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All Journal Jurnal Akuntansi dan Keuangan Jurnal EMT KITA eCo-Buss International Journal of Education, Social Studies, And Management (IJESSM) Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Dinamika CASHFLOW : CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE Journal of Management, Accounting, General Finance and International Economic Issues (MARGINAL) Jurnal Mahasiswa Manajemen dan Akuntansi International Journal of Accounting, Management, Economics and Social Sciences (IJAMESC) Journal of Law, Education and Business International Journal of Economics, Business and Innovation Research Asian Journal of Management, Entrepreneurship and Social Science
Luke Suciyati Amna
Universitas Bandar Lampung_Indonesia
Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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THE INFLUENCE OF FINTECH PAYMENT, ACCOUNTING KNOWLEDGE, AND FINANCIAL SELF-EFFICACY ON FINANCIAL MANAGEMENT BEHAVIOR Muhammad Barik Rizqi; Luke Suciyati Amna
International Journal of Accounting, Management, Economics and Social Sciences (IJAMESC) Vol. 3 No. 3 (2025): June
Publisher : ZILLZELL MEDIA PRIMA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61990/ijamesc.v3i3.494

Abstract

This study examines the influence of Financial Technology Payment, Accounting knowledge, and Financial self-efficacy on the financial management behavior of students of the Accounting Study Program at the University of Bandar Lampung. This study took a sample of 97 people who were selected by purposive sampling, data was collected through the distribution of questionnaires and data analysis methods were carried out with multiple linear regression tests assisted by SPSS version 27 application. The results of the study show that the three independent variables contribute positively and significantly to students' habits in managing their finances. Fintech Payment facilitates the transaction process and financial recording, accounting knowledge improves understanding of financial management concepts, and Financial self-efficacy encourages confidence in financial decision-making. Simultaneously, these findings highlight the importance of integrating financial technology, accounting knowledge, and self-confidence development to improve students' ability to manage personal finances.
Influence of Creativity, Innovation, and Entrepreneurial Behavior on the Success of Culinary MSMEs Kedaton District, Bandar Lampung City Febyani, Fisca Adelia; Amna, Luke Suciyati
Journal of Law, Education and Business Vol 3, No 1 (2025): April 2025
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/jleb.v3i1.5991

Abstract

This study aims to analyze the influence of creativity, innovation, and entrepreneurial behavior on the success of culinary MSME businesses in Kedaton District, Bandar Lampung City. The background of this research is based on the important role of MSMEs in the local economy, amid the challenges faced in the competitive food industry. The methodology used is a quantitative approach with data collection through a closed survey to 37 respondents of MSME owners who operate for more than one year and have branches. Data analysis was conducted using SPSS software, with multiple linear regression results showing has a positive and significant influence on business success. Innovation is the most dominant factor in increasing business success, with an R² value indicating that 58.5% of business success is influenced by these three variables. The conclusion of this study confirms the importance of increasing creativity, innovation, and entrepreneurial behavior to achieve success in the culinary business.
Kontribusi Financial Technology Peer-to-Peer Lending dalam Membantu Pembiayaan Petani Guna Meningkatkan Produktivitas Usaha Tani (Studi Kasus pada Petani di Kecamatan Way Panji Kabupaten Lampung Selatan) Wijaya, Komang David Saputra; Amna, Luke Suciyati
JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Vol. 11 No. 2 (2025): April 2025
Publisher : Sekretariat Pusat Lembaga Komunitas Informasi Teknologi Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jemsi.v11i2.3817

Abstract

This research aims to explore the potential for using financial technology, such as digital platforms and mobile applications, to facilitate access to financing for farmers in rural areas who have limited digital literacy. The problem often faced by farmers is a decrease in harvest yields which causes limited capital in managing their farming business so that farmers' productivity decreases, with minimal harvest results, of course, not only limits their ability to meet their daily living needs but also hinders efforts to collect capital which is crucial for the continuation of production in the next planting season, so they are forced to take out loans from financial institutions.  One alternative investment in the capital sector is a source of community income because through investment and a peer-to-peer financing system, borrowers can obtain very good income. The research utilized a qualitative descriptive design using secondary data as the main research data source. The research results show that the implementation of fintech P2P lending has had a significant positive impact in increasing farmer productivity in Way Panji District. Based on the problems of farmers in Way Panji who previously had difficulty accessing financing, this can now make it easier for farmers to obtain funds for business capital. Fast and flexible financing provides opportunities for farmers to purchase higher quality seeds, fertilizer and agricultural equipment, which will ultimately increase farmers' production results.
Pengaruh Literasi Keuangan dan Financial Technology Terhadap Inklusi Keuangan (Studi Kasus Pada Masyarakat Kecamatan Negeri Besar Kabupaten Way Kanan) Farhansyah, Iqbal; Amna, Luke Suciyati
JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Vol. 11 No. 2 (2025): April 2025
Publisher : Sekretariat Pusat Lembaga Komunitas Informasi Teknologi Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jemsi.v11i2.3829

