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All Journal Equator Journal of Management and Entrepreneurship Journal of Business & Banking Jurnal Ekonomi Syariah Teori dan Terapan JURNAL EKONOMI DAN BISNIS AIRLANGGA Jurnal Ilmiah Ekonomi Islam SRIWIJAYA INTERNATIONAL JOURNAL OF DYNAMIC ECONOMICS AND BUSINESS Istinbath: Jurnal Hukum dan Ekonomi Islam Journal of halal product and research (JHPR) ASIAN JOURNAL OF ISLAMIC MANAGEMENT (AJIM) Jurnal Ekonomika dan Bisnis Islam
Pertiwi, Tanza Dona
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Studi financial literacy, financial self-efficacy, financial behavior dosen Universidade da Paz Timor Leste Amaral, Leonardo Bele Bau; Iramani, Rr; Pertiwi, Tanza Dona
Journal of Business & Banking Vol 14 No 1: May-October (2024)
Publisher : Universitas Hayam Wuruk Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v14i1.5024

Abstract

Financial behavior reflects how individuals manage financial resources to meet their needs and achieve life goals. Financial behavior, when supported by financial literacy, experience, and self-efficacy, can enhance living standards. This study aims to explore the influence of financial literacy, financial experience, and the role of financial self-efficacy as an intervening variable. of lecturers at Universidade da Paz. The sample was taken using purposive sampling. Total respondents were 100 lecturers at Universidade da Paz Timor Leste. Research on financial behavior has been conducted in Indonesia and other countries. However, similar research has not touched the society in Timor Leste. Therefore, this research is very important to do in order to enrich empirical findings in behavior finance research. Data was collected using the survey method through questionnaires. Analysis is conducted using SEM-PLS. The results showed that financial literacy and financial experience had no significant direct effect on financial behavior. Financial self-efficacy has a significant positive effect on financial behavior and is proven as a mediator in the relationship between financial experience and financial behavior. The implication is that Universidade da Paz lecturers should improve their financial experience by growing their self-efficacy which in turn makes their financial behavior better.
Menggali Konsep Maqashid Syariah: Perspektif Pemikiran Tokoh Islam Pertiwi, Tanza Dona; Herianingrum, Sri
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12386

Abstract

This research aims to explore the concept of Maqashid Sharia in the thinking of Islamic figures, namely As-Syaitibi, Al-Ghazali, and Ibn Asyur, with a focus on its potential for adoption in the context of Islamic financial institutions. Maqashid Sharia is the moral foundation for Islamic law, which includes justice, welfare, and protection of human rights. The thoughts of these figures enrich and expand the understanding of the concept, which can become the basis for developing new conceptual models. Through a thought and literature analysis approach, this research will investigate the views of As-Syaitibi, Al-Ghazali, and Ibn Asyur regarding Maqashid Sharia and explore its potential for application in Islamic financial institutions. By producing an integrated conceptual model, it is hoped that this research can provide practical guidance for Islamic financial institutions in carrying out their functions by paying attention to broader moral and social aspects. It is hoped that the results of this research can be a conceptual contribution to the development of Islamic financial institutions, as well as open up space for further research related to the implementation of the Maqashid Sharia concept in the context of Islamic finance.
Determinasi Niat UMK untuk Memperoleh Sertifikasi Halal: Peran Religiusitas, Halal Knowledge, Government Support, dan Attitude Cholil, Muhammad; Prasetyo, Ari; Pertiwi, Tanza Dona; Aji, Mochamad Syafruddin
Equator Journal of Management and Entrepreneurship (EJME) Vol 13, No 4 (2025): Equator Journal of Management and Entrepreneurship
Publisher : Universitas Tanjungpura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26418/ejme.v13i4.102322

Abstract

Penelitian ini bertujuan menganalisis pengaruh religiosity, halal knowledge, dan government support terhadap intention to obtain halal certification pada pelaku UMK, serta menguji peran mediasi attitude dalam hubungan tersebut. Pendekatan kuantitatif digunakan dengan metode survei terhadap pelaku UMK yang telah memproduksi makanan dan minuman. Analisis data dilakukan menggunakan Partial Least Squares Structural Equation Modeling (PLS-SEM). Hasil penelitian menunjukkan bahwa religiosity tidak berpengaruh signifikan terhadap niat memperoleh sertifikasi halal, sementara halal knowledge berpengaruh signifikan secara positif. Government support tidak berpengaruh langsung terhadap niat, namun attitude terbukti sebagai variabel penting yang mampu memediasi pengaruh religiosity dan government support terhadap niat mengurus sertifikasi halal. Sebaliknya, attitude tidak mampu memediasi pengaruh halal knowledge, yang berarti pengetahuan halal memengaruhi niat secara langsung tanpa melalui pembentukan sikap. Temuan ini menegaskan bahwa sikap positif merupakan determinan kunci dalam mendorong pelaku UMK untuk mengurus sertifikasi halal, sedangkan pengetahuan berperan sebagai penggerak langsung perilaku. Hasil penelitian ini memberikan implikasi praktis bahwa edukasi halal perlu diperkuat untuk meningkatkan pemahaman pelaku usaha, sementara dukungan pemerintah harus lebih efektif dan dipersepsikan sebagai kemudahan nyata agar mampu memengaruhi sikap dan niat pelaku UMK. Penelitian ini diharapkan dapat berkontribusi pada pengembangan strategi peningkatan kepatuhan sertifikasi halal bagi sektor UMK serta memperkaya kajian perilaku dalam konteks implementasi regulasi halal di Indonesia.
Co-Authors Achmad Room Fitrianto Achsania Hendratmi Aji, Mochamad Syafruddin Amaral, Leonardo Bele Bau Ari Prasetyo Cholil, Muhammad Cipto, Disca Aprilinda Eko Kurniawan Hikmah, Lailatul Ika Yunia Fauzia Iramani, Rr Kholison, Rohmatul Farohah Kholison, Rohmatul Farokhah Mamduh, Muhammad Faizul Muhammad Cholil Osman, Ismah Rani, Lina Nugraha Ririn Tri Ratnasari Ronny Ronny Rusgianto, Sulistya Samsul Arifin Soleh, Mochammad Sri Herianingrum Susanto, Arva Athallah Tika Widiastuti