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All Journal Edunity: Kajian Ilmu Sosial dan Pendidikan Jurnal Indonesia Sosial Teknologi Jurnal Ekonomi, Teknologi dan Bisnis Advances In Social Humanities Research Insight : International Journal of social research Journal of Management, Economic, and Financial Journal of Economic Development and Village Building Journal of Sharia Micro Enterprise and Cooperation
Ginna Novarianti Dwi Putri Pramesti
Universitas Kuningan, Indonesia
Humanities Astronomy Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mechanical Engineering Social Sciences

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The Influence of Cyberloafing and Organizational Commitment to Employee Performance With Self-Control As A Moderation Variable Ginna Novarianti Dwi Putri Pramesti; Widya Widya; Siti Ainul Kholipah; Mar’atus Solikhah; Lutfiyatut Tamamiyah
Jurnal Indonesia Sosial Teknologi Vol. 5 No. 01 (2024): Jurnal Indonesia Sosial Teknologi
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/jist.v5i01.867

Abstract

This research aims to investigate the impact of cyberloafing and organisational commitment on the performance of employees in the Department of Housing, Settlement Areas, and Land Affairs of Kuningan District (Dinas et al.), as well as to gain an understanding of the moderating influence of self-control in the relationship between cyberloafing and organisational commitment on employee performance. This research is motivated by frequent cases where employees engage in cyberloafing, negatively affecting their performance. The method used in this research is a descriptive quantitative method, utilising a questionnaire as a data collection tool. Using the random sampling method, the research sample consists of 70 randomly selected department employees. The SPSS program is used to analyse the data in this research. The research results indicate a negative and significant influence between cyberloafing and employee performance, while organisational commitment positively influences employee performance. Additionally, the test of the interaction of self-control as a moderator in the relationship between cyberloafing and organisational commitment on employee performance shows that self-control weakens the influence of cyberloafing on employee performance. In conclusion, individuals with high levels of self-control can reduce potentially harmful negative actions.
Analysis of the Influence of Knowledge Management on Innovative Work Behavior in Technology Companies Akhmad Syafi’i; Shobichah Shobichah; Ginna Novarianti Dwi Putri Pramesti
Jurnal Ekonomi Teknologi dan Bisnis (JETBIS) Vol. 4 No. 9 (2025): Jurnal Ekonomi, Teknologi dan Bisnis
Publisher : Al-Makki Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57185/1kwr8692

Abstract

In the knowledge-based economy, organizations increasingly rely on effective knowledge management to enhance innovation and maintain competitiveness. This study aims to analyze the influence of knowledge management on innovative work behavior among employees in technology companies. The research adopts a mixed approach by utilizing quantitative data collected through questionnaires distributed to employees and supported by qualitative insights from interviews and observations. The respondents consisted of 30 participants, including managerial staff and employees involved in knowledge-sharing and innovation-related activities. The findings indicate that knowledge management practices, particularly knowledge sharing, knowledge accessibility, organizational learning, and knowledge documentation, have a positive influence on employees’ innovative work behavior. Employees who actively participate in knowledge exchange activities demonstrate a higher tendency to generate, promote, and implement innovative ideas within their work environment. The results also highlight that leadership support and organizational culture play a significant role in strengthening the effectiveness of knowledge management practices. Organizations that foster collaborative learning environments and provide access to knowledge resources are more likely to encourage innovation among employees. These findings suggest that effective knowledge management systems can enhance both individual creativity and organizational innovation capacity. Therefore, technology companies are encouraged to develop structured knowledge management strategies and promote a knowledge-sharing culture to support sustainable innovation and improve organizational competitiveness in the digital era.
The Influence of Digital Financial Inclusion Strategy on Digital Economic Transformation of MSMEs in Indonesia Ginna Novarianti Dwi Putri Pramesti
Jurnal Ekonomi Teknologi dan Bisnis (JETBIS) Vol. 4 No. 12 (2025): Jurnal Ekonomi, Teknologi dan Bisnis
Publisher : Al-Makki Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57185/jqepeb69

