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All Journal Jurnal Riset Ekonomi dan Akuntansi Neraca Manajemen, Akuntansi, dan Ekonomi Cendikia Pendidikan
Fitriyani Dwi Azzahra
Unknown Affiliation
Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Mathematics

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Kemudahan Penggunaan Fitur Aplikasi E-Commerce terhadap Perilaku Konsumtif Mahasiswa Agistia Nurbani Rajaba; Ahnaf Daris Fadhilah; Anatasya Jelita Putri Dirgantara; Fitriyani Dwi Azzahra; Hopid Jidan; Najwa Ananda Mariana; Rama Wijaya Abdul Rozak
Jurnal Riset Ekonomi dan Akuntansi Vol. 2 No. 2 (2024): June : JURNAL RISET EKONOMI DAN AKUNTANSI
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jrea-itb.v2i2.1814

Abstract

The ease of use of E-commerce application features raises problems among students in the aspect of consumptive behavior. The main objective of this study is to assess the impact of using E-commerce on consumptive behavior among students in Indonesia. The method used in this research is quantitative research method. The scale in this study uses a Likert scale, which is a measurement method to measure the perceptions, attitudes, or opinions of individuals or groups about social events or phenomena. Data collection was carried out by distributing questionnaires using google forms through social media such as Whatsapp, Instagram, and Twitter. From the research data, 107 respondents were obtained from all students in Indonesia who used the E-commerce application, the majority of respondents were female with the age of 19 years. The results show that the ease of access to E-commerce affects consumptive behavior among students, especially because of the many promos and discounts that are easily obtained through the E-commerce application. In addition, this study also highlights the significant role of features such as shopping carts, promos and discounts, product searches and reviews in shaping the consumptive behavior of its users.
OPTIMALISASI SARANA DAN PRASARANA PENDIDIKAN SESUAI STANDAR NASIONAL PENDIDIKAN DI SMPN 12 BANDUNG Keisha Azahra Fauzita; Delisa Hafidah; Fitriyani Dwi Azzahra; Muhammad Hafizd Fauzi
Sindoro: Cendikia Pendidikan Vol. 8 No. 11 (2024): Sindoro Cendikia Pendidikan
Publisher : Cahaya Ilmu Bangsa Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.9644/sindoro.v8i11.7565

Abstract

This study aims to analyze the compliance of educational facilities and infrastructure at SMPN 12 Bandung with the National Education Standards (SNP). The research employs a descriptive qualitative method, with data collected through observations, interviews, and document analysis. Primary data was obtained through face-to-face interviews with the Principal in charge of Facilities and Infrastructure, while secondary data included supporting documents. The analysis revealed that several facilities, such as the principal’s office (75%), classrooms (72.05%), and the sports field (34.47%), do not meet the SNP’s area standards, impacting comfort and the effectiveness of learning activities. However, other facilities, such as the counseling room (355.55%) and the prayer room (1,666.67%), exceed the minimum standards, offering potential for additional service development. These findings highlight the need for renovations, spatial optimization, and strategic planning to enhance the quality of the learning environment and address the needs of both students and teachers. This study provides insights into the challenges and opportunities in managing school facilities and infrastructure, emphasizing the importance of adhering to educational standards to create an optimal learning environment.
ANALISIS FAKTOR YANG MEMPENGARUHI KEPUTUSAN NASABAH MUSLIM MEMILIH BANK KONVENSIONAL DIBANDING BANK SYARIAH (STUDI KASUS MAHASISWA UPI) Agistia Nurbani Rajaba; Fitriyani Dwi Azzahra; Keisha Azzahra Fauzita; Wini Anisa Apriliani; Ardhan Mardiant; Edi Suresman
Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi Vol. 16 No. 4 (2025): Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/musytari.v16i4.12135

Abstract

This study aims to analyze the factors influencing Muslim students' decisions in choosing between Islamic banks and conventional banks. Although most respondents understand the differences between the two banking systems, they still prefer conventional banks. Previous research suggests that ease of access and advanced service features are the primary factors in bank selection. This study employs a quantitative approach using surveys targeting Muslim students as primary respondents. The findings reveal that the main factors influencing banking preferences include accessibility, service reach, advanced digital features, and attractive promotional programs. Additionally, long-standing habits of using conventional banks and environmental influences play a significant role in customers' decisions. Meanwhile, students who choose Islamic banks are primarily driven by religious awareness and the desire to avoid riba. This study provides insights into the challenges faced by Islamic banking and the need for enhanced digital services and more innovative marketing strategies to compete with conventional banks.
Co-Authors Agistia Nurbani Rajaba Ahnaf Daris Fadhilah Anatasya Jelita Putri Dirgantara Ardhan Mardiant Delisa Hafidah Edi Suresman Hopid Jidan Keisha Azahra Fauzita Keisha Azzahra Fauzita Muhammad Hafizd Fauzi Najwa Ananda Mariana Rama Wijaya Abdul Rozak Wini Anisa Apriliani