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PENGETAHUAN KEUANGAN UNTUK MEMBENTUK PERILAKU KEUANGAN KELUARGA (Studi Kasus Pada Ibu Rumah Tangga di Kota Malang) dwiastanti, anis
Majalah Ekonomi Vol 23 No 1 (2018): Juli 2018
Publisher : Fakultas Ekonomi Universitas PGRI Adi Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (605.611 KB)

Abstract

Perempuan sebagai Ibu Rumah Tangga memiliki banyak peran dalam keluarga, terutama bagaimana kepiawaiannya dalam mengelola keuangan untuk menjaga stabilitas ekonomi keluarga. Tanpa didasari pengetahuan dalam mengelola keuangan perempuan akan banyak mengalami hambatan dan kesalahan dalam pengalokasian keuangan rumah tangganya.Tujuan penelitian ini untuk menganalisis pengaruh Pengetahuan Keuangan Ibu Rumah Tangga yang terdiri dari Pengetahuan Perbankan, Asuransi dan Pegadaian terhadap Perilaku Pengelolaan Keuangan Keluarga; dan menganalisis perbedaan antara Perilaku Pengelolaan Keuangan Ibu Rumah Tangga yang bekerja dengan Ibu Rumah Tangga yang tidak bekerja.Penelitian ini menggunakan pendekatan kuantitatif, dengan menggunakan kuesioner sebagai alat untuk mencari data. Responden yang dipergunakan sebanyak 150 orang. Terdiri dari Ibu Rumah Tangga yang bekerja dan Ibu Rumah Tangga yang tidak bekerja. Analisis data menggunakan Regresi Linear Berganda. Hasil penelitian menunjukkan adanya pengaruh yang signifikan antara Pengetahuan Keuangan Ibu Rumah Tangga terhadap Perilaku Pengelolaan Keuangan Keluarga, baik secara bersama-sama maupun secara parsial. Dan terdapat perbedaan antara perilaku pengelolaan keuangan Ibu Rumah Tangga yang bekerja dengan Ibu Rumah Tangga yang tidak bekerja
Pengaruh Karakteristik Wirausaha, Lingkungan Eksternal dan Strategi Bertahan Umkm dalam Menjaga Keberlangsungan Usaha di Musim Pandemi Covid 19 Dwiastanti, Anis; Mustapa, Gusnar
Business and Accounting Education Journal Vol 1 No 3 (2020): Vol 1 No 3 (2020): Business and Accounting Education Journal
Publisher : Jurusan Pendidikan Ekonomi, Fakultas Ekonomi, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (423.238 KB) | DOI: 10.15294/baej.v1i3.42740

Abstract

This research aims to analyze the relationship between entrepreneurial characteristics, external environment and MSME survival strategy in maintaining business continuity during pandemic period, both partially and simultaneously. The research was conducted with a quantitative approach with a sample of 128 MSMEs in Malang Raya. Regression analysis is used to test the relationship between the variables studied. The results showed a partial and simultaneous relationship between individual characteristics, external environment and MSME survival strategy in maintaining business continuity, where entrepreneurial characteristics are the dominant variables affecting business continuity. The results of this study further recommend that the need to edify the talents of interest and confidence of entrepreneurial actors to the challenges and opportunities faced with hard work and real perseverance.
PENGETAHUAN KEUANGAN UNTUK MEMBENTUK PERILAKU KEUANGAN KELUARGA (Studi Kasus Pada Ibu Rumah Tangga di Kota Malang) dwiastanti, anis
Majalah Ekonomi Vol 23 No 1 (2018): Juli 2018
Publisher : Fakultas Ekonomi Universitas PGRI Adi Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Perempuan sebagai Ibu Rumah Tangga memiliki banyak peran dalam keluarga, terutama bagaimana kepiawaiannya dalam mengelola keuangan untuk menjaga stabilitas ekonomi keluarga. Tanpa didasari pengetahuan dalam mengelola keuangan perempuan akan banyak mengalami hambatan dan kesalahan dalam pengalokasian keuangan rumah tangganya.Tujuan penelitian ini untuk menganalisis pengaruh Pengetahuan Keuangan Ibu Rumah Tangga yang terdiri dari Pengetahuan Perbankan, Asuransi dan Pegadaian terhadap Perilaku Pengelolaan Keuangan Keluarga; dan menganalisis perbedaan antara Perilaku Pengelolaan Keuangan Ibu Rumah Tangga yang bekerja dengan Ibu Rumah Tangga yang tidak bekerja.Penelitian ini menggunakan pendekatan kuantitatif, dengan menggunakan kuesioner sebagai alat untuk mencari data. Responden yang dipergunakan sebanyak 150 orang. Terdiri dari Ibu Rumah Tangga yang bekerja dan Ibu Rumah Tangga yang tidak bekerja. Analisis data menggunakan Regresi Linear Berganda. Hasil penelitian menunjukkan adanya pengaruh yang signifikan antara Pengetahuan Keuangan Ibu Rumah Tangga terhadap Perilaku Pengelolaan Keuangan Keluarga, baik secara bersama-sama maupun secara parsial. Dan terdapat perbedaan antara perilaku pengelolaan keuangan Ibu Rumah Tangga yang bekerja dengan Ibu Rumah Tangga yang tidak bekerja
Pengaruh Karakteristik Wirausaha, Lingkungan Eksternal dan Strategi Bertahan Umkm dalam Menjaga Keberlangsungan Usaha di Musim Pandemi Covid 19 Dwiastanti, Anis; Mustapa, Gusnar
Business and Accounting Education Journal Vol 1 No 3 (2020): Vol 1 No 3 (2020): Business and Accounting Education Journal
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/baej.v1i3.42740

