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All Journal Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Media Trend: Berkala Kajian Ekonomi dan Studi Pembangunan Jurnal Ilmiah Ekonomi Islam Jurnal Ekonomi & Keuangan Islam Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman International Journal of Economics, Business and Accounting Research (IJEBAR) Asy Syar'iyyah: Jurnal Ilmu Syari'ah dan Perbankan Islam Finansha: Journal of Sharia Financial Management JURNAL ILMIAH GLOBAL EDUCATION Share: Jurnal Ekonomi dan Keuangan Islam Mimbar Agama Budaya Al-Buhuts (e-journal) Journal of Principles Management and Bussines Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman

Ajuna, Luqmanul Hakiem

Institut Agama Islam Negeri Sultan Amai Gorontalo

Author-ID : 726312

Religion Arts Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

Published : 22 Documents Claim Missing Document

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The Effect of Marketing Mix Towards Decision of Muslim Consumers in Travelug Luqmanul Hakiem Ajuna
Jurnal Ilmiah Ekonomi Islam Vol 6, No 2 (2020): JIEI, Vol.06, No. 02 Juli 2020
Publisher : ITB AAS INDONESIA Surakarta

This research aims to find out to what extent and how the influences of marketing mix toward decision of Muslim consumers in using Travelug travel agency service. Based on data analysis using double linear regression from 92 respondents with accidental random sampling, it is found that marketing mix affects Muslim consumers in using Travelug service as much as 26,1%, while other 73.9% is affected by variables out of this research.

Penerapan Akad Pembiayaan Syariah Dan Regulasinya Di Indonesia Luqmanul Hakiem Ajuna
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 7, No 1 (2019)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v7i1.1692

AbstractThe article explained in detail about Islamic finance and the regulations in Indonesia. This is based on demand for sharia economic modernization in Indonesia which is expected to have an impact on the ease of transactions for all its countries. The literature study is based on the theory on the Qur’an and hadith to perfect the regulations made by state institutions that are closely related to sharia finance in Indonesia. The Financial Services Authority (OJK) which had the function organizing a comprehensive system of regulation ans supervision the activities of financial services sector in Indonesia had a gread responsibility for the success and failure of Sharia financing company in Indonesia. Besides, OJK, it also includes the National Sharia Council (DSN) of the Indonesia Ulama Council (MUI) which stated halal and illegitimated financing transactions. The collaboration between two attributes of country that had a major contributions to sharia financial transactions in Indonesia has given birth to the products of sharia financing resulting from the development of contracts that strongly prohibit usury, garar, and maysir practioners. AbstrakArtikel ini menjelaskan secara detail dan rinci pembiayaan syariah dan regulasinya di Indonesia. Hal ini didasarkan pada tuntutan moderninasi ekonomi syariah di Indonesia yang diharapkan berdampak pada kemudahan transaksi untuk seluruh warga negaranya. Kajian kepustakaan dilakukan berdasarkan pada teori yang disandarkan pada Alquran dan hadis untuk menyempurnakan regulasi yang dibuat oleh lembaga-lembaga yang erat hubungannya dengan pembiayaan syariah di Indonesia. Otoritas Jasa Keuangan (OJK) yang berfungsi menyelenggarakan sistem pengaturan dan pengawasan secara menyeluruh terhadap kegiatan sektor jasa keuangan di Indonesia memiliki tanggung jawab besar atas berhasil dan gagalnya perusahaan pembiayaan syariah di Indonesia. Selain OJK, Dewan Syariah Nasional (DSN) Majelis Ulama Indonesia (MUI) yang memfatwakan halal dan haramnya transaksi pembiayaan tersbut. Kolaborasi kedua atribut negara yang memiliki andil besar terhadap transaksi keuangan syariah di Indonesia ini telah melahirkan produk-pruduk pembiayaan syariah hasil dari pengembangan akad-akadnya yang melarang praktik riba, garar, dan maysir.

