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The Influence of Perceived Benefits and Security of QRIS Use on Behavioral Intentions Firdaus, Risya Zahrotul; Putra, Yoshua Ardy; Purwinarti, Titik; Haryani, Yulita Tri; Pratama, Arizal Putra; Tutupoho, Ridwan Roy; Kurniasari, Ratri; Chandra, Yanita Ella Nilla
Jurnal Manajemen dan Kewirausahaan Vol. 12 No. 2 (2024): December (2024)
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jmdk.v12i2.15027

Abstract

The purpose of this study is to find out the development of the use  of Quick Response Code Indonesian Standard (QRIS) as a digital payment method in Indonesia.This study uses the Technology Acceptance Model (TAM) to analyze the acceptance and use of QRIS among users. Data were obtained from literature studies and secondary data related to the development of QRIS in IndonesiaThe findings show that QRIS is well accepted by the general public, especially MSMEs, as a modern, fast, simple, secure, and reliable digital payment method. This is evidenced by a significant increase in the number of users and the value of QRIS transactions in Indonesia.QRIS has become an important part of the digital and financial payment ecosystem in Indonesia.The use of QRIS makes payments easier, faster, and safer for both consumers and business stakeholders, especially MSMEs. Of course, this will support Indonesia's increasingly digitized economy and contribute to the development of the country's digital economy.Further research is needed to explore the long-term impact of the use of QRIS and identify the factors influencing the adoption and use of QRIS in Indonesian society, in line with digitalization trends and changing preferences of business people.The contribution of this research can provide an overview that the use of QRIS as a means of payment can increase the effectiveness and efficiency in the payment system.
PENGARUH INFLASI DAN BI 7-DAY REVERSE REPO RATE TERHADAP ROA BANK UMUM DI INDONESIA TAHUN 2019-2022 Pratama, Arizal Putra; Roy Tutupoho, Ridwan; Kadunci; Nilla Chandra, Yanita Ella; Akbar, Djuni
Jurnal Administrasi Profesional Vol 5 No 1 (2024): Jurnal Administrasi Profesional
Publisher : Jurusan Administrasi Niaga Politeknik Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32722/jap.v5i1.6914

Abstract

The uncertain global economy during the Covid-19 pandemic during 2020-2022 means that Indonesia must be able to adapt to these conditions. The government, through the Financial Services Authority (OJK), issued a policy that can provide stimulus to the economy in Indonesia, especially the banking industry, so that society is not burdened further in the limited situation at that time. Restrictions on community activities aimed at suppressing the spread of the corona virus have become a challenge for banks in Indonesia to carry out their functions as business entities that collect and distribute public funds. The research examines the influence of the BI 7-day Reverse Repo Rate (BI7DRRR) and inflation on Return on Assets (ROA) of commercial banks in Indonesia during the 2019-2022 period. This year's period shows the conditions in 2019, namely before the Covid-19 pandemic, during the Covid-19 pandemic, namely 2020-2021 and after the Covid-19 pandemic, namely 2022. The method used in this research is quantitative using secondary data from the OJK, using multiple linear analysis techniques.
ANALISIS DAYA SAING EKSPOR TEKSTIL INDONESIA KE AS MENGGUNAKAN REVEALED COMPARATIVE ADVANTAGE (RCA) Utami, Eva Yuniarti; Pratama, Arizal Putra; Destiana, Irna Dwi; Muslim, Istianah; Wulandari, Kartika
Jurnal Administrasi Profesional Vol 6 No 1 (2025): Jurnal Administrasi Profesional
Publisher : Jurusan Administrasi Niaga Politeknik Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32722/jap.v6i1.7532

Abstract

This research focuses on analyzing the competitiveness of Indonesian textile products in the United States market, one of the main export destinations for Indonesian textiles. The purpose of this study is to assess the comparative advantage of Indonesian textile products using the Revealed Comparative Advantage (RCA) method. The research employs secondary data obtained from sources such as the International Trade Centre’s Trade Map (2023), Ministry of Trade (2022), and Ministry of Industry (2023). The results of the RCA analysis reveal that several textile products, such as women’s knitted blouses and men’s suits, show high RCA values, indicating strong competitive advantages. However, challenges such as dependency on imported raw materials, inconsistent product quality, and limited innovation and research and development (R&D) hinder Indonesia's competitiveness in global markets. Furthermore, more than 70% of Indonesia's textile exports to the United States are channeled through intermediaries, reducing control over pricing and marketing strategies. This study recommends strategies to enhance Indonesia's textile competitiveness, such as reducing dependence on imported raw materials, improving product quality control, and increasing investment in innovation and R&D. Strengthening direct distribution networks to major markets like the United States and Europe is also essential for improving competitiveness.
Pelatihan Pencatatan Keuangan dengan Accurate Lite untuk UMKM Sabian Kuliner Kabupaten Bogor Nurhayati, Ida; Bidhari, Sandhika Cipta; Latianingsih, Nining; Mariam, Iis; Sonjaya, Iwan; Pratama, Arizal Putra
CARADDE: Jurnal Pengabdian Kepada Masyarakat Vol. 8 No. 1 (2025): Agustus
Publisher : Ilin Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31960/caradde.v8i1.2810

