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PERAN MANAJEMEN RESIKO DALAM MENINGKATKAN KEUNGGULAN KOMPETITIF PERUSAHAAN DI ERA DIGITAL (STUDI KASUS: PT BANK MANDIRI (PERSERO) TBK) Mutia Dila Puspita; Nina Puspita; Siti Nur Aisah Sitompul; Arsyadona, Arsyadona
Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi Vol. 14 No. 4 (2025): Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/musytari.v14i4.10498

Abstract

Artikel ini bertujuan untuk menganalisis peran manajemen risiko dalam meningkatkan keunggulan kompetitif PT Bank Mandiri (Persero) Tbk di era digital. Dalam konteks perkembangan sektor jasa yang pesat dan tuntutan pelanggan akan layanan perbankan yang cepat dan aman, manajemen risiko menjadi kunci untuk menjaga ketahanan dan keberlanjutan operasional bank. Metode yang digunakan dalam penelitian ini adalah pendekatan kualitatif dengan studi literatur sebagai sumber data sekunder. Data dikumpulkan melalui analisis dokumen, jurnal, dan artikel yang relevan. Hasil penelitian menunjukkan bahwa manajemen risiko yang efektif tidak hanya melindungi bank dari ancaman seperti serangan siber dan penipuan, tetapi juga mendukung inovasi layanan dan produk yang meningkatkan pengalaman nasabah. Selain itu, Bank Mandiri menerapkan strategi transformasi digital, inovasi produk, dan kemitraan strategis untuk menghadapi tantangan di era digital. Penelitian ini menyimpulkan bahwa penerapan manajemen risiko yang komprehensif merupakan langkah penting bagi PT Bank Mandiri untuk tetap kompetitif dalam industri perbankan yang terus berkembang.
ETIKA BISNIS ISLAM Mutia Dila Puspita; Nina Puspita; Siti Nur Aisah Sitompul
Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi Vol. 14 No. 4 (2025): Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/musytari.v14i4.10499

Abstract

This article examines the significance of Islamic business ethics as a foundation for conduct in business activities. In a corporate setting, ethics refers to the principles that distinguish between acceptable and unacceptable conduct, as well as right and wrong actions. This research used a literature review methodology to examine the implementation of Islamic business principles in enhancing integrity and honesty. “The findings indicate that the implementation of Islamic business ethics principles, including justice, accountability, and honesty, fosters harmonious relationships among company participants and stakeholders. The case study of the Roti Gembul enterprise illustrates that the incorporation of Islamic principles in business practices emphasizes not only financial gains but also spiritual rewards and societal contributions. This result affirms that comprehending and applying Islamic business principles is crucial for Muslim entrepreneurs to attain enduring success and get blessings in the hereafter.
Implementasi Kepemimpinan Transformasional dalam Meningkatkan Kinerja Organisasi Nina Puspita; Novita Maharani; Fifin Wildanah
Jurnal Ilmu Manajemen dan Pendidikan | E-ISSN : 3062-7788 Vol. 2 No. 1 (2025): April - Juni
Publisher : CV. ITTC INDONESIA

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Abstract

Leadership plays a crucial role in enhancing organizational effectiveness, especially in times of change and when striving to boost employee performance. One widely adopted approach is transformational leadership, where leaders serve as a source of inspiration and motivation, encouraging employees to perform optimally through a clear vision and innovative strategies (Robbins & Judge, 2017). This study explores the benefits of transformational leadership in improving organizational performance, using a literature review method that examines various academic sources on the topic. The findings indicate that this leadership style enhances employee motivation, loyalty, and productivity. According to Bass & Riggio (2016), transformational leadership consists of four key components: idealized influence, inspirational motivation, intellectual stimulation, and individualized consideration. These elements contribute to a more creative and collaborative work environment, ultimately supporting organizational effectiveness. Furthermore, the study highlights that organizations implementing transformational leadership tend to be more adaptable to change and achieve higher levels of productivity (Yukl, 2020). Leaders who adopt this style not only set the organizational direction but also guide and support employees in achieving strategic goals. Thus, transformational leadership can be an effective strategy for enhancing competitiveness and ensuring organizational sustainability.
Peran Mahasiswa Kuliah Kerja Nyata dan Transformasi Digital UMKM dengan Pengaktifan UMKM di Google Maps Desa Selayang Fhakir Nur Al Fidha; Mutia Dila Puspita; Nina Puspita; Salwa Latipah; Rahmad Efendi
Nusantara: Jurnal Pengabdian kepada Masyarakat Vol. 6 No. 1 (2026): Februari: NUSANTARA Jurnal Pengabdian Kepada Masyarakat
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/nusantara.v6i1.7637

Abstract

Selayang Village is one of the villages in Selesai District where most of the residents have micro, small, and medium enterprises (MSMEs) as the main source of livelihood. However, until now, MSME actors in the village still face limited knowledge and skills in utilizing digital technology, especially in the field of marketing. Most business actors still rely on conventional marketing methods, such as word-of-mouth promotion, which has an impact on limited market reach. Through this community service activity, it is hoped that MSMEs will be able to optimize digital marketing so that their marketing area becomes wider and more competitive. This service aims to assist and assist the community in registering the location of MSMEs and public facilities on the Google Maps platform. The method of implementing the service includes the stages of socialization, technical assistance, and direct MSME registration. The results of the activity showed that as many as nine MSMEs were successfully registered and their business profiles were optimized through a door-to-door approach. All business actors responded positively because they now have a digital footprint that makes it easier for consumers to find business locations. Thus, this activity is expected to increase business visibility, the competitiveness of MSMEs, and the welfare of the people of Selayang Village
Identifikasi dan Mitigasi Risiko Banjir Berulang di FMIPA Universitas Negeri Padang dalam Menunjang Keberlangsungan Aktivitas Akademik Keysha Ardian Fatika; Mutya Ayu Henirwan; Nadila Desmiati; Nina Puspita; Tia Ayu Ningrum
Jurnal Ilmu Manajemen dan Pendidikan | E-ISSN : 3062-7788 Vol. 2 No. 3 (2025): Oktober - Desember
Publisher : CV. ITTC INDONESIA

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Abstract

Recurrent flooding poses a tangible threat to the continuity of academic activities in higher education institutions located in disaster-prone areas. This study aims to identify the risks of recurrent flooding at the Faculty of Mathematics and Natural Sciences (FMIPA), Universitas Negeri Padang, and to formulate effective mitigation strategies to ensure the continuity of learning activities. The research adopts a qualitative approach with a case study design. Data were collected through in-depth interviews with lecturers, administrative staff, and students, as well as field observations and documentation studies of historical flood events and institutional policies. Data analysis was conducted thematically to identify risk patterns and mitigation strategies. The findings indicate that flood risks at FMIPA UNP originate from geographical factors, inadequate drainage infrastructure, and changes in land use surrounding the campus. The impacts of flooding include disruptions to academic activities, damage to laboratory facilities, and restricted access for students and lecturers. Risk analysis using the Estimated Maximum Loss (EML) approach reveals that laboratory damage and disruptions to lecture schedules represent the highest risk levels. Recommended mitigation efforts include improving drainage systems, constructing protective embankments, establishing evacuation routes, and developing adaptive online-based learning systems as contingency measures. Recovery strategies focus on strengthening institutional capacity through disaster preparedness training, the establishment of emergency response teams, and enhanced collaboration with local governments and the National Disaster Management Agency (BNPB). This study underscores the importance of integrated disaster risk management in higher education governance to ensure educational resilience and sustainability.