Abstract

The transformation of the digital economy has become one of the main drivers of economic growth in various developing countries, including Indonesia, where Micro, Small, and Medium Enterprises (MSMEs) play an important role in the national economic structure. However, many MSMEs still face limited access to formal financial services and digital technology that can support the business transformation process. This study aims to analyze the influence of digital financial inclusion strategies on the transformation of the MSME digital economy in Indonesia and identify the role of digital financial literacy, regulatory quality, and digital infrastructure in strengthening these relationships. This study uses a mixed-method approach by combining quantitative and qualitative methods. Quantitative data was obtained through a survey of 398 MSMEs in five provinces in Indonesia, while qualitative data was obtained through in-depth interviews and focus group discussions (FGD) with MSME actors and fintech stakeholders. Data analysis was carried out using Structural Equation Modeling (SEM) and thematic analysis to strengthen the interpretation of the research results. The results of the study show that the digital financial inclusion strategy has a positive and significant influence on the transformation of the digital economy of MSMEs, especially through the adoption of digital payments and fintech-based credit access. In addition, digital financial literacy has been proven to play a role as a mediating variable that strengthens the relationship, while the quality of regulation and digital infrastructure serves as a moderation factor that magnifies the impact of digital financial inclusion on the transformation of MSMEs. The implications of this study show that integrated policies between increasing access to digital financial services, strengthening digital financial literacy, and developing supporting infrastructure and regulations are essential to accelerate the digital transformation of MSMEs. This research makes an original contribution by offering an integrated analytical framework that connects digital financial inclusion, digital financial literacy, and institutional factors as the main drivers of the transformation of the MSME digital economy in developing countries.
The Role of Work-Life Balance in Increasing Organizational Commitment of Generation Z Ginna Novarianti Dwi Putri Pramesti; Akhmad Syafi’i; Shobichah Shobichah
International Journal of Social Research Vol. 3 No. 5 (2025): Insight : International Journal of Social Research
Publisher : Worldwide Research Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59888/insight.v3i5.113

Abstract

AbstractThis study examines the role of work-life balance in enhancing organizational commitment among Generation Z employees. Generation Z is characterized by strong preferences for flexibility, digital integration, and a balanced lifestyle, making work-life balance a critical factor in shaping their attitudes toward organizations. The objective of this research is to analyze how work-life balance influences organizational commitment, particularly in terms of affective, continuance, and normative commitment among Generation Z workers. This study adopts a qualitative-descriptive approach based on literature review by analyzing relevant academic journals, books, and empirical studies related to work-life balance and organizational commitment. The findings indicate that effective work-life balance practices, such as flexible working hours, remote work options, supportive leadership, and mental well-being programs, significantly contribute to increasing employee satisfaction and reducing work-related stress. These conditions ultimately strengthen employees’ emotional attachment and loyalty to the organization. The results further reveal that Generation Z employees are more likely to remain committed to organizations that acknowledge their personal needs and provide a healthy integration between work and life. Conversely, poor work-life balance tends to increase turnover intention and reduce engagement levels. Therefore, organizations that prioritize work-life balance are more successful in retaining young talent and building long-term commitment. In conclusion, work-life balance is a key determinant of organizational commitment among Generation Z. Organizations are encouraged to adopt adaptive and employee-centered policies to enhance commitment and sustain workforce stability in the evolving labor market.
The Role of Credit and Operational Risk on Banking Performance in State-Owned Banks: Empirical Insights from Indonesia Ginna Novarianti Dwi Putri Pramesti; Agus Rohmat Hidayat
Journal of Sharia Micro Enterprise and Cooperation Vol. 3 No. 1 (2026): Journal of Sharia Micro Enterprise and Cooperation
Publisher : Sekolah Tinggi Agama Islam Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59784/pb5vwh76

Abstract

Backround: Banking performance influenced by various factor risks, in particular risk credit and risk operational, which has implications significant for stability banking finance and the economy national research​. Objective: This aim analyze role risk credit and risk operational to performance of state-owned banks in Indonesia through review literature empirical and systematic from various studies national and international. Method: The methods used is systematic literature review (SLR), reviewing publication between 2012–2026 which discusses management risk, bank profitability, return on assets (ROA), and mitigation strategies risk in context state banking. Results: Analysis results show that risk high credit​ impact directly on bank profitability and quality portfolio loans, while risk operational, including weakness internal systems and processes, potentially lower efficiency and stability institutions. Effective mitigation strategies covers strengthening core capital, implementation standard management strict risk, as well as innovation digital technology for support credit monitoring and management operational. Conlusion: Research This conclude that management risk credit and operations in a way integrated important For guard performance of state-owned banks, increasing resilience financial, and support growth economy national.
The Impact of Agricultural E-Commerce on Smallholder Incomes and Supply Chains: Evidence from Garut, West Jawa Diana Magfiroh; Kiflu Chekole Tekle; Ginna Novarianti Dwi Putri Pramesti
Journal of Economic Development and Village Building Vol. 3 No. 2 (2025): Journal of Economic Development and Village Building
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jedvb.v3i2.51