Abstract

Usaha Mikro, Kecil, dan Menengah (UMKM) merupakan salah satu pilihan jenis usaha yang dapat memperkuat perekonomian masyarakat. Pencatatan keuangan merupakan salah satu aspek penting dalam pengembangan UMKM di suatu daerah. Tujuan kegiatan pengabdian masyarakat ini adalah memberikan pengetahuan dan keterampilan yang memadai mengenai pencatatn keuangan berbasis digital dengan accounting cloud menggunakan aplikasi Accurate Lite. Kegiatan ini ditujukan kepada para pengelola UMKM di desa Bojong Rangkas, Kabupaten Bogor. UMKM “Sabian Kuliner” selama ini belum melakukan pencatatan keuangan dengan baik, sehingga melalui kegiatan pengabdian masyarakat ini dilakukan pelatihan dan pendampingan pencatatan keuangan. Hasil dari kegiatan ini didapatkan bahwa ada kemajuan seebesar 84,6% terkait pemahaman dan penerapan pencatatan keuangan pada bisnis Sabian Kuliner.
Pelatihan Foto Produk Sederhana Bagi UMKM “Rendang Bundo Ade” Nurhayati, Ida; Latianingsih, Nining; Mariam, Iis; Bidhari, Sandhika Cipta; Sonjaya, Iwan; Pratama, Arizal Putra
Bhakti Persada Jurnal Aplikasi IPTEKS Vol. 11 No. 2 (2025): November
Publisher : Unit Publikasi Ilmiah, P3M, Politeknik Negeri Bali

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31940/bp.v11i2.38-45

Abstract

Pelatihan fotografi produk yang dilaksanakan untuk UMKM Rendang Bundo Ade bertujuan untuk meningkatkan keterampilan peserta dalam menghasilkan visual produk yang menarik guna mendukung strategi pemasaran digital. Pelatihan ini meliputi beberapa tahapan, yaitu pengenalan konsep dasar fotografi, diskusi interaktif, praktik langsung, dan evaluasi hasil karya. Peserta yang merupakan pegawai UMKM Rendang Bundo Ade  diajarkan teknik dasar seperti pencahayaan, komposisi, dan pengambilan sudut yang tepat menggunakan perangkat sederhana, seperti kamera ponsel. Hasil pelatihan menunjukkan peningkatan signifikan pada kemampuan peserta dalam memproduksi foto produk yang estetis dan profesional. Foto yang dihasilkan diharapkan dapat memperkuat daya tarik visual produk di platform digital, termasuk media sosial dan e-commerce. Pelatihan ini memberikan fondasi penting bagi UMKM dalam menciptakan konten visual berkualitas, yang secara langsung mendukung pemasaran digital mereka. Dengan keterampilan baru ini, Rendang Bundo Ade diharapkan mampu memperluas jangkauan pasar, meningkatkan daya saing, dan mendorong keberlanjutan usaha di era digital. Pelatihan ini merupakan langkah strategis dalam memberdayakan UMKM untuk menghadapi tantangan dan peluang di pasar modern.
Pengaruh Harga dan Promosi terhadap Keputusan Pembelian pada Kue Pancong Lumer Kitchenette Cabang Depok Aditya, Fachri; Pratama, Arizal Putra; Kurniasari, Ratri; Amrulloh, Amri
JURNAL ECONOMINA Vol. 3 No. 1 (2024): JURNAL ECONOMINA, Januari 2024
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v3i1.1128

Abstract

Tujuan penelitian ini adalah untuk mengetahui apakah ada hubungan antara variabel harga dan promosi dengan keputusan pelanggan untuk membeli produk kue Pancong Lumer Kitchenete. Diharapkan penelitian ini akan membantu Pancong Lumer Kitchenete memperbaiki harga dan promosi mereka sehingga pelanggan dapat membuat keputusan yang lebih baik tentang apa yang mereka beli. Dalam penelitian ini, pendekatan kuantitatif digunakan, dan metode penentuan sampel yang digunakan adalah accidental sampling. Sebanyak 91 orang yang menjawab diambil sampel. Uji validitas dan reliabilitas digunakan untuk menguji instrumen. Studi ini menggunakan regresi linear berganda, koefisien determinasi (R Square), uji T, dan uji F untuk menganalisis data. Data diproses menggunakan program SPSS 16 untuk Windows. Berdasarkan hasil R Square 74,4% variabel harga (X1) dan promosi (X2) mempengaruhi keputusan pembelian (Y) sedangkan sisanya 25,6% dijelaskan oleh faktor- faktor lain yang tidak disertakan dalam model penelitian ini.