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All Journal Proceedings of Annual Conference for Muslim Scholars As-Sidanah : Jurnal Pengabdian Masyarakat Margin Eco : Jurnal Ekonomi dan Perkembangan Bisnis ADILLA: Jurnal Ilmiah Ekonomi Syari'ah Jurnal Pengabdian Pada Masyarakat Al-Muraqabah: Journal of Management and Sharia Business INCOME : Jurnal Akuntansi dan Keuangan Dinamis: Jurnal Pengabdian Kepada Masyarakat TARBAWIYAT: Jurnal Kependidikan SAWEU: Jurnal Pengabdian Kepada Masyarakat SAWEU: Jurnal Pengabdian Kepada Masyarakat
Aris Zulianto
STAI At Tanwir Bojonegoro
Religion Arts Humanities Computer Science & IT Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Social Sciences Other

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Membangun Karakter Generasi Emas 2045 melalui Pendidikan Islam di MI Darul Huda Gedongarum Farik, Fauziatul Khusna; Inayati, Ummi; Agustina, Lina; Ikhsan, Khosip; Azis, Mohamad Abdul; Zulianto, Aris; Mufidah, Eryul
TARBAWIYAT Vol 4 No 1 (2025): Juni
Publisher : Prodi PGMI STAI Al-Akbar Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62589/tarbawiyat.v4i1.297

Abstract

Indonesia aspires to became a more dignified nation by 2045, known as “Indonesia Emas”. This is rooted in Islamic Education, which is crucial for building the character of the current generation, particularly at MI Darul Huda Gedungarum. The current moral decadence and the lack of Islamic education have eroded the character of the current generation. This study aims to describe how building the character of golden generation 2045 trough Islamic education at the MI Darul Huda Gedongarum who have strong characters, noble morals, and are competitive. The background of moral decadence in today's era and also the lack of Islamic education obtained has eroded the character of the current generation of the nation. The method used is a descriptive qualitative research method. Data were obtained from observations, interview optimally with the teachers, principal, books, articles, academic journals, and appropriate research results. The results of the study show that Islamic education very influential in shaping the character of golden generation of 2045 trought the religious values taught. However, the development of technology today is a challenge in it self because it greatly affects the character of the current generation. The current generation, which is expected to become the golden generation of 2045, must of course have good character. Therefore, it is very necessary todevelop the quality of Islamic education to help strengthen the character of the current generation.
Interaksi Fundamental ICR dan DER Terhadap Harga Saham Properti dengan Moderasi BI Rate Fatoni, Inu Yuwan; Hulaikah, Mifta; Mufidah, Eryul; Zulianto, Aris
Margin Eco : Jurnal Ekonomi dan Perkembangan Bisnis Vol. 10 No. 1 (2026): Margin Eco: Jurnal Ekonomi dan Perkembangan Bisnis
Publisher : LPPM Universitas KH A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/margineco.v10i1.7073

Abstract

The property sector is an industry that is very sensitive to monetary policy, but share price dynamics often show anomalies relative to fundamental indicators in volatile market conditions. The novelty of this research lies in testing the Moderated Regression Analysis (MRA) model to reveal the extent to which monetary policy (BI Rate) is able to moderate the influence of internal financial fundamentals (ICR and DER) on stock prices amidst massive government fiscal intervention. Taking the focus on the property sector on the Indonesia Stock Exchange for the 2020-2024 period, the research sample was determined using a purposive sampling approach which produced 100 observation data. Empirical findings confirm that although the model is tested simultaneously feasible (Sig. 0.025), partially only the Debt-to-Equity Ratio (DER) has a significant negative impact on stock prices. On the other hand, the Interest Coverage Ratio (ICR) and BI Rate do not have a significant direct contribution. The crucial results of this research reveal that the BI Rate failed to play a moderating role, which indicates the existence of a "decoupling" phenomenon or a break in monetary policy transmission in the capital market. This proves practically that government stimulus policies (such as VAT DTP and LTV relaxation) as well as fixed interest debt structures for property issuers are much more dominant in reducing market sensitivity to interest rate fluctuations. This research provides a new contribution to the financial management literature by proving that in conditions of crisis or economic recovery, investors tend to ignore external monetary signals and consider real solvency risk (DER) as the main indicator of asset valuation.
Co-Authors Ahmad Budianto Ahmat Arif Syaifudin Aufani, Lukman Azis, Mohamad Abdul Eryul Mufidah Farik, Fauziatul Khusna Farikha, Naela Fatoni, Inu Yuwan Hulaika, Mifta KHOLIFATUR ROSIDAH Khosip Ihsan Khusna Farikhatin, Fauziatul Kurnia Indah Setyaningrum Lestari, Nimas Dewi Lina Agustina Mifta Hulaikah Nila Dwi Susanti Nimas Dewi Lestari Ni’am Zamrodatu Tsania Novia Rohmatullaili NURUL ISTIQOMAH Selia Vinasta Fadhilah Ummi Inayati Vina Lutfiatul Maula Wilda Nailul Mubasyiroh Zulfa Aminatus Zahro