendarti; Oktalina, Gayatria
Jurnal Ilmiah Niaga Bisnis Elektronik Vol 1 No 1 (2021): JURNAL ILMIAH NIAGA BISNIS ELEKTRONIK
Publisher : STIE IBEK Pangkalpinang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61533/jinbe.v1i1.159

Abstract

This study aims to analyze and obtain evidence on the influence of perceptions of ease of use, convenience, trust and feature availability of intention to use internet banking KlikBCA. The results of this study are expected to contribute to the Bank in particular BCA in order to provide a service that is faster and easier for its customers. The object of this study is the BCA’s customers who use internet banking. Data used in this study are primary data, and data searching used questionnaires directly. The data used is primary data formed questionnaires that apply to BCA’s costumers who use KlikBCA in Pangkalpinang amount is 97 respondents and using method non probability sampling : purposive sampling. The results showed that perceptions ease of use, convenience, trust and feature availability has positive and significance impact on interest in using internet banking.
PENGARUH FUNDAMENTAL TERHADAP HARGA SAHAM SYARIAH PERUSAHAAN SEKTOR CONSUMER GOODS DI BURSA EFEK INDONESIA PERIODE 2016- 2020 Wijaya, Tommy; Maharani, Yunita; Tri Setyo Mulyani, Hendarti
Jurnal Ilmiah Niaga Bisnis Elektronik Vol 1 No 1 (2021): JURNAL ILMIAH NIAGA BISNIS ELEKTRONIK
Publisher : STIE IBEK Pangkalpinang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61533/jinbe.v1i1.160

Abstract

This research was written by Tommy Wijaya, NIM 130170029 majoring in Accounting with the title "Fundamental Influence On The Prices Syariah Company Stock Sector Consumer Goods At The Indonesian Stock Exchange The Period 2016-2020". This research was entitled "Fundamental influence on the prices syariah company stock sector consumer goods at the indonesian stock exchange the period 2016-2020. This research used quantitative research methods and purposive sampling technique which used 5 companies as the sample of this study. The type of data used in this study is secondary data followed by data collection techniques using financial statements. Meanwhile, the data analysis techniques used in this study are descriptive statistics of variables, the classical assumption test, multiple linear regression, and hypothesis testing. The results of the study showed that the Stock Price Variable could be explained by the independent variables in Price to Book Value (PBV) research, Price Earning Ratio (PER) and Earning Per Share (EPS) as a big 50.1% while the remaining 49.9% was explained by the other variables that were not examined or were not included in this regression model. Meanwhile the Price to Book Value (PBV) (X1), Price Earning Ratio (PER) (X2) and Earning Per Share (EPS) (X3) simultaneously had a positive effect and significant effect to the Sharia Share Prices of Consumer Goods sector companies that are included in the Jakarta Islamic Index (JII). The results of the partial test (T test) show that the significance value of Price to Book Value (X1), (0.551) < (0.05) and Price Earning Ratio (X2), (0.863) < (0.05) which meant the Price to Book Value and Price Earning Ratio had no positive and significant effect on Sharia Stock Prices (Y), while Earning Per Share (X3), with a significant value (0.004) < (0.05) had a positive and significant effect to the Sharia Share Prices of Consumer Goods companies in the Jakarta Islamic Index (JII).
PENGARUH AKUNTABILITAS PENGELOLAAN ALOKASI DANA DESA, TRANSPARANSI PENGGUNAN DANA DESA, DAN KEBIJAKAN DANA DESA TERHADAP KESEJAHTERAAN MASYARAKAT (STUDI KASUS PADA DESA BELULUK, KEC. PANGKALAN BARU, KAB. BANGKA TENGAH) Yonara, Ririn; Tri Setyo Mulyani, Hendarti; Hasianda Tigor, Ryan
Jurnal Ilmiah Niaga Bisnis Elektronik Vol 2 No 1 (2022): JURNAL ILMIAH NIAGA BISNIS ELEKTRONIK
Publisher : STIE IBEK Pangkalpinang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61533/jinbe.v2i1.260

Abstract

This study aims to examine the effect of accountability in managing village fund allocations, transparency in the use of village funds, and village fund policies on community welfare. This study also aims to jointly examine the accountability of village fund allocation management, transparency in the use of village funds and village fund policies on community welfare. This research was conducted in the village of Beluluk, Pangkalan Baru District, Central Bangka Regency. This type of research is quantitative research. Types of data used in this study is primary data obtained directly by distributing questionnaires directly to the public Belulu Village. The total population is 3,988 people and the number of samples in In this study, 90 people from the Beluluk Village community as respondents using purposive sampling technique. This study uses the JASP 0.14.1 tool for multiple regression analysis and its analytical methods. Based on the results of data analysis, the results show that Village Fund Allocation Management Accountability has a significant positive effect on Community Welfare. The results of the t-test show that the t count is 2,974 > 1,987 t table with a significance value of 0.004 < 0.05, then H1 is accepted. Transparency in the use of Village Funds has a significant positive effect on Community Welfare. The results of the t-test show that t t-count is 3.207 > 1.987 with a significance value of 0.002 < 0.05, then H2 is accepted. The Village Fund Policy has a significant negative effect on Community Welfare. The results of the t-test show that t count is -2.886 > 1.987 with a significance value of 0.005 < 0.05, then H3 is accepted. This study also shows that accountability for managing village fund allocations, transparency in the use of village funds, and village fund policies together have a significant and significant impact on community welfare. The results of the f test show f count 10,901 > 2,711 f table with a significance value of 0.001 < 0.05, then H4 is accepted.
ANALISIS EFEKTIVITAS DAN KONTRIBUSI PENDAPATAN NEGARA BUKAN PAJAK (PNBP) PADA KANTOR KEJAKSAAN NEGERI PANGKALPINANG Kurnia, Evi; Tri Setyo Mulyani, Hendarti; Ruben Manullang, Rizal
Jurnal Ilmiah Niaga Bisnis Elektronik Vol 2 No 1 (2022): JURNAL ILMIAH NIAGA BISNIS ELEKTRONIK
Publisher : STIE IBEK Pangkalpinang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61533/jinbe.v2i1.261

