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TINJAUAN HUKUM PENGALIHAN OBJEK FIDUSIA OLEH DEBITUR KEPADA PIHAK KETIGA DI KABUPATEN PINRANG Hipal, Hipal K; Kamsilaniah, Kamsilaniah
Clavia Vol. 17 No. 3 (2019): Clavia : Journal of Law, Desember 2019
Publisher : Faculty Of Law Bosowa University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56326/clavia.v17i3.5916

Abstract

Penelitian ini bertujuan untuk mengetahui proses pengalihan objek fidusia kepada pihak ketiga yang dilakukan dibawah tangan tanpa persetujuan kreditur dan akibat hukum apabila debitur melakukan pengalihan objek fidusia kepada pihak ketiga tanpa persetujuan kreditur. Metode penelitian ini menggunakan metode yuridis empiris dengan menggunakan data sekunder dan data primer. Data sekunder digunakan untuk menganalisis berbagai peraturan perundang-undangan di bidang hukum jaminan dan peraturan mengenai jaminan fidusia, sedangkan data primer adalah data yang diperoleh dari sumber asli dari lapangan atau lokasi penelitian yang memberikan informasi langsung pada penelitian ini. Hasil penelitian ini menemukan bahwa dalam perjanjian jaminan fidusia hak kepemilikan objek jaminan fidusia telah dialihkan kepada kreditur, sedangkan penguasaan atas bendanya masih dalam penguasaan debitur. Hak kepemilikan yang dimaksud adalah hak kepemilikan secara yuridis. Atas penjelasan tersebut dapat disimpulkan proses pengalihan objek fidusia kepada pihak ketiga yang dilakukan dibawah tangan tanpa persetujuan Pengadaian Pasar Sentral Pinrang adalah bahwa debitur mengalihkan objek yang masih dalam kekuasaannya dikarenan debitur membutuhkan dana untuk membayar angsuran kepada pengadaian yang menurut Akta Jaminan Fidusia No. 9 Pasal 5 dilarang melakukan pengalihan objek jaminan fidusia tanpa sepengetahuan dari pihak Pengadaian, maka tindakan pengalihan itu tidak dibenarkan menurut hukum. Akibat hukum apabila debitur melakukan pengalihan objek jaminan fidusia kepada pihak ketiga tanpa persetujuan dari Pengadaian Pasar Sentral Pinrang adalah Pengadaian Pasar Sentral Pinrang dapat memberlakukan ketentuan ketentuan yang ada dalam larangan Akta Jaminan Fidusia No. 09. This study aims to determine the process of transferring fiduciary objects to third parties carried out underhand without the creditor's consent and the legal consequences if the debtor transfers fiduciary objects to third parties without the creditor's consent. This research method uses an empirical legal method using secondary data and primary data. Secondary data is used to analyze various laws and regulations in the field of collateral law and regulations regarding fiduciary collateral, while primary data is data obtained from original sources from the field or research location that provide direct information in this study. The results of this study found that in the fiduciary collateral agreement, the ownership rights of the fiduciary collateral object have been transferred to the creditor, while control over the object is still in the control of the debtor. The ownership rights in question are legal ownership rights. Based on this explanation, it can be concluded that the process of transferring fiduciary objects to third parties carried out underhand without the consent of the Pinrang Central Market Pawnshop is that the debtor transfers objects that are still under his control because the debtor needs funds to pay installments to the pawnshop according to the Fiduciary Guarantee Deed No. 9 Article 5 prohibits the transfer of fiduciary collateral objects without the knowledge of the Pawnshop, then the transfer action is not permitted by law. The legal consequences if the debtor transfers the fiduciary collateral object to a third party without the consent of the Pinrang Central Market Pawnshop are that the Pinrang Central Market Pawnshop can enforce the provisions contained in the prohibition of the Fiduciary Collateral Deed No. 09.
PENERAPAN ASAS CEPAT, SEDERHANA, DAN BIAYA RINGAN PADA SISTEM E-COURT DALAM PERKARA PERDATA DI PENGADILAN NEGERI MAKASSAR Sepriana M., Nur Aida; Makkawaru, Zulkifli; Kamsilaniah, Kamsilaniah
Indonesian Journal of Legality of Law Vol. 6 No. 2 (2024): Indonesian Journal of Legality of Law, Juni 2024
Publisher : Postgraduate Bosowa University Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35965/ijlf.v6i2.4485

