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Integrating Islamic Legal Literacy and SDGs through a Pentahelix Collaboration to Counter Loan Shark Practice Pertiwi, Dian; Nabilah, Wardatun; Octavia, Nurul Aini; Rizal, Deri
FOKUS Jurnal Kajian Keislaman dan Kemasyarakatan Vol. 10 No. 2 (2025): FOKUS
Publisher : Institut Agama Islam Negeri (IAIN) Curup

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Abstract

This study aims to improve legal literacy among the community of Nagari Lima Kaum, Tanah Datar Regency, introduce alternative legal financing, and establish a healthy financial ecosystem through the Community Based Research approach and a collaborative Pentahelix strategy. The main activities include legal education, socialization of lawful financial transactions, cooperation with formal financial institutions, and empowerment of local leaders. The results indicate an increased understanding of the legal risks related to illegal loans, strengthened anti-loan shark attitudes, and improved community access to legal financing institutions. Synergistic collaboration among academics, government, community members, financial institutions, and media effectively reduces community dependence on loan sharks and promotes innovations in community-based and sharia-compliant financial services. Moreover, the program emphasizes continuous legal and financial education, the development of innovative and accessible financing services, and the strengthening of cross-sectoral synergies. These efforts collectively support inclusive, sustainable, and equitable local economic empowerment, fostering greater financial independence and resilience within the community.
Attributing Legal Responsibility for Deepfake Pornography Generated by Artificial Intelligence: A Juridical Analysis Dian Ningtias, Ayu; Nabilah, Wardatun; Ardiansyah, Diyan
Jurnal Independent Vol. 13 No. 2 (2025): Jurnal Independent
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30736/ji.v13i2.384

Abstract

The development of artificial intelligence technology has brought about major transformations in various fields, including in the digital media sector. One form of innovation that has emerged is deepfake technology. Although useful in some positive contexts, this technology has also been misused, especially in the form of pornographic deepfakes, namely the creation and distribution of fake pornographic content by displaying someone's face without permission. This phenomenon raises serious problems because it not only violates the right to privacy and individual dignity, but also has psychological and social impacts on victims. Although Indonesia does not yet have regulations that specifically regulate deepfakes, perpetrators can still be charged using the provisions of the Electronic Information and Transactions Law (UU ITE), the Pornography Law, and the Criminal Code (KUHP). However, the existing legal framework has not been fully able to answer the challenges of digital crime that continues to grow. Therefore, a more comprehensive and adaptive regulatory update is needed, as well as a strong legal protection mechanism for victims, to ensure legal justice in the increasingly complex digital era.
Market Consignment Transactions and Their Legal Implications under Islamic Economic Law: Evidence from Ombilin Market Wani, Anisa; eficandra, eficandra; Alfiander, Dodon; Arianti, Farida; Nabilah, Wardatun
Al Ushuliy: Jurnal Mahasiswa Syariah dan Hukum Vol. 4 No. 2 (2025): Vol 4 No 2
Publisher : UIN Mahmud Yunus Batusangkar

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Abstract

This study examines the mechanisms of price determination, profit distribution, and loss management in consignment sales transactions at Ombilin Market, Nagari Simawang. The research aims to analyze how prices are set, how profits are shared, and how losses or unsold consigned goods are handled within consignment-based trading practices at the market. The research adopts a field-based qualitative approach using a descriptive method. Data were collected from both primary and secondary sources. Primary data were obtained through observations and semi-structured interviews with traders and owners of consigned goods at Ombilin Market, while secondary data were gathered from other traders and community members with knowledge of local consignment practices. Snowball sampling was employed to identify relevant informants. Data analysis was conducted by systematically describing the empirical findings and interpreting them using relevant theoretical and legal frameworks. The findings reveal that price determination is carried out through mutual agreements between traders and consigned goods owners, taking into account prevailing market prices, operational costs, and demand conditions. Profit distribution is generally based on prior agreements, whereby traders receive approximately 30–40 percent of the total profit, while the remaining share is allocated to the owners of the consigned goods. In cases of losses arising from unsold goods, several mechanisms are applied, including returning the goods to the owners, renegotiating prices through sales to wholesalers at lower rates, sharing storage-related losses, or purchasing the goods at reduced prices upon mutual consent. When consigned goods are damaged, liability rests with the owner, provided that the trader has fulfilled the obligation to report the damage. From the perspective of Sharia economic law, the implementation of consignment agreements at Ombilin Market is consistent with the principles of wakālah bi al-ujrah. Price determination practices reflect Sharia principles of fairness and economic welfare, profit distribution corresponds to agreed-upon proportions, and loss management aligns with the concept of ḍamān in Islamic economic law.
Literasi Pembiayaan Legal Sebagai Landasan Keharmonisan Keluarga: Studi Kasus di Nagari Pagaruyung Yustiloviani, Yustiloviani; Nabilah, Wardatun; Rizal, Deri; Putri, Siska Elasta; Husni, Alfi; Asrinaldi, Asrinaldi; Mariko, Suhatri
Jurnal Salingka Nagari Vol. 4 No. 2 (2025): Jurnal Salingka Nagari
Publisher : Universitas Negeri Padang

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Abstract

This study examines the role of legal financing literacy in fostering family harmony and resilience within the community of Nagari Pagaruyung, Indonesia. Using a Community-Based Research approach and the Pentahelix collaboration model, the program integrates legal education, financial literacy training, and partnerships with formal financing institutions to strengthen lawful and sustainable economic practices. Activities include family-centered legal counseling, awareness campaigns on financial and legal risks, and empowerment of community and religious leaders as literacy agents. Data were collected via in-depth interviews with society members affected by illegal financing. Analysis assessed the impact of rentenir on family resilience, revealing significant improvements in household understanding of legal mechanisms, reduced reliance on illegal loans, and increased access to formal sharia services. This strengthened family communication, economic stability, and vulnerability reduction, enhancing social harmony.The findings reveal significant improvements in household understanding of legal financial mechanisms, a decline in reliance on illegal lending practices, and increased access to formal, sharia-compliant financing services. Strengthened family communication, economic stability, and reduced financial vulnerability contribute to greater social harmony and resilience. The study recommends the continuous integration of legal-financial literacy into community education and the reinforcement of multisectoral collaboration to sustain family well-being and financial inclusion.