Abstract

This study aims to analyze the level of effectiveness and contribution of the types of Non-Tax State Revenue at the Kejaksaan Negeri Pangkalpinang Pangkalpinang from 2019 to 2021. This research uses a quantitative descriptive analysis method. The object of this research is the types of non-tax state income. The data used in this study is data in the form of the State Revenue and Grants Budget Realization Report from 2019 to 2021. The results of this study indicate that the effectiveness of the total Non-Tax State Revenue (PNBP) studied in 2019 to 2021 the level of effectiveness has exceeded 100%, which means that the Kejaksaan Negeri Pangkalpinang Pangkalpinang ability to carry out its duties and functions as an Agency/Institution that generates Non-Tax State Revenue (PNBP) has been very effective. The contribution of the types of Non-Tax State Revenue (PNBP) to Non-Tax State Revenue (PNBP) from 2019 to 2022 is still not evenly distributed, the type of Non-Tax State Revenue (PNBP) with good criteria consists of Revenue from Sales of confiscated goods which has been decided/determined by the court with a contribution of 46.49% in 2019 and Traffic Fine Income with a contribution of 40.76% in 2020 while other types of Non-Tax State Revenue (PNBP) contribute below 40% with the criteria moderate, low and very low.
ANALISIS PENERAPAN PSAK NOMOR 46 PAJAK PENGHASILAN ATAS LAPORAN KEUANGAN TAHUN 2021 DI CV. NUSANTARA MAKMUR SEJAHTERA Leslie, Jennifer; Tri Setyo Mulyani, Hendarti; Novika
Jurnal Ilmiah Niaga Bisnis Elektronik Vol 2 No 1 (2022): JURNAL ILMIAH NIAGA BISNIS ELEKTRONIK
Publisher : STIE IBEK Pangkalpinang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61533/jinbe.v2i1.262

Abstract

Companies often face obstacles in the process of recognizing all the consequences of tax calculations on financial statements. This causes differences between commercially recognized financial statements and fiscal financial statements. CV. Nusantara Makmur Sejahtera is a company that sells various types of facial, hair and body beauty products. The purpose of this study was to evaluate whether CV. Nusantara Makmur Sejahtera has implemented PSAK No. 46 in the company's financial statements. The research uses qualitative methods with descriptive analysis, namely looking at the 2021 financial reports. The data used in this study is primary data, and the type of data used is documentary data. The research finding is that there is a difference between the financial statements that are recognized fiscally and commercially. This causes a negative fiscal correction to the depreciation account. Based on the calculation, the total negative fiscal correction is Rp. 58,830,650. So that the application of PSAK No. 46 in the financial statements of CV. Nusantara Makmur Sejahtera is not perfect yet. To overcome this problem, the company must follow the tax regulations that have been set by PSAK No. 46
ANALISIS KINERJA KEUANGAN DENGAN MENGUKUR TINGKAT KESEHATAN BANK MENGGUNAKAN METODE RISK PROFILE, GOOD GOVERNANCE, EARNINGS, AND CAPITAL (RGEC) (STUDI KASUS PADA PT BANK TABUNGAN NEGARA (PERSERO) TBK) Putri, Vanessa; Maharani, Yunita; Mulyani, Hendarti Tri Setyo
Jurnal Ilmiah Niaga Bisnis Elektronik Vol 3 No 1 (2023): JURNAL ILMIAH NIAGA BISNIS ELEKTRONIK
Publisher : STIE IBEK Pangkalpinang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61533/jinbe.v3i1.316

Abstract

This study aims to analyze the financial performance of PT Bank Tabungan Negara (Persero) Tbk by measuring the health level of banks using the RGEC method (Risk Profile, Good Corporate Governance, Earnings, and Capital) in accordance with Bank Indonesia Regulation No. 13/PBI/2011. This type of research is quantitative research and uses secondary data sources in the form of annual reports from PT Bank Tabungan Negara (Persero) Tbk for 5 years, from 2018 to 2022 downloaded from the Bank BTN website. The analysis technique used in this research is descriptive with the method of risk profile, good corporate governance, profitability and capital (RGEC). The results of this study are expected to contribute more comprehensively in weighing and making the right management decisions for PT Bank Tabungan Negara (Persero) Tbk in the future from seeing how their financial performance and bank health over the past 5 years. The results showed that PT Bank Tabungan Negara (Persero) Tbk for the period 2018-2022 was ranked second with a healthy predicate, which shows that the financial performance of PT Bank Tabungan Negara (Persero) Tbk over the past 5 years has been good and Bank BTN is considered capable of dealing with significant negative influences from changes in business conditions and other external factors.