Garuda - Garba Rujukan Digital

Pengembangan Digitalisasi Ekonomi Syariah di Negara Asia Tenggara Fia Ayuning Pertiwi
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 3 No. 2 (2023): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v3i2.132

The digital economy is a new engine of sustainable development, high quality economic growth and fintech are key player in global financial markets. The goal of this study is to analyze a technological angle to better understand how digitalization has influenced the growth of the Islamic economy. Focus on literature and descriptive analysis methods, this study takes a qualitative approach to examine Islamic fintech peer to peer lending in Asia. According to the studyâ€™s findings, SME (Small Medium Enterprose) are becoming more likely to use these services as the Islamic economy becomes more digitalizes and reliant on Islamic fintech funding.

PROBLEM BASED LEARNING UNTUK MENINGKATKAN KETERAMPILAN BERPIKIR KRITIS: META ANALISIS Fia Ayuning Pertiwi; Reza Hilmy Luayyin; Mohammad Arifin
JSE: Jurnal Sharia Economica Vol. 2 No. 1 (2023): Januari
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v2i1.559

The misunderstandings of the Indonesia people often lead to conflicts and controversies. Critical thinking skill is defined as the process of analyzing evidence in analyzing all forms of information to find a decision so as not to be carried away by negative currents. One of the special solutions needed to improve critical thinking skills can be done through educational programs, namely by applying appropriate learning methods and models. The PBL models offers learning that is able to solve problems in applying freedom to students in developing communication skills and problem solving skills to face the world of education. The purpose of this research is to analyze the PBL learning model can improve critical thinking skills. The method used in this meta-analysis. The research begins by collecting relevant data through Google Scholar for analysis. Research from the 30 data obtained, 10 relevant articles were obtained. Based on the results of the search data, the PBL learning model was able to improve students’ critical thinking skills. Keywords: The Problem Based Learning, Critical Thinking Skills, Learning.

JUAL BELI KULIT HEWAN KURBAN MENURUT HUKUM EKONOMI SYARIAH (Studi kasus Masjid At Taqwa, Sumberbulu, Tegalsiwalan, Probolinggo) Mohammad Arifin; Reza Hilmy Luayyin; Fia Ayuning Pertiwi
JSE: Jurnal Sharia Economica Vol. 2 No. 1 (2023): Januari
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v2i1.569

Carrying out sacrificial worship by slaughtering sacrificial animals after the implementation of Eid al-Adha and Tasyrik Day prayers is a form of embodiment of our taqwa to Allah SWT and of course with this we are bestowed blessings on the worship. in providing acceptance to the distribution of sacrificial meat, of course, it must be guided by the Qur'an and as Sunnah. The process of slaughtering sacrificial animals carried out by the At Taqwa Mosque, Sumberbulu Village, Tegalsiwalan District, is basically in accordance with the provisions of Islamic law, from the process of receiving sacrificial animals, the slaughter process, the distribution of sacrificial meat to the use of sacrificial animal skins to be worshipped. Buying and selling sacrificial animal skins is in accordance with the provisions of sharia economic law, one of the conditions is that the object of the contract must be valid or not something that is haramed by the Islamic religion. Keywords : Buying and Selling Sacrificial Animal Skins

Menganalisis Inklusi Keuangan Syariah Melalui Semua Akad: (Studi Bibliometric VOSviewer dan Literature Review) Pertiwi, Fia Ayuning
Surplus: Jurnal Ekonomi dan Bisnis Vol. 3 No. 1 (2024): Juli-Desember 2024
Publisher : Yayasan Pendidikan Tanggui Baimbaian

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71456/sur.v3i1.1012

Penelitian ini bertujuan untuk menganalisis peran semua jenis akad dalam inklusi keuangan Syariah melalui pendekatan studi bibliometric dan tinjauan literatur. Dengan menggunakan perangkat lunak VOSviewer, penelitian ini mengevaluasi tren penelitian, kolaborasi antara peneliti serta topik-topik utama yang muncul dalam literatur terkait. Studi ini mencakup berbagai jenis akad Syariah seperti mukhabarah, muzara’ah, musaqah, murabahah, wakalah, ijarah, istishna, serta menganalisis kontribusi masing-masing dalam mendorong inklusi Syariah. Hasil penelitian menunjukkan bahwa ada peningkatan minat terhadap topik ini dalam beberapa tahun terakhir, dengan banyak studi yang berfokus pada aplikasi praktis akad dalam meningkatkan aksesibilitas dan partisipasi dalam sistem keuangan Syariah. Studi ini juga mengidentifkasi kesenjangan penelitian yang masih ada dan memberikan rekomendasi untuk penelitian lebih lanjut yang dapat memperkuat inklusi keuangan Syariah secara global.