Abstract

This study aims to analyze the influence of financial literacy and financial technology on financial inclusion in the community of Negeri Besar District, Way Kanan Regency, with a final sample of 130 samples. The variables analyzed include financial literacy, which includes understanding financial management and financial technology that integrates technology with financial services. The multiple regression analysis method was used to identify the influence of both variables. The results of the study showed that financial literacy and financial technology had a positive and significant effect on financial inclusion. This finding indicates that increasing financial literacy contributes to increasing access and participation in financial services. The use of financial technology can help people access financial services in a more efficient and effective way. Based on these findings, this study suggests increasing financial literacy and adopting financial technology as the main strategy in improving people's welfare. A good understanding of financial literacy can help people manage their finances more wisely, while the application of financial technology makes it easier for people to access financial services.
Pengaruh Literasi Keuangan dan Gaya Hidup Pada Perilaku Keuangan Mahasiswa Fakultas Ekonomi dan Bisnis Universitas Bandar Lampung Aprila, Ely Sabeth San; Amna, Luke Suciyati; Habiburrahman, Habiburrahman; Rachman, M. Emil
eCo-Buss Vol. 8 No. 1 (2025): eCo-Buss
Publisher : Komunitas Dosen Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32877/eb.v8i1.2083

Abstract

Penelitian ini bermaksud menyelidiki apakah perilaku keuangan mahasiswa fakultas ekonomi bisnis universitas bandar lampung dikontribusii oleh literasi keuangn dan gaya hidup. Studi ini melibatkan mahasiswa Fakultas Ekonomi dan Bisnis di Universitas Bandar Lampung. Studi berikut, dilakukan secara kuantitatif menggunakan kuesioner sebagai alat penelitian, dengan 91 responden yang terlibat dalam penelitian. Data dianalisis menggunakan SPSS versi 26, dengan berbagai uji yang mencakup statistic deskriptif, validitas, reabilitas, asumsi klasik, regresi linier berganda, uji t, uji f, dan uji koefisien determinasi. Dengan nilai efesian determinasi 0,466. Variabel literasi keuangan dan gaya hidup dapat memkontribusii perilaku keuangan sebesar 46,6 persen. Jika berdasarkan uji simultan, memperoleh nilai Fhitung sebanyak 38.452 yang lebih besar dari Ftabel 3.099. Dengan demikian, dapat disimpulkan bahwa kedua variabel ini berkorelasi satu sama lain dan berkontribusi sebesar 45,4% pada perilaku keuangan. Mahasiswa yang paham dengan literasi keuangan akan lebih bijak dalam penggunaan keuangan yang mereka miliki. Hasil penelitian ini menunjukan bahwa literasi keuangan dan gaya hidup memengaruhi perbuatan keuangan mahasiswa. Dengan adanya penelitian ini dapat menambah wawasan dan menambah pengertian mereka agar dapat mengatur keuangan mereka dengan baik dan teratur dengan memahami keuangan mereka dan berusaha untuk mengurangi gaya hidup yang berlebihan.
Influence of Creativity, Innovation, and Entrepreneurial Behavior on the Success of Culinary MSMEs Kedaton District, Bandar Lampung City Febyani, Fisca Adelia; Amna, Luke Suciyati
Journal of Law, Education and Business Vol 3, No 1 (2025): April 2025
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/jleb.v3i1.5991

Abstract

This study aims to analyze the influence of creativity, innovation, and entrepreneurial behavior on the success of culinary MSME businesses in Kedaton District, Bandar Lampung City. The background of this research is based on the important role of MSMEs in the local economy, amid the challenges faced in the competitive food industry. The methodology used is a quantitative approach with data collection through a closed survey to 37 respondents of MSME owners who operate for more than one year and have branches. Data analysis was conducted using SPSS software, with multiple linear regression results showing has a positive and significant influence on business success. Innovation is the most dominant factor in increasing business success, with an R² value indicating that 58.5% of business success is influenced by these three variables. The conclusion of this study confirms the importance of increasing creativity, innovation, and entrepreneurial behavior to achieve success in the culinary business.
Pengaruh Kreativitas, Inovasi, dan Prilaku Wirausahawan terhadap Kesuksesan Usaha UMKM Kecamatan Kedaton Bandar Lampung Fisca Adelia Febyani; Luke Suciyati Amna; Nuris Sanida
Jurnal Mahasiswa Manajemen dan Akuntansi Vol. 4 No. 2 (2025): Oktober : JUMMA'45: Jurnal Mahasiswa Manajemen dan Akuntansi
Publisher : Fakultas Ekonomi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/jumma45.v4i2.5152