Abstract

The rapid development of digital technology has created new opportunities to improve agricultural marketing systems, particularly for smallholder farmers who often face limited market access and long supply chains dominated by intermediaries. This study investigated the influence of agricultural e-commerce on enhancing the income of smallholder farmers and developments in the supply chain in the Garut region of West Java. The present study collected and analyzed quantitative and qualitative data using a mixed-method approach, surveying 250 smallholder farmers who use e-commerce platforms. It was found from the results that the adoption of e-commerce significantly increased farmers' monthly income from an average of 2.85 million to 4.15 million rupiah. The structure of the supply chain has also altered, with a significant reduction in the number of intermediaries from 3-4 to 1-2 intermediaries. Conversely, farmers' shares of the final price of products in cases such as organic vegetables have increased by 78 percent. Regression analysis further verified that factors such as education level, digital literacy, and the reduction of intermediaries have contributed most to explaining income changes. Though the findings showed the relative success of these platforms, some major challenges were pinpointed, such as logistics costs at a score of 4.6 and limited digital literacy at a score of 4.2. This paper concludes that agricultural e-commerce development relies on simultaneous consideration of the three axes: logistics infrastructure development, enhancement of digital capability by farmers, and adjustment in cultivation patterns.
Pengaruh Manajemen Konflik dan Negosiasi terhadap Komitmen Organisasi di Era Transformasi Digital: Tinjauan Literatur Sistematis Lili Karmela Fitriani; Imam Safei Muslim; Ginna Novarianti Dwi Putri Pramesti
Edunity Kajian Ilmu Sosial dan Pendidikan Vol. 5 No. 2 (2026): Edunity: Social and Educational Studies
Publisher : PT Publikasiku Academic Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57096/edunity.v5i2.530

Abstract

Transformasi digital telah mengubah cara organisasi beroperasi, berkomunikasi, dan berkolaborasi, sekaligus meningkatkan potensi konflik akibat perubahan teknologi, pola kerja virtual, dan dinamika hubungan kerja yang semakin kompleks. Dalam kondisi tersebut, manajemen konflik dan negosiasi menjadi faktor penting yang dapat memengaruhi tingkat komitmen organisasi karyawan. Penelitian ini bertujuan untuk menganalisis dan mensintesis pengaruh manajemen konflik dan negosiasi terhadap komitmen organisasi dalam konteks transformasi digital. Penelitian menggunakan metode Systematic Literature Review (SLR) dengan mengacu pada pedoman PRISMA 2020. Data diperoleh dari artikel ilmiah yang terindeks pada Scopus, Web of Science, dan Google Scholar. Proses seleksi dilakukan melalui tahap identifikasi, penyaringan, penilaian kelayakan, dan sintesis terhadap 25 artikel yang memenuhi kriteria inklusi. Hasil penelitian menunjukkan bahwa manajemen konflik yang berorientasi kolaboratif berkontribusi positif terhadap peningkatan komitmen organisasi melalui penguatan kepercayaan, komunikasi terbuka, dan persepsi keadilan. Selain itu, strategi negosiasi integratif terbukti lebih efektif dibandingkan negosiasi distributif dalam membangun hubungan kerja yang berkelanjutan dan meningkatkan keterikatan karyawan terhadap organisasi. Transformasi digital juga berperan sebagai faktor kontekstual yang memoderasi hubungan tersebut melalui kematangan digital organisasi, literasi digital karyawan, dan pola kerja virtual. Temuan ini memberikan implikasi bagi pengembangan teori perilaku organisasi serta menjadi acuan praktis bagi pimpinan dan praktisi sumber daya manusia dalam mendukung keberhasilan transformasi digital. Orisinalitas penelitian terletak pada integrasi manajemen konflik, negosiasi, komitmen organisasi, dan transformasi digital dalam satu kerangka konseptual yang komprehensif.
AgriTech Innovation and Food Security: Balancing Technological Disruption and Smallholder Inclusion Ginna Novarianti Dwi Putri Pramesti
Jurnal Ekonomi Teknologi dan Bisnis (JETBIS) Vol. 4 No. 3 (2025): Jurnal Ekonomi, Teknologi dan Bisnis
Publisher : Al-Makki Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57185/aqg24191

Abstract

Global food security faces serious challenges due to climate change, market volatility, and limited access to nutritious food. Agricultural technology innovation (AgriTech) is seen as one of the solutions to increase productivity and efficiency, but its implementation among smallholders still faces various obstacles, especially related to costs, digital literacy, and limited infrastructure. This research aims to evaluate the balance between agronomic efficiency and social inclusion in the implementation of AgriTech, identify effective mentoring models, and formulate policy recommendations oriented towards equity in access. The research method uses a qualitative approach with a case study design on smallholders in rural Indonesia. Data were collected through in-depth interviews with 25 participants, field observations, and simple questionnaires of 50 respondents, then analyzed with Miles and Huberman's interactive model combined with quantitative descriptive analysis. The results show that AgriTech is able to increase productivity by an average of 12% per planting season and reduce input costs, but there are still significant obstacles in the form of application costs, limited internet networks, and low digital literacy. The findings also show that blended extension approaches (a combination of face-to-face and digital counseling) and collective institutional strengthening have proven effective in expanding adoption. This research confirms that sustainable food security can only be achieved through a balance between technological disruption and smallholder inclusion. Policy implications include subsidies for application access, integration of fintech services with digital advisory, and digital literacy programs to strengthen the capacity of farmers to utilize technological innovations.
Efektivitas Program QRIS Bank Indonesia terhadap Peningkatan Inklusi Keuangan Digital UMKM di Daerah Tertinggal, Terdepan, dan Terluar (3T) Nurhaliza Nurhaliza; Diana Magfiroh; Ginna Novarianti Dwi Putri Pramesti
Jurnal Ekonomi Teknologi dan Bisnis (JETBIS) Vol. 5 No. 5 (2026): Jurnal Ekonomi, Teknologi dan Bisnis
Publisher : Al-Makki Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57185/b36ah286

