Articles
<![CDATA[Analisis Faktor-Faktor Preferensi Mahasiswa terhadap Perbankan Syariah ]]>
<![CDATA[Ayif Fathurrahman]]>;
<![CDATA[Umi Azizah]]>
<![CDATA[ Ihtifaz: Journal of Islamic Economics, Finance, and Banking Vol. 1 No. 2 (2018) ]]>
Publisher : <![CDATA[Universitas Ahmad Dahlan ]]>
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DOI: 10.12928/ijiefb.v1i1.273
<![CDATA[This research proposed to determine the factors of customer preferences in Islamic or Sharia banking. The research sampling which being use is the students of Economic studies mainly in 5th semester and 7th semester. The research designed in quantitative research by collecting data using questionnaires. Analysis technique using doubled linear regression. The result indicates that (1) Religion or beliefs have positive effect towards the rate of Economic Studies students preferences in Muhammadiyah Yogyakarta University towards Sharia Banking; (2) Costs factor has adverse effect but further insignificant towards the level of Economic Studies students preferences in Muhammadiyah Yogyakarta University towards Sharia Banking; (3) Benefits factor has positive effect yet negligible to the level of Economic Studies students preferences in Muhammadiyah Yogyakarta University towards Sharia Banking; (4) Facilities factor carry out positive impact towards the rate of Economic Studies students preferences in Muhammadiyah Yogyakarta University towards Sharia Banking; (5) Knowledge factor positively affected towards the rate of Economic Studies students preferences in Muhammadiyah Yogyakarta University towards Sharia Banking.]]>
<![CDATA[DETERMINAN INDEKS SAHAM SYARIAH INDONESIA ]]>
<![CDATA[Ayif fathurrahman]]>;
<![CDATA[Rahma Aprilia Widiastuti]]>
<![CDATA[ Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 7 No 1 (2021): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Agustus 202 ]]>
Publisher : <![CDATA[Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri ]]>
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DOI: 10.36908/isbank.v7i1.309
<![CDATA[This study was conducted to determine and analyze the effect of inflation, exchange rates, and the BI Rate on the Indonesian Sharia Stock Index (ISSI). The method used in this research is the Error Correction Model (ECM). The data used are 55time series. Based on the analysis that has been done, the research results show that in the short term only the BI Rate has a significant negative effect on the Indonesian Sharia Stock Index (ISSI). Meanwhile, in the long term, the Exchange Rate and BI Rate variables have a significant negative effect on the Indonesian Sharia Stock Index (ISSI). Variable inflation has no effect on the Indonesian Sharia Stock Index (ISSI).]]>
<![CDATA[Peranan Perbankan Syariah Terhadap Pengembangan Modal Usaha Mikro, Kecil dan Menengah (UMKM) ]]>
<![CDATA[Ayif fathurrahman]]>;
<![CDATA[Jihan Fadilla]]>
<![CDATA[ Al-Tijary AL-TIJARY VOL. 5, NO. 1, DESEMBER 2019 ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda ]]>
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DOI: 10.21093/at.v5i1.1783
<![CDATA[This study aims to analyze the role of Islamic banking toward the development of Micro, Small and Medium Enterprises (MSMEs) capital in Yogyakarta. This test uses primary data obtained from the distribution of questionnaires with analysis tools using SPSS 20 software. The sampling method in this study used purposive sampling where 100 samples were selected according to the research criteria. In this study using the sample criteria with microfinance customers in Islamic banking in Yogyakarta. The data analysis technique in this test is multiple regression analysis. So, the results obtained in this test show that the variables of assistance, accessibility, and financing products have a positive and significant effect on capital development. However, the service variable does not have a positive and significant effect on MSMEs’ capital development in Yogyakarta.]]>
<![CDATA[ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI LIKUIDITAS BANK SYARIAH DI INDONESIA MENGGUNAKAN METODE VECTOR ERROR CORRECTION MODEL (VECM) ]]>
<![CDATA[AYIF FATHURRAHMAN]]>;
<![CDATA[FIRSHA RUSDI]]>