The Relevance of Islamic Religiosity, Islamic Work Ethics, and Job Satisfaction of Employees in Islamic Financial Institutions in Gorontalo. Luqmanul Hakiem Ajuna
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol 13, No 1 (2021)
Publisher : Faculty of Shariah and Law, UIN Syarif Hidayatullah Jakarta

Abstract. This research analyses the influence of Islamic religiosity and the Islamic work ethics on job satisfaction of employees in Islamic Financial Institutions in Gorontalo Indonesia. Using a questionnaire method, this research had 137 employees as samples spreading in 14 Islamic financial institutions in Gorontalo Province. This research used multiple linear regression approach. Based on data analysis, the result showed that simultaneously the religiosity and Islamic work ethics variables affected the employee’s job satisfaction, whereas in partial, only the Islamic work ethics variable influenced the job satisfaction. Overall, the employees have not yet found a medium to explore their Islamic potential, thus their expressions of religiosity seemed to be scriptural and only limited to practices and rituals.Keywords : Islamic Religiosity, Islamic Working Ethics, Job Satisfaction Abstrak. Relevansi Religiusitas Islam, Etika Kerja Islam, dan Kepuasan Kerja Pegawai Lembaga Keuangan Syariah di Gorontalo. Penelitian ini melihat pengaruh religiusitas Islam dan etika kerja Islam terhadap kepuasan kerja di lembaga keuangan syariah di Provinsi Gorontalo. Berdasarkan hasil analisis data yang diolah dengan menggunakan metode regresi linier berganda dengan mengambil sampel sebanyak 137 pegawai yang tersebar di 14 lembaga keuangan syariah di Provinsi Gorontalo. Penelitian ini menyebutkan bahwa secara simultan variabel religiusitas dan etika kerja Islam berpengaruh terhadap kepuasan kerja, sedangkan secara parsial hanya variabel etika kerja islam yang memberi pengaruh pada kepuasan kerja. Secara menyeluruh bahwa pegawai belum memiliki wadah untuk mengeksplor potensi keberagamaan mereka sehinga ekspresi kebebasan keberagamaan masih terkesan kaku dan hanya terbatas pada praktik dan ritualisme semata.Kata Kuci: religiusitas islam, etika kerja Islam, dan kepuasan kerja

Kebijakan Moneter Syariah Luqmanul Hakiem Ajuna
Al-Buhuts Vol. 13 No. 01 (2017): Al-Buhuts
Publisher : Institute Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (316.679 KB)

Keberhasilan ekonomi suatu negara sangat ditentukan oleh tepatnya penentuan kebijakan moneter. Kebijakan ini tercipta atas respon ekonomi mikro yang kemudian dikelola secara makro oleh pemangku kebijakan. Langkah pengambilan kebijakan ini harus sesuai dengan skenario syariah agar ekonomi yang diharapkan pertumbuhannya tersebut mendapatkan berkah sehingga falah yang menjadi tujuan akhir ekonomi segaligus terwujud seiring kebijakan diambil. Kajian secara kepustakaan akhirnya diambil dalam rangka mencari jawaban atas konsep kebijakan moneter yang hakiki ini. Tujuan akhir dari pembahasan kebijakan ekonomi syariah adalah menjaga dan merawat stabilitas ekonomi negara.

Pengaruh Tipe Kepeminpinan Terhadap Semangat Kerja Pegawai Pada Sekretariat Daerah Kota Gorontalo Abdul Latif; Luqmanul Hakiem Ajuna
Al-Buhuts Vol. 16 No. 1 (2020): Al-Buhuts
Publisher : Institute Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

The study aims to find out how much influence the type of leadership on employee morale at the Gorontalo city regional secretariat, sampling technique with a minimal sample so that the sample size is 54 people. Collecting basic data through a list of questions tested through two stages, namely the validity test and the reliability test for each question item contained in the questionnaire. The analytical method used is path analysis. Leadership types in the form of autocratic type, charismatic type and democratic type are proven to have a positive and significant effect on employee morale, the simultaneous effect of leadership type variables on employee morale is 60.9%. The calculation shows that there are still effects of other variables outside the leadership type variable that affect employee morale around 39.1%. The partial influence of the leadership type sub variable on employee morale shows that the democratic type sub variable is the variable with the greatest influence, which is 46.6%. Furthermore, the autocratic type is a sub variable that influences the second rank after the democratic type of employee morale which is 28.6%. This contribution shows a very low effect compared to the other sub variables. The third sub variable of the type of leadership that influences morale is the charismatic type. The magnitude of the influence of charismatic type on morale is 19.8%.