Abstract

This study aims to analyze the influence of creativity, innovation, and entrepreneurial behavior on the success of culinary MSME businesses in Kedaton District, Bandar Lampung City. The background of this research is based on the important role of MSMEs in the local economy, amid the challenges faced in the competitive food industry. The methodology used is a quantitative approach with data collection through a closed survey to 37 respondents of MSME owners who operate for more than one year and have branches. Data analysis was conducted using SPSS software, with multiple linear regression results showing has a positive and significant influence on business success. Innovation is the most dominant factor in increasing business success, with an R² value indicates that 58.5% of business success is influenced by these three variables. The conclusion of this study confirms the importance of increasing creativity, innovation, and entrepreneurial behavior to achieve success in the culinary business.
The Effect of Financial Literacy, Financial Inclusion and Fintech Payment on The Performance of UMKM in Bandar Lampung City Alkavi, Achmad Sonni Nahdlo; Amna, Luke Suciyati
International Journal Of Education, Social Studies, And Management (IJESSM) Vol. 5 No. 1 (2025): The International Journal of Education, Social Studies, and Management (IJESSM)
Publisher : LPPPIPublishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52121/ijessm.v5i1.607

Abstract

Research to see financial technology, financial inclusion, and financial literacy in influencing the performance of MSMEs in Bandar Lampung City. The population in this research is MSMEs in Bandar Lampung, the sample size is calculated using the Slovin technique, resulting in 100 MSME respondents. Primary data was collected through questionnaires, and the results of the questionnaire will be tested using SPSS 27 with a multiple linear approach. This study found that financial inclusion, financial literacy, and financial technology can positively influence the performance of MSMEs partially and simultaneously.
Influence Bystander Effect and Whistleblowing to Fraud Billing Receivables: (Empirical Study on Employees of PT Lotus Pradipta Mulia) Amelia, Monica; Amna, Luke Suciyati
International Journal Of Education, Social Studies, And Management (IJESSM) Vol. 5 No. 1 (2025): The International Journal of Education, Social Studies, and Management (IJESSM)
Publisher : LPPPIPublishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52121/ijessm.v5i1.618

Abstract

Receivables is element important in finance company, but fraud in the billing can become significant challenges. This study designed For to study to what extent does it influence bystander effect and whistleblowing to fraud billing receivables at PT Lotus Pradipta Mulia. With involving all over population company (32 people) as sample through method sample saturated, research that uses method multiple linear regression For measure data reliability, consistency instruments, as well as influence second variable to potential cheating. The test results prove that bystander effect own effect negative to fraud billing receivables, whereas whistleblowing give effect positive. The significance values for both variables are 0.035 and 0.037 (<0.05). Both variable This in a way simultaneous influential to fraud billing receivables, value significant 0.010 (<0.05).
The Role of Financial Knowledge and Adoption of Fintech Payment on MSME Performance in Bandar Lampung City Annisa, Dwike Yuli; Amna, Luke Suciyati
International Journal Of Education, Social Studies, And Management (IJESSM) Vol. 5 No. 1 (2025): The International Journal of Education, Social Studies, and Management (IJESSM)
Publisher : LPPPIPublishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52121/ijessm.v5i1.619

Abstract

This study aims to test the influence of Financial Knowledge and Fintech Implementation Payment on the Performance of Micro, Small and Medium Enterprises (MSMEs) in Bandar Lampung City. The research sample consisted of 100 MSMEs obtained through Slovin's estimation. The variables analyzed included Financial Knowledge as an understanding of basic financial concepts and Fintech Payment which includes the use of digital payment technology in business transactions. Multiple receivable analysis method used to see the influence of the two variables on the performance of MSMEs. The results of the study show that partially Financial Knowledge positive influence but not significant towards MSME performance, while Fintech Payment has a positive and significant influence on the performance of MSMEs. In addition, both variables simultaneously have a positive influence which is significant to the performance of MSMEs. The findings show that the implementation of Fintech Payment plays a bigger role in increasing the efficiency and effectiveness of MSME operations compared to the level of Financial Knowledge possessed by MSME actors. Therefore, this study suggests increasing financial literacy and adopting digital payment technology as a strategy to encourage the development of MSMEs in Bandar Lampung City.
Co-Authors Afrizal Nilwan Afrizal Nilwan Alexandra Amadea Christie Alkavi, Achmad Sonni Nahdlo Aminah Aminah Aminah, Aminah Annisa, Dwike Yuli Aprila, Ely Sabeth San Apriyani, Dona Brilyan Mega Saputra Danu Prayogo Estiasih, Soffia Pudji Eva Setiani Sugiono Pratomo5 Farhansyah, Iqbal Farida Efriyanti Febyani, Fisca Adelia Fisca Adelia Febyani Frederik Franston Habiburrahman Habiburrahman, Habiburrahman Haninun Herzen Eduard Kumayas Indradewa, Rhian Khairudin Khairudin Khairudin laurensia Laurensia Mardiyah, Nur Martha Suhardiyah Mitha Anggraeni Monica Amelia, Monica Muhamad Emil Rachman Muhammad Barik Rizqi Murtini, Henny Nadelia Nisa Karima Nurdiawansyah Nurdiawansyah Nurdiawansyah Nurdiawansyah Nurdiawansyah Nuris Sanida Prayogo, Danu Puspita Sari, Putu Intan Putra, M Adriansyah Dwi Putri Bulan Bumi Aji Ramadhan, M.Agung Setia Retno Adilah Saraswati Sindy Astuti Soewito Sujawerni, v Wiratna Tri Lestira Putri Warganegara Wijaya, Komang David Saputra Yati Ria Jessika