Abstract

This research aims to analyze the relationship between entrepreneurial characteristics, external environment and MSME survival strategy in maintaining business continuity during pandemic period, both partially and simultaneously. The research was conducted with a quantitative approach with a sample of 128 MSMEs in Malang Raya. Regression analysis is used to test the relationship between the variables studied. The results showed a partial and simultaneous relationship between individual characteristics, external environment and MSME survival strategy in maintaining business continuity, where entrepreneurial characteristics are the dominant variables affecting business continuity. The results of this study further recommend that the need to edify the talents of interest and confidence of entrepreneurial actors to the challenges and opportunities faced with hard work and real perseverance.
Analisis Rasio Keuangan Perbankan yang Mempengaruhi Non Performing Loan (NPL) Periode 2015-2017 (Studi Kasus Pada Bank Umum Konvensional yang Terdaftar di Bursa Efek Indonesia) Faisal Amir; Anis Dwiastanti; Ida Nuryana
Jurnal Riset Mahasiswa Manajemen Vol. 7 No. 1 (2019): APRIL
Publisher : Fakultas Ekonomika dan Bisnis Universitas PGRI Kanjuruhan Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (6758.012 KB) | DOI: 10.21067/jrmm.v5i1.4063

Abstract

This studyto determine the effect of financial ratios on non-performing loans (NPLs) on conventional commercial banks listed on the Indonesia Stock Exchange in the 2015-2017 period. This type of research is quantitative research. The population in this study were all conventional commercial banks listed on the Indonesia Stock Exchange from 2015-2017 totaling 42 banks. Sampling was done by purposive sampling method. According to Sugiyono (2010) purposive sampling is a sample taken based on certain considerations or criteria. The number of samples to be used in this study were 25 conventional commercial banks listed on the Indonesia Stock Exchange in the 2015-2017 period. The data analysis technique used in this study is multiple linear regression analysis. The results of this study indicate that simultaneously CAR, LDR, LAR, and BOPO variables have a significant effect on Non-Performing Loans (NPL). While partially the Capital Adequacy Ratio (CAR) does not affect the Non Performing Loan (NPL), the Loan to Deposit Ratio (LDR) has a negative and significant effect on the Non Performing Loan (NPL), the Loan to Assets Ratio (LAR) has no effect on the Non Performing Loans (NPL), and Operating Expenses and Operating Income (BOPO) have a significant and positive effect on Non-Performing Loans (NPL).
Peran Kecerdasan Intelektual, Kecerdasan Emosional Dan Kecerdasan Spiritual Terhadap Pengelolaan Keuangan Usaha Mikro Kecil Dan Menengah (UMKM) Di Kota Malang Anis Dwiastanti; Andik Wahyudi
INOBIS: Jurnal Inovasi Bisnis dan Manajemen Indonesia Vol. 5 No. 2 (2022): INOBIS: Jurnal Inovasi Bisnis dan Manajemen Indonesia - Edisi Maret 2022
Publisher : Forum Inovasi Bisnis dan Manajemen

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (202.18 KB) | DOI: 10.31842/jurnalinobis.v5i2.227

Abstract

MSMEs have become an important pillar in the economy in Indonesia over the past few years. The rapid development of MSMEs becomes a field of study that is always interesting to research. This research aims to analyze the influence of the role of intellectual intelligence, emotional intelligence and spiritual intelligence in influencing the financial management of MSMEs. By taking a quantitative approach, the sample was obtained by purposive sampling from a number of MSME partners that have been woven by STIE Indocakti. A total of 52 MSME samples have been qualified and sampled in this study. The data was obtained by distributing questionnaires to MSME actors. Through multiple regression analysis, simultaneous and partial testing of research problems is carried out. The results showed a simultaneous influence between intellectual intelligence, emotional intelligence and spiritual intelligence on the financial management of MSMEs. But through partial testing found evidence of emotional intelligence has no effect on the financial management of MSMEs.
Analysis of financial knowledge and financial attitude on locus of control and financial management behavior Anis Dwiastanti
MBR (Management and Business Review) Vol 1 No 1 (2017): Juni
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Kanjuruhan Malang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21067/mbr.v1i1.2043