Abstract

Inklusi keuangan digital menjadi prioritas strategis nasional, sebagaimana termuat dalam RPJPN 2025–2045 dengan target capaian 91%. Program Quick Response Code Indonesian Standard (QRIS) yang diluncurkan Bank Indonesia sejak 2019 mencatat pertumbuhan signifikan, di mana hingga triwulan I 2025 terdapat 56,3 juta pengguna dengan 38,1 juta di antaranya merupakan pelaku UMKM. Namun demikian, disparitas adopsi QRIS antara wilayah perkotaan dan daerah 3T masih menjadi persoalan krusial, mengingat keterbatasan infrastruktur digital, rendahnya literasi keuangan, dan minimnya akses internet di kawasan tersebut belum teratasi secara menyeluruh. Tujuan: Penelitian ini bertujuan menganalisis efektivitas implementasi program QRIS Bank Indonesia dalam meningkatkan inklusi keuangan digital UMKM di daerah 3T, serta mengidentifikasi faktor penghambat dan pendorong adopsinya. Penelitian menggunakan pendekatan mixed methods dengan desain sekuensial eksplanatori. Data kuantitatif diperoleh melalui survei terhadap 320 pelaku UMKM di empat kabupaten kategori 3T di wilayah Indonesia Timur, dianalisis menggunakan Structural Equation Modeling (SEM). Data kualitatif dikumpulkan melalui wawancara mendalam dengan pemangku kepentingan terkait dan dianalisis secara tematik. Hasil penelitian menunjukkan bahwa program QRIS berpengaruh positif dan signifikan terhadap peningkatan inklusi keuangan digital UMKM di daerah 3T, namun efektivitasnya masih terhambat oleh keterbatasan infrastruktur jaringan, rendahnya literasi digital pelaku usaha, serta kurangnya pendampingan berkelanjutan dari lembaga keuangan. Faktor kesiapan teknologi dan dukungan ekosistem digital menjadi variabel moderasi yang paling dominan dalam menentukan keberhasilan adopsi QRIS di wilayah tersebut.
Sharia-Based Financial Literacy and Digital Innovation in Strengthening MSME Business Performance Ginna Novarianti Dwi Putri Pramesti; Agus Rohmat Hidayat
Journal of Management Economic and Financial Vol. 4 No. 2 (2026): Journal of Management, Economic and Financial
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jmef.v4i2.199

Abstract

Sharia-based financial literacy and digital innovation are increasingly recognised as pivotal yet under-studied co-determinants of MSME business performance in Muslim-majority emerging economies. This study examines the individual and interactive effects of sharia-based financial literacy and digital innovation on MSME business performance in Indonesia. A quantitative approach with moderated multiple regression analysis was applied to primary data from 248 Muslim-owned MSMEs across West Java, Central Java, and East Java, selected through stratified random sampling. Variables were operationalized across nine dimensions and 27 indicators on a five-point Likert scale. Sharia-based financial literacy (B = 0.421, p < 0.001) and digital innovation (B = 0.318, p < 0.001) each significantly and positively affect MSME business performance. Their interaction is significant (B= 0.171, p = 0.002), indicating a synergistic effect with a Cohen's f² = 0.090 (small-to-medium). The integrated model accounts for 63.4% of variance in business performance. MSMEs that simultaneously develop Islamic financial literacy and embrace digital innovation achieve disproportionately higher business performance. Sharia financial institutions, digital ecosystem architects, and policymakers should design integrated halal-digital capacity programs targeting this synergistic pathway.
Co-Authors Agus Rohmat Hidayat Akhmad Syafi'i Akhmad Syafi’i Akhmad Syafi’i Diana Magfiroh Imam Safei Muslim Kiflu Chekole Tekle Lili Karmela Fitriani Lutfiyatut Tamamiyah Mar’atus Solikhah Nurhaliza Nurhaliza Shobichah Shobichah Siti Ainul Kholipah Widya Widya