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All Journal Jurnal EMT KITA Milkiyah: Jurnal Hukum Ekonomi Syariah West Science Journal Economic and Entrepreneurship Sharia Oikonomia Law Journal Journal of Contemporary Administration and Management (ADMAN) West Science Islamic Studies Jurnal Penelitian Pendidikan Indonesia Ta'dibiya: Jurnal Agama dan Pendidikan Islam Nomico Tadibiya; Jurnal Agama dan Pendidikan Islam Nomico
Didih Muhamad Sudi
STAI Syekh Manshur, Pandeglang
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Journal : Nomico

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The Influence of Zakat, Infaq, and Alms on the Economic Empowerment of People in Indonesia Didih Muhamad Sudi
Nomico Vol. 1 No. 11 (2024): Nomico-December
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/t1ezs651

Abstract

This study aims to analyze the effect of zakat, infaq, and alms on the economic empowerment of the people in Indonesia. The approach used is quantitative with multiple linear regression method using SPSS. Data were collected through questionnaires distributed to 100 respondents who are essential beneficiaries of zakat, infaq, and alms. The results showed that zakat has the most significant effect on economic empowerment compared to infaq and alms. This is due to the obligatory nature of zakat and its more structured distribution system through official institutions such as BAZNAS and LAZ. Meanwhile, infaq and alms still contribute to the economic welfare of the community, but the impact tends to be more consumptive than productive. In addition, this study also found that the use of productive funds and financial literacy have an important role in strengthening the impact of zakat, infaq, and alms on economic welfare mustahik. Therefore, a more optimal strategy is needed in the distribution and financial education for beneficiaries so that Islamic philanthropy funds can be used more productively. With better management, zakat, infaq, and alms can be effective instruments in reducing poverty and increasing the economic independence of the people in Indonesia.
Islamic Bank Strategy in Facing Competition in The Era of Digitalization Didih Muhamad Sudi
Nomico Vol. 2 No. 3 (2025): Nomico - April
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/22szgy14

Abstract

Digital transformation has brought significant changes to the global banking industry, including for Islamic banks in Indonesia. This study aims to examine the strategies implemented by Islamic banks in responding to the increasingly intense competition in the digitalization era. The method used is qualitative research with a case study approach, involving in-depth interviews with managers and practitioners of Islamic banking. The findings indicate that Islamic banks adopt several key strategies, such as the digitalization of banking services, integration of Sharia principles into digital platforms, strengthening of technological infrastructure, and enhancement of human resource capacity. In addition, collaboration with fintech companies, customer education, and the development of products tailored to the needs of the younger generation are vital components of digital adaptation efforts. Despite facing infrastructure limitations and regulatory challenges, Islamic banks demonstrate potential for growth and competitiveness through innovative strategic approaches grounded in Sharia values. This study contributes to the development of relevant business strategies for Islamic banks in the digital transformation era and may serve as a reference for policymakers and stakeholders in the Islamic finance industry.
Co-Authors Ahmad Hidayat Ari Hasan Ansori Budi, Asep Chatarina Umbul Wahyuni Ernawati, Euis FIRMANSYAH, ALFIAN heni heni Heriyanto Hodijah, Eneng Inayatulloh, Siti Judijanto, Loso Jusman, Ikhsan Amar Kurnaesih, Uun Loso Judijanto Purwadi, Anto Sarif, Akbar SITI MARYAM Supardi Supardi Yuanyuan Wang, Yuanyuan Zaenul Mutaqin, Ade Zou, Guijiao