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All Journal Indonesian Journal of Disability Studies Infestasi Jurnal Hukum Magnum Opus Priviet Social Sciences Journal Hakim: Jurnal Ilmu Hukum dan Sosial Jaksa: Jurnal Kajian Ilmu Hukum Dan Politik Public Service And Governance Journal CAPITALIS (JOURNAL OF SOCIAL SCIENCES) Jurnal Administrasi Negara Journal of Law and Nation Humanitis (Jurnal Humaniora Sosial dan Bisnis) Jurnal Ekonomi dan Bisnis (Jebi)
Maulana Ibrahim
Universitas Negeri Medan
Religion Humanities Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Journal : infestasi

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Fintech Lending Business Ethics in Indonesia: A Case Study of Shopee Pinjam (SPinjam) Poppy Wulandari; Maulana Ibrahim
InFestasi Vol 19, No 1 (2023): JUNI
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/infestasi.v19i1.19413

Abstract

Fintech lending plays a significant role in Indonesia as a developing country where the need for loan funds is very high. Although the reason for the significant growth of fintech lending in Indonesia is motivated by the consumerist nature of the Indonesian people in the use of loan funds, the presence of fintech lending has also become a solution in the ease of obtaining loan funds. In Indonesia, fintech lending services are not only available on fintech lending platforms but are also available on e-commerce. This study aims to examine the practice of business ethics in fintech lending services provided by Shopee's collaboration with Lentera Dana Nusantara (LDN), namely SPinjam. This study uses a qualitative research method with a normative juridical approach. The collection of data in this study comes from primary and secondary data sources. In this study, interview results from informants were processed using MAXQDA Standard software to interpret the results systematically. For the sake of the validity of the research results, this study also involved a triangulation approach to check the correctness of the data from information obtained from primary and secondary sources. Even though the results of this study show a tendency for good business ethics from SPinjam, there are still findings indicating that the regulations in SPinjam are not transparent, especially regarding information about the amount of interest charged to users.
Co-Authors Abdi Fristho Hutasoit Abdi Fristho Hutasoit Adelina Martha Aritonang Agustin Pratama Sihotang Ahmad Aridho Alissa P. Simbolon Alya Rachma Bella Ayu Anzalia Bungana Br. PA Chairun Nisa Daniel R Sihite Deo Agung Haganta Barus Dewi Pika Lbn Batu Eirene Dahlia Sidabutar Eka Putriani Sihombing Ertika Susanti Pasaribu Fahrysyah Aulya Florensia Silaban Gadis Prasiska Gadis Prasiska Sembiring Gita Oktaviani Sitorus Griyani Elisabeth Purba Halimah Halimah Herlide Purba Iwain Oktaviona Nababan Joy Novi Yanti Lumbantobing Joy Prana Bangun Kania Nova Ramadhani Limra G.M Nababan M. Iraqi Fauzi Manotar Leryaldo Sinaga Mantasia Hasibuan Maria Laot Kian, Antonius Mario Fany Manurung Martua Felix Jonatan Simanullang Mima Defliyanti Saragih Mira Cahya Nabila Amanda Pulungan Nadira Zawani Nasywa Yasmin Purba Nike Margaretha Br Sembiring Nur Anisa Simbolon Nur Hidayah Hasibuan Parlaungan Parlaungan Gabriel Siahaan Pebryna Riosa Siburian Pingky Monica Hasugian Pingky Monica Hasugian Poppy Wulandari Putri Widia Ningsih Putri Widia Ningsih Rahmi Siregar Ramsul Nababan Ramsul Nababan Rani Oktavia Purba Reh Bungana Reh Bungana Beru Reh Bungana Beru PA Reh Bungana Beru Perangin-angin Reh Bungana Beru Perangin-angin Reh Bungana Beru Perangin-angin Reh Bungana Beru Prangin-Angin Reh Bungana Br PA Reh Bungana Br Perangin-angin Reja Dalimunthe Reylan Silverius Sinaga Ruth Yessika Siahaan San Mikael Sinambela Santiana Siboro Sarah Lestari Tampubolon Stefy Margaretha Talita Sembiring Taufiq Ramadhan Tawarika M. Pandiangan Thereza Dwi Ningrum Siburian Tri Bayu Armanda