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Modifikasi Syariah Pada Kerangka Risiko Return Anjani, Ega
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 7 No 1 (2024): JUNI 2024
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v7i1.1090

Abstract

Sharia modifications in the risk and return framework are used to manage risk and achieve the desired level of return. This method involves using financial instruments that comply with Sharia principles and a thorough risk analysis to discover and manage the associated risks. Sharia insurance companies use Sharia modifications to manage their investment portfolios. In other words, they avoid financial instruments that are considered haram, such as riba (interest), maysir (gambling), and gharar (excessive uncertainty). Instead, they invest policyholder premium funds in financial instruments that comply with sharia principles, such as shares, bonds, and property. In addition, sharia modifications require a thorough risk analysis. Takaful insurance companies must understand and manage their investment risks. It includes risk identification, risk assessment, risk measurement and risk control. For sharia insurance, the risks that must be addressed include underwriting, investment, liquidity, and operational risks. Sharia modification aims to balance risk and return following Sharia principles in the risk and return framework. Takaful insurance companies seek to protect their policyholders financially while ensuring their investments align with the Sharia values they hold dear. In this situation, changing sharia in the context of risk and return is a comprehensive and comprehensive approach to managing sharia insurance. They can achieve their goal of providing financial protection per highly upheld Sharia values by combining Sharia principles, careful risk analysis and wise investment management
REFORMING ONLINE DISPUTE RESOLUTION (ODR) REGULATIONSIN GROWING E-COMMERCE FOR LEGAL CERTAINTY AND PROTECTION Rohaini, Rohaini; Anjani, Ega; Rusmawati, Dianne Eka; Wardhani, Yulia Kusuma
Cepalo Vol 9 No 1 (2025)
Publisher : Universitas Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25041/cepalo.v9no1.3335

Abstract

Technological advancements have significantly transformed international trade, particularly through the rapid growth of e-commerce, necessitating effective dispute resolution mechanisms. This research adopts a normative descriptive analytical approach to examine Online Dispute Resolution (ODR) as an integration of Alternative Dispute Resolution (ADR) tailored to address disputes arising in the digital marketplace, with a specific focus on its implementation within the Shopee application. The research first outlines the conceptual framework of ODR and its relevance in the e-commerce context, followed by an analysis of Indonesia’s legal landscape, referencing key regulations such as Law No. 8 of 1999 on Consumer Protection, Law No. 30 of 1999 on Arbitration and Alternative Dispute Resolution, and Government Regulation No. 80 of 2019 on Trading Through Electronic Systems. A central contribution of this research lies in its exploration of artificial intelligence (AI) as a problem-solving tool within Shopee’s customer service system, demonstrating how AI can enhance the efficiency, accessibility, and fairness of dispute resolution processes. The research highlights the urgency of establishing a clear regulatory framework for ODR in Indonesia, especially in light of emerging AI-driven solutions that are reshaping the dynamics of e-commerce dispute resolution.
Pengabdian kepada Masyarakat melalui Penerapan Akuntansi Hijau dalam Pengelolaan Limbah untuk Keberlanjutan Pangan di Desa Sodong, Kabupaten Pandeglang Suryani, Nani; Fadillah, Hendry Noer; Maulani, Tuti Rostianti; Shopal, Odi; Kholipah, Siti; Anjani, Ega; Rohimah, Iyar; Juliani, Juliani; Jundullah, Jundullah; Bukhori, Ahmad; Nugraha, Deska Dwi; Utami, Syifa Nurul; Firdaus, Rizki Amsyarul
Jurnal Pengabdian Pada Masyarakat Vol 10 No 3 (2025): Jurnal Pengabdian Pada Masyarakat
Publisher : Universitas Mathla'ul Anwar Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30653/jppm.v10i3.1498

Abstract

Kegiatan pengabdian kepada masyarakat melalui program Pengabdian Kepada Masyarakat - Pemberdayaan Masyarakat oleh Mahasiswa memiliki tujuan untuk meningkatkan kesadaran dan praktik pengelolaan limbah melalui penerapan akuntansi hijau guna mendukung keberlanjutan pangan di Desa Sodong, Kabupaten Pandeglang. Program dilaksanakan melalui beberapa tahapan, yaitu sosialisasi pentingnya konsep pangan berkelanjutan, pelatihan pengolahan limbah pangan, serta serah terima aset teknologi pengolahan limbah. Aset yang diberikan meliputi mesin cetak paving blok berbahan limbah plastik, mesin pencacah sampah yang telah dimodifikasi, serta teknologi bioenzim sebagai alternatif pengolahan organik. Evaluasi kegiatan menunjukkan bahwa masyarakat merespons dengan sangat positif. Respon kepuasan dan antusiasme dari masyarakat menunjukkan kepuasan terhadap program yang telah dilaksanakan. Bantuan berupa teknologi dan inovasi diberikan kepada masyarakat untuk dapat dimanfaatkan secara optimal. Hasil ini menegaskan bahwa penerapan akuntansi hijau tidak hanya memberikan kerangka pengelolaan limbah yang lebih sistematis, tetapi juga mendorong partisipasi aktif masyarakat dalam menjaga keberlanjutan pangan desa. Dengan demikian, kegiatan ini diharapkan menjadi model pengabdian masyarakat yang berkelanjutan dan dapat direplikasi di desa lain yang memiliki permasalahan serupa. The community service program, Community Service – Community Empowerment by Students, aims to increase awareness and practice of waste management through the application of green accounting to support food sustainability in Sodong Village, Pandeglang Regency. The program is implemented through several stages, namely socialization of the importance of the concept of sustainable food, training in food waste processing, and the handover of waste processing technology assets. The assets provided include a paving block printing machine made from plastic waste, a modified waste shredder, and bioenzyme technology as an alternative to organic processing. The evaluation of the activity shows that the community responded very positively. The response of satisfaction and enthusiasm from the community indicates satisfaction with the program that has been implemented. Assistance in the form of technology and innovation is provided to the community for optimal utilization. These results confirm that the application of green accounting not only provides a more systematic waste management framework but also encourages active community participation in maintaining village food sustainability. Thus, this activity is expected to become a model of sustainable community service and can be replicated in other villages with similar problems.