Abstract

This study aims to examine the direct and indirect influence of financial knowledge and financial attitude on locus of control and financial management behavior. The subject of this study used the students of Faculty of Economics and Business at Kanjuruhan University Malang in academic year of 2014 and 2015 as the sample determined by proportional random sampling. Data analysis technique is done by using path analysis. The results showed that financial knowledge has no influence on the locus of control or the financial management behavior. While the financial attitude has a significant effect on the locus of control and financial management behavior. This study also found a significant influence between locus of control with financial management behavior of students of Faculty of Economics and Business at Kanjuruhan University Malang
PENGARUH KUALITAS PRODUK DAN HARGA TERHADAP LOYALITAS PELANGGAN PADA AMSTIRDAM COFFEE DI MALANG Reno - Maulidio; Anis Dwiastanti
INSPIRASI : JURNAL ILMU-ILMU SOSIAL Vol 19, No 1 (2022)
Publisher : STKIP PGRI TULUNGAGUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29100/insp.v19i1.3015

Abstract

This study aims to analyze the partial and simultaneous influence of Product Quality and Price on Customer Loyalty and analyze the greatest influence between Product Quality and Price on Customer Loyalty at Amstirdam Coffee. This research is a survey research, with a descriptive approach. The population in this study were customers of Amstirdam Coffee. The sample size using Ferdinand's technique, which was taken by 108 people through purposive sampling. The results showed that there was a partial and simultaneous influence between product quality and price on customer loyalty, and product quality became the dominant variable on customer loyalty.
The Effect of Compensation and Leadership Style on Employee’s Working Performance with Job Satisfaction as a Moderating Variable (Case Study at CV Royal ATK Malang) Anis Dwiastanti; Affan Aldi Nafian
Jurnal Ilmu Manajemen Advantage Vol. 6 No. 2 (2022): December 2022
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30741/adv.v6i2.932

Abstract

A human resource is a vital resource for the organization. The strength and weakness of the organization will be effected by the management of human resource as the driving force of the organization. Therefore, compensation and leadership factors are elements that can affect employee satisfaction and performance. This study aims to examine the effect of compensation and leadership style on employee satisfaction and performance at CV Royal ATK Malang. This study used an explanatory research approach, using a questionnaire as a data search tool. All 100 employees of CV Royal ATK were used as saturated samples in this study. Data analysis techniques use Path Analysis. The results of the study show that compensation and leadership style have an influence on job satisfaction. Compensation and leadership style also have an influence on performance. Job satisfaction has a significant effect on employee performance at CV Royal ATK Malang. The research results also note that job satisfaction is proven to be able to mediate the relationship between compensation and performance and job satisfaction is able to mediate the relationship between leadership and employee performance.
PELATIHAN PENYUSUNAN ANGGARAN BAGI USAHA KECIL DAN MENENGAH DI DESA KALISONGO KABUPATEN MALANG Anis Dwiastanti; Andik Wahyudi; Sugeng Waluyo; Agung Rahmadhani; Rosa Arni Sanjaya
Jurnal Edukasi Pengabdian Masyarakat Vol 2 No 1 (2023): JANUARI 2023
Publisher : FIP UNIRA MALANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36636/eduabdimas.v2i1.2118

Abstract

Kegiatan pelatihan penyusunan anggaran yang dilaksanakan di Desa Kalisongo Kabupaten Malang dengan metode workshop memberikan pemahaman kepada peserta tentang bagaimana peran dan pentingnya melakukan pengelolaan keuangan secara lebih baik dan lebih bermartabat terutama dalam kegiatan penyusunan anggaran. Tujuan kegiatan ini adalah memberikan pelatihan penyusunan anggaran bagi para pelaku IKM agar keberlanjutan usaha dan peningkatan laba dapat dicapai. Kegiatan pengabdian masyarakat ini difokuskan kepada pemilik atau pelaku usaha kecil dan menengah di Desa Kalisongo Kabupaten Malang yang telah memiliki lebih dari 30 unit IKM dan tercatat dalam monografi desa. Keberadaan IKM ini telah memberikan sumbangsih perekonomian di Desa Kalisongo, karena beberapa IKM mampu memasarkan produknya sampai tingkat Nasional bahkan ada yang sudah mengekspor ke beberapa negara. Dari kegiatan PKM ini peserta pelatihan mendapatkan manfaat atas pelatihan penyusunan anggaran yang disampaikan pemateri. Karena kegiatan semacam ini (pelatihan penyusunan anggaran) baru pertama kali dilakukan di Desa Kalisongo Kabupaten Malang, maka penyampaian dan penyerapan materi belum terdistribusi secara maksimal. Perlu tindakan dan kegiatan serupa secara berkelanjutan untuk memberikan pemahaman yang lebih baik lagi.