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All Journal JURNAL PENDIDIKAN TAMBUSAI SAKOLA: Journal of Sains Cooperative Learning and Law
Sinaga, Primawati
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Astronomy Biochemistry, Genetics & Molecular Biology Education Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences

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Peran Agen Brilink Ditengah Masyarakat dalam Mempermudah Transaksi Simbolon, Putri Alechia; Sinaga, Primawati; Siantar, Krisna Sarinauli Lumban; Turnip, Christina Hotmatondini; siagian, Irma
Jurnal Pendidikan Tambusai Vol. 9 No. 1 (2025)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Agen BRILink program yang memungkinkan individu atau usaha kecil menjadi agen perbankan, menyediakan layanan transaksi keuangan kepada masyarakat di sekitarnya. Tujuan dari penelitian ini untuk menganalisis peran agen BRILink dalam mempermudah transaksi keuangan di masyarakat, serta untuk menyebarkan dampak yang ditimbulkan terhadap inklusi keuangan dan perekonomian lokal. Dengan memahami peran dan kontribusi agen BRILink, diharapkan dapat memberikan gambaran yang lebih jelas mengenai pentingnya layanan keuangan berbasis agen dalam mendukung pertumbuhan ekonomi dan kesejahteraan masyarakat. Metode penelitian yang digunakan dalam penelitian ini menggunakan pendekatan kualitatif deskriptif, yang bertujuan untuk menggambarkan, menginterpretasi, dan memahami fenomena atau peristiwa yang sedang terjadi di lapangan, sehingga dapat menghasilkan gambaran yang lengkap dan terperinci tentang problematika tersebut. Teknik pengumpulan data yang digunakan dalam penelitian ini adalah wawancara dan observasi. Wawancara dilakukan dengan karyawati Agen BRILink Listra, sedangkan observasi dilakukan di Agen BRILink Listra. Hasil penelitian menunjukkan bahwa agen BRILink memiliki peran yang signifikan dalam mempermudah transaksi keuangan di masyarakat. Agen BRILink memberikan kemudahan akses layanan keuangan, meningkatkan literasi keuangan masyarakat, dan berkontribusi dalam mendukung pertumbuhan usaha kecil, menciptakan lapangan kerja, dan meningkatkan pendapatan masyarakat. Penelitian ini diharapkan dapat menjadi acuan bagi pengambil kebijakan dalam merumuskan program yang mendukung akses layanan keuangan bagi semua orang. Dengan demikian, agen BRILink berperan sebagai jembatan penting dalam mendukung inklusi keuangan dan kesejahteraan masyarakat di Indonesia.
Dampak Perubahan Iklim Dalam Perekonomian Indonesia Turnip, Christina Hotmatondini; Lumbansiantar, Krisna Sarinauli; Sinaga, Primawati; Nasution, Armin Rahmansyah; Harahap, Evi Syuriani; Dalimunthe, Muhammad Bukhori
SAKOLA: Journal of Sains Cooperative Learning and Law Vol 2, No 1 (2025): April 2025
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/sakola.v2i1.5961

Abstract

Climate change has become a global phenomenon with significant impacts on the Indonesian economy, especially in vital sectors such as agriculture, fisheries, and infrastructure. This study aims to identify and analyze the effects of climate change on the Indonesian economy, as well as explore mitigation and adaptation solutions that can be applied. The method used in this study is qualitative with a descriptive approach, which relies on secondary data from relevant journals and articles. The results of the study indicate that climate change results in decreased agricultural yields, threats to the fisheries sector, damage to infrastructure, and increased public health risks. All of these in turn reduce productivity and economic stability. In addition, this study found that the uncertainty caused by climate change affects investment decisions, thereby hampering economic growth. The innovation of this study lies in the development of an economic model based on systems analysis that describes the interactions between economic sectors that are vulnerable to climate change, and provides recommendations for more effective adaptation and mitigation strategies according to the local context in Indonesia.
Dampak Perubahan Iklim Dalam Perekonomian Indonesia Turnip, Christina Hotmatondini; Lumbansiantar, Krisna Sarinauli; Sinaga, Primawati; Nasution, Armin Rahmansyah; Harahap, Evi Syuriani; Dalimunthe, Muhammad Bukhori
SAKOLA: Journal of Sains Cooperative Learning and Law Vol 2, No 1 (2025): April 2025
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/sakola.v2i1.5961

Abstract

Climate change has become a global phenomenon with significant impacts on the Indonesian economy, especially in vital sectors such as agriculture, fisheries, and infrastructure. This study aims to identify and analyze the effects of climate change on the Indonesian economy, as well as explore mitigation and adaptation solutions that can be applied. The method used in this study is qualitative with a descriptive approach, which relies on secondary data from relevant journals and articles. The results of the study indicate that climate change results in decreased agricultural yields, threats to the fisheries sector, damage to infrastructure, and increased public health risks. All of these in turn reduce productivity and economic stability. In addition, this study found that the uncertainty caused by climate change affects investment decisions, thereby hampering economic growth. The innovation of this study lies in the development of an economic model based on systems analysis that describes the interactions between economic sectors that are vulnerable to climate change, and provides recommendations for more effective adaptation and mitigation strategies according to the local context in Indonesia.
Co-Authors Evi Syuriani Harahap Lumbansiantar, Krisna Sarinauli Muhammad Bukhori Dalimunthe Nasution, Armin Rahmansyah Siagian, Irma Siantar, Krisna Sarinauli Lumban Simbolon, Putri Alechia Turnip, Christina Hotmatondini