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All Journal Jurnal Ekonomi Pembangunan STIE Muhammadiyah Palopo Menara Ilmu Hikmah Wahana Dedikasi : Jurnal PkM Ilmu Kependidikan Ikhtisar: Jurnal Pengetahuan Islam Journal Of Humanity Dedication Al-Hijrah: Journal of Islamic Economics and Banking
Novi Yanti
Institut Agama Islam Sumbar
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Economics, Econometrics & Finance Education Medicine & Pharmacology Physics Social Sciences Other

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Journal : Hikmah

 1 
Analisis Minat Masyarakat Terhadap Perbankan Syariah Syamsurizal Syamsurizal; Sherlya Putri; Mega Adyana Movitaria; Novi Yanti
Hikmah Vol. 19 No. 2 (2022): Juli-Dember 2022
Publisher : Sekolah Tinggi Agama Islam Sumatera Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (743.398 KB) | DOI: 10.53802/hikmah.v19i2.162

Abstract

This study aims to analyze public interest in Islamic banking, focusing on analysing the community's response to socialization by Islamic banks. This study uses qualitative methods with a phenomenological approach. This research was conducted in the Nagari Malai III Koto community, Sungai Geringging District, Padang Pariaman. Research informants are people who use the services of Islamic banks. Collecting data using observation techniques, interviews, and documentation studies. Data analysis uses data reduction flow, data presentation, and conclusion drawing. The results of the study revealed that the public's interest in choosing Islamic banks, including: (1) there is no monthly administration fee like in conventional banks, (2) this is known from Riba because Islamic banks use a profit-sharing system like general trading, (3) fees cheap transactions, (4) benefit from the profit-sharing system carried out by Islamic banks, (5) are interested in Islamic bank products such as savings for hajj, umroh, qurban, and endowments. Then the community's response to the socialization carried out by Islamic banks is still not interesting, this is due to the lack of optimal socialization carried out by Islamic banks, and this is evident from the large number of people who do not understand the products offered by Islamic banks.
Efektivitas Program Keluarga Harapan (PKH) dan Dampaknya Terhadap Religiositas Masyarakat Penerima Bantuan di Kabupaten Solok Awaludini Marifatullah; Syamsurizal Syamsurizal; Abdul Rahim. A; Novi Yanti; Fransiska Riana
Hikmah Vol. 18 No. 1 (2021): Januari-Juni 2021
Publisher : Sekolah Tinggi Agama Islam Sumatera Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (480.362 KB) | DOI: 10.53802/hikmah.v18i1.103

Abstract

Program Keluarga Harapan (PKH) is a government program that aims to improve the welfare of the community. However, the facts on the ground show that many people do not use it properly, so this has an impact on dishonesty which has an effect on the religiosity of the beneficiaries. Therefore, this study aims to measure the effectiveness of the Family Hope Program and review the impact of religiosity. This type of research is field research, with quantitative methods. The data in this study comes from primary data in the form of assistance data from the Family Hope Program in Solok district and secondary data from data from the Central Statistics Agency and the Ministry of Social Affairs. Two models of analytical tools used are simple mathematics to measure the level of effectiveness and product moment correlation from Pearson. The results of the study prove that the impact of the Family Hope Program assistance in poverty alleviation in Solok Regency with a predicate of 81% and is in the very effective category. However, the output indicators on the items of responsibility in the religious sector are still less effective because awareness for increasing faith is still lacking.
Pengaruh Religiusitas dan Gaya Hidup Terhadap Perilaku Konsumsi Masyarakat Pengguna Go-Food Novi Yanti; Lika Akana Helmi; Syamsurizal Syamsurizal
Hikmah Vol. 20 No. 1 (2023): Januari-Juni 2023
Publisher : Sekolah Tinggi Agama Islam Sumatera Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53802/hikmah.v20i1.195

Abstract

This research is motivated by changes in consumer behavior in consuming food using Go-food services. The purpose of this research is to analyze the behavior of Muslim consumers in relation to Go-food users, especially the behavior of consumers who live in urban areas. This study will also examine the influence of religiosity and lifestyle on consumer behavior. The method used in this study is a quantitative method, namely by surveying 96 Muslim respondents using Go-Food in Padang City, the area was chosen because it has a dominant Muslim population. The analysis technique uses statistical tests t test, f test, and R2 test. Data processing in this study uses SPSS 22. The results of this study prove that simultaneously Religiosity and Lifestyle have a significant effect on Consumer Behavior. From the f test, the research significance was <0.05 (0.000 <0.05), and f table > f table (13.266 > 3.09). For the religiosity variable, it can be seen that the Sig value shows a number <0.05 (0.000 <0.05), and tcount > ttable (3.775 > 1.989), then Ha is accepted Ho is rejected. For the Lifestyle variable, it can be seen that the Sig value shows <0.05 (0.004 <0.05), and t_count>t_(table) (2.931 >1.989), then Ha is accepted Ho is rejected. The implications of this study show that together the independent variables play an important role in determining consumer behavior. All independent variables can explain their influence on consumer behavior by 20.5% and the remaining 79.5% can be explained by other variables outside this study.
Pengaruh Religiusitas dan Gaya Hidup Terhadap Perilaku Konsumsi Masyarakat Pengguna Go-Food Novi Yanti; Lika Akana Helmi; Syamsurizal Syamsurizal
Hikmah Vol. 20 No. 1 (2023): Januari-Juni 2023
Publisher : Sekolah Tinggi Agama Islam Sumatera Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53802/hikmah.v20i1.195

Abstract

This research is motivated by changes in consumer behavior in consuming food using Go-food services. The purpose of this research is to analyze the behavior of Muslim consumers in relation to Go-food users, especially the behavior of consumers who live in urban areas. This study will also examine the influence of religiosity and lifestyle on consumer behavior. The method used in this study is a quantitative method, namely by surveying 96 Muslim respondents using Go-Food in Padang City, the area was chosen because it has a dominant Muslim population. The analysis technique uses statistical tests t test, f test, and R2 test. Data processing in this study uses SPSS 22. The results of this study prove that simultaneously Religiosity and Lifestyle have a significant effect on Consumer Behavior. From the f test, the research significance was <0.05 (0.000 <0.05), and f table > f table (13.266 > 3.09). For the religiosity variable, it can be seen that the Sig value shows a number <0.05 (0.000 <0.05), and tcount > ttable (3.775 > 1.989), then Ha is accepted Ho is rejected. For the Lifestyle variable, it can be seen that the Sig value shows <0.05 (0.004 <0.05), and t_count>t_(table) (2.931 >1.989), then Ha is accepted Ho is rejected. The implications of this study show that together the independent variables play an important role in determining consumer behavior. All independent variables can explain their influence on consumer behavior by 20.5% and the remaining 79.5% can be explained by other variables outside this study.
Co-Authors Abdul Rahim A Agil Septian Alhazar Rinaldi Amanah, Fisa Andieni Delia Nadila2 Delia Nadila Andrianto Andrianto Anif Fitria Anisa, Anisa Marseli Awaluddini Marifatullah Dedi Mardianto Erniwati Erniwati Fakhri Zaki Fransiska Riana irsadul fitri Lika Akana Helmi Mega Adyana Movitaria Misharni Misharni Moelyadi Moelyadi Mustapa Mustapa Nurtati Saputra, Edriagus Sherlya Putri Syamsurizal Syofria Meidona Tiara Wirda Yunengsih