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All Journal Jurnal Ilmiah Ekonomi Islam Al Tijarah Majalah Ekonomi Iqtishodia: Jurnal Ekonomi Syariah Jurnal Riset Akuntansi Politala Shafin: Sharia Finance and Accounting Journal POLICY AND MARITIME REVIEW Al-Bayyinah Al-Muhasib: Journal of Islamic Accounting and Finance Welfare: Jurnal Pengabdian Masyarakat
Islamiati Hidayah
Institut Agama Islam Negeri (IAIN) Kediri
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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Synergy of Technology and Accounting for Generation Z in Supporting the Implementation of Asta Cita and Indonesia's Economic Growth 2025 ISLAMIATI HIDAYAH
Shafin: Sharia Finance and Accounting Journal Vol. 5 No. 2 (2025)
Publisher : Institut Agama Islam Negeri (IAIN) Madura

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Abstract

The transformation of the Indonesian economy as planned in Asta Cita requires strengthening digital infrastructure as well as improving the quality of human resources. In this context, Generation Z—as a productive age group and digital native—has strategic potential to support the implementation of the digital economy and inclusive financing. However, this potential has not been fully actualized due to low accounting literacy and the lack of integration of the education system and policies that combine technology and financial governance. This study aims to analyze the synergy between the mastery of technology and accounting by Generation Z in strengthening the direction of national digital economic policy. Using a qualitative approach based on literature studies, the results of the study show that the integration of technology skills and accounting literacy is very important to realize a transparent, efficient, and participatory economic ecosystem. Curriculum reform, education policies, and cross- institutional collaboration are needed so that Generation Z can become key actors in making Asta Cita a success towards a digitally competitive and sustainable Indonesia.
FINANCIAL LITERACY, LOCUS OF CONTROL AND LOVE OF MONEY IN FINANCIAL MANAGEMENT BEHAVIOR OF KEDIRI MSMES Kusumawardhany, Sayekti Indah; Hidayah, Islamiati
Jurnal Riset Akuntansi Politala Vol 8 No 3 (2025): Jurnal Riset Akuntansi Politala
Publisher : Pusat Penelitian dan Pengabdian bagi Masyarakat Politeknik Negeri Tanah Laut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34128/jra.v8i3.660

Abstract

The continuous growth of SMEs has led to increased competition in the business world. In an effort to maintain their business in a competitive environment, SME owners are required to enhance the income they generate. Therefore, financial management behavior plays a crucial role in the success of an SME. Like other regions, SMEs in Kediri have been recovering post-COVID-19 pandemic. Many SMEs have adopted digital technologies to survive and grow. SMEs in Kediri are primarily involved in sectors such as food and beverages, handicrafts, retail trade, and services. This study aims to identify the factors that influence financial management behavior among SMEs in Kediri. The research uses a quantitative approach with a descriptive research design. The population of this study is 400 SMEs, and the sample size is 200 SMEs. The results of this study indicate that the variables of financial literacy, locus of control, and love of money partially influence financial management behavior. Moreover, these variables also have a simultaneous effect on financial management behavior.
DETERMINASI KUALITAS PRODUK, PENETAPAN HARGA, DAN STRATEGI PROMOSI TERHADAP KEPUASAN KONSUMEN (Studi Kasus Mahasiswa Ekonomi Syariah IAIN Kediri Pengguna Shopee) Este Fania; Arif Zunaidi; Islamiati Hidayah
Majalah Ekonomi Vol 31 No 1 (2026): Juni 2026
Publisher : Universitas PGRI Adi Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36456/vdms0s85

Abstract

Perkembangan teknologi tidak terlepas dari ruang lingkup perekonomian, baik mikro maupun makro. Teknologi memberikan sarana kemudahan bagi industri perdagangan melalui adanya perkembangan media transaksi seperti marketplace. Di Indonesia shopee menjadi marketplace dengan pengguna terbanyak dan memiliki fitur terlengkap. Produk yang diperjual belikan dalam shopee tentulah beragam dan dapat dijangkau oleh hampir seluruh wilayah di Indonesia. Dengan adanya keberagaman produk inilah akan menciptakan tingkat kepuasan yang beragam atas produk yang dibeli, baik terkait dengan kualitas produk, harga, serta strategi promosi. Penelitian ini bertujuan untuk mengkaji determinasi kualitas produk, penetapan harga, dan strategi promosi terhadap kepuasan konsumen dengan studi kasus mahasiswa IAIN Kediri pengguna shopee. Penelitian ini memakai pendekatan kuantitatif dengan jumlah sampel 115 yang ditentukan melalui teknik probability sampling. Data penelitian dikumpulkan melalui penyebaran kuisioner. Hasil analisis menunjukkan kualitas produk memengaruhi kepuasan konsumen, penetapan harga tidak memengaruhi kepuasan konsumen, dan strategi promosi memengaruhi kepuasan konsumen.
Co-Authors Abadi, M. Kurnia Rahman Alfandi, Moh. Anggraini, Widya Eka Putri Bagus Satriyo, Bagus Churin Oktavia Este Fania Falach, Ghulam Fitria, Maula Lailatul Hariyanti, Sri Komari, Ghulam Kusumawardhany, Sayekti Indah Lailatun Nikmah Maryam Qadarin Mochamad Alvido Zakaria Oktaviana, Dika Putri, Rahma Aulia Ribie, Maya Fransiska Rimbi Imadura Safitri, Shalsa Aida Sayekti Indah Kusumawardhany Wahyuni, Meyla Tri Yaqin, Moh. Haqqul Yukonin, Eja Sabina Zunaidi, Arif