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PENGARUH PENDIDIKAN DAN USIA IBU RUMAH TANGGA TERHADAP LITERASI KEUANGAN KELUARGA DI KELURAHAN BUKIT NENAS KOTA DUMAI Siregar, Dina Fadilla; Gusnardi; Makhdalena
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 02 (2026): Volume 11 No. 2, Juni 2026 Publish
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i02.48243

Abstract

This study aims to analyze the influence of education and age of housewives on family financial literacy in Bukit Nenas Village, Dumai City. This research uses a quantitative approach with primary data collected through questionnaires. The population consists of all housewives in Bukit Nenas Village totaling 1,727 individuals. The sampling technique used is simple random sampling, resulting in 95 respondents. Data analysis was conducted using multiple linear regression with the assistance of SPSS software, preceded by validity, reliability, and classical assumption tests. The results show that education has a positive and significant effect on financial literacy, particularly at the junior high school, senior high school, and higher education levels, while elementary education is not significant. Meanwhile, age does not entirely have a significant effect, as only the group aged over 50 years shows a positive and significant influence on financial literacy. Simultaneously, education and age affect financial literacy, with education being the more dominant factor.
PENGARUH KINERJA PENGURUS TERHADAP KEPUASAN ANGGOTA KOPERASI MAHASISWA UNIVERSITAS RIAU Azizah Yendra Shabihah; Makhdalena; Hendripides
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 02 (2026): Volume 11 No. 02 Juni 2026 Press
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i02.45638

Abstract

The University of Riau Student Cooperative (KOPMA UR) serves as a platform for economic activities and a vehicle for entrepreneurial education for students. The success of the cooperative is greatly influenced by the performance of the board in managing the organization and providing services to members. Good board performance is expected to increase member satisfaction, which ultimately encourages participation, loyalty, and the sustainability of the cooperative. The purpose of this study is to analyze the influence of board performance on the satisfaction of members of the University of Riau Student Cooperative. The study employs a quantitative approach using descriptive and causal-associative (bivariate) research methods. The study population consists of 50 active members, with total sampling used. Data were collected via a questionnaire using a Likert scale and analyzed using simple linear regression after undergoing validity, reliability, and classical assumption tests. The results indicate that management performance has a positive and significant effect on member satisfaction, with a regression coefficient of 0.802 and a significance level of 0.000 < 0.05. The coefficient of determination (R²) value of 0.552 indicates that 55.2% of the variation in member satisfaction is explained by the performance of the management, while 44.8% is influenced by other factors. These findings suggest that improving the performance of the management—particularly in terms of transparency, service quality, communication, and innovation—plays a crucial role in enhancing member satisfaction and the sustainability of the cooperative.