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All Journal Neraca Manajemen, Akuntansi, dan Ekonomi Jurnal Ilmu Manajemen Dan Pendidikan
Nina Puspita
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Humanities Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice

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PERAN MANAJEMEN RESIKO DALAM MENINGKATKAN KEUNGGULAN KOMPETITIF PERUSAHAAN DI ERA DIGITAL (STUDI KASUS: PT BANK MANDIRI (PERSERO) TBK) Mutia Dila Puspita; Nina Puspita; Siti Nur Aisah Sitompul; Arsyadona, Arsyadona
Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi Vol. 14 No. 4 (2025): Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/musytari.v14i4.10498

Abstract

Artikel ini bertujuan untuk menganalisis peran manajemen risiko dalam meningkatkan keunggulan kompetitif PT Bank Mandiri (Persero) Tbk di era digital. Dalam konteks perkembangan sektor jasa yang pesat dan tuntutan pelanggan akan layanan perbankan yang cepat dan aman, manajemen risiko menjadi kunci untuk menjaga ketahanan dan keberlanjutan operasional bank. Metode yang digunakan dalam penelitian ini adalah pendekatan kualitatif dengan studi literatur sebagai sumber data sekunder. Data dikumpulkan melalui analisis dokumen, jurnal, dan artikel yang relevan. Hasil penelitian menunjukkan bahwa manajemen risiko yang efektif tidak hanya melindungi bank dari ancaman seperti serangan siber dan penipuan, tetapi juga mendukung inovasi layanan dan produk yang meningkatkan pengalaman nasabah. Selain itu, Bank Mandiri menerapkan strategi transformasi digital, inovasi produk, dan kemitraan strategis untuk menghadapi tantangan di era digital. Penelitian ini menyimpulkan bahwa penerapan manajemen risiko yang komprehensif merupakan langkah penting bagi PT Bank Mandiri untuk tetap kompetitif dalam industri perbankan yang terus berkembang.
ETIKA BISNIS ISLAM Mutia Dila Puspita; Nina Puspita; Siti Nur Aisah Sitompul
Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi Vol. 14 No. 4 (2025): Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/musytari.v14i4.10499

Abstract

This article examines the significance of Islamic business ethics as a foundation for conduct in business activities. In a corporate setting, ethics refers to the principles that distinguish between acceptable and unacceptable conduct, as well as right and wrong actions. This research used a literature review methodology to examine the implementation of Islamic business principles in enhancing integrity and honesty. “The findings indicate that the implementation of Islamic business ethics principles, including justice, accountability, and honesty, fosters harmonious relationships among company participants and stakeholders. The case study of the Roti Gembul enterprise illustrates that the incorporation of Islamic principles in business practices emphasizes not only financial gains but also spiritual rewards and societal contributions. This result affirms that comprehending and applying Islamic business principles is crucial for Muslim entrepreneurs to attain enduring success and get blessings in the hereafter.
Implementasi Kepemimpinan Transformasional dalam Meningkatkan Kinerja Organisasi Nina Puspita; Novita Maharani; Fifin Wildanah
Jurnal Ilmu Manajemen dan Pendidikan | E-ISSN : 3062-7788 Vol. 2 No. 1 (2025): April - Juni
Publisher : CV. ITTC INDONESIA

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Abstract

Leadership plays a crucial role in enhancing organizational effectiveness, especially in times of change and when striving to boost employee performance. One widely adopted approach is transformational leadership, where leaders serve as a source of inspiration and motivation, encouraging employees to perform optimally through a clear vision and innovative strategies (Robbins & Judge, 2017). This study explores the benefits of transformational leadership in improving organizational performance, using a literature review method that examines various academic sources on the topic. The findings indicate that this leadership style enhances employee motivation, loyalty, and productivity. According to Bass & Riggio (2016), transformational leadership consists of four key components: idealized influence, inspirational motivation, intellectual stimulation, and individualized consideration. These elements contribute to a more creative and collaborative work environment, ultimately supporting organizational effectiveness. Furthermore, the study highlights that organizations implementing transformational leadership tend to be more adaptable to change and achieve higher levels of productivity (Yukl, 2020). Leaders who adopt this style not only set the organizational direction but also guide and support employees in achieving strategic goals. Thus, transformational leadership can be an effective strategy for enhancing competitiveness and ensuring organizational sustainability.
Co-Authors Arsyadona, Arsyadona Fifin Wildanah Mutia Dila Puspita Novita Maharani Siti Nur Aisah Sitompul