<![CDATA[ Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan Vol 4, No 2 (2019): Juli - Desember 2019 ]]>
Publisher : <![CDATA[Prodi Manaj. Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam – UIN Imam Bonjol Padang ]]>
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DOI: 10.15548/al-masraf.v4i2.215
<![CDATA[This study aims to analyze the factors that affect the liquidity of Islamic banks in Indonesia. The analysis is carried out using sequential monthly data published by Bank Indonesia in the period 2010 to 2018. The variables used are internal factors (Capital Adequacy Ratio (CAR), Return On Assets (ROA)) and external factors (SBI Inflation and Interest Rates) ) The method used in this study is the Vector Error Corection Model (VECM). Based on the results of the study show that in the short term, the variable CAR, ROA, Inflation and SBI interest rates positively and significantly affect FDR. Whereas in the long term, the CAR variable and inflation have a significant positive effect on FDR, the ROA variable negatively influences FDR. And the variable SBI interest rate does not have a significant effect on FDR.]]>
<![CDATA[Meninjau Ulang Penerapan Fractional Reserve Banking pada Perbankan Syariah ]]>
<![CDATA[Ayif Fathurrahman]]>
<![CDATA[ IQTISHODUNA: Jurnal Ekonomi Islam Vol. 7 No. 2 (2018): Oktober ]]>
Publisher : <![CDATA[Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang ]]>
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<![CDATA[This article aims to discuss fractional reserve banking applied by Islamic banking. The practice of fractional reserve banking applied by Sharia banking is part of contemporary practice that was not discovered at the time of the Prophet. Thus, a comprehensive ijtihadi study of the Islamic banking system is needed, considering that the practice of fractional reserve banking applied by Islamic banking is also part of conventional banking practices. The practice of fractional reserve banking in conventional banking has been proven to have an impact on banking institutions and has an impact on the monetary crisis which destabilizes the country's economic stability. In addition, the practice of fractional reserve banking also contradicts Islamic law, for example Meera and Moussa (2009) stated in their research that fractional reserve banking was not in accordance with Islamic principles, because it contradicted the concept of al-milkiyah (ownership) in Islam. This can be seen from the creation of money through fractional reserve banking with the creation of purchasing power of nothingness (creating money out of nothing) which will have an impact on the unfairness of transfer of asset ownership in the structure of the economy, because transfer of ownership is not based on human effort by taking it legally and not with the knowledge or approval of the initial fund owner. This violates the principles of ownership in Islam and is tantamount to theft, let alone this system is very closely related to elements of usury. Publicity according to Sani and Aziuddin (2013) also concluded that fractional reserve banking is not allowed in the Islamic perspective. This perspective is based on the maqasid syariah parameters used to measure empirically the implications of the frational reserve banking system on the economic stability of the community.]]>
<![CDATA[PENGUATAN SISTIM AUDIT SYARIAH (L.1) DI TIGA BMT DI KECAMATAN BANGUNTAPAN BANTUL D.I. YOGYAKARTA ]]>
<![CDATA[Yuli Utami]]>;
<![CDATA[Ayif Fathurrahman]]>
<![CDATA[ PROSIDING SEMINAR NASIONAL LPPM UMP Vol 1 (2019): PROSIDING SEMINAR NASIONAL LPPM UMP 2019 ]]>
Publisher : <![CDATA[Lembaga Publikasi Ilmiah dan Penerbitan (LPIP) ]]>