Abstract

Penelitian ini bertujuan untuk memahami penerapan asas cepat, sederhana dan biaya ringan pada system e-Court dalam perkara perdata di Pengadilan Negeri Makassar. Penelitian ini dilakukan menggunakan metode yuridis empiris. Penelitian bersifat analisis kualitatif memaparkan penerapan asas cepat, sederhana, dan biaya ringan pada sistem e-Court dalam perkara perdata di Pengadilan secara elektronik, dikaji menurut Peraturan Mahkamah Agung No. 3 Tahun 2018 tentang Administrasi Perkara di Pengadilan Secara Elektronik. Metode dan teknik pengumpulan data dilakukan dengan studi kepustakaan dan wawancara. Penelitian dilakukan kepada Hakim di Pengadilan Negeri Makassar dan Advokat dalam wilayah hukum Kota Makassar. Hasil penelitian menunjukkan bahwa penerapan asas cepat, sederhana dan biaya ringan dalam perkara perdata secara elektronik telah terlaksana melalui layanan e-Court dimana pengadilan negeri yang bersangkutan merupakan penyedia layanan dan pihak advokat serta pihak selain advokat merupakan pengguna layanan tersebut. Namun, dalam penerapannya masih terdapat beberapa hambatan, sedangkan pelaksanaannya jika ditinjau berdasarkan tahapan di dalam sistem e-Court telah efektif terlaksana pada tahap pembuatan akun, tahap pendaftaran perkara, tahap pembayaran dan tahap pemanggilan pihak, serta kurang efektif pada tahap persidangan. Salah satu faktor yang mempengaruhi penerapan dari layanan ini yaitu, perangkat e-Court Mahkamah Agung, infrastruktur teknologi, profesionalisme penyedia layanan, kemampuan advokat di bidang IT (Informasi dan Teknologi), kondisi masyarakat dan tidak memilik alamat e-mail. This study aims to understand the application of the principles of speed, simplicity and low cost in the e-Court system in civil cases at the Makassar District Court. This research was conducted using empirical juridical methods. The research is a qualitative analysis by explaining the application of the principles of fast, simple, and low cost in the e-Court system in civil cases in court electronically studied according to Supreme Court Regulation No. 3 of 2018 concerning electronic administration of cases in court. Data collection methods and techniques were carried out using literature studies and interviews. Research was conducted on judges at the Makassar District Court and advocates within the jurisdiction of Makassar City. The result of the study shows that the implementation of the principles of speed, simplicity and low cost in electronic civil cases has been implemented through the e-Court service where the relevant district court is the service provider and the advocates and parties other than advocates are the users of the service. However, in its implementation there are still some obstacles, while its implementation if reviewed based on the stages in the e-Court system has been effectively implemented at the account creation stage, case registration stage, payment stage and party summoning stage, and less effective at the trial stage. One of the factors affecting the implementation of this service is the Supreme Court's e-Court equipment, technological infrastructure, professionalism of service providers, the ability of advocates in the field of IT (Information and Technology), community conditions and not having an e-mail address.
LEGAL STRENGTHENING OF LOCAL CULTURE-BASED COPYRIGHT ASSETS TO SUPPORT ENTREPRENEURSHIP IN THE TOURISM INDUSTRY Makkawaru, Zulkifli; Kamsilaniah, Kamsilaniah; Almusawir, Almusawir
Indonesian Journal Of Law Studies Vol. 2 No. 2 (2023): Indonesian Journal Of Law Studies
Publisher : Siddiq Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63828/ijls.v2i2.52

