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BMC (Business Model Canvas) and SWOT Analysis Approach on the Development of Farmer Prosperity: A Study on Business Strategies of "Labu Madu" Enterprises Rimbi Imadura; Maryam Qadarin; Islamiati Hidayah
Al Tijarah Vol. 8 No. 2 (2022): Al Tijarah | December
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/at.v8i2.8710

This study is aimed to seek the role of micro Enterprises Labu Madu in Banyoksah, Sampang in prospering the farmer of pumpkin with BMC approach method and SWOT analysis. This study employed descriptive qualitative with SWOT analysis and BMC approach. The data was collected through observation, interview, and documentation. The result show that SWOT analysis with BMC approach found that the best strategy of Labu Madu enterprise to improve the welfare of pumpkin farmer is SO strategies which are first; products of Labu Madu need to displayed in the stores and use other social media as marketing such as: IG, and Shopee. Second, it is necessary to add variations to the menu of processed products from honey pumpkins, and customer requests to become resellers are a chance to increase sources of income. Third, it is necessary to take part in marketing training to increase level of producing of processed Labu Madu. Fourth, it is necessary to replace more sophisticated or modern technology so that the Labu Madu production process is easier and more efficient. Fifth, apart from having an outlet, it is necessary to open a branch to increase the source of income. To ensure the welfare of pumpkin farmer, Islamic empowerment principles needs to be applied. Moreover, sharecropping contracts also necessary to be conducted with strengthen the transparency and religiosity aspect which are ease to implement in religious culture of the farmer. Furthermore, building the café an establishing with mesmerizing view also would affect to income of the enterprise which in turn would increase the income of the farmer. In connection with that, hospitality, product diversification, and customer service should be considered for future development of the company.

Development Strategies of Muslim’s MSMEs at Banyoksah Village Sampang Madura Island: Analysis of IFAS and EFAS Matrix Islamiati Hidayah; Sayekti Indah Kusumawardhany
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10029

This study is aimed to find out how the Honey Pumpkin business development strategy is carried out by Honey Pumpkin Farmers in Banyusokah Village, Sampang Regency based on EFAS and IFAS Matrix. The method employed in this study is descriptive qualitative which is aims to describe, describe, record, and analyze existing and current conditions. The result of the study showed that Honey Pumpkin business in Banyoksah Village of Sampang Regency is able to implement the growth oriented strategy for developing its business. The suggested strategies are firstly, to distribute the products in the store at Sampang Regency and utilizing social media such as IG, whatsApp and so on for marketing. Secondly, diverging the processed product from honey pumpkin and turning customer into reseller. Thirdly, replacement of production technology used with more sophisticated and modern to increase the production effectively and efficiently. Lastly, opening several branch of store that owned by the company.

A Study on Financial Soundness at Indonesian Islamic Bank Hidayah, Islamiati; Hariyanti, Sri; Kusumawardhany, Sayekti Indah
Iqtishodia: Jurnal Ekonomi Syariah Vol. 9 No. 2 (2024): September
Publisher : Universitas Al-Qolam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v9i2.1270

This study aims to investigate the soundness of Islamic Bank in Indonesia. Particularly at PT. Bank Muamalat Indonesia, Tbk through RGEC (Risk Profile, Good Corporate Governance, Earning, and Capital). This study is a quantiative study and employs multiple regression analysis to analyze the data from annual report of Bank Muamalat Indonesia. RGEC method was employes to measure the financial distress which includes components of Risk Profile, Good Corporate Governance, Earnings, and Capital. The Risk Profile is proxied by Non-Performing Finance (NPF) and Financing to Deposit Ratio (FDR). Earnings are proxied by Return on Assets (ROA), Return on Equity (ROE). Capital is peroxided by the Capital Adequacy Ratio (CAR). The result of this study shows NPF, FDR, RoA, RoE, and CAR are partially and simultanousely influence financial distress of Islamic Bank especially in Bank Muamalat Indonesia. Particularly, NPF and RoE have a positive relationship with financial distress while FDR, RoA, and CAR have a negative relationship with financial distress

Analisis Filsafat Dakwah: Inovasi Kebijakan Revolusi Akidah Dan Akhlak Bagi Generasi Z Dan Alpha Satriyo, Bagus; Falach, Ghulam; Hidayah, Islamiati
Policy and Maritime Review VOLUME 3 NO 2
Publisher : Faculty of Social and Political Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30649/pmr.v3i2.72