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<![CDATA[Sasaran pengabdian masyarakat ini adalah masyarakat produktif secara ekonomi di perumahan-perumahan di kecamatan Banguntapan yang baru saja mendirikan BMT. Tujuan program adalah untuk mengembangkan masyarakat yang mandiri secara ekonomi dengan literasi tinggi terhadap transaksi syar’i; dan untuk menganalisa operasional kegiatan serta efektivitas system control internal BMT mereka telah sesuai dengan kehendak syar’i (Shariah Compliance). Mitra dalam program ini adalah BMT yang baru saja berdiri dengan basis masjid perumahan, yaitu BMT Sakinah, BMT Al-Anbiya dan BMT Al-Huda. Permasalahan yang dihadapi ketiga mitra tersebut adalah: 1) Minimnya kompetensi dan manajemen dalam mengelola BMT, 2) Tidak memiliki legalitas, 3) Minimnya literasi keuangan syariah, sehingga anggota BMT masih tidak memahami fungsi BMT. Dengan kondisi seperti tersebut diatas, maka program-program yang kami usulkan adalah: 1) memperkenalkan system audit keuangan syariah BMT level pertama, 2) Pemantapan pemahaman dan aplikasi Sistem Informasi Manajemen dan Sistem Informasi Akuntansi untuk BMT, selama lebih kurang delapan bulan.Program ini diharapkan mampu memfasilitasi perkembangan usaha mitra-mitra program pengabdian masyarakat untuk kemudian mampu memberikan multiplier effect bagi BMT-BMT berbasis masjid perumahan lain yang baru berdiri.]]>
<![CDATA[Membangun Karakter Islami Melalui Rumah Tahfiz Hidayatul Quran Notoprajan ]]>
<![CDATA[Zaini Muchlis]]>;
<![CDATA[Ayif Fathurrahman]]>
<![CDATA[ Prosiding Seminar Nasional Program Pengabdian Masyarakat 2022: 2. Kreatifitas Pendidikan dan Pembelajaran di Sekolah dan Perguruan Tinggi ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Yogyakarta ]]>
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DOI: 10.18196/ppm.52.1039
<![CDATA[Perkembangan zaman dan modernisasi banyak mengubah karakter masyarakat ke arah yang jauh dari nilai-nilai islami sehingga menjadi hal yang sangat penting untuk menanamkan karakter islami dengan amar ma’ruf nahi munkar kepada lapisan masyarakat. Peran rumah tahfiz Al-Qur’an terhadap perubahan perilaku masyarakat telah menunjukkan hasil positif yang signifikan terhadap masyarakat di tengah modernisasi zaman. Antusiasme masyarakat muslim dalam mendirikan rumah tahfiz juga memiliki perkembangan yang pesat saat ini. Hal tersebut menunjukkan adanya peningkatan kesadaran umat terhadap pentingnya pendidikan islami sebagai pondasi dalam berinteraksi di masyarakat. Melalui program pendirian Rumah Tahfiz Hidayatul Quran diharapkan dapat mengubah karakter masyarakat, khususnya di kampung Notoprajan sehingga dapat terwujud ruang lingkup kampung yang islami. Metode pelaksanaan pengabdian ini melalui kerja sama dengan Pimpinan Ranting Muhammadiyah Notoprajan dalam melakukan pembinaan terhadap masyarakat dan melakukan proses pendirian Rumah Tahfiz Hidayatul Quran, yaitu dengan membuat susunan struktural penanggung jawab dan pengasuhnya. Kemudian mencari musyrif pembimbing serta menyediakan sarana dan prasarana yang akan digunakan seperti Al-Qur’an dan alat yang digunakan untuk menghafal. Selanjutnya, evaluasi terhadap jalannya aktivitas rumah tahfiz ini yang dilakukan oleh seluruh pengurus. Hasil dari pengabdian masyarakat ini adalah terbentuknya Rumah Tahfiz Hidayatul Quran, struktur pengurus Rumah Tahfiz Hidayatul Quran, dan peningkatan pengetahuan keagamaan serta perubahan karakter seluruh warga Notoprajan. Peran Muhammadiyah dalam mengembangkan nilai-nilai pendidikan islami terus berlanjut dalam membangun masyarakat yang islami]]>
<![CDATA[Falsafah Ekonomi Imam Al-Ghazali: Antara Sufisme dan Rasionalisme ]]>
<![CDATA[Ayif fathurrahman]]>
<![CDATA[ JES (Jurnal Ekonomi Syariah) Vol 8, No 1 (2023): Maret ]]>
Publisher : <![CDATA[Universitas Islam Lamongan ]]>
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DOI: 10.30736/jes.v8i1.490
<![CDATA[The article aims to understand the basis of Imam al-Ghazali’s economic thought. There are two streams studied, namely rationalism and sufism which are thought to influence Imam al-Ghazali’s economic thought. In this article, it is concluded that the philosophy of economic thought of Imam al-Ghazali knows no dichotomy between the world perspective and the hereafter ones. The point of view that was used did not stop at the worldview, but succeeded in containing Islamic values, which were oriented to the afterlife. In other words, Imam al-Ghazali’s economic thought is not only based on the aspect ratio, but is also controlled by ethics and moralilty. The ukhrawi's point of view that emphasized by Imam al-Ghazali serves as a lighter in economic activities based on ethics and morality. Because the nature of the economy is only one way to achieve a better life later in life. Imam al-Ghazali’s concept of the purpose of human life that focuses on the happiness of the hereafter, does not mean he rejects the happiness of the world. But according to him, the happiness of the world is majazi, while the happiness of the afterlife is intrinsic. In other words, Imam al-Ghazali succeeded in placing Islamic thought outside of Greek rationalist thought, but on the other hand, it also succeeded in melting mysticism in the sufi world.]]>