PELATIHAN MANAJEMEN DAN PEMASARAN BANDENG PDNA KOTA PROBOLINGGO ana billah; Fia Ayuning Pertiwi; Ahmad Syaifudin Romli
DEVELOPMENT: Journal of Community Engagement Vol. 3 No. 2 (2024): September
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar

The health issues faced by communities are often caused by a lack of knowledge and awareness of healthy living practices. This study aims to enhance community awareness and participation through an education and empowerment-based service program. The methods employed include training, workshops, and outreach activities that involve active participation from the community. The results of the program indicate a significant increase in community knowledge and behavior regarding health issues, evidenced by the rising participation in health check-ups and the adoption of healthy practices in daily life. The implications of this research demonstrate that collaborative and participatory approaches are effective in empowering communities and supporting the sustainability of health programs. Additionally, these findings serve as a foundation for developing more relevant and responsive community service programs that address the evolving needs of society in the future. Keywords: Management, Marketing, Milkfish

Strategi Digitalisasi Teknologi dalam Pemasaran Bank Syariah : Studi Kasus pada PT. Bank Muamalat Probolinggo Pertiwi, Fia Ayuning
ULIL ALBAB : Jurnal Ilmiah Multidisiplin Vol. 3 No. 4: Maret 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jim.v3i4.3096

The muamalat bank branch office in Probolinggo has introduced various digital financial technology-based service, such as virtual account, M-Banking (M-DIN) and ATMs to meet the needs of customers in managing financial transactions. The purpose of this research is to identify competitive marketing strategies in Muamalat banking. This qualitative field research employs interviews and documentation to obtain data. The primary data source is interviews with muamalat bank leaders, while secondary sources are drawn from written works or other types of documentation to complement primary data. Based on the research findings, muamalat bank branch office in Probolinggo rewuires sustained introduction steps to enhance the effective and efficient use of the systems, as there are still customers unfamiliar with muamalat fintech digital services.

PASCA NEW NORMAL: PERUBAHAN SOSIAL-EKONOMI PADA GAYA HIDUP MASYARAKAT (PERSPEKTIF SOSIOLOGI) Adawiyah, Robiatul; Luayyin, Reza Hilmy; Pertiwi, Fia Ayuning
JSE: Jurnal Sharia Economica Vol. 2 No. 2 (2023): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v2i2.761

The Covid-19 pandemic has left considerable social changes, especially after entering the post-new normal era. Business transformation reaches out to innovation in changing lifestyles reduce physical contact with the community, especially in the marketplace sector. This study uses qualitative research in analyzing social changes in people’s lifestyles after Covid. The results of the research show that 1) Increased Health Awareness. 2) Change of Way of Working 3) Distance Education. 4) Use of Technology and the Internet in general has increased significantly. 5) Changes in Consumption Patterns 6) Mental Health Crisis 7) Concern for Social Vulnerability 8) Changes in Social Habits. The lifestyle of people after the new normal era is that people become more aware of their health. And also flexible working models (Hybrid working). Awareness of environmental issues will probably continue to grow. And concern for social vulnerability is high. Social change due to technological disruption refers to the significant impacts that occur in society as a result of technological developments that disrupt or change the traditional ways people work, communicate and live. Among them are the resulting digital divide, the way people spend their leisure time and establish relationships with friends and family. Social change after the new normal according to Talcott Parson is not only in the health sector but also in the lifestyle of people who are described as increasingly consumptive. The current changes are in accordance with the theory of structural functionalism in this case in accordance with the theory of adaptation, goal attainment, integration, and latency (AGIL). Socio-economic changes in society according to Auguste Comte, the characteristics of social improvement are the increasing welfare of society.

