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All Journal Jurnal Informasi dan Teknologi Jurnal Kolaboratif Sains Indo-Fintech Intellectuals: Journal of Economics and Business
Deni Anggreani Sutomo
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Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Analisis Studi Longitudinal Fenomena Kemiskinan Pasca Pandemi Covid-19 Perspektif Ekonomi Digital Hasbiah, Hasbiah; Deni Anggreani Sutomo; Nur Imam Saifuloh; Emily Nur Saidy
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 3 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i3.1370

Abstract

The Covid-19 pandemic has changed the social and economic landscape around the world, increasing poverty levels and economic uncertainty. In this context, this study adopts a longitudinal approach and a digital economy perspective to analyze the post-pandemic poverty phenomenon. With a focus on Surabaya City, East Java, this study identifies poverty trends, patterns of access to and use of digital technology, and their impact on people's income and welfare. The results show significant fluctuations in poverty levels, with digital technology playing a role in increasing income and access to health and education services. Correlation analysis confirms a negative relationship between the use of digital technology and poverty rates. The findings highlight the importance of investment in technology infrastructure, digital literacy training, and digital inclusion policies to ensure the benefits of digital technology are equitably distributed across society. In conclusion, this study illustrates the important role of digital technology in addressing post-pandemic poverty, providing important insights for public policy and community development practice.
Tinjauan Kualitatif : Pengaruh Budaya Kerja terhadap Kesejahteraan Karyawan dan Produktivitas di Sektor Ekonomi Kreatif : Qualitative Review: The Influence of Work Culture on Employee Well-being and Productivity in the Creative Economy Sector Faiz Khaldun; M Gelar Faisal; Latif; Muhammad Nasir; Deni Anggreani Sutomo
Jurnal Kolaboratif Sains Vol. 8 No. 1: Januari 2025
Publisher : Universitas Muhammadiyah Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56338/jks.v8i1.6982

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh budaya kerja terhadap kesejahteraan karyawan dan produktivitas di sektor ekonomi kreatif menggunakan pendekatan kualitatif. Studi dilakukan pada beberapa subsektor, seperti media digital, desain grafis, dan industri musik, untuk memahami dinamika unik yang memengaruhi kesejahteraan dan produktivitas. Data dikumpulkan melalui wawancara mendalam, observasi partisipatif, dan analisis dokumen dengan menggunakan metode purposive sampling untuk memilih partisipan yang relevan. Hasil penelitian menunjukkan bahwa budaya kerja yang kolaboratif dan fleksibel memiliki dampak signifikan pada kesejahteraan emosional karyawan. Kolaborasi yang baik meningkatkan inovasi dan produktivitas tim, sedangkan fleksibilitas kerja memberikan keseimbangan antara pekerjaan dan kehidupan pribadi. Namun, tantangan juga ditemukan dalam implementasi budaya kerja. Kurangnya penghargaan formal terhadap kontribusi individu dan batasan yang kabur antara pekerjaan dan kehidupan pribadi sering kali menjadi sumber stres. Temuan ini menunjukkan pentingnya komunikasi yang efektif, penghargaan yang adil, dan kebijakan kerja yang terstruktur untuk menciptakan lingkungan kerja yang sehat. Studi ini menyimpulkan bahwa budaya kerja yang inklusif dan mendukung dapat meningkatkan kesejahteraan karyawan sekaligus mendorong produktivitas dan inovasi di sektor ekonomi kreatif. Rekomendasi praktis diberikan kepada organisasi untuk merancang kebijakan kerja yang holistik, dengan fokus pada kesejahteraan karyawan dan pengembangan budaya kerja yang berkelanjutan. Penelitian ini memberikan kontribusi bagi literatur tentang manajemen sumber daya manusia dan menawarkan wawasan praktis untuk sektor ekonomi kreatif.
The Impact of Financial Literacy and Digital Finance Applications on Household Consumption Patterns in the Digital Age: Evidence from Makassar Awaluddin, Sri Prilmayanti; Andi Ummul Khair; Eka Wijaya Paula; Faisal Rizal Zainal; Deni Anggreani Sutomo
Jurnal Informasi dan Teknologi 2025, Vol. 7, No. 2
Publisher : SEULANGA SYSTEM PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60083/jidt.vi0.647

Abstract

This study aims to examine the influence of financial literacy and digital financial applications on household consumption patterns in the digital era, with a case study conducted in Tamalanrea District, Makassar City. The research uses a quantitative associative approach with a multiple linear regression method. Data were collected from 100 household respondents selected through purposive sampling, based on their active use of digital financial services such as e-wallets, mobile banking, and paylater features. The primary variables studied include financial literacy (X₁), digital financial application usage (X₂), and household consumption patterns (Y). The results show that both financial literacy and digital financial application usage significantly affect household consumption patterns, both partially and simultaneously. Financial literacy positively influences rational financial behavior, including budgeting, prioritizing needs over wants, and managing spending. Meanwhile, the use of digital financial applications also positively affects consumption patterns by increasing access and ease of transactions, although it may also trigger impulsive behavior when not controlled by financial awareness. The F-test result shows that the model is statistically significant, with an R² value of 0.627, indicating that 62.7% of the variation in household consumption patterns can be explained by the two independent variables. This study highlights the importance of strengthening digital financial literacy and developing public policies to regulate fintech platforms. Efforts should be directed at building a healthy consumption ecosystem in the digital economy through collaborative efforts between the government, education institutions, and financial technology providers.
Co-Authors - Sri Prilmayanti Awaluddin, - Andi Ummul Khair Emily Nur Saidy Faisal Rizal Zainal Faiz Khaldun Hasbiah Hasbiah, Hasbiah Latif M Gelar Faisal Muhammad Nasir Paula Eka Wijaya Saifuloh, Nur Imam