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All Journal Journal Of Management Science (JMAS) Journal of Innovation in Management, Accounting and Business Jurnal Ekonomi dan Bisnis
Supriyanto, Wawan
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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PENGARUH KEWIRAUSAHAAN SOSIAL, PERTUMBUHAN UKM TERHADAP KINERJA EKONOMI LOKAL DI KOTA BANDUNG Supriyanto, Wawan
Jurnal Ekonomi dan Bisnis Vol. 2 No. 4 (2024): April
Publisher : ADISAM PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study investigates the influence of social entrepreneurship and Small and Medium Enterprises (SMEs) growth on local economic performance in Bandung City, Indonesia. Through quantitative analysis techniques, including surveys and Structural Equation Modeling with Partial Least Squares (SEM-PLS), this study explores the relationship between social entrepreneurship, SME growth, and economic performance. The results showed a significant positive influence between social entrepreneurship and SME growth on local economic performance. In addition, SME growth mediates the relationship between social entrepreneurship and economic performance. These findings underscore the importance of fostering an ecosystem that supports social entrepreneurship and SME development for sustainable economic growth in Bandung City.
Trust, Perceived Quality, and Value for Money as Determinants of Customer Loyalty: Insights from the inDrive App Putra, Wira Pramana; Supriyanto, Wawan; Noraga, Gilang Bhirawa; Tarjono
Junal Ilmu Manajemen Vol 8 No 1 (2025): January: Management Science and Field
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/jmas.v8i1.653

Abstract

One of the industries affected by the growth in the number of internet users and advances in digital technology in Indonesia is online transportation. However, the inDrive company showed the smallest performance, which only reached 4.03 million downloads, this merchant was very far behind its competitors, namely Gojek, Grab and Maxim. InDrive has implemented a unique concept, namely the bidding feature in order to achieve fairness and transparency and maximize services with the SHIELD security feature. Therefore, this study aims to identify the effect of value for money, perceived quality on trust, mediate trust in value for money and perceived quality on customer loyalty, and trust in customer loyalty. This research is a quantitative study, with data sources obtained from online questionnaires distributed to 130 respondents who have used the inDrive application in Indonesia who were analyzed using the Structural Equation Model on SmartPLS. The findings of this study are that perceived quality and value for money has a positive and significant effect on trust, trust mediates perceived quality and value for money on customer loyalty and trust has a positive and significant effect on customer loyalty. Trust is the most significant variable affecting customer loyalty, so inDrive Indonesia management must focus on maintaining consistency and increasing consumer trust
Pengaruh Rasio Capital Adequacy Ratio dan Non-Performing Loan Terhadap Return on Assets pada BPR Perbarindo Cirebon Tarjono, Tarjono; Noraga, Gilang Bhirawa; Permana, Ujang; Supriyanto, Wawan
Journal of Innovation in Management, Accounting and Business Vol. 4 No. 2 (2025)
Publisher : Papanda Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56916/jimab.v4i2.1125

Abstract

Bank Perkreditan Rakyat (BPR) berperan penting dalam mendukung ekonomi lokal, namun kinerjanya dipengaruhi oleh kualitas aset dan efisiensi manajemen. Return on Assets (ROA) mencerminkan tingkat profitabilitas dan pengelolaan aset perusahaan. Penelitian ini bertujuan menganalisis pengaruh Capital Adequacy Ratio (CAR) dan Non-Performing Loan (NPL) terhadap ROA pada BPR anggota Perbarindo wilayah Cirebon, meliputi Kota/Kabupaten Cirebon, Kuningan, Majalengka, dan Indramayu, selama 2023–2024. Penelitian menggunakan pendekatan kuantitatif dengan desain kausal asosiatif. Sampel ditentukan secara purposive berdasarkan kriteria kelengkapan dan konsistensi laporan keuangan. Data dianalisis menggunakan regresi linier berganda dengan bantuan SPSS. Hasil menunjukkan bahwa CAR berpengaruh positif signifikan terhadap ROA, sedangkan NPL berpengaruh negatif signifikan. Secara simultan, CAR dan NPL berpengaruh signifikan terhadap ROA dengan nilai determinasi 66,9%. Temuan ini menegaskan pentingnya penguatan permodalan dan pengendalian risiko kredit untuk meningkatkan profitabilitas BPR. Implikasi praktisnya, manajemen BPR disarankan fokus pada strategi peningkatan efisiensi dan kualitas pembiayaan untuk mendorong kinerja keuangan yang berkelanjutan.
Co-Authors Noraga, Gilang Bhirawa Putra, Wira Pramana Tarjono Tarjono, Tarjono Ujang Permana, Ujang