ANALISIS KEABSAHAN JUAL BELI PERSPEKTIF EKONOMI ISLAM DAN KUH PERDATA Arifin, Mohammad; Hilmy Luayyin, Reza; Ayuning Pertiwi, Fia
JSE: Jurnal Sharia Economica Vol. 3 No. 1 (2024): Januari
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v3i1.805

Buying and selling is a binding agreement between an individual and another individual to exchange goods or assets according to the agreement of both. Through buying and selling transactions, people can provide assistance to each other, strengthen a sense of brotherhood, and create harmonious relationships between people. The validity of a sale and purchase transaction can be indicated by the acceptance of the agreement and the fulfillment of the contract and the specified conditions, one of which is the obligation to deliver and pay the price. On the other hand, Civil Code Article 1458 states that a sale and purchase can be recognized as valid even though the goods have not been delivered and payment has not been made. The purpose of this study is to identify the validity of a sale according to the views of fiqh muamalah and the Civil Code, as well as to highlight the similarities and differences between the two. The research method used is the comparative descriptive method, which aims to describe the validity of a sale and purchase based on the views of the Civil Code and Islamic law. Data were collected through literature studies with a qualitative approach. The results of this study conclude that, first, the validity of buying and selling in the view of fiqh muamalah is determined by the presence of the seller and buyer, the existence of money and goods being traded, the benefits of the transaction, the condition of the goods that can be delivered, and the knowledge of the seller and buyer about the material, shape, size, and nature of the goods. Second, according to the Civil Code, a sale and purchase is considered valid with an agreement between the parties involved. Third, the similarities found are the importance of consensus or agreement in a sale and purchase transaction, as well as the prohibition of coercion and fraud. In addition, the sale and purchase contract must be carried out by parties who have reached the age of majority, and the goods being traded must be in accordance with applicable regulations. However, there are fundamental differences between the views of muamalah fiqh and the Civil Code. According to Islamic law, a valid sale involves the obligation of delivery and acceptance of the goods by the buyer. On the other hand, the Civil Code permits a sale and purchase in the absence of delivery of goods and payment that has not been made. In Islamic law, the agreement of words alone is not enough, but also requires harmony and meeting certain conditions. Whereas in the Civil Code, the validity of a sale and purchase is achieved only by the occurrence of a contract without considering other aspects

THE EFFECT OF FASHION LIFESTYLE AND PRODUCT KNOWLEDGE ON THE PURCHASE INTEREST OF BATIK SPERO JOSS Ambarwati, Agniz Ruri; Ayuning Pertiwi, Fia
JSE: Jurnal Sharia Economica Vol. 2 No. 1 (2023): Januari
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v2i1.1065

Spero joss batik fashion lifestyle is one of the popular batik uniforms in Probolinggo City. Spero Joss Batik is a development of batik using jumputan and stamping techniques. This research aims to determine the influence of fashion lifestyle and product knowledge on buying interest in Spero Joss batik. This research is quantitative in nature, with sample selection using a non-probability sampling method, specifically purposive sampling with a total of 100 respondents. Data analysis was carried out through a combination of descriptive analysis and multiple linear regression. Data was collected through the use of a questionnaire. This research was conducted at SMP Negeri 2 Probolinggo City. Based on the data obtained, lifestyle hypothesis testing has a significant effect on buying interest and product knowledge also has a significant influence on buying interest in Spero Joss batik. From the results of this research, it is hoped that Spero Joss Batik can be better known by students in Probolinggo City by using it as a role model for making batik uniforms with their own work, in order to maintain Indonesia's cultural heritage.

OPTIMALISASI KUALITAS LAYANAN DAN PRODUK BANK MUAMALAH PROBOLINGGO Hidayat, Rahmad; Pertiwi, Fia Ayuning
JSE: Jurnal Sharia Economica Vol. 1 No. 2 (2022): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v1i2.1127

Bank Muamalat is a bank that operates on Islamic principles in its transactions, unlike conventional banks that usually operate using conventional methods. Competitiveness between the two types of banks in terms of services and products provided by banks is an aspect that needs to be considered as a focal point for customers. The Muamalat Bank was established in accordance with the Shariah with the implementation of Islamic principles that encourage a targeted approach to customers.This research method uses a qualitative method by taking some of the simplicities that have already come from some bank customers who have savings and conduct transactions.The results of the discussions the Bank evaluates and escalates to be intensive in its use. Comprenshif towards customers ranging from the middle and above adaptive with the development of the era that builds products with fully based digital technology not only the needs of transactions at the bank but also other needs are more flexible and convenience for the customers. Positive customer ratings in terms of services and products play a significant role in the needs of customer transactions that are probolinggo society Keybroad : Product quality, Satisfaction, Service Quality, Customer Loyalty

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