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All Journal JURNAL MAKRO MANAJEMEN IIJSE Majapahit Journal of Islamic Finance dan Management Majapahit Journal of Islamic Finance dan Management Collaborative
Saputra, Taufik Aris
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Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

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Risk Management Analysis of Sharia Gold Pawn Financing Products at BPRS Bhakti Sumekar Saputra, Taufik Aris
Majapahit Journal of Islamic Finance and Management Vol. 2 No. 2 (2022): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v2i2.27

Abstract

BPRS Bhakti Sumekar Bandaran, Tlanakan Sub-Branch Office offers various products needed by the community such as financing products, funding products, and service products. One of the financing products available at the BPRS Bhakti Sumekar is iB Maslahah’s Gold Partner a gold-backed qardh product in which the bank provides financing facilities to customers with gold collateral. The study aims to determine what are the risks experienced by financing gold pawning products and how the risk management process is carried out by BPRS Bhakti Sumekar in Sharia gold pawning financing products. This research is a type of qualitative research using a descriptive approach. Data was obtained by interview, observation, and documentation. Data credibility test uses triangulation data credibility test. While data analysis techniques use: Data reduction, data presentation, and drawing conclusions. Thus, based on the analysis of Sharia gold pawning financing risk at BPRS Bhakti Sumekar Bandaran, Tlanakan the highest risk is market risk, operational risk, and strategic risk. While compliance risk, legal risk, credit risk, reputation risk, and liquidity risk have low risks.
Risk Management Analysis of Sharia Gold Pawn Financing Products at BPRS Bhakti Sumekar Saputra, Taufik Aris
Majapahit Journal of Islamic Finance and Management Vol. 2 No. 2 (2022): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v2i2.27

Abstract

BPRS Bhakti Sumekar Bandaran, Tlanakan Sub-Branch Office offers various products needed by the community such as financing products, funding products, and service products. One of the financing products available at the BPRS Bhakti Sumekar is iB Maslahah’s Gold Partner a gold-backed qardh product in which the bank provides financing facilities to customers with gold collateral. The study aims to determine what are the risks experienced by financing gold pawning products and how the risk management process is carried out by BPRS Bhakti Sumekar in Sharia gold pawning financing products. This research is a type of qualitative research using a descriptive approach. Data was obtained by interview, observation, and documentation. Data credibility test uses triangulation data credibility test. While data analysis techniques use: Data reduction, data presentation, and drawing conclusions. Thus, based on the analysis of Sharia gold pawning financing risk at BPRS Bhakti Sumekar Bandaran, Tlanakan the highest risk is market risk, operational risk, and strategic risk. While compliance risk, legal risk, credit risk, reputation risk, and liquidity risk have low risks.
PELATIHAN ADMINISTRASI PERKANTORAN UNTUK TENAGA OUTSOURCHING DI PT. ANUGERAH PRATAMA PAMEKASAN Muin, Abdul; Rosyid, Moh. Zaiful; Habibur Rahman; Saputra, Taufik Aris; Nasrullah, Achmad Muzammil Alfan; Qurnain, Nuzulul
Collaborative: Jurnal Pengabdian Masyarakat Vol. 2 No. 2 (2024): Desember
Publisher : CV. Jendela Gagasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61743/collaborative.v2i2.98

Abstract

Artikel pengabdian ini ingin mengetahui pelaksanaan pelatihan administrasi perkantoran dan hasil dari pelatihan tersebut Untuk Tenaga Outsourching di PT Anugerah Pratama Pamekasan. Metode pengabdian yang digunakan adalah metode model pijar yang tahapannya melalui analisa kebutuhan, perencanaan, pelaksanaan dan evaluasi. Hasil pelatihan menunjukan bahwasanya Pelatihan administrasi perkantoran untuk tenaga outsourcing di PT Anugerah Pratama Pamekasan berhasil meningkatkan kemampuan peserta secara signifikan dalam berbagai aspek pekerjaan administratif. Evaluasi menunjukkan peningkatan yang signifikan dalam pengelolaan dokumen, penggunaan teknologi perkantoran, keterampilan komunikasi, manajemen waktu, dan etika profesionalisme. Hasil ini diharapkan dapat meningkatkan efisiensi operasional perusahaan dan kontribusi positif dari tenaga outsourcing dalam lingkungan kerja.
ANALISIS FAKTOR-FAKTOR YANG BERPENGARUH TERHADAP MANAJEMEN LABA PADA PERUSAHAAN MANUFAKTUR BIDANG CONSUMER GOODS YANG TERDAFTAR DI DURSA EFEK INDONESIA Saputra, Taufik Aris
Makro Jurnal Manajemen Dan Kewirausahaan Vol 1, No 1 (2016): MAKRO
Publisher : Universitas Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (839.228 KB) | DOI: 10.53712/jmm.v1i1.242

Abstract

Penelitian ini bertujuan untuk menguji Analisis Faktor-Faktor Yang Berpengaruh Terhadap Manajemen Laba Pada Perusahaan Manufaktur Bidang Consumer Goods Yang Terdaftar Di Bursa Efek IndonesiaMetode penelitian yang digunakan dalam penelitian ini adalah metode deskriptif kuantitatif. Penelitian ini dilakukan dengan menggunakan data sekunder. Dalam pemilihan sampel yang peneliti gunakan metode purposive sampling dan berdasarkan kriteria, sampel yang diperoleh yaitu 20 perusahaan Consumer Goods di Bursa Efek Indonesia dari tahun 2012-2014. Data diuji dengan menggunakan statistik dekriptif, uji asumsi klasik, regresi linier berganda dan uji hipotesisBerdasarkan penelitian yang telah dilakukan, hasil penelitian menunjukkan secara simultan laverage (DER), ukuran perusahaan (SIZE) dan profitabilitas (ROA) tidak berpengaruh signifikan terhadap manajemen laba. Sedangkan uji secara parsial menunjukkan bahwa tidak berpengaruh signifikan terhadap manajemen laba karena nilai signifikansinya di atas 0,05 semua. Dan yang paaling dominan terhadap manajemen laba adalah profitabilitas (ROA) dengan nilai signifikan 1,417.
Islamic Economic Politics and Policy for the Use of Artificial Intelligence in the Defense Sector Saputra, Taufik Aris; Kunaifi, Aang
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 3 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i3.4854

Abstract

Artificial Intelligence (AI) is a controversial issue. Technological progress that is in harmony with efforts to create convenience and speed in human work is inevitable, even though it also creates an impact of vulnerability in the existence and function of humanity. It is worth asking how important is the existence and usefulness of AI for humans. What is the concept of AI development from an Islamic political and economic perspective? This article aims to explain the urgency of the existence of AI in national and state life and to describe the concept of state policy from an Islamic political-economic perspective relating to the development of AI. To obtain a comprehensive analysis, this article uses a literature study approach by collecting, categorizing, classifying, and concluding the subject matter. The references used are studies of Islamic economic politics, Islamic jurisprudence rules, and Islamic history, as well as references related to facts about the use of AI. The results of the study show that the use of AI is very urgent for the life of the nation and state for valid, accurate, and fast military information and decision-making. So, the policy of utilizing AI from an Islamic political economic perspective emphasizes its support through state budget allocation in developing information technology and the military industry.
Co-Authors Aang Kunaifi Abdul Muin Habibur Rahman Nasrullah, Achmad Muzammil Alfan Nuzulul Qurnain, Nuzulul Rosyid, Moh. Zaiful