WOMEN WORKERS AND THEIR ECONOMIC ROLES DURING COVID-19 OUTBREAK FROM AN ISLAMIC PERSPECTIVE: A CASE OF BENTOR DRIVERS IN GORONTALO, INDONESIA Luqmanul Hakiem Ajuna; Muhammad Amri
Share: Jurnal Ekonomi dan Keuangan Islam Vol 10, No 1 (2021)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

The objective of this research is to examine and reveal the impact of the adoption of Large-Scale Social Restrictions (Pembatasan Sosial Berskala Besar - PSBB) in Gorontalo province on the roles of women working as drivers of pedicab motorcycle (Becak Motor – Bentor) in addition to being a housewife. This study is qualitative research that gathered data through interviews with the drivers and related parties. Data were analyzed using a phenomenological approach with a thematic study of the Qur'an and Hadith. The results revealed that the family's economic needs became the main reason for women choosing to be Bentor drivers. The implementation of working hours and quantity controls, as well as the prevalence of staying at home, had decreased their income; however, their household duties were still performed, despite the worst economic conditions. Another fact is that the implementation of PSBB has succeeded in decreasing the introductory reproduction rate (R0) of the transmission of Covid-19. In addition, the Qur'an and Hadith allow women who want to work outside their houses but still follow religious instructions always to protect themselves and their dignity and not to ignore their household duties.==================================================================================================ABSTRAK – Pekerja Perempuan dan Peran Ekonomi Mereka pada Masa Covid-19 Ditinjau dari Perspektif Islam: Kajian pada Supir Bentor di Gorontalo, Indonesia. Penelitian ini bertujuan menganalisa dampak penerapan Pembatasan Sosisal Berskala Besar (PSBB) di Provinsi Gorontalo terhadap peran ganda perempuan berprofesi sebagai supir bentor selain sebagai ibu rumah tangga. Kajian ini merupakan penelitian kualitatif yang mengumpulkan data dari wawancara para supir bentor tersebut dan pihak-pihak terkait lainnya. Data dianalisis dengan pendekatan fenomenologi ditambah dengan kajian Tematik Alqur’an dan Hadis dalam menyusun bahasannya. Hasil penelitian menunjukkan bahwa alasan utama perempuan memilih berperan ganda adalah tuntutan ekonomi keluarga. Pemberlakuan aturan jam dan volume operasi serta adanya himbauan stay at home telah menurunkan pendapatan mereka, sementara tugas rumah tangganya berjalan normal meski kondisi ekonomi berada diposisi terburuk. Fakta lain adalah penerapan PSBB berhasil menurunkan tren angka reproduksi dasar (R0) penularan Covid-19. Sementara Alqur’an dan Hadis tidak melarang perempuan yang hendak bekerja di luar rumah namun dengan tetap mengikuti petunjuk agama untuk senantiasa menjaga diri dan kehormatan serta tidak menyia-nyiakan urusan rumah tangganya.

TRANSFORMASI SISTEM PENGELOLAAN KEUANGAN ORGANISASI KEMAHASISWAAN Aris Setiawan Karim; Luqmanul Hakiem Ajuna; Sri Dewi Yusuf
Jurnal Ilmiah Global Education Vol. 4 No. 1 (2023): JURNAL ILMIAH GLOBAL EDUCATION, Volume 4 Nomor 1, Maret 2023
Publisher : LPPM Institut Pendidikan Nusantara Global

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/jige.v4i1.568

This study aims to examine the phenomenon of student organization financial management at IAIN Sultan Amai Gorontalo. This study uses a qualitative method with a case study approach to student organizations at IAIN Sultan Amai Gorontalo while the research is starting from the process of planning, organizing, supervising and reporting accountability. This phenomenon finds answers, namely the financial management of student organizations is not well organized, the campus provides the potential for student organizations to commit fraud resulting in organizational disorientation starting from cheating during the implementation process, manipulation of accountability reporting, as well as the potential for TGR (claims for compensation) against students.