The decline in manners and morals among Generation Z and Alpha, largely due to technology dependence and insufficient religious education, necessitates urgent intervention. This research investigates innovative da'wah policies aimed at enhancing the faith and morals of youth, particularly through the Kediri City Great Mosque Youth Organization. Utilizing qualitative methods such as interviews and observations, the study incorporates various philosophical perspectives, including idealism and humanism. Findings indicate that leveraging social media and AI technology, along with positive adult role models, significantly boosts moral understanding among youth. Specifically, the research highlights impressive engagement rates for example online learning, AI applications, and organizational da'wah activities. These results underscore the critical need for a digital approach to faith and moral education, emphasizing collaboration among families, organizations, and communities to cultivate integrity and strong moral character in future generations.

A Study on Financial Soundness at Indonesian Islamic Bank Hidayah, Islamiati; Hariyanti, Sri; Kusumawardhany, Sayekti Indah
Iqtishodia: Jurnal Ekonomi Syariah Vol. 9 No. 2 (2024): September
Publisher : Universitas Al-Qolam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v9i2.1270

This study aims to investigate the soundness of Islamic Bank in Indonesia. Particularly at PT. Bank Muamalat Indonesia, Tbk through RGEC (Risk Profile, Good Corporate Governance, Earning, and Capital). This study is a quantiative study and employs multiple regression analysis to analyze the data from annual report of Bank Muamalat Indonesia. RGEC method was employes to measure the financial distress which includes components of Risk Profile, Good Corporate Governance, Earnings, and Capital. The Risk Profile is proxied by Non-Performing Finance (NPF) and Financing to Deposit Ratio (FDR). Earnings are proxied by Return on Assets (ROA), Return on Equity (ROE). Capital is peroxided by the Capital Adequacy Ratio (CAR). The result of this study shows NPF, FDR, RoA, RoE, and CAR are partially and simultanousely influence financial distress of Islamic Bank especially in Bank Muamalat Indonesia. Particularly, NPF and RoE have a positive relationship with financial distress while FDR, RoA, and CAR have a negative relationship with financial distress

Pemanfaatan Canva Sebagai e-Katalog Dalam Meningkatkan Visibilitas Dan Kehadiran Toko Zaidan di Dunia Digital Alfandi, Moh.; Ribie, Maya Fransiska; Fitria, Maula Lailatul; Wahyuni, Meyla Tri; Zunaidi, Arif; Mochamad Alvido Zakaria; Hidayah, Islamiati
Welfare : Jurnal Pengabdian Masyarakat Vol. 1 No. 3 (2023): Welfare : September 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam, IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/welfare.v1i3.725

This service aims to increase accessibility and convenience for consumers when shopping for products from micro, small, and medium enterprises (MSMEs) through the use of the Canva platform as an e-catalog. The service method includes training and assistance for MSMEs in using Canva to create interesting and informative e-catalogs. Apart from that, consumers are also given a guide to using the e-Catalog to make it easier for them to choose and order products. The results of this service show a significant increase in the accessibility of MSME products via digital platforms. Consumers can easily access the e-catalog, browse products, and make transactions online. MSMEs also experience increased sales and exposure through the use of this technology. In this way, this service has succeeded in expanding market reach for MSMEs and making it easier for consumers to shop for local products. This initiative promotes the growth and sustainability of MSMEs in today's digital era.

Pengembangan Kemasan UMKM Berbasis Sistem SPKP (Sistem Penilaian Kurasi Produk) untuk Meningkatkan Brand Value Melalui Rumah Kurasi Anggraini, Widya Eka Putri; Safitri, Shalsa Aida; Oktaviana, Dika; Yukonin, Eja Sabina; Yaqin, Moh. Haqqul; Nikmah, Lailatun; Putri, Rahma Aulia; Hidayah, Islamiati Hidayah
Welfare : Jurnal Pengabdian Masyarakat Vol. 2 No. 3 (2024): Welfare : September 2024
Publisher : Fakultas Ekonomi dan Bisnis Islam, IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/welfare.v2i3.1642