Abstract

This research aims to analyze the legal legitimacy of ownership and control of culturally traditional assets in Indonesia, which drive the economicization of cultural wealth through the national tourism industry. Legal weaknesses impede recognition and support to promote the economicization of these cultural assets. The research begins with a review of regulations and policy documentation to understand the philosophical and sociological foundations of the regulation of cultural copyright ownership. The study also examines theoretical aspects of the implementation of the law.Field research is conducted through a series of in-depth interviews with experts and practitioners, both legal professionals and music industry practitioners, collecting data on public understanding through questionnaires. Field data is analyzed quantitatively, while document data and doctrinal studies are analyzed qualitatively.The results of the research indicate a low awareness of locally-based cultural intellectual wealth, as evidenced by the weak appreciation of society, including local governments, in inventorying and registering communal intellectual property assets. The subsequent effect is the weakness in optimizing the commercial value of communal intellectual property, especially in the cultural tourism sector.
IMPLEMENTASI EKSEKUSI JAMINAN FIDUSIA OLEH DEBT COLLECTOR DAN PERLINDUNGAN HAK DEBITUR DI SULAWESI BARAT Nurdin, Abdul Rahman; Makkawaru, Zulkifli; Kamsilaniah, Kamsilaniah
Indonesian Journal of Legality of Law Vol. 8 No. 2 (2026): Indonesian Journal of Legality of Law, Juni 2026
Publisher : Postgraduate Bosowa University Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35965/ijlf.v8i2.9024

Abstract

Penelitian ini bertujuan untuk menganalisis implementasi eksekusi jaminan fidusia oleh debt collector serta perlindungan hak debitur dalam pelaksanaan eksekusi jaminan fidusia di Sulawesi Barat. Penelitian menggunakan metode hukum empiris dengan pendekatan peraturan perundang-undangan dan pendekatan sosiologis melalui studi lapangan. Data diperoleh melalui wawancara dengan debitur, pihak perusahaan pembiayaan, dan pihak terkait lainnya, serta didukung oleh bahan hukum primer dan sekunder yang relevan. Hasil penelitian menunjukkan bahwa pelaksanaan eksekusi jaminan fidusia di Sulawesi Barat belum sepenuhnya dilaksanakan sesuai dengan ketentuan Undang-Undang Jaminan Fidusia dan Putusan Mahkamah Konstitusi Nomor 18/PUU-XVII/2019. Dalam praktiknya masih ditemukan tindakan penarikan objek jaminan tanpa menunjukkan sertifikat jaminan fidusia, surat tugas atau surat kuasa resmi, serta pelaksanaan eksekusi yang dilakukan secara sepihak dan disertai intimidasi terhadap debitur. Kondisi tersebut menunjukkan lemahnya perlindungan hukum terhadap hak debitur, khususnya terkait prinsip kepastian hukum, keadilan, dan penghormatan terhadap hak milik. Selain itu, minimnya pengawasan terhadap aktivitas debt collector turut memengaruhi terjadinya penyimpangan dalam proses eksekusi. Oleh karena itu, diperlukan penguatan pengawasan terhadap perusahaan pembiayaan dan debt collector, peningkatan kepatuhan terhadap prosedur hukum, serta optimalisasi perlindungan hukum bagi debitur guna mewujudkan pelaksanaan eksekusi jaminan fidusia yang berkeadilan dan sesuai dengan ketentuan hukum yang berlaku. This study aims to analyze the implementation of fiduciary guarantee execution by debt collectors and the protection of debtors' rights in the implementation of fiduciary guarantee execution in West Sulawesi. The study uses an empirical legal method with a statutory regulatory approach and a sociological approach through field studies. Data were obtained through interviews with debtors, financing companies, and other related parties, and supported by relevant primary and secondary legal materials. The results of the study indicate that the implementation of fiduciary guarantee execution in West Sulawesi has not been fully implemented in accordance with the provisions of the Fiduciary Guarantee Law and Constitutional Court Decision Number 18/PUU-XVII/2019. In practice, there are still cases of withdrawal of collateral objects without showing a fiduciary guarantee certificate, a letter of assignment or an official power of attorney, as well as unilateral executions accompanied by intimidation against debtors. These conditions indicate weak legal protection for debtors' rights, particularly regarding the principles of legal certainty, justice, and respect for property rights. In addition, minimal supervision of debt collector activities also contributes to irregularities in the execution process. Therefore, it is necessary to strengthen supervision of financing companies and debt collectors, increase compliance with legal procedures, and optimize legal protection for debtors in order to realize the implementation of fiduciary guarantees that are fair and in accordance with applicable legal provisions.