THE URGENCY OF WOMEN'S LEADERSHIP IN THE BUDGET FORMULATION: ISLAMIC FINANCE PERSPECTIVE Luqmanul Hakiem Ajuna
Finansha: Journal of Sharia Financial Management Vol 4, No 2 (2023): Finansha: Journal of Sharia Financial Management
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/fjsfm.v4i2.30232

Although only four out of thirty-five regional apparatus organizations are led by women, women's participation in the regional revenue and expenditure budget in Gorontalo City has been so great. This can be seen in the strategic position in development budgeting and regional financial planning led by a woman. Therefore, in this study, researchers want to know and understand how the urgency of women leaders in government budgeting. This research is a qualitative research with a phenomenological approach that is presented descriptively analytically and coupled with thematic studies of Islamic finance. The research location chosen is Gorontalo, which is nicknamed Serambi Madinah. The results showed that the choice of women to lead the regional planning, research and development agency is a proof of the existence of women in budgeting. The policy has provided space to voice the budget in favor of women themselves. In addition, the four female leaders who became the object of research succeeded in applying Islamic financial values in managing the regional budget, namely transparency (Siddiq) and accountability (Amanah). While in its dual function Islam does not prohibit women from appearing as leaders, but still pay attention to Islamic teachings and do not leave their main role in household affairs.

UTILIZATION OF FINANCIAL TECHNOLOGY IN INCREASING THE INCOME OF MSMEs IN INDONESIA Luqmanu Hakiem Ajuna; Alfitra Paputungan; Muhamad Ichksanul; A. Mokoagow; Silvana Masita Lestari; Rahmat Labatjo
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 7, No 1 (2023): IJEBAR, VOL. 07 ISSUE 01, MARCH 2023
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v7i1.8314

The use of technology in the business sector has evolved into a requirement that cannot be disputed in order to support the efficient operation of corporate activities. Identifying current customer demands is a quick and efficient service. Today's technological advancements, including financial technology, present certain opportunities to business actors. The purpose of this study is to determine the role of financial technology in increasing MSME income. In this investigation, descriptive and qualitative data are analyzed. Secondary data from documents, the Central Bureau of Statistics (BPS), the Indonesian Ministry of Cooperatives, and SMEs are used in the methodology. The authors of this study used a triangulation method. In this study, the analysis processes included data reduction, data display, and, finally, conclusion-making. According to the study's findings, Fintech holds new promise for the growth of MSMEs in Indonesia. Capital and financing issues, as well as the difficult nature of the capital acquisition procedure, can be resolved with the assistance of the fintech loan program. Keywords: Financial Technology, MSMEs, Utilization, Income

CORPORATE SOCIAL RESPONSIBILITY (CSR) PROGRAM COMMUNITY BASED EMPOWERMENT (TO INCREASE THE PRODUCTIVITY OF MICRO, SMALL AND MEDIUM BUSINESS) IN GORONTALO DISTRICT Luqmanu Hakiem Ajuna; Riya Andriyani Ahmad; Spandi Rauf; Moh. Akbar Ibrahim
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 7, No 1 (2023): IJEBAR, VOL. 07 ISSUE 01, MARCH 2023
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v7i1.8315

Business Development in Gorontalo District Creation of micro, small and medium enterprises is one of the poverty reduction strategies (MSMEs). MSMEs, on the other hand, have many challenges in Gorontalo District. The business world plays an active role in solving MSME problems in Gorontalo Regency through the CSR program. Based on the facts and problems above, this study provides a paradigm of community empowerment-based corporate social responsibility. 1) Examine the problems and demands faced by MSMEs in Gorontalo District. 2) make a CSR plan that emphasizes community empowerment. The approach used is observation and in-depth interviews with MSMEs in Gorontalo District. Based on the study, MSMEs in Gorontalo Regency are constrained by financial and marketing problems. Leading CSR programs include funding, education, and marketing (promotion) through MSME exhibitions and bazaars. Keywords: UMKM (Micro, Small and Medium Enterprises), Corporate Social Responsibility, Community Empowerment Productivity.

Co-Authors A. Mokoagow Abdul Latif Abdul Latif Alfitra Paputungan Apolinário Magno Aris Setiawan Karim Dukalang, Hendra Hamid Pongoliu Kadim, Immawan Muhajir Moh. Akbar Ibrahim Mohamad, Roni Muhamad Ichksanul Muhammad Amri Muhammad Amri Muhammad Ardi Muhammad Ardi, Muhammad Muhammad Nur Najamuddin Petta Solong Najib, Intan Permatasari Nurain Kude Rahmat Labatjo Riya Andriyani Ahmad Rusdi, Wahyudi Sahabi, Ansar Silvana Masita Lestari Spandi Rauf Sri Dewi Yusuf Supandi Rahman Syawaluddin Syawaluddin, Syawaluddin Tenti Dehi Vany Rolliyta Ansir

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