This community service activity aims to improve the quality of MSME product packaging through the implementation of the Product Curation Assessment System (PCAS) at Rumah Curasi in order to increase competitiveness and brand value. The main problem faced by MSMEs is the low quality of packaging, which affects their ability to compete in modern and international markets. The method used is Participatory Action Research (PAR), with stages of socialization, mentoring, training, and evaluation. In its implementation, this activity involves MSME actors in the curation process, providing packaging design training, and intensive consultation to meet the criteria of legality, quality, and aesthetics. The results of the activity showed a significant increase in MSME actors' understanding of the importance of packaging as a branding strategy. As many as 85% of participants succeeded in developing more attractive packaging that meets market standards. This has a positive impact on increasing consumer purchasing interest, market potential, and MSME competitiveness at the local and international levels.

Development Strategies of Muslimâ€™s MSMEs at Banyoksah Village Sampang Madura Island: Analysis of IFAS and EFAS Matrix Hidayah, Islamiati; Kusumawardhany, Sayekti Indah
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10029

This study is aimed to find out how the Honey Pumpkin business development strategy is carried out by Honey Pumpkin Farmers in Banyusokah Village, Sampang Regency based on EFAS and IFAS Matrix. The method employed in this study is descriptive qualitative which is aims to describe, describe, record, and analyze existing and current conditions. The result of the study showed that Honey Pumpkin business in Banyoksah Village of Sampang Regency is able to implement the growth oriented strategy for developing its business. The suggested strategies are firstly, to distribute the products in the store at Sampang Regency and utilizing social media such as IG, whatsApp and so on for marketing. Secondly, diverging the processed product from honey pumpkin and turning customer into reseller. Thirdly, replacement of production technology used with more sophisticated and modern to increase the production effectively and efficiently. Lastly, opening several branch of store that owned by the company.

Synergy of Technology and Accounting for Generation Z in Supporting the Implementation of Asta Cita and Indonesia's Economic Growth 2025 ISLAMIATI HIDAYAH
Shafin: Sharia Finance and Accounting Journal Vol. 5 No. 2 (2025)
Publisher : Institut Agama Islam Negeri (IAIN) Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar

The transformation of the Indonesian economy as planned in Asta Cita requires strengthening digital infrastructure as well as improving the quality of human resources. In this context, Generation Z—as a productive age group and digital native—has strategic potential to support the implementation of the digital economy and inclusive financing. However, this potential has not been fully actualized due to low accounting literacy and the lack of integration of the education system and policies that combine technology and financial governance. This study aims to analyze the synergy between the mastery of technology and accounting by Generation Z in strengthening the direction of national digital economic policy. Using a qualitative approach based on literature studies, the results of the study show that the integration of technology skills and accounting literacy is very important to realize a transparent, efficient, and participatory economic ecosystem. Curriculum reform, education policies, and cross- institutional collaboration are needed so that Generation Z can become key actors in making Asta Cita a success towards a digitally competitive and sustainable Indonesia.

FINANCIAL LITERACY, LOCUS OF CONTROL AND LOVE OF MONEY IN FINANCIAL MANAGEMENT BEHAVIOR OF KEDIRI MSMES Kusumawardhany, Sayekti Indah; Hidayah, Islamiati
Jurnal Riset Akuntansi Politala Vol 8 No 3 (2025): Jurnal Riset Akuntansi Politala
Publisher : Pusat Penelitian dan Pengabdian bagi Masyarakat Politeknik Negeri Tanah Laut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34128/jra.v8i3.660

The continuous growth of SMEs has led to increased competition in the business world. In an effort to maintain their business in a competitive environment, SME owners are required to enhance the income they generate. Therefore, financial management behavior plays a crucial role in the success of an SME. Like other regions, SMEs in Kediri have been recovering post-COVID-19 pandemic. Many SMEs have adopted digital technologies to survive and grow. SMEs in Kediri are primarily involved in sectors such as food and beverages, handicrafts, retail trade, and services. This study aims to identify the factors that influence financial management behavior among SMEs in Kediri. The research uses a quantitative approach with a descriptive research design. The population of this study is 400 SMEs, and the sample size is 200 SMEs. The results of this study indicate that the variables of financial literacy, locus of control, and love of money partially influence financial management behavior. Moreover, these variables also have a simultaneous effect on financial management behavior.

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