<![CDATA[Peningkatan Kemampuan Dakwah Muballigh dan Gerakan Dakwah Jama’ah Di Lingkungan Pimpinan Cabang Muhammadiyah Banguntapan Selatan Bantul ]]>
<![CDATA[Ayif Fathurrahman]]>
<![CDATA[ Jurnal SOLMA Vol. 12 No. 1 (2023) ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Prof. DR. Hamka (UHAMKA Press) ]]>
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DOI: 10.22236/solma.v12i1.11239
<![CDATA[Background: Kegiatan PPM Muhammadiyah dilaksanakan di PCM Banguntapan Selatan, Bantul dengan target para anggoran korps muballig Muhammadiyah (KMM) yang tergabung dari beberapa pimpinan ranting Muhammadiyah (PRM) se-Banguntapan Selatan. Tantangan mubaligh Muhammadiyah di tingkat Ranting sangatlah kompleks. Mereka adalah kader-kader terbaik Muhammadiyah yang bertemu langsung kepada umat, yang langsung membimbing tanpa pamrih dengan berbagai macam problem. Metode: dilaksanakannya kegiatan pengabdian ini diantaranya adalah: 1) Memberikan Pelatihan Muballig se-wilayah Pimpinan Cabang Muhammadiyah Banguntapan Selatan Bantul. 2) Memberikan penyuluhan tentang pentingnya gerakan dakwah jama’ah di setiap Ranting sebagai unjuk tombak kekuatan Muhammadiyah. 3) Memberikan pelatihan dan pemahamam keislaman yang sesuai dengan pandangan Muhammadiyah; 4) Memberikan pemahaman tentang peta dan strategi dakwah kontemporer. Hasil: Terjadinya efektifitas dakwah korps Muballig Muhammadiyah (KMM) PCM Banguntapan Selatan. Kedua, meningkatnya pemahaman tentang teori dan konsep tablig yang rahmatan lil alamin, universal dan inklusif. Kesimpulan: Pelaku UKM mampu meningkatkan penggunaan sosial media untuk Meningkatnya partisipasi mubballig Muhammadiyah dalam syiar, tabligh dan dakwah yang berdampak pada optimalisasi tabligh di daerah PCM Banguntapan Selatan]]>
<![CDATA[Pengembangan Literasi Ekonomi Islam Berbasis Local Wisdom di Pondok Pesantren ]]>
<![CDATA[Ayif fathurrahman]]>
<![CDATA[ Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 4 No. 1 (2023): Jurnal Pengabdian kepada Masyarakat Nusantara (JPkMN) ]]>
Publisher : <![CDATA[Cv. Utility Project Solution ]]>
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<![CDATA[Community service activities are carried out at Budi Dharma Boarding School Vocational School, Piyungan, Bantul, DIY with the target of students and Islamic boarding schools as institutions that have special advantages in the field of Islamic economic development based on local wisdom with a multicultural approach. The partner problem raised in this community service program is the development of the potential of Islamic boarding schools as the center of the Islamic economic community. Thus community service activities are organized in the form of assistance in the process of increasing understanding of Islamic economics in a comprehensive manner, especially the development of Islamic economic literacy based on local wisdom. This will help partners as an educational institution to develop into Islamic boarding schools based on holistic Islamic economics and can maximize the role of Islamic boarding schools for the economically weak community and also have a positive impact on community trust in Islamic boarding schools for entrepreneurs. After the implementation of this community service, there were several achievements as follows: a) Comprehensive knowledge and understanding of Islamic economics has increased, not only being ethically normative, but more towards practice-implementative; b). The more effective and maximal role of Islamic boarding schools in community empowerment programs by increasing Islamic economic literacy based on local wisdom.]]>
