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EDUKASI PENCEGAHAN JEBAKAN PINJAMAN ONLINE ILEGAL KEPADA WARGA TAMBAK BOYO RAYA Wahyu Puspitasari; Rusdiana Permanasari; Linda Novasari; Khoiriana Nur Hani’ah; Mutiara Nur Haliza
Jurnal Abdimas Bina Bangsa Vol. 5 No. 1 (2024): Jurnal Abdimas Bina Bangsa
Publisher : LPPM Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jabb.v5i1.1054

Abstract

The development of digital technology in Indonesia occurs every year, as well as the development of information and communication technology has opened up new opportunities in the financial world. With the advancement of digital technology, there have been many changes in all sectors in companies and other institutions, changes in sectors that have undergone changes, one of which is the financial sector with the emergence of Financial Technology (Fintech) or known as financial technology that has just been pioneered, one example is Online Loans. The presence of this Online Loan in addition to having positive benefits but we must not be careless regarding the negative impact, if you use an online loan application, because in the fintech finance business application, many illegal online loans are found that are not registered with the Financial Services Authority (OJK). These illegal online loans often have unethical collection practices and are detrimental to borrowers, therefore we are urged to be smarter regarding their use. Like the phenomenon of cases that occurred, it is worth seeking the truth and the right solution experienced by the residents of Tambak Boyo Raya, they do not use the application, but the majority of them get bills related to online loans. Our PKM activities use qualitative research methods, using case study methods, and using a work shop or talk-show approach, primary data, using comprehensive stages such as thorough observation, structured and in-depth interviews using pre-test and post-test questions related to PKM topics, and activity documentation in the form of activity photos, implementation videos, and mass media news. This PKM activity was held at the Banyu Mili Tambak Boyo Raya Multipurpose Building, Semarang City, attended by 70 participants from the Tambak Boyo Raya community, the resource person was the Head of the Public Service Education Sub-Division who provided interesting material, Guest Star who came from a Senior Lecturer at the Faculty of Economics, University of Semarang. The results of the Community Service Activities obtained, namely our activities were successful and went well, the enthusiasm of the participants who attended with a positive response, the material discussed by the resource persons was very good and interesting
Pengaruh Penggunaan Media Sosial TikTok Shop Terhadap Sikap Warga dan Perilaku Konsumtif (Studi Kasus Pada Warga Tambora IV Kota Semarang) Rusdiana Permanasari; Wahyu Puspitasari; Linda Novasari
Journal of Economic, Bussines and Accounting (COSTING) Vol. 7 No. 4 (2024): Journal of Economic, Bussines and Accounting (COSTING)
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i5.11868

Abstract

Media sosial mempunyai banyak manfaat yang diperoleh salah satunya, yaitu dengan adanya media sosial masyarakat dapat mencari tahu segala informasi, berkomunikasi, berkirim pesan, membagikan foto/video, menelfon, hingga melakukan pembelian barang secara online. Media sosial sudah menjadi bagian yang tidak bisa terpisahkan dalam kehidupan saat ini. Kebutuhan akan keberagaman informasi menunjukkan rasa ingin tahu masyarakat yang begitu besar. Salah satu media sosial yang digemari di Indonesia adalah TikTok Shop. Tujuan Penelitian ini mengetahui pengaruh media sosial TikTok Shop terhadap sikap masyarakat dan perilaku konsumtif. Fokus penelitian dilakukan di Warga Tambora IV Kota Semarang. Metode penelitian yang digunakan adalah penelitian kualitatif menggunakan observasi dan wawancara di lokasi penelitian. Hasil penelitian yang diperoleh diharapkan dapat mengetahui besarnya pengaruh penggunaan media sosial TikTok Shop pada sikap dan perilaku konsumtif masyarakat, mengetahui alasan-alasan masyarakat berperilaku konsumtif serta memberikan pengetahuan pada masyarakat pengguna media sosial untuk bijak menggunakan media sosial khususnya TikTok Shop terutama dalam berbelanja online.